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2012 Annual Financial ReportCITY OF SANGER, TEXAS FINANCIAL REPORT SEPTEMBER 30, 2012 C O N T E N T S Page(s) INDEPENDENT AUDITOR’S REPORT ........................................................................................ 1 MANAGEMENT’S DISCUSSION AND ANALYSIS (UNAUDITED) .............................................. 3 BASIC FINANCIAL STATEMENTS Government-wide Financial Statements Statement of Net Assets ................................................................................................. 12 Statement of Activities ..................................................................................................... 13 Fund Financial Statements Governmental Funds Balance Sheet ........................................................................................................... 14 Reconciliation of the Governmental Funds Balance Sheet to the Statement of Net Assets ...................................................................................... 16 Statement of Revenues, Expenditures, and Changes in Fund Balances .................. 17 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities ......................................................................................... 19 Proprietary Funds Statement of Net Assets ............................................................................................ 20 Statement of Revenues, Expenses, and Changes in Fund Net Assets .................... 21 Statement of Cash Flows .......................................................................................... 22 Notes to Basic Financial Statements .................................................................................... 24 REQUIRED SUPPLEMENTARY INFORMATION (UNAUDITED) Schedule of Funding Progress for Participation in Texas Municipal Retirement System ............................................................................. 47 Budgetary Comparison Schedule – General Fund ............................................................... 48 SUPPLEMENTARY INFORMATION (UNAUDITED) Combining Schedule of Revenues and Expenses – Proprietary Fund by Department ......... 49 Analysis of Property Taxes Receivable ................................................................................. 51 1 AN INDEPENDENT MEMBER OF BAKER TILLY INTERNATIONAL WEAVER AND TIDWELL LLP CERTIFIED PUBLIC ACCOUNTANTS AND CONSULTANTS WWW.WEAVERLLP.COM FORT WORTH 2821 W SEVENTH STREET, SUITE 700, FORT WORTH, TX 76107 P: (817) 332 7905 F: (817) 429 5936 INDEPENDENT AUDITOR’S REPORT To the Honorable Mayor Thomas Muir and Members of the City Council City of Sanger, Texas We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Sanger, Texas (the City) as of and for the year ended September 30, 2012, which collectively comprise the City’s basic financial statements as listed in the table of contents. These financial statements are the responsibility of the City’s management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City as of September 30, 2012, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis, the schedule of funding progress and budgetary comparison schedule on pages 3 through 11 and 47 through 48 be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the financial statements, and other knowledge we obtained during our audit of the financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. 2 To the Honorable Mayor Thomas Muir and the Members of the City Council City of Sanger, Texas Page 2 Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City’s basic financial statements as a whole. The Combining Schedule of Revenues and Expenses – Proprietary Fund by Department and Analysis of Property Taxes Receivable on pages 49 through 51 are presented for purposes of additional analysis and are not a required part of the financial statements. This information has not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. WEAVER AND TIDWELL, L.L.P. Fort Worth, TX February 21, 2013 MANAGEMENT’S DISCUSSION AND ANALYSIS SEPTEMBER 30, 2012 3 The management of the City of Sanger offers readers of the financial statements this narrative overview and analysis of the financial activities of the City of Sanger for the fiscal year ended September 30, 2012. We encourage readers to consider the information presented here in conjunction with the City’s financial statements and accompanying footnotes of this report. FINANCIAL HIGHLIGHTS  The assets of the City of Sanger exceeded its liabilities at the close of the most recent fiscal year by $23,507,689 (net assets). Of this amount, $5,931,366 (unrestricted net assets) may be used to meet the government’s ongoing obligations to citizens and creditors in accordance with the City’s fund designation and fiscal policies.  The City’s total capital assets increased by $451,268.  As of the close of the fiscal year, the City’s governmental funds reported combined ending fund balances of $2,693,754.  The fund balance of the General Fund decreased by $26,826 or 3% to $773,397 at September 30, 2012 primarily due to a transfer to the Capital Projects Fund of $200,000. OVERVIEW OF THE FINANCIAL STATEMENTS The Management’s Discussion and Analysis is intended to serve as an introduction to the City of Sanger’s basic financial statements. This annual report consists of three components: (1) government-wide financial statements, (2) fund financial statements, and (3) notes to the financial statements. This report contains other supplementary information in addition to the basic financial statements themselves. Government-wide Statements. The government-wide financial statements are designed to provide readers with a broad overview of the City’s finances in a manner similar to private- sector business. The statements report information about the City as a whole using accounting methods similar to those used by private-sector companies. The statement of net assets includes all of the government’s assets and liabilities, with the difference between the two being reported as net assets. Over time, increases or decreases in net assets are an indicator as to whether the financial position of the City is improving or deteriorating. To assess the overall health of the City, additional non-financial factors (such as the City’s tax base) will need to be considered. The statement of activities presents information on how the City’s net assets changed during the fiscal year. All of the current year’s revenues and expenses are accounted for in the statement of activities regardless of when cash is received or paid. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned, but not used vacation leave). MANAGEMENT’S DISCUSSION AND ANALYSIS SEPTEMBER 30, 2012 (CONTINUED) Major Features of the City of Sanger's Government-wide and Fund Financial Statements 4 Both the statement of net assets and the statement of activities are prepared using the accrual basis of accounting as opposed to the modified accrual basis of accounting. In its Statement of Net Assets and Statement of Activities, the City of Sanger is divided between two kinds of activities:  Governmental activities. Most of the City’s basic services are included here, such as general government, public safety, streets, sanitation, and culture and recreation. Property taxes, sales taxes, franchise fees, and charges for services finance most of these activities.  Business-type activities. A fee is charged to customers by the City to cover the cost of services it provides. The City’s utility systems (electric, water, and wastewater) activities are reported here. Fund Financial Statements. The fund financial statements provide more detailed information about the City’s most significant funds and not the City as a whole. Funds are accounting devices that the City uses to keep track of specific sources of funding and spending for particular purposes.  Certain funds are restricted by State law and by bond covenants.  The City Council establishes guidelines to control and manage money for particular purposes or to show that it is properly using certain revenue resources. The City has two categories of funds: governmental funds and proprietary funds.  Governmental funds. The City’s basic services are included in governmental funds, which focus on cash and other financial assets that can readily be converted to cash flow, as well as the balances left at year-end that are available for spending. Consequently, the governmental fund statements provide a detailed short-term view that helps determine whether there are more or fewer financial resources that can be spent in the near future to finance the City’s programs. Because this information does not encompass the additional long-term focus of the government-wide statements, additional information is provided on the subsequent pages, explaining the relationship (or differences) between them. The relationship or differences between governmental activities (reported in the Statement of Net Assets and the Statement of Activities) and governmental funds is detailed in a reconciliation following each of the fund financial statements.  Proprietary funds (business-type funds). Services for which the City charges customers a fee are generally reported in proprietary funds. Proprietary funds, like government- wide statements, provide both short and long-term financial information. Proprietary funds are reported in the same manner that all activities are reported in the Statement of Net Assets and the Statement of Activities. MANAGEMENT’S DISCUSSION AND ANALYSIS SEPTEMBER 30, 2012 (CONTINUED) Major Features of the City of Sanger's Government-wide and Fund Financial Statements 5 Fund Statements Government- wide Governmental Funds Proprietary Funds Scope Entire government (except fiduciary funds) and the its component units The activities of the City that are not proprietary or fiduciary Activities the City operates similar to private business: electric, water, and wastewater utilities Required Financial Statements Statement of net assets Balance Sheet Statement of net assets Statement of activities Statement of revenues, expenditures and changes in fund balances Statement of revenues, expenses and changes in fund net assets Statement of cash flows Accounting basis and measurement focus Accrual accounting and economic resources focus Modified accrual accounting and current financial resources focus Accrual accounting and economic resources focus Type of asset/liability information All assets and liabilities, both financial and capital, short- term and long- term Only assets expected to be used up and liabilities that come due during the year or soon thereafter; no capital assets included All assets and liabilities, both financial and capital, and short- term and long- term Type of inflow/outflow information All revenues and expenses during year, regardless of when cash is received or paid Revenues for which cash is received during or soon after the end of the year; expenditures when goods or services have been received and payment is due during the year or soon thereafter All revenues and expenses during year, regardless of when cash is received or paid MANAGEMENT’S DISCUSSION AND ANALYSIS SEPTEMBER 30, 2012 (CONTINUED) 6 GOVERNMENT-WIDE FINANCIAL ANALYSIS As of September 30, 2012, the City’s combined net assets were $23,507,689, of which $10,313,749 can be attributed to governmental activities and $13,193,940 attributed to business-type activities. This analysis focuses on the net assets (Table 1) and changes in net assets (Table 2) of the City’s governmental and business-type activities. Net Assets Net assets at September 30, 2012, were $23,507,689, representing an