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2016 Annual Financial ReportANNUAL FINANCIAL REPORT of the City of Sanger, Texas For the Year Ended September 30, 2016 (This page intentionally left blank.) City of Sanger, Texas TABLE OF CONTENTS September 30, 2016 FINANCIAL SECTION Independent Auditor’s Report 1 Management’s Discussion and Analysis 7 Basic Financial Statements Government-Wide Financial Statements Statement of Net Position 16 Statement of Activities 18 Fund Financial Statements Governmental Funds: Balance Sheet 20 Reconciliation of the Balance Sheet to the Statement of Net Position- Governmental Funds 23 Statement of Revenues, Expenditures, and Changes in Fund Balance- Governmental Funds 24 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities 27 Proprietary Funds: Statement of Net Position 28 Statement of Revenues, Expenses, and Changes in Fund Net Position 29 Statement of Cash Flows 30 Notes to Financial Statements 33 REQUIRED SUPPLEMENTARY INFORMATION Schedule of Revenues, Expenditures, and Changes in Fund Balances- Budget and Actual -General Fund 70 Schedule of Changes in Net Pension Liability and Related Ratios 73 Schedule of Employer Contributions to Plan 75 COMBINING AND INDIVIDUAL FUND FINANCIAL STATEMENTS Combining Schedule of Revenues, Expenses, and Changes in Fund Net Position -Proprietary Funds –by Department 78 (This page intentionally left blank.) 1 Bro oksCardiel,PLLC Certified Public Accountants 1095 Evergreen Circle | Suite 200 | The Woodlands, TX 77380 |Tel: 281.907.8788 | Fax: 888.875.0587 | www.BrooksCardiel.com ` INDEPENDENT AUDITOR’S REPORT To the Honorable Mayor and Members of the City Council City of Sanger, Texas: Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Sanger, Texas (the “City”) as of and for the year ended September 30, 2016, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements as listed in the table of contents. Management’s Responsibility for the Financial Statements The City’s management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor’s Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity’s internal control. Accordingly, we express no such opinion. An audit also includes 2 evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City as of September 30, 2016, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis, schedule of changes in net pension liability and related ratios, schedule of employee contributions to pension plan, and budgetary comparison information be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. In our opinion, the information is fairly stated in all material respects in relation to the financial statements as a whole. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise City of Sanger, Texas’s basic financial statements. The combining schedule by department for the proprietary fund are presented for purposes of additional analysis and are not a required part of the basic financial statements. 3 The combining schedule by department for the proprietary fund is the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the ba sic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements the mselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining financial statements are fairly stated, in all material respects, in relation to the basic financial statements as a whole. BrooksCardiel, PLLC Certified Public Accountants The Woodlands, Texas January 27, 2017 (This page intentionally left blank.) 4 MANAGEMENT'S DISCUSSION AND ANALYSIS 5 (This page intentionally left blank.) 6 City of Sanger, Texas MANAGEMENT’S DISCUSSION AND ANALYSIS (MD&A) September 30, 2016 7 As management of the City of Sanger, Texas (the “City”), we offer readers of the City’s financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended September 30, 2016. Financial Highlights The City's total combined net position is $31,097,598 at September 30,2016.Of this, $10,903,640 (unrestricted net position) may be used to meet the City’s ongoing obligations to its citizens and creditors. At the close of the current fiscal year, the City’s governmental funds reported combined fund balances of $6,609,647, an increase of $1,036,833. As of the end of the year, the unassigned fund balance of the general fund was $2,397,437 or 47%of total general fund expenditures. The City had an overall increase in net position of $2,149,474, which is primarily due to strong general and utility revenues. Overview of the Financial Statements The discussion and analysis provided here are intended to serve as an introduction to the City’s basic financial statements. The City’s basic financial statements consist of three components: 1)government- wide financial statements, 2) fund financial statements, and 3) the notes to financial statements. This report also includes supplementary information intended to furnish additional detail to support the basic financial statements themselves. Government-Wide Statements The government-wide financial statements are designed to provide readers with a broad overview of the City’s finances, in a manner similar to a private-sector business. The statement of net position presents information on all of the City’s assets, liabilities, and deferred inflows/outflows with the difference reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. Other non-financial factors, such as the City’s property tax base and the condition of the City’s infrastructure, need to be considered in order to assess the overall health of the City. The statement of activities presents information showing how the City’s net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses City of Sanger, Texas MANAGEMENT’S DISCUSSION AND ANALYSIS, Continued September 30, 2016 8 are reported for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Both of the government-wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business- type activities). The governmental activities of the City include general government, public safety, public works, and culture and recreation. The business-type activities of the City include water, sewer and electric operations. The government-wide financial statements include not only the City itself (known as the primary government), but also the legally separate Sanger Industrial De velopment Corporation (“4A fund”) and the Sanger Te xas De velopment Corporation (“4B fund”), for which the City is financially accountable. Both corporations, although legally separate, function for all practical purposes as a department of the City and therefore have been included as an integral part of the primary government. FUND FINANCIAL STATEMENTS Funds may be considered as operating companies of the parent corporation,which is the City of Sanger. They are usually segregated for specific activities or objectives. The City of Sanger uses fund accounting to ensure and demonstrate compliance with finance-related legal reporting requirements. The two categories of City funds are governmental and proprietary. Governmental Funds Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources,as well as on balances of spendable resources available at the end of the year. Such information may be useful in evaluating the City’s near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City of Sanger maintains five individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, City of Sanger, Texas MANAGEMENT’S DISCUSSION AND ANALYSIS, Continued September 30, 2016 9 expenditures, and changes in fund balances for the general,debt service, 4A, 4B, and capital projects funds which are considered to be major funds. The City of Sanger adopts an annual appropriated budget for all funds. A budgetary comparison schedule has been provided to demonstrate compliance with the general fund budget. Proprietary Funds The City maintains two different types of proprietary funds. Proprietary funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The City uses a proprietary fund to account for its public utilities. All activities associated with providing such services are accounted for in these funds, including administration, operation, maintenance, debt service, capital improvements, meter maintenance, billing and collection. The City's intent is that costs of providing the services to the general public on a continuing basis is financed through user charges in a manner similar to a private enterprise. Internal service funds are an accounting device used to accumulate and allocate costs internally among the City’s various functions. The City uses internal service funds to account for the maintenance and purchase of equipment. Notes to Financial Statements The notes to the financial statements provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes are the last section of the basic financial statements. Other Information In addition to the basic financial statements, MD&A, and accompanying notes, this report also presents certain Required Supplementary Information (RSI). The RSI that GASB Statement No. 34 requires is a budgetary comparison schedule for the general fund and schedules for the City’s Defined Pension Plan. RSI can be found after the basic financial statements. GOVERNMENT-WIDE FINANCIAL ANALYSIS As noted previously, net position may serve over time as a useful indicator of the City’s financial position. For the City of Sanger, assets exceeded