increase of $2,676,673 in total net assets of governmental and business-type activities. The largest portion of the City’s net assets reflects its investment in capital assets (e.g., land, building, machinery, equipment, and infrastructure – streets, drainage, water, wastewater, and electric) less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. Table 1 – Net Assets 2012 2011 2012 2011 2012 2011 Assets Cash and cash equivalents 415,126$ 477,062$ 2,293,053$ 1,053,839$ 2,708,179$ 1,530,901$ Certificates of deposit 408,004 405,436 335,825 419,966 743,829 825,402 Accounts receivable, net 411,622 344,678 1,537,373 1,178,950 1,948,995 1,523,628 Inventories - 433,508 300,607 433,508 300,607 Due from other funds 263,811 - - - 263,811 - Restricted cash and cash equivalents 1,735,949 2,424,955 2,623,570 2,312,309 4,359,519 4,737,264 Bond issuance costs, net 281,317 295,168 73,087 102,643 354,404 397,811 Capital assets, net of accumulated depreciation 14,973,623 14,146,175 12,789,033 13,165,213 27,762,656 27,311,388 Total assets 18,489,452$ 18,093,474$ 20,085,449$ 18,533,527$ 38,574,901$ 36,627,001$ Liabilities Accounts payable 272,746$ 684,916$ 581,313$ 498,353$ 854,059$ 1,183,269$ Customer deposits - - 315,761 297,609 315,761 297,609 Other liabilities 163,986 99,009 147,008 166,171 310,994 265,180 Due to other funds - - 263,811 - 263,811 - Current portion long-term debt 676,619 578,015 657,993 534,466 1,334,612 1,112,481 Compensated absences 110,404 77,947 67,973 54,220 178,377 132,167 Long-term debt 6,951,948 7,311,051 4,857,650 5,494,228 11,809,598 12,805,279 Total liabilities 8,175,703$ 8,750,938$ 6,891,509$ 7,045,047$ 15,067,212$ 15,795,985$ Net assets Invested in capital assets 7,371,097$ 6,274,498$ 7,287,190$ 7,150,229$ 14,658,287$ 13,424,727$ Restricted for specific purpose 610,227 524,980 2,307,809 2,014,700 2,918,036 2,539,680 Unrestricted 2,332,425 2,543,058 3,598,941 2,323,551 5,931,366 4,866,609 Net assets 10,313,749$ 9,342,536$ 13,193,940$ 11,488,480$ 23,507,689$ 20,831,016$ Governmental Activities Business-Type Activities Total MANAGEMENT’S DISCUSSION AND ANALYSIS SEPTEMBER 30, 2012 (CONTINUED) 7 Changes in Net Assets Governmental activities increased the City’s net assets by $971,213 and business-type activities increased the City’s net assets by $1,705,460. The key elements of these changes are contained in Table 2. Table 2 – Changes in Net Assets 2012 2011 2012 2011 2012 2011 Revenues Program Revenues: Charges for services 1,511,279$ 1,424,884$ 10,740,154$ 10,189,544$ 12,251,433$ 11,614,428$ Grants and donations 500,000 195,102 - - 500,000 195,102 General Revenues: Taxes 4,108,822 4,046,632 - - 4,108,822 4,046,632 Licenses and permits 130,869 44,827 - - 130,869 44,827 Investment earnings 16,826 34,292 32,902 30,882 49,728 65,174 Transfers - 307,241 - (307,241) - - Miscellaneous 211,956 150,708 - - 211,956 150,708 Gain (loss) on sale of assets - 7,436 - - - 7,436 Total revenues 6,479,752 6,211,122 10,773,056 9,913,185 17,252,808 16,124,307 Expenses General government 750,649 705,012 - - 750,649 705,012 Police and animal control 1,503,327 1,436,505 - - 1,503,327 1,436,505 Streets and sanitation 1,445,542 1,349,968 - - 1,445,542 1,349,968 Fire and EMS 766,011 692,184 - - 766,011 692,184 Court 209,333 228,030 - - 209,333 228,030 Culture and recreation 493,541 425,674 - - 493,541 425,674 Interest on long-term debt 340,136 377,693 217,588 317,323 557,724 695,016 Proprietary expenses - - 8,850,008 8,902,681 8,850,008 8,902,681 Total expenses 5,508,539 5,215,066 9,067,596 9,220,004 14,576,135 14,435,070 Change in net assets 971,213 996,056 1,705,460 693,181 2,676,673 1,689,237 Beginning net assets 9,342,536 8,346,480 11,488,480 10,795,299 20,831,016 19,141,779 Ending net assets 10,313,749$ 9,342,536$ 13,193,940$ 11,488,480$ 23,507,689$ 20,831,016$ Governmental Business-Type Activities Activities Total MANAGEMENT’S DISCUSSION AND ANALYSIS SEPTEMBER 30, 2012 (CONTINUED) 8 The City’s total revenues for the year ended September 30, 2012, were $17,252,808 with a significant portion, 71%, of the City’s total revenue coming from charges for services, 14% from property taxes, 7% from sales taxes, while 8% is obtained from the remaining revenue sources (see Figure 1). Because Sanger owns an electric utility, revenues from charges for services are a large percentage of overall revenues. Without the ownership of its electricity utility, the City’s property tax rate would be approximately ten cents higher per $100 valuation than its current rate in order to generate the same amount of operating revenue. Figure 1 Governmental activities revenues total $6,479,752 for the year ended September 30, 2012, of which $4,108,822 (63%) is attributed to taxes. Significant general governmental expenses include public safety (including Fire and EMS and police and animal control), which incurred expenses of $2,269,338, and streets and sanitation, which incurred expenses of $1,445,542. Business-type activities increased the City’s net assets by $1,705,460 and governmental activities increased the City’s net assets by $971,213, accounting for positive growth in the government-wide net assets in fiscal year ended September 30, 2012. Business-type operating revenues increased by $859,871 to $10,773,056 for the year ended September 30, 2012, as a result of an increase in tap fees for new construction. Business-type expenses decreased in fiscal year ending September 30, 2012 mainly due to decreases in interest expense and transfers, resulting in total business-type activity expenses of $9,067,596. MANAGEMENT’S DISCUSSION AND ANALYSIS SEPTEMBER 30, 2012 (CONTINUED) 9 FINANCIAL ANALYSIS OF THE GOVERNMENT’S FUNDS The City uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Governmental Funds The focus of the City’s governmental funds is to provide information on near-term inflows, outflows, and balances of resources available to spend. This information is useful in assessing the financial requirements of the City. As of September 30, 2012, the City’s governmental funds reported a combined ending fund balance of $2,693,754, a reduction of $52,546 from the previous fiscal year’s balance of $2,746,300. The decline in fund balance is primarily due to infrastructure improvements. Of this fund balance, $773,397 constitutes unassigned fund balance, which is available for spending at the government’s discretion. The remainder of the fund balance is restricted to indicate that it is not available for new spending because it has already been committed to pay debt service ($350,895), complete capital projects ($224,097), or enhance economic development ($1,345,365). General Fund. The General Fund is the chief operating fund of the City. At September 30, 2012, the unassigned fund balance of the General Fund was $773,397 a decrease of $26,826 from the prior year. The decrease is primarily due to a $200,000 transfer from the Streets Department to the Capital Projects Fund for infrastructure improvements. The City has continued a very conservative approach to purchasing and employment during 2012 as a result of the uncertain economic conditions. Capital Projects Fund. The entire balance of the capital projects fund is restricted for capital construction and acquisition. At September 30, 2012, the capital projects fund had a fund balance of $224,097, a decrease of $525,881 from 2011. At the end of 2012, the City had invested $27,762,656 in a broad range of capital assets, including land, equipment, buildings, vehicles, streets, drainage, water, wastewater, and electrical systems. (see Table 3). Table 3 – Capital Assets 2012 2011 2012 2011 2012 2011 Land 862,307$ 862,307$ 323,164$ 323,164$ 1,185,471$ 1,185,471$ Construction in progress 272,385 3,239,639 291,414 - 563,799 3,239,639 Infrastructure 10,550,634 9,800,941 22,112,636 22,072,504 32,663,270 31,873,445 Buildings and equipment 9,614,364 5,667,489 2,459,441 2,282,128 12,073,805 7,949,617 Total historical cost 21,299,690 19,570,376 25,186,655 24,677,796 46,486,345 44,248,172 Total accumulated depreciation (6,326,067) (5,424,201) (12,397,622) (11,512,583) (18,723,689) (16,936,784) Net capital assets 14,973,623$ 14,146,175$ 12,789,033$ 13,165,213$ 27,762,656$ 27,311,388$ Governmental Business-Type Activities Activities Total MANAGEMENT’S DISCUSSION AND ANALYSIS SEPTEMBER 30, 2012 (CONTINUED) 10 Debt Service Fund. The debt service fund has a total fund balance of $350,895 at September 30, 2012, an increase of $114,360 over 2011. As of September 30, 2012, the City had $13,144,210 in long-term debt (see Table 4). Table 4 – Long-term Debt 2012 2011 2012 2011 2012 2011 Notes payable 553,391$ 596,104$ -$ -$ 553,391$ 596,104$ Capital leases 340,119 70,162 370,401 376,494 710,520 446,656 Bonds payable 6,735,057 7,222,800 5,145,242 5,652,200 11,880,299 12,875,000 Total long-term debt 7,628,567$ 7,889,066$ 5,515,643$ 6,028,694$ 13,144,210$ 13,917,760$ Governmental Business-Type Activities Activities Total Proprietary Fund. The City’s proprietary fund provides the same type of information found in the government-wide financial statements, but in more detail. Table 5 represents the cost of each of the City’s business-type activities as well as each function’s net cost (total cost less fees generated by the activities and intergovernmental aid). The cost of business-type activities for fiscal year ended September 30, 2012 was $8,850,008. The amount for charges for services that the City’s tax payers paid for these activities was $10,740,154. Excess funds are used by the City to help support the general fund, keeping the property tax rate from increasing. Excess funds are also used to fund capital improvements. Table 5 – Proprietary Fund Activities % Change % Change 2012 2011 2012 2011 Water 1,064,019$ 1,166,704$ -8.80% 438,488$ 113,337$ 286.89% Sewer 824,434 785,829 4.91% 519,495 306,110 69.71% Electric 6,307,713 6,249,768 0.93% 1,527,218 1,498,344 1.93% Other 653,842 700,380 -6.64% (595,055) (630,928) -5.69% Total 8,850,008$ 8,902,681$ -0.59% 1,890,146$ 1,286,863$ 46.88% Total Operating Expenses Total Operating Income (Loss) ECONOMIC FACTORS AND FISCAL YEAR BUDGET AND RATES The fiscal year 2012-2013 budget incorporates no increase in the property tax rate. It remains at $.633049 per $100 valuation. Certified appraised values used for the fiscal year 2013 budget are $37 million higher than the amounts budgeted in the 2011-2012 fiscal year, thus increasing the budgeted property tax revenue. The General Fund budgeted increase in fund balance for fiscal year 2012-2013 is $9,805. The 2012-2013 budget includes no change in either the water or wastewater rates. The Enterprise Fund budgeted increase in fund balance is $161,318. If revenues projected in the 2013 budget are realized, the City will be able to continue operations, absorb inflationary costs, and increase its total fund balance by $461,516 for the City as a whole. MANAGEMENT’S DISCUSSION AND ANALYSIS SEPTEMBER 30, 2012 (CONTINUED) 11 REQUESTS FOR INFORMATION This financial report is designed to provide our citizens, taxpayers, customers, and investors and creditors with a general overview of the City’s finances and to demonstrate the City’s accountability for the funds it receives. If you have questions about this report or would like additional information, please contact the City Manager at the City of Sanger City Hall at 502 Elm Street, Sanger, Texas 76266. CITY OF SANGER, TEXAS STATEMENT OF NET ASSETS SEPTEMBER 30, 2012 The Notes to Basic Financial Statements are an integral part of this statement. 