liabilities by $31,097,598 as of September 30, 2016,in the primary government. The largest portion of the City’s net position, $16,012,082,reflects its investments in capital assets (e.g., land, city hall, police station, streets, and drainage systems, as well as the public works facilities),less any de bt used to acquire those assets that are still outstanding. The City uses these capital assets to provide services to citizens; consequently,these assets are not available for future spending. Although the City’s investment in its capital assets is reported net of related debt, it should be noted that the City of Sanger, Texas MANAGEMENT’S DISCUSSION AND ANALYSIS, Continued September 30, 2016 10 resources needed to repay this debt must be provided from other sources, since the assets themselves cannot be used to liquidate these liabilities. An additional portion of the City’s net position, $4,181,876, represents resources that are subject to external restrictions on how they may be used. The remaining balance of $10,903,640 is unrestricted and may be used to meet the government’s ongoing obligations to its citizens and creditors. Current and other assets of business-type activities as of September 30, 2016 and September 30, 2015 were $16,009,888 and $12,028,084, respectively. The increase of $3,981,804 was primarily attributable to unspent bond proceeds from a new bond issuance during the year. Long term liabilities of business-type activities as of September 30, 2016 and September 30, 2015 were $12,579,894 and $7,892,587, respectively. The increase of $4,687,307 was due to the aforementioned bond issuance during the year. Statement of Net Position: The following table reflects the condensed Statement of Net Position: Current and other assets $7,117,640 $16,009,888 $23,127,528 $6,134,675 $12,028,084 $18,162,759 Capital assets, net 14,773,440 15,045,344 29,818,784 15,107,078 12,923,737 28,030,815 Total Assets 21,891,080 31,055,232 52,946,312 21,241,753 24,951,821 46,193,574 of Resources 489,156 196,393 685,549 228,086 111,646 339,732 Other liabilities 1,295,696 2,364,581 3,660,277 490,649 1,483,627 1,974,276 Long-term liabilities 6,294,092 12,579,894 18,873,986 7,718,319 7,892,587 15,610,906 Total Liabilities 7,589,788 14,944,475 22,534,263 8,208,968 9,376,214 17,585,182 Net Position: Net investment net of related debtin capital assets 8,615,983 7,396,099 16,012,082 8,122,596 7,831,965 15,954,561 Restricted 4,181,876 - 4,181,876 3,713,890 - 3,713,890 Unrestricted 1,992,589 8,911,051 10,903,640 1,424,385 7,855,288 9,279,673 Total Net Position $14,790,448 $16,307,150 $31,097,598 $13,260,871 $15,687,253 $28,948,124 2016 2015 Governmental Business-Type Activities Activities Governmental Business-Type ActivitiesActivities Total Deferred Outflows Total City of Sanger, Texas MANAGEMENT’S DISCUSSION AND ANALYSIS, Continued September 30, 2016 11 Statement of Activities: The following table provides a summary of the City’s changes in net position: Revenues Program revenues: Charges for services $1,663,963 $11,236,562 $12,900,525 $1,570,157 $11,569,275 $13,139,432 Grants and contributions 185,385 - 185,385 271,386 - 271,386 General revenues: Property taxes 3,329,733 - 3,329,733 2,981,429 - 2,981,429 Sales taxes 1,605,187 - 1,605,187 1,600,961 - 1,600,961 Franchise and local taxes 240,206 - 240,206 231,380 - 231,380 Investment income 9,206 21,429 30,635 4,429 15,128 19,557 Other revenues 212,026 - 212,026 250,444 39,738 290,182 Total Revenues 7,245,706 11,257,991 18,503,697 6,910,186 11,624,141 18,534,327 Expenses General government 2,753,293 - 2,753,293 2,632,058 - 2,632,058 Public safety 2,506,460 - 2,506,460 2,187,268 - 2,187,268 Public works 998,940 - 998,940 1,073,312 - 1,073,312 Culture and recreation 751,747 - 751,747 712,298 - 712,298 Interest and fiscal charges 277,536 395,154 672,690 272,652 289,691 562,343 Water, sewer, & electric - 8,541,016 8,541,016 - 8,251,045 8,251,045 Total Expenses 7,287,976 8,936,170 16,224,146 6,877,588 8,540,736 15,418,324 Change in Net Position Before Transfers (42,270)2,321,821 2,279,551 32,598 3,083,405 3,116,003 Transfers 1,701,924 (1,701,924) - 1,720,428 (1,720,428)- Total 1,701,924 (1,701,924) - 1,720,428 (1,720,428)- Change in Net Position 1,659,654 619,897 2,279,551 1,753,026 1,362,977 3,116,003 Beginning Net Position 13,260,871 15,687,253 28,948,124 11,507,845 14,324,276 25,832,121 Ending Net Position $14,920,525 $16,307,150 $31,227,675 $13,260,871 $15,687,253 $28,948,124 Primary Total Primary Governmental ActivitiesGovernment For the Year Ended September 30, 2016 Business-Type Government For the Year Ended September 30, 2015 Total Activities Business-TypeGovernmental Activities Activities City of Sanger, Texas MANAGEMENT’S DISCUSSION AND ANALYSIS, Continued September 30, 2016 12 Graphic presentations of selected data from the summary tables are displayed below to assist in the analysis of the City’s activities. For the year ended September 30, 2016, revenues from governmental activities totaled $7,245,706. Property tax, sales tax and charges for services are the City’s largest revenue sources. Property tax increased by $348,304 or 12%due to higher property values and new growth.Charges for services increased $93,806 or 6%primarily due to increases in EMS service collections and sanitation fees. Grants and contributions decreased by $86,001 due to a land donation in prior year that was a one time donation.All other revenues remained relatively stable when compared to the previous year. This graph shows the governmental function expenses of the City: For the year ended September 30, 2016, expenses for governmental activities totaled $7,287,976. This represents an increase of $410,388 or 8% from the prior year. The City’s largest functional expense is general government of $2,753,293 which primarily includes contractual costs for garbage removal, salaries for finance and city administration,plus depreciation of related capital assets.General government expenditures increased by $121,235 or 15%primarily due to increases in salaries and legal City of Sanger, Texas MANAGEMENT’S DISCUSSION AND ANALYSIS, Continued September 30, 2016 13 fees. Public safety expenditures increased by $319,192 or 5%primarily due to increases in depreciation on capital asset equipment purchased and increases in salaries expense for EMS and fire for additional personnel. All other expenditures remained relatively consistent with the previous year. Business-type activities are shown comparing operating costs to revenues generated by related services. For the year ended September 30, 2016, charges for services by business-type activities totaled $11,236,562. This is a decrease of $332,713, or 3%, from the previous year.The decrease was due to a decrease in consumption compared to prior year. Total expenses increased $395,434 primarily due to increases in bond issuance and interest fees, and increases in repairs and maintenance expense. FINANCIAL ANALYSIS OF THE CITY’S FUNDS As noted earlier, fund accounting is used to demonstrate and ensure compliance with finance-related legal requirements. Governmental Funds -The focus of the City’s governmental funds is to provide information of near- term inflows, outflows and balances of spendable resources. Such information is useful in assessing the City’s financing requirements. In particular, unreserved fund balance may serve as a useful measure of the City’s net resources available for spending at the end of the year. As of the end of the year the general fund reflected a total fund balance of $2,548,000. Of this, $7,971 is restricted for municipal court, $9,480 is restricted for tourism, $79,393 is restricted for library improvements, and $23,385 for public safety. Unassigned fund balance totaled $2,397,437 as of year end. City of Sanger, Texas MANAGEMENT’S DISCUSSION AND ANALYSIS, Continued September 30, 2016 14 There was an increase in governmental fund balance of $1,036,833 over the prior year. The increase was primarily due to revenues exceeding budgeted expectations. Proprietary Funds -The City’s proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. GENERAL FUND BUDGETARY HIGHLIGHTS There was a total positive budget variance of $562,082 in the general fund. This is a combination of a positive revenue variance of $443,056, a positive expenditure variance of $209,627,and a negative variance of $90,601 in other financing sources and uses. The most significant variances were for property taxes, sales taxes, charges for services, and the police department, which all had positive variances for the City. CAPITAL ASSETS As of the end of the year, the City’s governmental activities funds had invested $14,773,440 in a variety of capital assets and infrastructure, net of accumulated depreciation. Depreciation is included with the governmental capital assets as required by GASB Statement No. 34. The City’s business-type activities funds had invested $15,045,344 in a variety of capital assets and infrastructure, net of accumulated depreciation. Major capital asset events during the current year include the following: Renovation work on a church building for $416,681 McReynolds road construction in the amount of $69,900 Purchase of police department vehicles and radio system totaling $193,057 Street improvements to Smith, Sims, Kirkland, Jones & Lois