12 Governmental Business-type Activities Activities Total Cash and cash equivalents 415,126$ 2,293,053$ 2,708,179$ Certificates of deposit 408,004 335,825 743,829 Accounts receivable, net Property taxes net of allowance of $60,667 80,907 - 80,907 Sales taxes 183,600 - 183,600 Emergency medical services, net of allowance of $1,582,222 107,490 - 107,490 Utility accounts, net of allowance of $111,174 - 1,504,299 1,504,299 Other 39,625 33,074 72,699 Inventories - 433,508 433,508 Internal balances 263,811 (263,811) - Restricted cash 1,259,697 1,040,028 2,299,725 Restricted certificates of deposit 476,252 1,583,542 2,059,794 Bond issue costs, net 281,317 73,087 354,404 Capital assets Capital assets not being depreciated 1,134,692 614,578 1,749,270 Capital assets being depreciated, net 13,838,931 12,174,455 26,013,386 TOTAL ASSETS 18,489,452$ 19,821,638$ 38,311,090$ Accounts payable and accrued liabilities 272,746$ 581,313$ 854,059$ Customer deposits - 315,761 315,761 Accrued interest payable 46,257 53,033 99,290 Deferred rent 40,008 - 40,008 Compensated absences, due within one year 45,164 34,108 79,272 Bonds payable, due within one year 537,288 479,993 1,017,281 Notes payable, due within one year 36,576 - 36,576 Capital leases, due within one year 102,755 178,000 280,755 Other 77,721 93,975 171,696 Noncurrent liabilities Compensated absences, due in more than one year 65,240 33,865 99,105 Bonds payable, due in more than one year 6,197,769 4,665,249 10,863,018 Notes payable, due in more than one year 516,815 - 516,815 Capital leases, due in more than one year 237,364 192,401 429,765 TOTAL LIABILITIES 8,175,703 6,627,698 14,803,401 Invested in capital assets, net of related debt 7,371,097 7,287,190 14,658,287 Restricted Debt service 610,227 951,238 1,561,465 Capital improvements - 1,356,571 1,356,571 Unrestricted 2,332,425 3,598,941 5,931,366 TOTAL NET ASSETS 10,313,749$ 13,193,940$ 23,507,689$ LIABILITIES Primary Government ASSETS NET ASSETS CITY OF SANGER, TEXAS GOVERNMENT–WIDE STATEMENT OF ACTIVITIES YEAR ENDED SEPTEMBER 30, 2012 The Notes to Basic Financial Statements are an integral part of this statement. 13 Fees, Fines and Capital Grants Charges for and Governmental Business- type Expenses Services Contributions Activities Activities Total Governmental activities General government 750,649$ 803,173$ -$ 52,524$ -$ 52,524$ Police and animal control 1,503,327 - - (1,503,327) - (1,503,327) Streets and sanitation 1,445,542 - 500,000 (945,542) - (945,542) Fire and EMS 766,011 516,203 - (249,808) - (249,808) Court 209,333 191,903 - (17,430) - (17,430) Culture and recreation 493,541 - - (493,541) - (493,541) Interest on long term debt 340,136 - - (340,136) - (340,136) Total governmental activities 5,508,539 1,511,279 500,000 (3,497,260) - (3,497,260) Business-type activities Water 1,064,019 1,502,507 - - 438,488 438,488 Sewer 824,434 1,343,929 - - 519,495 519,495 Electric 6,307,713 7,834,931 - - 1,527,218 1,527,218 Interest on long-term debt 217,588 - - - (217,588) (217,588) Other 653,842 58,787 - - (595,055) (595,055) Total business-type activities 9,067,596 10,740,154 - - 1,672,558 1,672,558 Total primary government 14,576,135$ 12,251,433$ 500,000$ (3,497,260)$ 1,672,558$ (1,824,702)$ General revenues Taxes Ad valorem 2,339,482$ -$ 2,339,482$ Sales 1,229,855 - 1,229,855 Franchise taxes 539,485 - 539,485 Licenses and permits 130,869 - 130,869 Interest income 16,826 32,902 49,728 Miscellaneous revenues 211,956 - 211,956 Total general revenues 4,468,473 32,902 4,501,375 Change in net assets 971,213 1,705,460 2,676,673 NET ASSETS, beginning of year 9,342,536 11,488,480 20,831,016 NET ASSETS, end of year 10,313,749$ 13,193,940$ 23,507,689$ Changes in Net Assets Net (Expenses) Revenue and Program Activities Program Revenues CITY OF SANGER, TEXAS BALANCE SHEET – GOVERNMENTAL FUNDS SEPTEMBER 30, 2012 The Notes to Basic Financial Statements are an integral part of this statement. 14 Debt Capital General Service Projects Cash and equivalents 277,434$ 4,466$ -$ Certificates of deposit 408,004 - - Accounts receivable, net Property taxes, net of allowance of $60,667 56,635 24,272 - Sales taxes 91,800 - - Emergency medical services, net of allowance of $1,582,222 107,490 - - Other 26,356 - 11,594 Due from other funds - - 263,811 Restricted cash 94,796 346,997 45,677 Restricted certificates of deposit 111,565 - - Total assets 1,174,080$ 375,735$ 321,082$ Liabilities Accounts payable 157,511$ -$ 96,985$ Deferred revenue 165,451 24,840 - Other liabilities 77,721 - - Total liabilities 400,683 24,840 96,985 Fund balances Restricted Debt service - 350,895 - Capital projects - - 224,097 Economic development - - - Unassigned 773,397 - - Total fund balances 773,397 350,895 224,097 TOTAL LIABILITIES AND FUND BALANCES 1,174,080$ 375,735$ 321,082$ LIABILITIES AND FUND BALANCES ASSETS 15 Total Governmental 4A Fund 4B Fund Funds 113,031$ 20,195$ 415,126$ - - 408,004 - - 80,907 45,900 45,900 183,600 - - 107,490 277 1,398 39,625 - - 263,811 606,454 165,773 1,259,697 93,343 271,344 476,252 859,005$ 504,610$ 3,234,512$ -$ 18,250$ 272,746$ - - 190,291 - - 77,721 - 18,250 540,758 - - 350,895 - - 224,097 859,005 486,360 1,345,365 - - 773,397 859,005 486,360 2,693,754 . 859,005$ 504,610$ 3,234,512$ CITY OF SANGER, TEXAS RECONCILIATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO THE STATEMENT OF NET ASSETS SEPTEMBER 30, 2012 The Notes to Basic Financial Statements are an integral part of this statement. 16 Total fund balances - governmental funds 2,693,754$ 281,317 Net assets of governmental activities 10,313,749$ 190,291 (7,738,971) Revenues earned but not available within sixty days of the year end are not recognized as revenue in the fund financial statements. Escalating payments for rent income are recorded when received as current financial resources in the fund financial statements whereas they are are deferred and recorded ratably over the life of lease in the government-wide financial statements. Long-term liabilities, including bonds payable, are not due and payable in the current period and therefore are not reported in the fund financial statements. (40,008) Amounts reported for governmental activities in the statement of net assets are different because: Capital assets used in governmental activities are not current financial resources and therefore are not reported in the governmental funds balance sheet. Costs associated with the issuance of governmental long-term debt are expensed when incurred in the fund statements and capitalized and amortized over the life of the debt in the government-wide financial statements. Interest payable on long-term debt does not require current financial resources, therefore interest payable is not reported as a liability in the governmental funds balance sheet. 14,973,623 (46,257) CITY OF SANGER, TEXAS STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES – GOVERNMENTAL FUNDS YEAR ENDED SEPTEMBER 30, 2012 The Notes to Basic Financial Statements are an integral part of this statement. 17 Debt Capital General Service Projects REVENUES Property taxes 1,637,637$ 701,845$ -$ Sales taxes 616,427 Licenses and permits 130,869 - - Charges for services 803,173 - - Fire and rescue 479,381 - - Court 191,903 - - Franchise taxes 539,485 - - Intergovernmental revenues - - 500,000 Interest 5,326 2,986 3,400 Miscellaneous 87,875 - 36,000 Total revenues 4,492,076 704,831 539,400 EXPENDITURES Current General government 628,847 22 - Police and animal control 1,408,666 - - Streets and sanitation 838,133 - - Fire and EMS 633,763 - - Court 208,947 - - Culture and recreation 419,795 - - Capital outlay 481,377 - 1,265,281 Debt service Principal retirement 79,211 496,800 - Interest charges 1,282 273,649 - Fiscal agent's fees and debt issue costs - 48,811 - Total expenditures 4,700,021 819,282 1,265,281 Excess (deficiency) of revenues over expenditures (207,945) (114,451) (725,881) Other financing sources (uses) Proceeds on sale of assets 10,000 - - Proceeds from capital lease 340,119 - - Proceeds from bond refunding - 1,537,800 - Premium on bond refunding - 41,221 - Payment on bond refunding - (1,530,210) - Transfers in 31,000 180,000 200,000 Transfers out (200,000) - - Total other financing sources (uses)181,119 228,811 200,000 Net change in fund balances (26,826) 114,360 (525,881) FUND BALANCES, beginning of year 800,223 236,535 749,978 FUND BALANCES, end of year 773,397$ 350,895$ 224,097$ 18 Total Governmental 4A Fund 4B Fund Funds -$ -$ 2,339,482$ 306,714 306,714 1,229,855 - - 130,869 - - 803,173 - - 479,381 - - 191,903 - - 539,485 - - 500,000 1,633 3,481 16,826 52,778 5,311 181,964 361,125 315,506 6,412,938 - 18,563 647,432 - - 1,408,666 - - 838,133 - - 633,763 - - 208,947 - - 419,795 - - 1,746,658 33,664 - 609,675 27,603 - 302,534 - - 48,811 61,267 18,563 6,864,414 299,858 296,943 (451,476) - - 10,000 - - 340,119 - - 1,537,800 - - 41,221 - - (1,530,210) - - 411,000 (15,500) (195,500) (411,000) (15,500) (195,500) 398,930 284,358 101,443 (52,546) 574,647 384,917 2,746,300 859,005$ 486,360$ 2,693,754$ CITY OF SANGER, TEXAS RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES YEAR ENDED SEPTEMBER 30, 2012 The Notes to Basic Financial Statements are an integral part of this statement. 19 Net change in fund balances - total governmental funds (52,546)$ 1,746,658 (964,491) (24,719) 221,781 (7,590) (14,694) 29,992 36,822 Change in net assets of governmental activities 971,213$ Amounts reported for governmental activities in the statement of activities are different because: Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount of capital assets recorded in the current period. Certain revenues in the government-wide statement of activities that do not provide current financial resources are not reported as revenue in the governmental funds. Depreciation expense on capital assets is reported in the statement of activities and does not require the use of current financial resources. Therefore, depreciation expense is not reported as expenditures in the governmental funds. Governmental funds recognize all amounts received on the sale of fixed assets as a gain. However, in the statement of activities, the gain or loss is offset by the remaining net book value of the asset. The issuance of long-term debt (e.g. bonds) provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net assets. Also, governmental funds report the effect of issuance costs, premiums, discounts, and similar items when debt is first issued, whereas the amounts are deferred and amortized in the statement of activities. This amount consists of repayments of $609,675 and issuance costs of $48,811 less proceeds of $340,119, premiums of $41,221, amortization of debt issuance costs of $22,908 and a change in long-term compensated absences payable of $32,457, which is the net effect of these differences in the treatment of long-term debt and related items. The refunding of long-term debt (e.g. bonds) provides current financial resources and consumes current financial resources of governmental funds. Neither transaction, however, has any effect on net assets. Current year changes in accrued interest payable do not require the use of current financial resources; therefore, are not reported as expenditures in governmental funds. Governmental funds recognize escalating rental income as received. However, in the statement of activities, the rent is deferred and recognized ratably over the term of the lease agreement. CITY OF SANGER, TEXAS STATEMENT OF NET ASSETS – PROPRIETARY FUNDS SEPTEMBER 30, 2012 The Notes to Basic Financial Statements are an integral part of this statement. 