for $75,126 New water well for $1,604,235 Sewer plant expansion for $224,687 Water and sewer line relocations, expansions, and a new lift station totaling $590,021 Acquisition of land for water department for $173,693 Purchase of vehicles for water department for $122,709 More detailed information about the City’s capital assets is presented in note IV. C to the financial statements. City of Sanger, Texas MANAGEMENT’S DISCUSSION AND ANALYSIS, Continued September 30, 2016 15 LONG-TERM DEBT At the end of the current year, the City had total bonds outstanding of $17,230,000, notes payable of $396,451 and capital leases of $777,536. During the year, the City had principal payments on bonds, notes payable and capital leases of $1,665,229. During the year, the City refunded a bond with a principal balance outstanding of $2,615,000 for a refunding bond with a principal balance of $2,535,000. During the year, the City had a $5,870,000 bond issuance for the water, sewer, and electric fund. More detailed information about the City’s long-term liabilities is presented in note IV. D to the financial statements. ECONOMIC FACTORS AND NEXT YEAR’S BUDGET The Mayor and City Council are committed to maintaining and improving the overall wellbeing of the City of Sanger and improving services provided to their public citizens. The City is budgeting for growth in the upcoming year. CONTACTING THE CITY’S FINANCIAL MANAGEMENT This financial report is de signed to provide a general overview of the City of Sanger’s finances for all those with an interest in the City’s finances. Questions concerning this report or requests for additional financial information should be directed to the City Manager at the City of Sanger City Hall at 502 Elm Street, Sanger, Texas 76266. Current assets: Cash and cash equivalents $5,528,666 $7,430,681 $12,959,347 Investments 900,618 415,330 1,315,948 Receivables, net 688,356 1,716,811 2,405,167 Inventory - 494,626 494,626 7,117,640 10,057,448 17,175,088 Restricted cash - 5,652,440 5,652,440 Restricted investments - 300,000 300,000 Capital assets: Non-depreciable 2,017,458 3,946,813 5,964,271 Net depreciable capital assets 12,755,982 11,098,531 23,854,513 14,773,440 20,997,784 35,771,224 21,891,080 31,055,232 52,946,312 Deferred Outflows of Resources Deferred charge on refunding 33,787 59,153 92,940 Pension contributions 139,479 42,036 181,515 Pension investment earnings 299,661 90,312 389,973 Pension (gains) losses 16,229 4,892 21,121 Total Deferred Outflows of Resources 489,156 196,393 685,549 See Notes to Financial Statements. Primary Government City of Sanger, Texas STATEMENT OF NET POSITION (Page 1 of 2) September 30, 2016 Activities Activities Assets Governmental Business-Type Total Assets Total Current Assets Total 16 Liabilities Current liabilities: Accounts payable and accrued liabilities $300,948 $975,928 $1,276,876 Accrued interest payable 43,267 117,591 160,858 Customer deposits - 397,567 397,567 Long term debt due within one year 951,481 873,495 1,824,976 1,295,696 2,364,581 3,660,277 Noncurrent liabilities: Debt due in more than one year 5,404,265 12,311,717 17,715,982 Net pension liability 889,827 268,177 1,158,004 6,294,092 12,579,894 18,873,986 7,589,788 14,944,475 22,534,263 Net investment in capital assets 8,615,983 7,396,099 16,012,082 Restricted for: Debt service 404,096 - 404,096 Capital projects 1,030,871 - 1,030,871 Economic development 2,626,680 - 2,626,680 Other purposes 120,229 - 120,229 Unrestricted 1,992,589 8,911,051 10,903,640 $14,790,448 $16,307,150 $31,097,598 See Notes to Financial Statements. Total Current Liabilities Net Position Total Net Position Total Liabilities September 30, 2016 Activities Total Business-Type STATEMENT OF NET POSITION (Page 2 of 2) Governmental Activities Primary Government City of Sanger, Texas 17 Capital Grants and Contributions Primary Government Governmental Activities General government $2,753,293 $940,697 $107,541 $- Economic development 130,077 - - - Public safety 2,506,460 723,266 77,844 - Public works 998,940 - - - Culture and recreation 751,747 - - - Interest and fiscal charges 277,536 - - - 7,418,053 1,663,963 185,385 - Business-Type Activities Water 1,101,705 1,641,413 - - Sewer 684,295 1,642,998 - - Electric 6,527,241 7,893,277 - - Fleet services 1,562 - - - Utility administration 621,367 58,874 - - Total Business-Type Activities 8,936,170 11,236,562 - - Total Primary Government $16,354,223 $12,900,525 $185,385 - General Revenues: Taxes Property taxes Sales taxes Franchise and local taxes Investment income Other revenues Gain on sale of assets Insurance recoveries Transfers Change in Net Position Beginning Net Position Ending Net Position See Notes to Financial Statements. Expenses Contributions Total Governmental Activities Functions/Programs Services Total General Revenues and Transfers City of Sanger, Texas STATEMENT OF ACTIVITIES Operating For the Year Ended September 30, 2016 Program Revenues Charges for Grants and 18 $(1,705,055) $- $(1,705,055) (130,077) - (130,077) (1,705,350) - (1,705,350) (998,940) - (998,940) (751,747) - (751,747) (277,536) - (277,536) (5,568,705) - (5,568,705) - 539,708 539,708 - 958,703 958,703 - 1,366,036 1,366,036 - (1,562) (1,562) - (562,493) (562,493) - 2,300,392 2,300,392 (5,568,705) 2,300,392 (3,268,313) 3,329,733 - 3,329,733 1,605,187 - 1,605,187 240,206 - 240,206 9,206 21,429 30,635 179,476 - 179,476 30,618 - 30,618 1,932 - 1,932 1,701,924 (1,701,924) - 7,098,282 (1,680,495)5,417,787 1,529,577 619,897 2,149,474 13,260,871 15,687,253 28,948,124 $14,790,448 $16,307,150 $31,097,598 Activities Net (Expense) Revenue and Changes in Net Position Primary Government Governmental Total Business-Type Activities 19 Cash and cash equivalents $1,937,682 $403,823 $1,579,165 Investments 529,524 - 94,266 Receivables, net 517,072 20,202 88,652 $2,984,278 $424,025 $1,762,083 Liabilities Accounts payable and accrued liabilities $212,561 $- $5,864 212,561 - 5,864 Deferred Inflows of Resources Unavailable revenue Property taxes 43,237 19,929 - EMS revenue 180,480 - - Total Deferred Inflows of Resources 223,717 19,929 - Restricted for: Municipal court 7,971 - - Tourism 9,480 - - Library 79,393 - - Public safety 23,385 - - Debt service - 404,096 - Capital projects - - - Economic development - - 1,756,219 Committed for: Employee benefits 30,334 - - Unassigned reported in: General fund 2,397,437 - - 2,548,000 404,096 1,756,219 $2,984,278 $424,025 $1,762,083 See Notes to Financial Statements. City of Sanger, Texas BALANCE SHEET GOVERNMENTAL FUNDS September 30, 2016 4A FundGeneral Total Liabilities Debt Service Total Liabilities and Fund Balances Total Fund Balances Total Assets Fund Balances Assets 20 $531,203 $1,076,793 $5,528,666 276,828 - 900,618 62,430 - 688,356 $870,461 $1,076,793 $7,117,640 $- $45,922 $264,347 - 45,922 264,347 - - 63,166 - - 180,480 - - 243,646 - - 7,971 - - 9,480 - - 79,393 - - 23,385 - - 404,096 - 1,030,871 1,030,871 870,461 - 2,626,680 - - 30,334 - - 2,397,437 870,461 1,030,871 6,609,647 $870,461 $1,076,793 $7,117,640 Funds Total GovernmentalCapital Projects Fund4B Fund 21 (Page intentionally left blank.) 22 Fund Balances - Total Governmental Funds $6,609,647 Adjustments for the Statement of Net Position: Capital assets used in governmental activities are not current financial resources and, therefore, not reported in the governmental funds. Capital assets - non-depreciable 2,017,458 Capital assets - net depreciable 12,722,179 Other long-term assets are not available to pay for current-period expenditures and, therefore, are deferred in the governmental funds. Property tax receivable 63,166 EMS receivable 180,480 Deferred outflows of resources, represent a consumption of net position that applies to a future period(s) and is not recognized as an outflow of resources (expense/ expenditure) until then. Deferred charge on refunding 33,787 Pension contributions 104,035 Pension investment earnings 223,512 Pension gains (losses)12,105 Internal service funds are used by management to charge the cost of internal services to individual funds. The assets and liabilities of the internal service funds are included in governmental activities in the statement of net position. Capital assets 33,803 Deferred outflows - pension contributions 35,444 Deferred outflows - investment earnings 76,149 Deferred outflows - pension gains (losses)4,124 Accounts payable and accrued liabilities (36,601) Non-current liabilities due in one year (24,243) Non-current liabilities due in more than one year (2,694) Net pension liability (226,120) Net position - governmental activities (140,138) Some liabilities, including bonds payable and deferred charges, are not reported as liabilities in the governmental funds. Accrued interest (43,267) Compensated absences (137,565) Bond premium (147,108) Net pension liability (663,707) Non-current liabilities due in one year (803,429) Non-current liabilities due in more than one year (5,240,707) $14,790,448 See Notes to Financial Statements. Net Position of Governmental Activities RECONCILIATION OF THE BALANCE SHEET TO THE STATEMENT OF NET POSITION City of Sanger, Texas September 30, 2016 GOVERNMENTAL FUNDS 23 Revenues Property tax $2,447,998 $793,038 $- Sales tax 815,547 - 394,820 Franchise and local taxes 240,206 - - License and permits 111,189 - - Charges for services 