20 Water, Sewer, and Electric Fund CURRENT ASSETS Cash and investments 2,293,053$ Certificates of deposit 335,825 Receivables Utility accounts receivable, net of allowance of $111,174 1,504,299 Other 33,074 Inventories 433,508 Total current assets 4,599,759 NONCURRENT ASSETS Capital assets, at cost Land and land improvements 323,164 Buildings and equipment 2,459,441 Infrastructure 22,112,636 Construction in progress 291,414 Accumulated depreciation (12,397,622) Total capital assets, net of accumulated depreciation 12,789,033 Bond issue costs, net 73,087 Restricted cash and cash equivalents 1,040,028 Restricted certificates of deposit 1,583,542 Total noncurrent assets 15,485,690 TOTAL ASSETS 20,085,449$ CURRENT LIABILITIES Accounts payable and accrued liabilities 581,313$ Accrued interest payable 53,033 Compensated absences, due within one year 34,108 Bonds payable, due within one year 479,993 Capital lease obligation, due within one year 178,000 Due to other funds 263,811 Other 93,975 Total current liabilities 1,684,233 NONCURRENT LIABILITIES Compensated absences, due in more than one year 33,865 Bonds payable, due in more than one year 4,665,249 Capital lease obligation, due in more than one year 192,401 Customer deposits 315,761 Total liabilities 6,891,509 NET ASSETS Invested in capital assets, net of related debt 7,287,190 Restricted Revenue bond retirement 951,238 Capital improvements 1,356,571 Unrestricted 3,598,941 TOTAL NET ASSETS 13,193,940$ LIABILITIES AND NET ASSETS ASSETS CITY OF SANGER, TEXAS STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET ASSETS – PROPRIETARY FUNDS YEAR ENDED SEPTEMBER 30, 2012 The Notes to Basic Financial Statements are an integral part of this statement. 21 Water, Sewer, and Electric Fund OPERATING REVENUES Charges for services 10,228,112$ Connection fees 58,410 Tap fees 396,350 Miscellaneous 57,282 Total operating revenue 10,740,154 OPERATING EXPENSES Salaries, wages and benefits 1,334,282 Purchased professional and technical services 148,115 Utilities 343,184 Materials and supplies 126,149 Water and electric purchases 5,045,931 Franchise fees 355,622 Depreciation 885,039 Repairs and maintenance 535,312 Bad debt expense 76,374 Total operating expenses 8,850,008 Operating income 1,890,146 NONOPERATING REVENUES (EXPENSES) Interest and investment income 32,902 Interest and amortization expense (217,588) Total nonoperating expenses (184,686) Change in net assets 1,705,460 NET ASSETS, beginning of year 11,488,480 NET ASSETS, end of year 13,193,940$ CITY OF SANGER, TEXAS STATEMENT OF CASH FLOWS – PROPRIETARY FUNDS YEAR ENDED SEPTEMBER 30, 2012 The Notes to Basic Financial Statements are an integral part of this statement. 22 Water, Sewer, and Electric Fund CASH FLOWS FROM OPERATING ACTIVITIES Cash received from customers 10,399,883$ Cash paid to employees (1,354,368) Cash paid to suppliers (6,693,881) Net cash provided by operating activities 2,351,634 CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Principal paid on long-term debt (494,293) Capital expenditures (217,445) Interest and fees paid on debt issuance (206,464) Net cash used in capital and related financing activities (918,202) CASH FLOWS FROM INVESTING ACTIVITIES Reinvested interest (10,490) Proceeds on maturity of investments 200,000 Interest on investments 32,902 Net cash provided by investing activities 222,412 Net change in cash 1,655,844 CASH AND CASH EQUIVALENTS, beginning of the year 1,677,237 CASH AND CASH EQUIVALENTS, end of the year 3,333,081$ CITY OF SANGER, TEXAS STATEMENT OF CASH FLOWS – PROPRIETARY FUNDS YEAR ENDED SEPTEMBER 30, 2012 (CONTINUED) The Notes to Basic Financial Statements are an integral part of this statement. 23 Water, Sewer, and Electric Fund RECONCILIATION OF CASH AND CASH EQUIVALENTS PER STATEMENT OF CASH FLOWS TO THE STATEMENT OF NET ASSETS Cash and investments 2,293,053$ Restricted cash and cash equivalents 1,040,028 Cash and cash equivalents - ending 3,333,081$ RECONCILIATION OF OPERATING INCOME TO NET CASH PROVIDED BY OPERATING ACTIVITIES Operating income 1,890,146$ Adjustments to reconcile operating income to net cash provided by operating activities Depreciation 885,039 Increase in accounts receivable (358,423) Increase in inventory (132,901) Decrease in accounts payable and accrued liabilities 55,357 Increase in other liabilities (5,736) Increase in customer deposits 18,152 Net cash provided by operating activities 2,351,634$ NON-CASH INVESTING, CAPITAL, AND FINANCING ACTIVITIES Related to issuance of refunding bonds: Decrease in bond issue costs, net (22,061)$ Increase in bonds payable (57,200) Increase in deferred loss on refunding bonds 79,261 Related to capital asset additions: Capital assets additions financed through inter-fund balances 291,414$ CITY OF SANGER, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS 24 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The City of Sanger (the City) was incorporated in 1886. The City operates under a Council- Manager form of government and provides the following services as authorized by its charter: general government, police and fire protection, emergency ambulance services, highways and streets, water and wastewater operations, electricity operations, and public improvements. The accounting and reporting policies of the City relating to the funds included in the accompanying basic financial statements conform to accounting principles generally accepted in the United States of America applicable to state and local governments. Generally accepted accounting principles for local governments include those principles prescribed by the Governmental Accounting Standards Board (GASB), the American Institute of Certified Public Accountants in the publication entitled Audits of State and Local Governmental Units and by the Financial Accounting Standards Board (when applicable). As allowed in Section P80 of GASB’s Codification of Governmental Accounting and Financial Reporting Standards, the City has elected not to apply Financial Accounting Standards Board Statements and Interpretations, Accounting Principles Board Opinions, and Accounting Research Bulletins of the Committee of Accounting Procedure issued after November 30, 1989. The more significant accounting policies of the City are described below. Financial Reporting Entity As required by accounting principles generally accepted in the United States of America, these financial statements include the primary government and organizations for which the primary government is financially accountable and other organizations for which the nature and significance of their relationship with the primary government are such that exclusion would cause the reporting entity's financial statements to be misleading or incomplete. The definition of the reporting entity is based primarily on the notion of financial accountability. A primary government is financially accountable for the organizations that make up its legal entity. It is also financially accountable for legally separate organizations if its officials appoint a voting majority of an organization's governing body and either it is able to impose its will on that organization or there is a potential for the organization to provide specific financial benefits to, or to impose specific financial burdens on, the primary government. A primary government may also be financially accountable for governmental organizations that are fiscally dependent on it. A primary government has the ability to impose its will on an organization if it can significantly influence the programs, projects, or activities of, or the level of services performed or provided by, the organization. A financial benefit or burden relationship exists if the primary government (a) is entitled to the organization's resources; (b) is legally obligated or has otherwise assumed the obligation to finance the deficits of, or provide financial support to, the organization; or (c) is obligated in some manner for the debt of the organization. Some organizations are included as component units because of their fiscal dependency on the primary government. CITY OF SANGER, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS 25 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES – CONTINUED Financial Reporting Entity – Continued An organization is fiscally dependent on the primary government if it is unable to adopt its budget, levy taxes, set rates or charges, or issue bonded debt without approval by the primary government. The following entities were found to be component units of the City and are included in the accompanying financial statements: Blended Component Unit (4A) - The Sanger Texas Industrial Development Corporation (STIDC) is governed by a board of five directors, all of whom are appointed by the City Council of the City of Sanger and any of whom can be removed from office by the City Council at its will. The STIDC was incorporated in the state of Texas a non-profit industrial development corporation under Section 4A of the Development Corporation Act of 1979. The purpose of the STIDC is to promote economic development within the City of Sanger. Blended Component Unit (4B) - The Sanger Texas Development Corporation (STDC) is governed by a board of seven directors, all of whom are appointed by the City Council at its will. The STDC was incorporated in the state of Texas as a non- profit industrial development corporation under Section 4B of the Development Corporation Act of 1979. The purpose of the STDC is to promote economic and community development within the City of Sanger. Basis of Presentation The government-wide financial statements (the statement of net assets and the statement of activities) report information on all of the activities of the City. The effect of interfund activity within the governmental and business-type activities columns has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given program are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific program. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given program and 2) operating or capital grants and contributions that are restricted to meeting the operational or capital requirements of a particular program. Taxes and other items not properly included among program revenues are reported instead as general revenues. CITY OF SANGER, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS 26 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES – CONTINUED Fund Financial Statements The City segregates transactions related to certain functions or activities in separate funds in order to aid financial management and to demonstrate legal compliance. Separate statements are presented for governmental and proprietary activities. These statements present each major fund as a separate column on the fund financial statements; all non-major funds are aggregated and presented in a single column. Governmental funds are those funds through which most governmental functions typically are financed. The measurement focus of governmental funds is on the sources, uses and balance of current financial resources. The City has presented the following major governmental funds: General Fund The General Fund is the main operating fund of the City. This fund is used to account for all financial resources not accounted for in other funds. All general tax revenues and other receipts that are not restricted by law or contractual agreement to some other fund are accounted for in this fund. General operating expenditures, fixed charges and capital improvement costs that are not paid through other funds are paid from the General Fund. Debt Service Fund The Debt Service Fund is used to account for the accumulation of financial resources for the payment of principal, interest and related costs on general long-term debt paid primarily from taxes levied by the City. The fund balance of the Debt Service Fund is restricted to signify the amounts that are restricted exclusively for debt service expenditures. Capital Projects Fund The Capital Projects Fund is used to account for funds received and expended for the construction and renovation of thoroughfares, arterial streets and drainage improvements in the City and construction, renovation, expansion and major improvement of various City facilities, acquisition of land and other large nonrecurring projects. 