829,508 - - Fire and rescue 586,833 - - Contributions and donations 325 - - Intergovernmental 77,844 - Fines and forfeitures 136,433 - - Investment income 6,296 114 1,457 Other revenue 96,817 3,992 78,667 5,348,996 797,144 474,944 Expenditures Current: General government 951,828 1,110 - Economic development - - 130,077 Police department 1,262,092 - - Municipal court 195,182 - - Fire and EMS 940,549 - - Parks and recreation 463,483 - - Public works 616,616 - - Debt service: Principal 194,056 620,300 42,997 Interest 28,835 207,646 18,270 Bond issuance costs 37,964 - - Capital outlay 365,269 - - 5,055,874 829,056 191,344 Excess of Revenues Over (Under) Expenditures 293,122 (31,912) 283,600 Other Financing Sources (Uses) Transfers in 1,152,539 217,358 50,000 Transfers (out)(942,492) (166,536) (175,000) Bond issuance 1,166,100 - - Premium 98,406 - - Payment to refunding bond escrow agent (1,226,542) - - Proceeds from sale of capital assets 30,618 - - Insurance recoveries 1,932 - - 280,561 50,822 (125,000) 573,683 18,910 158,600 Beginning fund balances 1,974,317 385,186 1,597,619 $2,548,000 $404,096 $1,756,219 See Notes to Financial Statements. City of Sanger, Texas STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE GOVERNMENTAL FUNDS For the Year Ended September 30, 2016 4A FundService Ending Fund Balances Total Other Financing Sources (Uses) Total Expenditures Net Change in Fund Balances General Total Revenues Debt 24 $- $- $3,241,036 394,820 1,605,187 - - 240,206 - - 111,189 - - 829,508 - - 586,833 - 107,216 107,541 - 77,844 - - 136,433 1,339 - 9,206 - - 179,476 396,159 107,216 7,124,459 - - 952,938 - - 130,077 - - 1,262,092 - - 195,182 - - 940,549 20,185 - 483,668 - - 616,616 - - 857,353 - - 254,751 - - 37,964 - 525,050 890,319 20,185 525,050 6,621,509 375,974 (417,834) 502,950 - 675,000 2,094,897 (347,500) - (1,631,528) - - 1,166,100 - - 98,406 - - (1,226,542) - - 30,618 - - 1,932 (347,500)675,000 533,883 28,474 257,166 1,036,833 841,987 773,705 5,572,814 $870,461 $1,030,871 $6,609,647 Projects Fund4B Fund Funds GovernmentalCapital Total 25 (This page intentionally left blank.) 26 Amounts reported for governmental activities in the statement of activities are different because: Net changes in fund balances - total governmental funds $1,036,833 Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. Capital outlay 886,579 Capital assets transferred to business-type activies (210,245) Depreciation expense (1,043,775) Revenues in the statement of activities that do not provide current financial resources are not reported as revenues in the funds. EMS receivable 88,697 Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds. Compensated absences (19,325) Accrued interest 7,543 Pension expense (54,570) The issuance of long-term debt (e.g., bonds, leases, certificates of obligation) provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net position. Also, governmental funds report the effect of premiums, discounts, and similar items when they are first issued; whereas, these amounts are deferred and amortized in the statement of activities. This amount is the net effect of these differences in the treatment of long-term debt and related items. Deferred charges on refunding 11,781 Premium on debt (78,909) Debt issued 43,752 Principal payments 850,401 Internal service funds are used by management to charge the cost of internal services to individual funds. The City reports the net gain (loss) of internal service funds within governmental activities.10,815 $1,529,577 See Notes to Financial Statements. Change in Net Position of Governmental Activities For the Year Ended September 30, 2016 City of Sanger, Texas RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES 27 Current Assets Cash and cash equivalents $7,430,681 $ Investments 415,330 - Receivables, net 1,716,811 - Inventory 494,626 - 10,057,448 - Noncurrent Assets Restricted cash 5,652,440 - Restricted investments 300,000 - Capital assets: Non-depreciable 3,946,813 - Net depreciable capital assets 11,098,531 33,803 20,997,784 33,803 31,055,232 33,803 Pension contributions 42,036 35,444 Pension investment earnings 90,312 76,149 Pension gains (losses)4,892 4,124 Deferred charge on refunding 59,153 - Total Deferred Outflows of Resources 196,393 115,717 Current Liabilities Accounts payable and accrued liabilities 975,928 36,601 Accrued interest 117,591 - Customer deposits 397,567 - Compensated absences-current 74,043 24,243 Bonds and capital leases payable-current 799,452 - 2,364,581 60,844 Noncurrent Liabilities Compensated absences 8,226 2,694 Net pension liability 268,177 226,120 Bonds and capital leases payable 12,303,491 - 14,944,475 289,658 Net investment in capital assets 7,396,099 - Unrestricted 8,911,051 (140,138) $16,307,150 $(140,138) See Notes to Financial Statements. & Electric Total Current Assets City of Sanger, Texas STATEMENT OF NET POSITION PROPRIETARY FUND September 30, 2016 Activities Assets Water, Sewer Service Internal Governmental Total Net Position Net Position Total Noncurrent Assets Total Assets Liabilities Total Liabilities Total Current Liabilities Deferred Outflows of Resources 28 Operating Revenues Charges for services $10,829,058 $- Connection fees 61,130 - Tap fees 287,500 - Other revenue 58,874 - 11,236,562 - Operating Expenses Salaries and wages 1,069,751 1,032,753 Contracted services 49,896 254,902 Utilities 308,370 32,822 Materials and supplies 81,437 73,809 Water and electric purchases 5,504,359 - Repairs and maintenance 507,210 42,200 Depreciation 811,063 1,499 8,332,086 1,437,985 2,904,476 (1,437,985) Nonoperating Revenues (Expenses) Investment income 21,429 - Bond issuance costs (208,930) Interest expense (395,154) - (582,655)- 2,321,821 (1,437,985) Transfers in 230,937 1,448,800 Transfers (out)(1,932,861)- 619,897 10,815 15,687,253 (150,953) $16,307,150 $(140,138) See Notes to Financial Statements. Ending Net Position Total Operating Revenues Total Operating Expenses Change in Net Position Operating Income (Loss) Total Nonoperating Revenues (Expenses) Income (Loss) Before Transfers Beginning net position Internal Service Governmental Activities City of Sanger, Texas STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN FUND NET POSITION PROPRIETARY FUND For the Year Ended September 30, 2016 Water, Sewer & Electric 29 Cash Flows from Operating Activities Receipts from customers $11,120,907 $- Payments to suppliers (6,532,993) (430,832) Payments to employees (1,044,926) (1,013,439) 3,542,988 (1,444,271) Cash Flows from Noncapital Financing Activities Operating transfers in 20,692 1,448,800 Operating transfers out (1,932,861) - (1,912,169) 1,448,800 Cash Flows from Capital and Related Financing Activities Capital asset purchases (2,722,425) (35,302) Proceeds from bond issuance 6,084,857 - Principal paid on debt (807,874) - Interest paid on debt (366,280) - 2,188,278 (35,302) Cash Flows from Investing Activities Purchases of investments, net (2,974) - Interest on investments 21,429 - 18,455 - 3,837,552 (30,773) 9,245,569 30,773 $13,083,121 $- See Notes to Financial Statements. Net Increase (Decrease) in Cash and Cash Equivalents Net Cash Provided by Operating Activities & Electric Water, Sewer Net Cash Provided by Noncapital Financing Activities Net Cash (Used) by Capital and Related Financing Activities Ending Cash and Cash Equivalents Net Cash Provided by Investing Activities Beginning cash and cash equivalents City of Sanger, Texas STATEMENT OF CASH FLOWS PROPRIETARY FUND (Page 1 of 2) For the Year Ended September 30, 2016 Internal Service Governmental Activities 30 Reconciliation of Operating Income to Net Cash Provided by Operating Activities Operating Income $2,904,476 $(1,437,985) Adjustments to reconcile operating income to net cash provided: Depreciation 811,063 1,499 Changes in Operating Assets and Liabilities: (Increase) Decrease in: Accounts receivable (120,986) - Inventory (20,292) - Deferred outflows of resources - pension contributions (3,783) (3,190) Deferred outflows of resources - pension investment earnings (80,952) (68,257) Deferred outflows of resources - pension (gains) losses 9,604 8,098 Increase (Decrease) in: Accounts payable and accrued liabilities (61,429) (27,099) Compensated absences 2,776 723 Customer deposits 5,331 - Net pension liability 97,180 81,940 $3,542,988 $(1,444,271) Capital assets transferred from governmental activities $210,245 $- Debt refunding $1,484,420 $- See Notes to Financial Statements. Schedule of Non-Cash Capital and Related Financing Activities & Electric Water, Sewer Net Cash Provided by Operating Activities Internal Service Governmental Activities PROPRIETARY FUND (Page 2 of 2) For the Year Ended September 30, 2016 City of Sanger, Texas STATEMENT OF CASH FLOWS 31 (This page intentionally left blank.) 32 City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS  September 30, 2016    33  I.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES    A. Description of Government‐Wide Financial Statements    The government‐wide financial statements (i.e., the statement of net position and  the statement of activities) report information on all of the nonfiduciary activities of  the primary government and its component units. Governmental activities, which  normally are supported by taxes, intergovernmental revenues, and other  nonexchange transactions, are reported separately from business‐type activities,  which rely to a significant extent on fees and charges to external customers for  support. Likewise, the primary government is reported separately from certain legally  separate component units for which the primary government is financially  accountable.    B. Reporting Entity    The City of Sanger, Texas (the “City”) was incorporated in 1886 and operates under  a Council‐Manager form of government. The City provides: general government,  public safety, public works, culture and recreation, water, sewer, and electricity  operations.     The City is an independent political subdivision of the State of Texas governed by  an elected council and a mayor and is considered a primary government.  As  required by generally accepted accounting principles, these basic financial  statements have been prepared based on considerations regarding the potential for  inclusion of other entities, organizations, or functions as part of the Cityʹs financial  reporting entity.  The Sanger Industrial Development Corporation (“4A fund”) and  the Sanger Texas Development Corporation (“4B fund”), although legally separate,  are considered part of the reporting entity.  No other entities have been included in  the Cityʹs reporting entity. Additionally, as the City is considered a primary  government for financial reporting purposes, its activities are not considered a part  of any other governmental or other type of reporting entity.    Considerations regarding the potential for inclusion of other entities, organizations  or functions in the Cityʹs financial reporting entity are based on criteria prescribed  by generally accepted accounting principles.  These same criteria are evaluated in  considering whether the City is a part of any other governmental or other type of  reporting entity.  The overriding elements associated with prescribed criteria  considered in determining that the Cityʹs financial reporting entity status is that of a  primary government are that it has a separately elected governing body; it is legally  separate; and is fiscally independent of other state and local governments.   City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  34  Additionally prescribed criteria under generally accepted accounting principles  include considerations pertaining to organizations for which the primary  government is financially accountable, and considerations pertaining to  organizations for which the nature and significance of their relationship with the  primary government are such that exclusion would cause the reporting entityʹs  financial statements to be misleading or incomplete.    Blended Component Units    Sanger Industrial Development Corporation (4A)     The Sanger Texas Industrial Development Corporation (“4A fund”) is governed by  a board of five directors, all of whom are appointed by the City Council of the City  of Sanger and any of whom can be removed from office by the City Council at its  will. The 4A fund was incorporated in the state of Texas as a non‐profit industrial  development corporation under Section 4A of the Development Corporation Act of  1979. The purpose of the 4A fund is to promote economic development within the  City of Sanger.    Sanger Texas Development Corporation (4B)    The Sanger Texas Development Corporation (“4B fund”) is governed by a board of  seven directors, all of whom are appointed by the City Council at its will. The 4B  fund was incorporated in the state of Texas as a nonprofit industrial development  corporation under Section 4B of the Development Corporation Act of 1979. The  purpose of the 4B fund is to promote economic and community development  within the City of Sanger.    C. Basis of Presentation Government‐Wide and Fund Financial Statements    While separate government‐wide and fund financial statements are presented, they  are interrelated. The governmental activities column incorporates data from  governmental funds while business‐type activities incorporate data from the  government’s enterprise funds. Separate financial statements are provided for  governmental funds and the proprietary funds.    As a general rule, the effect of interfund activity has been eliminated from the  government‐wide financial statements. Exceptions to this general rule are payments  in lieu of taxes where the amounts are reasonably equivalent in value to the  interfund services provided and other charges between the government’s water and  transit functions and various other functions of the government. Elimination of  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  35  these charges would distort the direct costs and program revenues reported for the  various functions concerned.    The fund financial statements provide information about the government’s funds,  including its blended component units. Separate statements for each fund  category—governmental and proprietary are presented. The emphasis of fund  financial statements is on major governmental and enterprise funds, each displayed  in a separate column. All remaining governmental and enterprise funds are  aggregated and reported as nonmajor funds. Major individual governmental and  enterprise funds are reported as separate columns in the fund financial statements.     The government reports the following major governmental funds:    Governmental Funds     Governmental funds are those funds through which most governmental functions  are typically financed.    General Fund     The general fund is used to account for all financial transactions not properly  includable in other funds.  The principal sources of revenues include local  property taxes, sales and franchise taxes, licenses and permits, fines and  forfeitures, and charges for services.  Expenditures include general government,  public safety, parks and recreation and public works.     Debt Service Fund     The debt service fund is used to account for debt service activities for  governmental fund types.    4A Fund     The purpose of the 4A fund is to promote economic development within the  City of Sanger.    4B Fund     The purpose of the 4B fund is to promote economic and community  development within the City of Sanger.    City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  36  Capital Projects Fund     The capital projects fund is used to account for capital asset activities for  governmental fund types.    Proprietary Fund Types     Proprietary funds are used to account for activities that are similar to those often  found in the private sector.  All assets, liabilities, equities, revenues, expenses, and  transfers relating to the government’s business activities are accounted for through  proprietary funds.  The measurement focus is on determination of net income,  financial position, and cash flows.  Proprietary funds distinguish operating  revenues and expenses from non‐operating items.  Operating revenues include  charges for services.  Operating expenses include costs of materials, contracts,  personnel, and depreciation.  All revenues and expenses not meeting this definition  are reported as non‐operating revenues and expenses.  Proprietary fund types  follow GAAP prescribed by the Governmental Accounting Standards Board (GASB)  and all financial Accounting Standards Board’s standards issued prior to November  30, 1989.  Subsequent to this date, the City accounts for its enterprise funds as  presented by GASB. The proprietary fund types used by the City include enterprise  funds.    The government reports the following major enterprise fund:    Water, Sewer, & Electric Fund     This fund is used to account for the provision of water, sewer and electric  services to the residents of the City. Activities of the fund include administration,  operations and maintenance of the water production and distribution system,  water collection and treatment systems, and electric services. The fund also  accounts for the accumulation of resources for and the payment of long‐term  debt. All costs are financed through charges to utility customers.    Additionally, the government reports the following fund type:    Internal Service Fund    Revenues and expenses related to services provided to organizations inside the  City on a cost reimbursement basis are accounted for in an internal service fund.  The Cityʹs internal service fund was set up to provide administrative support  services to other funds of the City.  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  37  During the course of operations the government has activity between funds for  various purposes. Any residual balances outstanding at year end are reported as  due from/to other funds and advances to/from other funds. While these balances  are reported in fund financial statements, certain eliminations are made in the  preparation of the government‐wide financial statements. Balances between the  funds included in governmental activities (i.e., the governmental and internal  service funds) are eliminated so that only the net amount is included as internal  balances in the governmental activities column. Similarly, balances between the  funds included in business‐type activities (i.e., the enterprise funds) are eliminated  so that only the net amount is included as internal balances in the business‐type  activities column.    