4A and 4B Funds The 4A and 4B Funds are used to account for sales tax revenues collected for the purposes set forth by the Sanger Economic Development Corporation. CITY OF SANGER, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS 27 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES – CONTINUED Fund Financial Statements – Continued Proprietary Funds are accounted for using the economic resources measurement focus and the accrual basis of accounting. The accounting objectives are determinations of net income, financial position and cash flow. All assets and liabilities are included on the Statement of Net Assets. The City has presented the following major proprietary fund: Water, Sewer and Electric Fund The Water, Sewer and Electric Fund is the primary operating fund for water, sewer distribution and electric. It also accounts for all financial resources of the City concerning water, sewer and electric sales. Its activity is financed with debt secured by a pledge of the net revenues and has the requirement that the cost of providing services, including capital costs, be recovered by user fees and charges. Proprietary funds distinguish operating revenues and expenses from non-operating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. Operating expenses for the proprietary funds include the cost of personnel and contractual services, supplies and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non-operating revenues and expenses. Measurement Focus and Basis of Accounting Measurement focus refers to what is being measured; basis of accounting refers to when revenues and expenditures are recognized in the accounts and reported in the financial statements. Basis of accounting relates to the timing of the measurement made, regardless of the measurement focus applied. The government-wide statements and fund financial statements for proprietary funds are reported using the economic resources measurement focus and the accrual basis of accounting. The economic resources measurement focus means all assets and liabilities (whether current or non-current) are included on the statement of net assets and the operating statements present increases (revenues) and decreases (expenses) in net total assets. Under the accrual basis of accounting, revenues are recognized when earned, including unbilled water and wastewater services which are accrued. Expenses are recognized at the time the liability is incurred. Governmental fund financial statements are reported using the current financial resources measurement focus and are accounted for using the modified accrual basis of accounting. Under the modified accrual basis of accounting, revenues are recognized when susceptible to accrual; i.e., when they become both measurable and available. Measurable means the amount of the transaction can be determined and available means collectible within the current period or soon enough thereafter to be used to pay liabilities of the current period. The City considers receivables collected within sixty days after year-end to be available and recognizes them as revenues of the current year. Expenditures are recorded when the related fund liability is incurred. CITY OF SANGER, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS 28 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES – CONTINUED Measurement Focus and Basis of Accounting – Continued However, debt service expenditures are recorded only when payment is due. The revenues susceptible to accrual are property taxes, franchise fees, licenses, charges for service, interest income and intergovernmental revenues. Sales taxes collected and held by the state at year end on behalf of the government are also recognized as revenue. All other governmental fund revenues are recognized when received. Cash and Investments Cash of all funds, including restricted cash, are pooled into common pooled accounts in order to maximize investment opportunities. Each fund whose monies are deposited in the pooled cash accounts has equity therein, and interest earned on the investment of these monies is allocated based upon relative equity at month end. An individual fund’s pooled cash and investments are available upon demand. The City considers pooled and other cash and investments amounts that are purchased with a maturity of ninety days or less to be cash equivalents. All investments are recorded at fair value based on quoted market prices. Fair value is the amount at which a financial instrument could be exchanged in a current transaction between willing parties. State statutes authorize the City to invest in obligations of the U.S. Government or its agencies; obligations of the State of Texas or its agencies; and certain other obligations, repurchase agreements, money market mutual funds and certificates of deposits within established criterion. Restricted Resources If both restricted and unrestricted resources are available for use, it is the City’s policy to use restricted resources first and unrestricted resources as needed. Property Taxes Property taxes are levied by October 1 on the assessed value listed as of the prior January 1 for all real and business personal property in conformity with Subtitle E, Texas Property Tax Code. Taxes are due on receipt of the tax bill and are delinquent if not paid before February 1 of the year following the year in which imposed. On January 1 of each year, a tax lien attaches to property to secure the payment of all taxes, penalties, and interest ultimately imposed. Property tax revenues are considered available when they become due or past due and receivable within the current period. Personal property taxes not collected by April 1 are forwarded for collection proceedings. Real property taxes not collected by July 1 are forwarded for collection proceedings. CITY OF SANGER, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS 29 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES – CONTINUED Inventories and Prepaid Items Inventories, which are recognized as expenses as consumed, are stated at cost (first-in, first-out method). Inventories consist primarily of expendable supplies for the Proprietary Fund. Prepaid balances are for payments made by the City in the current year to provide services occurring in the subsequent fiscal year. Interfund Receivables and Payables Any residual balances outstanding between the governmental activities and business- type activities are reported in the government-wide financial statements as internal balances. Transactions between Funds Interfund services provided and used are accounted for as revenues and expenditures or expenses. Transactions that constitute reimbursements to a fund for expenditures or expenses initially made from it that are properly applicable to another fund, are recorded as expenditures or expenses in the reimbursing fund and as a reduction of expenditures or expenses in the fund reimbursed. All other interfund transactions are recorded as transfers. Capital Assets Capital assets, which include property, plant, equipment and infrastructure assets, are reported in the applicable governmental or business-type activities columns in the government-wide financial statements and in the fund financial statements for proprietary funds. All capital assets are valued at historical cost or estimated historical cost if actual historical cost is not available. Donated assets are valued at their fair market value on the date donated. Repairs and maintenance are recorded as expenses. Renewals and betterments are capitalized. Assets capitalized, not including infrastructure assets, have an original cost of $5,000 or more and over one year of useful life. Depreciation has been calculated on each class of depreciable property using the straight-line method. Estimated useful lives are as follows: Buildings and improvements 5-50 years Machinery and equipment 3-20 years Infrastructure 10-30 years CITY OF SANGER, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS 30 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES – CONTINUED Accumulated Vacation, Compensatory Time and Sick Leave The amounts owed to employees for unpaid vacation and sick leave liabilities, including the City’s share of employment-related taxes, are reported on the accrual basis of accounting in the applicable governmental or business-type activity columns of the government-wide statements and in the enterprise activities of the fund financial statements. The liabilities and expenditures are reported on the modified accrual basis in the governmental fund financial statements. Nature and Purpose of Reservations and Designations of Fund Equity The City implemented Governmental Accounting Standards Board Statement 54, Fund Balance Reporting and Governmental Fund Type Definitions (GASB 54) during the year ended September 30, 2011. This statement establishes fund balance classifications that comprise a hierarchy based primarily on the extent to which a government is bound to observe constraints imposed upon the use of the resources reported in governmental funds. The objective of this statement is to enhance the usefulness of fund balance information by providing clearer fund balance classifications that can be more consistently applied and by clarifying the existing governmental fund type definitions. Fund balance categories under GASB 54 are Nonspendable and Spendable. Classifications under the Spendable category are Restricted, Committed, Assigned, and Unassigned. These classifications reflect not only the nature of funds, but also provide clarity to the level of restriction placed upon fund balance. Unassigned fund balance is a residual classification within the General Fund. The General Fund should be the only fund that reports a positive unassigned balance. In all other funds, unassigned is limited to negative residual fund balance. In accordance with GASB 54, the City classifies governmental fund balances in its financial statements as follows: 1. Nonspendable Fund Balance – Includes fund balance amounts that cannot be spent either because they are not in spendable form or because of legal or contractual requirements. Examples include inventories, long-term receivables, endowment principal, and/or prepaid/deferred items. 