Further, certain activity occurs during the year involving transfers of resources  between funds. In fund financial statements these amounts are reported at gross  amounts as transfers in/out. While reported in fund financial statements, certain  eliminations are made in the preparation of the government‐wide financial  statements. Transfers between the funds included in governmental activities are  eliminated so that only the net amount is included as transfers in the governmental  activities column. Similarly, balances between the funds included in business‐type  activities are eliminated so that only the net amount is included as transfers in the  business‐type activities column.    D. Measurement Focus and Basis of Accounting     The accounting and financial reporting treatment is determined by the applicable  measurement focus and basis of accounting. Measurement focus indicates the type  of resources being measured such as current financial resources or economic resources.  The basis of accounting indicates the timing of transactions or events for recognition  in the financial statements.    The government‐wide financial statements are reported using the economic resources  measurement focus and the accrual basis of accounting. Revenues are recorded when  earned and expenses are recorded when a liability is incurred, regardless of the  timing of related cash flows. Property taxes are recognized as revenues in the year  for which they are levied. Grants and similar items are recognized as revenue as  soon as all eligibility requirements imposed by the provider have been met.    The governmental fund financial statements are reported using the current financial  resources measurement focus and the modified accrual basis of accounting. Revenues are  recognized as soon as they are both measurable and available. Revenues are  considered to be available when they are collectible within the current period or  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  38  soon enough thereafter to pay liabilities of the current period. For this purpose, the  government considers revenues to be available if they are collected within 60 days  of the end of the current fiscal period. Expenditures generally are recorded when a  liability is incurred, as under accrual accounting. However, debt service  expenditures, as well as expenditures related to compensated absences, and claims  and judgments, are recorded only when payment is due. General capital asset  acquisitions are reported as expenditures in governmental funds. Issuance of long‐ term debt and acquisitions under capital leases are reported as other financing  sources.    Property taxes, sales taxes, franchise taxes, licenses, and interest associated with the  current fiscal period are all considered to be susceptible to accrual and so have been  recognized as revenues of the current fiscal period. Entitlements are recorded as  revenues when all eligibility requirements are met, including any time  requirements, and the amount is received during the period or within the  availability period for this revenue source (within 60 days of year end).  Expenditure‐driven grants are recognized as revenue when the qualifying  expenditures have been incurred and all other eligibility requirements have been  met, and the amount is received during the period or within the availability period  for this revenue source (within 60 days of year end). All other revenue items are  considered to be measurable and available only when cash is received by the  government.    E. Assets, Liabilities, Deferred Outflows/Inflows of Resources and Net  Position/Fund Balance    1. Deposits and Investments    The City’s cash and cash equivalents are considered to be cash on hand, demand  deposits and short term investments with original maturities of three months or less  from the date of acquisition.  For the purpose of the statement of cash flows, the  proprietary fund types consider temporary investments with maturity of three  months or less when purchased to be cash equivalents.    In accordance with GASB Statement No. 31, Accounting and Reporting for Certain  Investments and External Investment Pools, the City reports all investments at fair  value, except for “money market investments” and “2a7‐like pools.”  Money market  investments, which are short‐term highly liquid debt instruments that may include  U.S. Treasury and agency obligations, are reported at amortized costs.  Investment  positions in external investment pools that are operated in a manner consistent with  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  39  the SEC’s Rule 2a7 of the Investment Company Act of 1940, such as TexPool, are  reported using the pools’ share price.    The City has adopted a written investment policy regarding the investment of its  funds as defined in the Public Funds Investment Act, Chapter 2256, of the Texas  Governmental Code.  In summary, the City is authorized to invest in the following:    Direct obligations of the U.S. Government  Fully collateralized certificates of deposit and money market accounts  Statewide investment pools    2. Fair Value    As of September 30, 2016, the City has applied Governmental Accounting  Standards Board (“GASB”) Statement No. 72, Fair Value Measurement and  Application. GASB Statement No. 72 provides guidance for determining a fair value  measurement for reporting purposes and applying fair value to certain investments  and disclosures related to all fair value measurements.    3. Receivables and Interfund Transactions    Transactions between funds that are representative of lending/borrowing  arrangements outstanding at the end of the year are referred to as either “interfund  receivables/payables” (i.e., the current portion of interfund loans) or “advances  to/from other funds” (i.e., the non‐current portion of interfund loans).  All other  outstanding balances between funds are reported as “due to/from other funds” in  the fund financial statements.  If the transactions are between the primary  government and its component unit, these receivables and payables are classified as  “due to/from component unit/primary government.”  Any residual balances  outstanding between the governmental activities and business‐type activities are  reported in the government‐wide financial statements as “internal balances.”    Advances between funds are offset by a fund balance reserve account in the  applicable governmental fund to indicate they are not available for appropriation  and are not expendable available financial resources.    All trade receivables are shown net of any allowance for uncollectible amounts.          City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  40  4. Property Taxes    Property taxes are levied by October 1 on the assessed value listed as of the prior  January 1 for all real and business personal property in conformity with Subtitle E,  Texas Property Tax Code. Taxes are due on receipt of the tax bill and are delinquent  if not paid before February 1 of the year following the year in which imposed.  Penalties are calculated after February 1 up to the date collected by the government  at the rate of 6% for the first month and increased 1% per month up to a total of  12%. Interest is calculated after February 1 at the rate of 1% per month up to the  date collected by the government. Under state law, property taxes levied on real  property constitute a lien on the real property which cannot be forgiven without  specific approval of the State Legislature. The lien expires at the end of twenty  years. Taxes levied on personal property can be deemed uncollectible by the City.    5. Inventories and Prepaid Items    The costs of governmental fund type inventories are recorded as expenditures when  the related liability is incurred, (i.e., the purchase method).  The inventories are  valued at the lower of cost or market using the first‐in/first‐out method. Certain  payments to vendors reflect costs applicable to future accounting periods (prepaid  expenditures) are recognized as expenditures when utilized.     6. Capital Assets    Capital assets, which include property, plant, equipment, and infrastructure assets  (e.g., roads, bridges, sidewalks, and similar items) are reported in the applicable  governmental or business‐type activities columns in the government‐wide financial  statements.  Capital assets are defined by the government, as assets with an initial  individual cost of more than $5,000 and an estimated useful life in excess of one  year.  Such assets are recorded at historical cost or estimated historical cost if  purchased or constructed.  Donated capital assets are recorded at estimated fair  market value at the date of donation.  Major outlays for capital assets and  improvements are capitalized as projects are constructed.    Interest costs incurred in connection with construction of enterprise fund capital  assets are capitalized when the effects of capitalization materially impact the  financial statements.    The costs of normal maintenance and repairs that do not add to the value of the  asset or materially extend assets’ lives are not capitalized.    City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  41  Property, plant, and equipment of the primary government, as well as the  component units, are depreciated using the straight‐line method over the following  estimated useful years.        Asset Description   Estimated   Useful Life  Vehicles  5‐10 years  Furniture and equipment  5 to 10 years  Infrastructure  10‐30 years  Water and sewer system  10‐30 years  Buildings and improvements  5‐40 years      7. Deferred Outflows/Inflows of Resources    In addition to assets, the statement of financial position will sometimes report a  separate section for deferred outflows of resources. This separate financial  statement element, deferred outflows of resources, represents a consumption of net  position that applies to a future period(s) and so will not be recognized as an  outflow of resources (expense/ expenditure) until then. An example is a deferred  charge on refunding reported in the government‐wide statement of net position. A  deferred charge on refunding results from the difference in the carrying value of  refunded debt and its reacquisition price. This amount is deferred and amortized  over the shorter of the life of the refunded or refunding debt.    In addition to liabilities, the statement of financial position will sometimes report a  separate section for deferred inflows of resources. This separate financial statement  element, deferred inflows of resources, represents an acquisition of net position that  applies to a future period(s) and so will not be recognized as an inflow of resources  (revenue) until that time. The government has only one type of item, which arises  only under a modified accrual basis of accounting, which qualifies for reporting in  this category. Accordingly, the item, unavailable revenue, is reported only in the  governmental funds balance sheet. The governmental funds report unavailable  revenues from two sources: property taxes and EMS revenues. These amounts are  deferred and recognized as an inflow of resources in the period that the amounts  become available.    8. Net Position Flow Assumption    Sometimes the government will fund outlays for a particular purpose from both  restricted (e.g., restricted bond or grant proceeds) and unrestricted resources. In  order to calculate the amounts to report as restricted – net position and unrestricted  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  42  – net position in the government‐wide and proprietary fund financial statements, a  flow assumption must be made about the order in which the resources are  considered to be applied.    9. Fund Balance Flow Assumptions    Sometimes the government will fund outlays for a particular purpose from both  restricted and unrestricted resources (the total of committed, assigned, and  unassigned fund balance). In order to calculate the amounts to report as restricted,  committed, assigned, and unassigned fund balance in the governmental fund  financial statements a flow assumption must be made about the order in which the  resources are considered to be applied. It is the government’s policy to consider  restricted fund balance to have been depleted before using any of the components  of unrestricted fund balance. Further, when the components of unrestricted fund  balance can be used for the same purpose, committed fund balance is depleted first,  followed by assigned fund balance. Unassigned fund balance is applied last.    10. Fund Balance Policies    Fund balance of governmental funds is reported in various categories based on the  nature of any limitations requiring the use of resources for specific purposes. The  government itself can establish limitations on the use of resources through either a  commitment (committed fund balance) or an assignment (assigned fund balance).    The committed fund balance classification includes amounts that can be used only  for the specific purposes determined by a formal action of the government’s highest  level of decision‐making authority. The governing council is the highest level of  decision‐making authority for the government that can, by adoption of an  ordinance prior to the end of the fiscal year, commit fund balance. Once adopted,  the limitation imposed by the ordinance remains in place until a similar action is  taken (the adoption of another ordinance) to remove or revise the limitation.    Amounts in the assigned fund balance classification are intended to be used by the  government for specific purposes but do not meet the criteria to be classified as  committed. The governing body (council) has by resolution authorized the City  Manager to assign fund balance. The Council may also assign fund balance as it  does when appropriating fund balance to cover a gap between estimated revenue  and appropriations in the subseq uent year’s appropriated budget. Unlike  commitments, assignments generally only exist temporarily. In other words, an  additional action does not normally have to be taken for the removal of an  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  43  assignment. Conversely, as discussed above, an additional action is essential to  either remove or revise a commitment.    11. Compensated Absences    The liability for compensated absences reported in the government‐wide and  proprietary fund statements consist of unpaid, accumulated vacation balances. The  liability has been calculated using the vesting method, in which leave amounts for  both employees who currently are eligible to receive termination payments and  other employees who are expected to become eligible in the future to receive such  payments upon termination are included. Vested or accumulated vacation leave  and compensated leave of government‐wide and proprietary funds are recognized  as an expense and liability of those funds as the benefits accrue to employees.    It is the Cityʹs policy to liquidate compensated absences with future revenues rather  than with currently available expendable resources. Accordingly, the Cityʹs  governmental funds recognize accrued compensated absences when it is paid.    12. Long‐Term Obligations    In the government‐wide financial statements, long‐term debt and other long‐term  obligations are reported as liabilities in the applicable governmental activities  statement of net position. The long‐term debt consists primarily of bonds payable  and accrued compensated absences.    Long‐term debt for governmental funds is not reported as liabilities in the fund  financial statements until due. The debt proceeds are reported as other financing  sources, net of the applicable premium or discount and payments of principal and  interest reported as expenditures.  In the governmental fund types, issuance costs,  even if withheld from the actual net proceeds received, are reported as debt service  expenditures.  However, claims and judgments paid from governmental funds are  reported as a liability in the fund financial statements only for the portion expected  to be financed from expendable available financial resources.    Long‐term debt and other obligations, financed by proprietary funds, are reported  as liabilities in the appropriate funds.  For proprietary fund types, bond premiums,  and discounts are deferred and amortized over the life of the bonds using the  effective interest method, if material.  Bonds payable are reported net of the  applicable bond premium or discount.  Issuance costs are expensed as incurred in  accordance with GASB statement no. 65.    City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  44  Assets acquired under the terms of capital leases are recorded as liabilities and  capitalized in the government‐wide financial statements at the present value of net  minimum lease payments at inception of the lease.  In the year of acquisition, capital  lease transactions are recorded as other financing sources and as capital outlay  expenditures in the general fund.  Lease payments representing both principal and  interest are recorded as expenditures in the general fund upon payment with an  appropriate reduction of principal recorded in the government‐wide financial  statements.    13. Estimates    The preparation of financial statements, in conformity with generally accepted  accounting principles, requires management to make estimates and assumptions  that affect the reported amounts of assets and liabilities and disclosure of contingent  assets and liabilities at the date of the financial statements and the reported  amounts of revenues and expenditures/expenses during the reporting period.   Actual results could differ from those estimates.    14. Pensions    For purposes of measuring the net pension liability, deferred outflows of resources  and deferred inflows of resources related to pensions, and pension expense,  information about the Fiduciary Net Position of the Texas Municipal Retirement  System (TMRS) and additions to/deductions from TMRS’s Fiduciary Net Position  have been determined on the same basis as they are reported by TMRS. For this  purpose, plan contributions are recognized in the period that compensation is  reported for the employee, which is when contributions are legally due. Benefit  payments and refunds are recognized when due and payable in accordance with  the benefit terms. Investments are reported at fair value.    