2. Spendable Fund Balance a. Restricted Fund Balance – Includes amounts that can be spent only for the specific purposes as imposed by law, or imposed by creditors, grantors, contributors, or other governments’ laws and regulations. Examples include federal and state grant programs, retirement of long- term debt, and construction. i. The aggregate fund balance of the debt service fund is legally restricted for payment of bonded indebtedness and is not available for other purposes until all bonded indebtedness is liquidated. CITY OF SANGER, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS 31 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES – CONTINUED Nature and Purpose of Reservations and Designations of Fund Equity – Continued ii. The fund balance of the capital projects fund reflects an amount restricted for construction and major renovation projects, and it usually represents unexpended proceeds from the sale of bonds, which primarily have restricted use. iii. The proceeds of specific revenue sources which are restricted to expenditures for specified purposes as designated by grantors, contributors, by vote of citizens, or governmental entities over state or local program grants. b. Committed Fund Balance – Includes amounts that can be used only for the specific purposes as determined by the governing body by formal action recorded in the minutes of the governing body. Commitments may be changed or lifted only by the governing body taking the same formal action that imposed the constraint originally. Examples include, but are not specifically limited to, council action regarding construction, claims, and judgments, retirement of loans/notes payable, and capital expenditures. The City Council must take action to commit funds for a specific purpose prior to the end of the fiscal year, but the amount of the commitment may be determined after the end of the fiscal year. c. Assigned Fund Balance – Includes amounts intended to be used by the City for specific purposes. Pursuant to GASB 54, this intent can be expressed by an official or body to which the governing body delegates that authority. The City has delegated to the City Manager the ability to determine and define the amounts of those components of fund balance that are classified as Assigned. Examples take on the similar appearance as those enumerated for committed fund balance, including the appropriation of existing fund balance to eliminate a deficit in next year’s budget. d. Unassigned Fund Balance – Includes the residual classification of the General Fund and includes all amounts not contained in other classifications. By accounting for amounts in other funds, the City has implicitly assigned the funds for the purposes of those particular funds. In circumstances where an expenditure is to be made for a purpose for which amounts are available in multiple fund balance classifications, the order in which resources will be expended is as follows: restricted fund balance, followed by committed fund balance, assigned fund balance, and lastly unassigned fund balance. CITY OF SANGER, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS 32 NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES – CONTINUED Net Assets Net assets represent the difference between assets and liabilities. Net assets invested in capital assets, net of related debt consists of capital assets, net of accumulated depreciation, reduced by the outstanding balances of any borrowing used for the acquisition, construction or improvements of those assets, and adding back unspent proceeds. Net assets are reported as restricted when there are limitations imposed on their use either through the enabling legislations adopted by the City or through external restrictions imposed by creditors, grantors or laws or regulations of other governments. Use of Estimates The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the financial statements and the reported amounts of revenues and expenditures during the reporting period. Actual results could differ from those estimates. NOTE 2. CASH AND INVESTMENTS Cash and investments as of September 30, 2012 consist of the following: Deposits with financial institutions 5,007,904$ Certificates of deposit 2,803,623 7,811,527$ Disclosures Relating to Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the City manages its exposure to interest rate risk is by investing mainly in certificates of deposit which purchase a combination of shorter term investments with an average maturity of less than 30 days thus reducing the interest rate risk. The City monitors the interest rate risk inherent in its portfolio by measuring the weighted average maturity of its portfolio. The City has no specific limitations with respect to this metric. CITY OF SANGER, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS 33 NOTE 2. CASH AND INVESTMENTS – CONTINUED As of September 30, 2012, the City had the following investments: Amount Certificates of deposit 2,803,623$ 134 days Investment Type Weighted Average Maturity As of September 30, 2012 the City did not invest in any securities which are highly sensitive to interest rate fluctuations. Disclosures Relating to Credit Risk Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the minimum rating required by (where applicable) the Public Funds Investment Act, the City’s investment policy, or debt agreements, and the actual rating as of year-end for each investment type. Amount Certificates of deposit 2,803,623$ N/A N/A Investment Type Minimum Legal Rating Rating as of September 30, 2012 Concentration of Credit Risk The investment policy of the City contains no limitations on the amount that can be invested in any one issuer. As of September 30, 2012, other than certificates of deposit, the City did not have 5% or more of its investments with one issuer. Custodial Credit Risk Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty to a transaction, a government will not be able to recover the value of its investment or collateral securities that are in the possession of another party. The Public Funds Investment Act and the City’s investment policy do not contain legal or policy requirements that would limit the exposure to custodial credit risk for deposits or investments, other than the following provision for deposits: The Public Funds Investment Act requires that a financial institution secure deposits made by state or local governmental units by pledging securities in an undivided collateral pool held by a depository regulated under state law (unless so waived by the governmental unit). The market value of the pledged securities in the collateral pool must equal at least the bank balance less the FDIC insurance at all times. CITY OF SANGER, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS 34 NOTE 2. CASH AND INVESTMENTS – CONTINUED Custodial Credit Risk – Continued At September 30, 2012, the carrying amount of the City’s cash on hand and deposits was $5,007,904 and the bank balance was $5,183,145. The full bank balance was covered by depository insurance under the FDIC and pledged securities in the City’s name. NOTE 3. RESTRICTED ASSETS Restricted assets are held for the following purposes in accordance with bond ordinances or other legal restrictions for the Proprietary Fund as follows: Debt service - interest and sinking fund 951,238$ Capital improvements 1,356,571 Refundable utility deposits 315,761 2,623,570$ Restricted assets are held for the following purposes in accordance with bond ordinances or other legal restrictions for the Governmental Funds as follows: Debt service 346,997$ Capital improvements 202,110 Economic and community development 1,186,842 1,735,949$ CITY OF SANGER, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS 35 NOTE 4. CAPITAL ASSETS Capital asset activity for the year ended September 30, 2012, was as follows: Balance Balance October 1, Additions/ Retirements/ September 30, 2011 Completions Adjustments 2012 Governmental activities Capital assets not being depreciated Land 862,307$ -$ -$ 862,307$ Construction in progress 3,239,639 1,265,281 (4,232,535) 272,385 Total capital assets not being depreciated 4,101,946 1,265,281 (4,232,535) 1,134,692 Capital assets being depreciated Infrastructure 9,800,941 - 749,693 10,550,634 Buildings and improvements 3,567,983 70,000 3,482,842 7,120,825 Machinery and equipment 2,099,506 481,377 (87,344) 2,493,539 Total capital assets being depreciated 15,468,430 551,377 4,145,191 20,164,998 Less accumulated depreciation Infrastructure 3,305,559 580,486 - 3,886,045 Buildings and improvements 787,822 149,475 - 937,297 Machinery and equipment 1,330,820 234,530 (62,625) 1,502,725 Total accumulated depreciation 5,424,201 964,491 (62,625) 6,326,067 Total capital assets being depreciated, net 10,044,229 (413,114) 4,207,816 13,838,931 Net governmental activities capital assets 14,146,175$ 852,167$ (24,719)$ 14,973,623$ CITY OF SANGER, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS 36 NOTE 4. CAPITAL ASSETS – CONTINUED Balance Balance October 1, Additions/ Retirements/ September 30, 2011 Completions Adjustments 2012 Business-type activities Capital assets not being depreciated Land 323,164$ -$ -$ 323,164$ Construction in progress - 291,414 - 291,414 Total capital assets not being depreciated 323,164 291,414 - 614,578 Capital assets being depreciated Infrastructure 22,072,504 40,132 - 22,112,636 Buildings and improvements 860,132 - - 860,132 Machinery and equipment 1,421,996 177,313 - 1,599,309 Total capital assets being depreciated 24,354,632 217,445 - 24,572,077 Less accumulated depreciation Infrastructure 10,235,131 724,578 - 10,959,709 Buildings and improvements 164,565 52,239 - 216,804 Machinery and equipment 1,112,887 108,222 - 1,221,109 Total accumulated depreciation 11,512,583 885,039 - 12,397,622 Total capital assets being depreciated, net 12,842,049 (667,594) - 12,174,455 Net business-type activities capital assets 13,165,213$ (376,180)$ -$ 12,789,033$ CITY OF SANGER, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS 37 NOTE 4. CAPITAL ASSETS – CONTINUED Depreciation expense was charged as direct expense to programs of the primary government as follows: Governmental activities General government 70,760$ Public safety 94,661 Streets and sanitation 607,409 Fire and rescue 117,529 Court 386 Culture and recreation 73,746 Total governmental activities 964,491$ Business-type activities Water 273,790$ Sewer 220,701 Electric 375,093 Other 15,455 Total business-type activities 885,039$ CITY OF SANGER, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS 38 NOTE 5. LONG-TERM DEBT At September 30, 2012, the City's bonds and notes payable consisted of the following: Governmental Business-type $6,500,000 Series 2006, Combination Tax and Revenue Ceritifcates of Obligation, dated August 7, 2006, due in annual installments through 2022, bearing interest rates of 4% to 5%.2,001,000$ 2,349,000$ $1,750,000 Series 2007, Combination Tax and Revenue Certificates of Obligation, dated June 15, 2007, due in annual installments through 2027, bearing interest at 4.4%.493,000 957,000 $3,200,000 Series 2009, Combination Tax and Revenue Certificates of Obligation, dated July 30, 2009, due in annual installments through 2026, bearing interest rates of 3% to 4.75%.2,770,000 - $3,495,000 Series 2012, General Obligation Refunding, dated March 20, 2012, due in annual installments through 2021, bearing interest rates of 2% to 3%.1,504,800 1,915,200 Note payable to a financial institution in monthly installments of $5,106 including interest at 4.6%, due June 5, 2024, secured by property financed.553,391 - Deferred loss on refunding bonds.(33,743) (75,958) 7,288,448$ 5,145,242$ CITY OF SANGER, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS 39 NOTE 5. LONG-TERM DEBT – CONTINUED The following is a summary of long-term debt transactions of the City for the year ended September 30, 2012: Balance Balance Due Beginning End within of Year Increases Decreases of Year One Year Governmental activities Compensated absences 77,947$ 108,885$ (76,428)$ 110,404$ 45,164$ Notes payable 596,104 - (42,713) 553,391 36,576 Certificates of obligation 7,222,800 1,537,800 (1,991,800) 6,768,800 541,200 Capital leases 70,162 340,119 (70,162) 340,119 102,755 Deferred loss on refunding bonds - (35,210) 1,467 (33,743) (3,912) Total governmental activities 7,967,013 1,951,594 (2,179,636) 7,738,971 721,783 Business-type activities Compensated absences 54,220 82,211 (68,458) 67,973 34,108 Revenue bonds 5,652,200 1,957,200 (2,388,200) 5,221,200 488,800 Capital leases 376,494 - (6,093) 370,401 178,000 Deferred loss on refunding bonds - (79,261) 3,303 (75,958) (8,807) Total business-type activities 6,082,914 1,960,150 (2,459,448) 5,583,616 692,101 Total primary government 14,049,927$ 3,911,744$ (4,639,084)$ 13,322,587$ 1,413,884$ The City issues general obligation bonds, which are direct obligations of the City and pledge the full faith and credit of the City. For the governmental activities, compensated absences are generally liquidated with resources of the General Fund. General obligation bonds issued for governmental activity purposes are liquidated by the debt service fund. Notes payable issued for governmental activity purposes are liquidated by the General Fund. Revenue bonds and notes payable issued for business-type activities are repaid from those activities. During fiscal year 2012, the City issued $3,495,000 in General Obligation Refunding Bonds with interest rates ranging from 2% - 3%, which was used to advance refund the outstanding Series 1996 and Series 2002 Utility System Revenue Bonds and the Series 2002 Combination Tax and Revenue Certificates of Obligation for a total of $3,395,000. The average interest rate on the bonds being refunded was 4.86%. The net proceeds of $3,477,750 (after payment of issuance costs) were used to pay the outstanding balance on the refunded bonds. As a result, the refunded bonds were considered defeased, and the liability for those bonds has been removed from the government-wide statements. As of September 30, 2012, $3,395,000 of bonds outstanding are considered defeased. The City advance refunded the bonds to reduce its total debt service payments over the next 10 years by $492,023 and to obtain an economic gain of $395,704 (the difference between the present value of the debt service payments on the old and new debt). CITY OF SANGER, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS 40 NOTE 5. LONG-TERM DEBT – CONTINUED The annual requirements to amortize all debts outstanding as of September 30, 2012, are as follows: Revenue Bonds Due Fiscal Year Ending September 30 Principal Interest Total 2013 488,800$ 360,480$ 849,280$ 2014 503,000 352,391 855,391 2015 519,500 349,433 868,933 2016 536,400 340,551 876,951 2017 514,000 286,608 800,608 2018-2022 2,270,100 1,054,317 3,324,417 2023-2027 389,400 52,998 442,398 5,221,200$ 2,796,778$ 8,017,978$ Certificates of Obligation Due Fiscal Year Ending September 30 Principal Interest Total 2013 541,200$ 258,253$ 799,453$ 2014 557,000 240,761 797,761 2015 575,500 222,699 798,199 2016 593,600 204,054 797,654 2017 581,000 180,783 761,783 2018-2022 2,759,900 562,028 3,321,928 2023-2027 1,160,600 141,939 1,302,539 6,768,800$ 1,810,517$ 8,579,317$ Notes Payable Due Fiscal Year Ending September 30 Principal Interest Total 2013 36,576$ 24,620$ 61,196$ 2014 38,368 22,898 61,266 2015 40,171 21,094 61,265 2016 42,058 19,209 61,267 2017 44,034 17,233 61,267 2018-2022 253,217 53,118 306,335 2023-2027 98,967 3,939 102,906 553,391$ 162,111$ 715,502$ Business-Type Activities Governmental Activities Governmental Activities CITY OF SANGER, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS 41 NOTE 6. CAPITAL LEASE OBLIGATIONS The City has entered into capital lease agreements. The leased property under capital leases is classified as machinery and equipment with a total capitalized cost of approximately $948,989 and an amortized value of approximately $750,515 at September 30, 2012. Amortization expense has been included in depreciation expense for the year ended September 30, 2012. The following is a schedule of future minimum payments under the capital leases together with the present value of the net minimum lease payments as of September 30, 2012: 2013 315,905$ 2014 211,451 2015 211,478 2016 36,946 775,780 Less amount representing interest 65,260 Present value of net minimum lease payments 710,520$ NOTE 7. PENSION PLAN Plan Description The City of Sanger provides pension benefits for all of its full-time employees through a non-traditional, joint contributory, hybrid defined benefit plan in the state-wide Texas Municipal Retirement System (TMRS), an agent multiple-employer public employee retirement system. The plan provisions that have been adopted by the City are within the options available in the governing state statutes of TMRS. TMRS issues a publicly available comprehensive annual financial report that includes financial statements and required supplementary information (RSI) for TMRS; the report also provides detailed explanations of the contributions, benefits and actuarial methods and assumptions used by the System. The report may be obtained from TMRS’ website at www.TMRS.com. CITY OF SANGER, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS 42 NOTE 7. PENSION PLAN – CONTINUED The plan provisions are adopted by the governing body of the City, within the options available in the state statutes governing TMRS and within the actuarial constraints also in the statutes. Plan provisions for the City are as follows: Deposit rate 6% Matching ratio (City to employee) 2-1 A member is vested after 5 years Updated service credit 100% repeating, transfers Annuity increase (to retirees) 0% of CPI repeating Benefits Benefits depend upon the sum of the employee’s contributions to the plan, and City- financed monetary credits, both with interest. At the date the plan began, the City granted monetary credits for service rendered before the plan began of a theoretical amount equal to two times what would have been contributed by the employee with interest, prior to establishment of the plan. Monetary credits for service since the plan began are a percent (100%, 150%, 200%) of the employee’s accumulated contributions. In addition, the City can grant as often as annually another type of monetary credit referred to as an updated service credit which is a theoretical amount which, when added to the employee’s accumulated contributions and the monetary credits for service since the plan began, would be the total monetary credits and employee contributions accumulated with interest if the current employee contribution rate and the City matching percent had always been in existence and if the employee’s salary had always been the average of his salary in the last three years that are one year before the effective date. At retirement, the benefit is calculated as if the sum of the employee’s accumulated contributions with interest and the employer-financed monetary credits with interest were used to purchase an annuity. Members can retire at certain ages, based on the years of service with the City. The Service Retirement Eligibilities for the City are 5 years at 60 years of age or 20 years at any age. Contributions Under the state law governing TMRS, the contribution rate for each city is determined annually by the actuary, using the Projected Unit Credit actuarial cost method. This rate consists of the normal cost contribution rate and the prior service cost contribution rate, which is calculated to be a level percent of payroll from year to year. The normal cost contribution rate finances the portion of an active member's projected benefit allocated annually; the prior service contribution rate amortizes the unfunded (overfunded) actuarial liability (asset) over the applicable period for the City. Both the normal cost and prior service contribution rates include recognition of the projected impact of annually repeating benefits, such as Updated Service Credits and Annuity Increases. CITY OF SANGER, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS 43 NOTE 7. PENSION PLAN – CONTINUED Contributions – Continued The City contributes to the TMRS Plan at an actuarially determined rate. Both the employees and the City make contributions monthly. Since the City needs to know its contribution rate in advance for budgetary purposes, there is a one-year delay between the actuarial valuation that serves as the basis for the rate and the calendar year when the rate goes into effect (i.e., December 31, 2011 valuation is effective for rates beginning January 2013). The annual pension cost is $191,163 for the year ended September 30, 2012, and there is no net pension obligation as of September 30, 2012. Trend information for the past three years for TMRS is as follows: Annual Percentage Actual Amount Net Pension Cost of APC of APC Pension Year (APC) Contributed Contributed Obligation 2010 187,668$ 100% 187,668$ -$ 2011 217,754 100% 217,754 - 2012 191,163 100% 191,163 - The required contribution rates for fiscal year 2012 were determined as part of the December 31, 2009 and 2010 actuarial valuations. Additional information as of the latest actuarial valuation, December 31, 2011, also follows: Valuation Date 12/31/09 12/31/10 12/31/11 Actuarial Cost Method Projected Unit Credit Projected Unit Credit Projected Unit Credit Amortization Method Level Percent Level Percent Level Percent of Payroll of Payroll of Payroll GASB 25 Equivalent Single 23 years; 22.7 years; 21.8 years; Amortization Period closed period closed period closed period Amortization Period For New Gains/Losses 25 years 25 years 25 years Asset Valuation Method 10-Year Smoothed 10-Year Smoothed 10-Year Smoothed Market Market Market Actuarial Assumptions: Investment Rate of Return* 7.5% 7.0% 7.0% Projected Salary Increases* Varies by Varies by Varies by age and service age and service age and service * Includes inflation at 3.0% 3.0% 3.0% cost of living adjustments 0.0% 0.0% 0.0% CITY OF SANGER, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS 44 NOTE 7. PENSION PLAN – CONTINUED Contributions – Continued The funded status as of December 31, 2011, the most recent actuarial valuation date, is as follows: Actuarial Actuarial Actuarial UAAL as a Valuation Value of Accrued Funded Unfunded AAL Covered percentage of Date Assets Liability (AAL) Ratio (UAAL) Payroll Covered Payroll 12/31/11 4,691,607$ 5,122,534$ 91.6% 430,927$ 2,662,684$ 16.2% Actuarial valuations involve estimates of the value of reported amounts and assumptions about the probability of events far into the future. Actuarially determined amounts are subject to continual revision as actual results are compared to past expectations and new estimates are made about the future. Actuarial calculations are based on the benefits provided under the terms of the substantive plan in effect at the time of each valuation, and reflect a long-term perspective. Consistent with that perspective, actuarial methods and assumptions used include techniques that are designed to reduce short-term volatility in actuarial accrued liabilities and the actuarial value of assets. The schedule of funding progress, presented as Required Supplementary Information following the notes to basic financial statements, presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability of benefits. NOTE 8. COMMITMENTS The City entered into a three year contract in 2009 with the AEP Energy Partners, Inc. for the delivery of electricity. During 2012, this contract was extended for an additional seven years to expire in 2019. Payments under this contract are based on meter readings charged per month. The City had outstanding encumbrances totaling $108,398 as of September 30, 2012. At September 30, 2012, the City was committed to several long-term construction contracts. The Capital Projects Fund and the Enterprise Fund were contractually committed to $73,076 and $27,603, respectively, under these contracts. CITY OF SANGER, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS 45 NOTE 9. RENTAL INCOME On March 1, 2012, the City entered into a non-cancelable lease agreement with a corporation of which a city council member is a principal member of management. The leased property is owned by the 4A Fund and has a cost $1,083,797 with accumulated depreciation of $99,706 as of September 30, 2012. The lease provides for a base rent and an adjustment each year related to excess operating expenses (if any) incurred annually. During the year ended September 30, 2012, the City received $32,778 in rental revenue. Minimum future rentals on non-cancelable tenant operating leases at September 30, 2012 are as follows for fiscal years ending September 30: 2013 78,667$ 2014 78,667 2015 45,889 Future minimum rentals 203,223$ NOTE 10. INTERFUND BALANCES AND TRANSFERS The Enterprise Fund owes the Capital Projects Fund $263,811 at September 30, 2012. The interfund balance is related to reimbursement for capital assets, and is to be repaid or collected in the normal course of business, within one year of the fiscal year-end. All interfund transfers between the various funds are approved supplements to the operations of those funds. Transfers In Transfers Out Amount General fund 4A fund 15,500$ General fund 4B fund 15,500 Capital projects fund General fund 200,000 Debt service fund 4B fund 180,000 411,000$ Transfers are primarily used to move funds from:  The 4A and 4B funds to the general fund for payment of administrative costs.  The general fund to the capital projects fund to reimburse for project costs.  4B fund to the debt service fund to service the debt related to the 4B fund. CITY OF SANGER, TEXAS NOTES TO BASIC FINANCIAL STATEMENTS 46 NOTE 11. RISK MANAGEMENT The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City insures its buildings and contents, law enforcement liability, public officials' liability, general liability and auto liability under a renewable one year policy with the Texas Municipal League. The City insures its workers compensation risk by participating in the Texas Municipal League Intergovernmental Risk Pool which is a self-insurance policy mechanism for political subdivisions in Texas. Rates are set by the State Insurance Board. Each participant's contribution to the pool is adjusted based on its workers' compensation history. The City is responsible only to the extent of premiums paid and contributions made to Texas Municipal League and the Intergovernmental Risk Pool. There have been no significant changes in insurance coverage as compared to last year and settlements have not exceeded coverage in each of the past three fiscal years. NOTE 12. CONDUIT DEBT The City issued notes payable totaling $232,358,091 for the purpose of assisting with financing needed by not-for-profit organizations to promote their cause. Final maturities on notes payable range from March 2017 through December 2041. The notes are secured by various assets of the borrower. The total amount outstanding on all of the notes payable is $230,350,185 as of September 30, 2012. The City has no liability for the notes payable in the event of default by the borrowers. Accordingly, the bonds are not reported as liabilities in the City’s financial statements. NOTE 13. PLEDGED REVENUES The City has pledged revenues derived from the operation of the utility system, net of operating and maintenance expenses, to repay $6,617,200 in utility revenue bonds. The total amount of outstanding principal as of September 30, 2012 was $5,221,200. Proceeds from the bonds provided financing for improvements to the utility system, as well as refunding $1,900,000 in bonds. The bonds are payable solely from the net earnings of the utility system and are payable through 2027. The total principal and interest remaining to be paid on the bonds is $8,017,978. Principal and interest paid for the current year and net utility system revenues were $699,669 and $1,890,146, respectively. REQUIRED SUPPLEMENTARY INFORMATION CITY OF SANGER, TEXAS SCHEDULE OF FUNDING PROGRESS FOR PARTICIPATION IN TEXAS MUNICIPAL RETIREMENT SYSTEM YEAR ENDED SEPTEMBER 30, 2012 47 Unfunded Actuarial Unfunded Accrued Liability Actuarial Actuarial Actuarial Actuarial Annual as a Valuation Value of Accrued Percentage Accrued Covered Percentage of Date Assets Liability Funded Liability Payroll Covered Payroll 12/31/09 3,419,092$ 3,973,365$ 86.1% 554,273$ 2,503,067$ 22.1% 12/31/10 4,202,344 4,663,669 90.1% 461,325 2,454,429 18.8% 12/31/11 4,691,607 5,122,534 91.6% 430,927 2,662,684 16.2% CITY OF SANGER, TEXAS BUDGETARY COMPARISON SCHEDULE – GENERAL FUND YEAR ENDED SEPTEMBER 30, 2012 48 Variance with Actual Final Budget Original Final Amount Over / (Under) Revenues Property taxes 1,671,380$ 1,671,380$ 1,637,637$ (33,743)$ Sales taxes 483,420 483,420 616,427 133,007 Licenses and permits 53,990 53,990 130,869 76,879 Charges for services 690,575 690,575 803,173 112,598 Fire and rescue 457,000 457,000 479,381 22,381 Court 345,122 345,122 191,903 (153,219) Franchise taxes 543,800 543,800 539,485 (4,315) Interest 10,000 10,000 5,326 (4,674) Miscellaneous revenues 145,600 145,600 87,875 (57,725) Total revenues 4,400,887 4,400,887 4,492,076 91,189 Expenditures Current General government 684,998 684,998 628,847 (56,151) Public safety 1,454,823 1,454,823 1,408,666 (46,157) Streets and sanitation 918,523 918,523 838,133 (80,390) Fire and rescue 675,709 675,709 633,763 (41,946) Court 233,095 233,095 208,947 (24,148) Culture and recreation 493,214 493,214 419,795 (73,419) Principal 78,153 78,153 79,211 1,058 Interest and other - - 1,282 1,282 Capital outlay 329,015 329,015 481,377 152,362 Total expenditures 4,867,530 4,867,530 4,700,021 (167,509) Excess (deficiency) of revenues over expenditures (466,643) (466,643) (207,945) 258,698 Other financing sources (uses) Proceeds on sale of assets 7,500 7,500 10,000 2,500 Proceeds from capital lease - - 340,119 340,119 Operating transfers in 109,154 109,154 31,000 (78,154) Operating transfers out - - (200,000) (200,000) Total other financing sources (uses)116,654 116,654 181,119 64,465 Excess (deficiency) of revenues and other financing sources over expenditures and other financing uses (349,989) (349,989) (26,826) 323,163 FUND BALANCE, beginning of year 800,223 800,223 800,223 - FUND BALANCE, end of year 450,234$ 450,234$ 773,397$ 323,163$ Budgeted Amounts SUPPLEMENTARY INFORMATION CITY OF SANGER, TEXAS COMBINING SCHEDULE OF REVENUES AND EXPENSES PROPRIETARY FUND BY DEPARTMENT YEAR ENDED SEPTEMBER 30, 2012 49 Water Sewer OPERATING REVENUES Charges for services 1,321,657$ 1,128,429$ Connection fees - - Tap fees 180,850 215,500 Miscellaneous - - Total operating revenue 1,502,507 1,343,929 OPERATING EXPENSES Salaries and wages 217,647 123,675 Purchased professional and technical services 10,243 3,325 Utilities 154,409 162,689 Materials and supplies 20,960 25,433 Water and electric purchases 220,743 - Franchise fees - - Depreciation 289,245 220,701 Repairs and maintenance 141,508 279,965 Bad debt expense 9,264 8,646 Total operating expenses 1,064,019 824,434 Operating income (loss) 438,488 519,495 NONOPERATING REVENUES (EXPENSES) Interest and investment income - - Interest and amortization expense (73,259) (37,266) Total nonoperating revenues (expenses)(73,259) (37,266) CHANGE IN NET ASSETS 365,229$ 482,229$ 50 Fleet Data Electric Services Administration Processing Total 7,776,521$ -$ 1,505$ -$ 10,228,112$ 58,410 - - - 58,410 - - - - 396,350 - - 57,282 - 57,282 7,834,931 - 58,787 - 10,740,154 507,409 45,938 228,984 210,629 1,334,282 46,198 689 44,766 42,894 148,115 11,569 4,141 5,279 5,097 343,184 49,454 2,303 14,253 13,746 126,149 4,825,188 - - - 5,045,931 355,622 - - - 355,622 375,093 - - - 885,039 78,716 5,325 19,280 10,518 535,312 58,464 - - - 76,374 6,307,713 58,396 312,562 282,884 8,850,008 1,527,218 (58,396) (253,775) (282,884) 1,890,146 - - 32,902 - 32,902 (105,974) - (1,089) - (217,588) (105,974) - 31,813 - (184,686) 1,421,244$ (58,396)$ (221,962)$ (282,884)$ 1,705,460$ CITY OF SANGER, TEXAS ANALYSIS OF PROPERTY TAXES RECEIVABLE YEAR ENDED SEPTEMBER 30, 2012 WITH COMPARATIVE TOTALS FOR FOUR YEARS PRIOR 51 2012 2011 2010 2009 2008 Adjusted tax roll 2,311,086$ 2,330,034$ 2,256,987$ 2,308,903$ 2,118,117$ Less collections 2,280,947 2,276,461 2,216,114 2,256,275 2,078,588 Current year property taxes receivable 30,139 53,573 40,873 52,628 39,529 Prior year property taxes receivable 111,435 86,871 79,796 74,407 71,283 Total property taxes receivable, gross (1) 141,574$ 140,444$ 120,669$ 127,035$ 110,812$ Total assessed property value 365,072,180$ 359,484,787$ 364,030,183$ 341,028,251$ 336,831,151$ Tax rate per $100 0.63305$ 0.63305$ 0.62000$ 0.62000$ 0.59960$ Percent of current taxes collected to billed 98.70% 97.70% 98.19% 97.72% 98.13% (1) before deducting allowance for doubtful accounts Fiscal Year JURISDICTION Date May 6, 2013 SINGLE AUDIT ACT COMPLIANCE REPORT Date your fiscal year ended: September 30, 2012 Please check the most appropriate statement below regarding your o1 gani40ti011'0 compliance with OMB Circular A-133 audit requirements. Also, please complete all contact information requested. Return this form and related audit reports to the Texas Division of Emergency Management (TDEM), either via mail or e-mail as described at the bottom of this form. Please check one of the following boxes, indicating whether you are subject to the A133 Single Audit: ❑ Our required Circular A-133 Audit for fiscal year ended 2012 is attached. Included is the a) audited Annual Financial Report, b) the Single Audit report including the Schedule of expenditures for Federal and State expended funds and the c) Single Audit Act Compliance Report for 2012 (this form). Also, a copy of any management report issued in conjunction with the 2012 audit. ❑ Our required Circular A-133 Audit for fiscal year ended 2012 is not attached, but will be completed by (Date)_/_/_ and submitted to the Texas Division of Emergency Management by _/_/_. The audit report will include the audited Annual Financial Report, the Single Audit report including the Schedule of Expenditures for Federal and State expended funds, and any management report issued in conjunction with the 2012 audit. ❑ We are not subject to an OMB Circular A-133 Audit because we expended less than $500,000 in Federal Awards, from all sources, and we expended less than $500,000 in State awards from all sources combined, in our Fiscal Year 2012. ❑ We have elected aerogram -specific audit for our OMB Circular A-133 reporting. Our Annual Financial Report will be completed and will be submitted to the Federal Clearinghouse as designated by OMB. ❑ We are a State Agency or University audited by the State Auditor's Office or other state recognized accounting agency. We DID expend Federal or State awards that passed through DPS/TDEM/SAA in our FY-2012. ❑ We are a State Agency or University audited by the State Auditor's Office or other state recognized accounting agency. We DID NOT expend Federal or State awards that passed through DPS/TDEM/SAA in our FY 2012. ❑ All of our grants from TDEM/SAA have been closed and we are no longer required to file a Single Audit with TDEM/SAA. DlreCt COntaCt —The person within your organization that we are to contact for A-133 questions, etc. (Please print) Print Name/Title: Cheryl Davenport, Finance Director Phone Number: 940-458-7930 E-mail address: cdavenport@sangertexas.org Mailing Address: PO Box 1729 City: Sanger Zip: 76266 Highest Elected Official, Executive, Director, etc, in your jurisdiction, non-profit, or agency (Please print) Title: Mayor Name: Thomas Muir Phone Number: 940458-7930 Mailing Address: PO Box 1729, Sanger, TX 76266 Email address: tmuirla'D.sangertexas.org Please return this form to TDEM one of the following ways: Via regular mail: Texas Division of Emergency Management Attn: Robert Newsom Support Services Section MSC 0226 P.O. Box 4087 Austin, TX. 78773-0226 Via E-mail: A133Review@dps.texas.gov Note: If you send information via email., please include your organization name in the subject line. Questions? Call Robert Newsom @ (512) 437-4742