II. RECONCILIATION OF GOVERNMENT‐WIDE AND FUND FINANCIAL  STATEMENTS    A. Explanation of certain differences between the governmental fund balance sheet  and the government‐wide statement of net position.    The governmental fund balance sheet includes reconciliation between fund balance‐ total governmental funds and net position‐governmental activities as reported in the  government‐wide statement of net position.  One element of that reconciliation  explains that long‐term liabilities, including bonds, are not due and payable in the  current period and, therefore, are not reported in the funds.  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  45  B. Explanation of certain differences between the governmental fund statement of  revenues, expenditures, and changes in fund balances and the government‐wide  statement of activities.    The governmental fund statement of revenues, expenditures, and changes in fund  balances includes a reconciliation between net changes in fund balances – total  governmental funds and changes in net position of governmental states that, “the  issuance of long‐term debt (e.g., bonds) provides current financial resources to  governmental funds, while the repayment of the principal of long‐term debt  consumes the current financial resources of governmental funds.  Also,  governmental funds report the effect of premiums, discounts, and similar items  when debt is first issued, whereas these amounts are deferred and amortized in the  statement of activities.”      III.  STEWARDSHIP, COMPLIANCE, AND ACCOUNTABILITY    Annual budgets are adopted on a basis consistent with generally accepted  accounting principles for all governmental and enterprise funds.     The appropriated budget is prepared by fund, function, and department. The legal  level of control is the fund level. No funds can be transferred or added to a  budgeted item without Council approval.  Appropriations lapse at the end of the  year. Budget amendments were only re‐classes at the function level and below and  there was no increase in budgeted revenues or expenses by function from  amendments.     A.  Deficit Fund Equity    The internal service fund had a deficit balance of $140,138 as of September 30, 2016  due to the net pension liability balance exceeding total assets.  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  46  IV.  DETAILED NOTES ON ALL FUNDS     A.  Deposits and Investments    As of September 30, 2016, the primary government had the following investments:    Investment Type Certificates of deposit $ 1,615,948 0.48 Total fair value $ 1,615,948 Portfolio weighted average maturity 0.48 Average Maturity Fair Value  (Years)     Interest rate risk – In accordance with its investment policy, the City manages its  exposure to declines in fair values by limiting the weighted average of maturity not  to exceed five years; structuring the investment portfolio so that securities mature to  meet cash requirements for ongoing operations; monitoring credit ratings of  portfolio position to assure compliance with rating requirements imposed by the  Public Funds Investment Act;  and invest operating funds primarily in short‐term  securities or similar government investment pools.    Credit risk – The City’s investment policy limits investments to obligations of the  United States, State of Texas, or their agencies and instrumentalities with an  investment quality rating of not less than “A” or its equivalent, by a nationally  recognized investment rating firm. Other obligations must be unconditionally  guaranteed (either express or implied) by the full faith and credit of the United  States Government or the issuing U.S. agency and investment pools with an  investment quality not less than AAA or AAA‐m, or equivalent, by at least one  nationally recognized rating service.     Custodial credit risk – deposits In the case of deposits, this is the risk that in the event  of a bank failure, the City’s deposits may not be returned to it.  State statutes require  that all deposits in financial institutions be insured or fully collateralized by U.S.  government obligations or its agencies and instrumentalities or direct obligations of  Texas or its agencies and instrumentalities that have a market value of not less than  the principal amount of the deposits. As of September 30, 2016, the market values of  pledged securities and FDIC exceeded bank balances.     Custodial credit risk – investments  For an investment, this is the risk that, in the event  of the failure of the counterparty, the City will not be able to recover the value of its  investments or collateral securities that are in the possession of an outside party.   The City’s investment policy requires that it will seek to safekeeping securities at  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  47  financial institutions, avoiding physical possession.  Further, all trades, where  applicable, are executed by delivery versus payment to ensure that securities are  deposited in the City’s safekeeping account prior to the release of funds.      B.  Receivables     The following comprise receivable balances of the primary government at year end:    Property taxes $ 75,799 $ 31,347 $‐                  $‐                      $‐                    $ 107,146          Sales tax 145,729 ‐                  62,430        62,430             ‐                    270,589          Franchise & local taxes 33,799 ‐                  ‐                  ‐                      ‐                    33,799            EMS 449,032 ‐                  ‐                  ‐                      ‐                    449,032          Accounts 123,705 ‐                  26,222        ‐                      1,906,200 2,056,127       Other 62 ‐                  ‐                  ‐                      ‐                    62                   Allowance (311,054)     (11,145)       ‐                  ‐                      (189,389)       (511,588)        $ 517,072      $ 20,202        $ 88,652        $ 62,430            $ 1,716,811      $ 2,405,167       4A Fund 4B Fund Total Water, Sewer & ElectricService Debt General                                               City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  48  C.  Capital Assets    A summary of changes in governmental activities capital assets for the year end  was as follows:    Capital assets, not being depreciated: Land $ 1,044,933            $‐                        $‐                         $ 1,044,933        Construction in progress 567,694               486,581             (81,750)               972,525           1,612,627 486,581 (81,750) 2,017,458 Capital assets, being depreciated: Infrastructure 11,853,211          103,314             1,863                  11,958,388      Buildings and improvements 7,086,986            30,837                ‐                         7,117,823        Machinery and equipment 3,486,768            301,149             (130,358)             3,657,559        22,426,965 435,300 (128,495) 22,733,770 Less accumulated depreciation Infrastructure 5,485,959            330,942             ‐                         5,816,901        Buildings and improvements 1,617,823            318,109             ‐                         1,935,932        Machinery and equipment 1,828,732            396,223             ‐                         2,224,955        Total accumulated depreciation 8,932,514 1,045,274 ‐                         9,977,788 Net capital assets being depreciated 13,494,451          (609,974)           (128,495)             12,755,982      $ 15,107,078          $ (123,393)           $ (210,245)             $ 14,773,440      Beginning Ending Balances Increases Total Capital Assets Total capital assets not being depreciated Total capital assets being depreciated BalancesReclassifications   Depreciation was charged to governmental functions as follows:    General government $ 91,479                  Public safety 301,930                Public works 370,115                Culture and recreation 280,251                Internal service fund 1,499                    $ 1,045,274            Total Governmental Activities Depreciation Expense                 City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  49  A summary of changes in business‐type activities capital assets for the year end  was as follows:    Capital assets, not being depreciated: Land $ 323,164            $ 173,693            $‐                         $ 496,857             Construction in progress 1,980,103         2,418,943         (949,090)             3,449,956          Total capital assets not being depreciated 2,303,267         2,592,636         (949,090)             3,946,813          Capital assets, being depreciated: Infrastructure 22,617,455       ‐                        949,090              23,566,545        Buildings and improvements 865,245            ‐                        ‐                         865,245             Machinery and equipment 1,742,577         129,789            210,245              2,082,611          Total capital assets being depreciated 25,225,277       129,789            1,159,335           26,514,401        Less accumulated depreciation Infrastructure 12,965,356       651,802            ‐                         13,617,158        Buildings and improvements 367,713            51,855              ‐                         419,568             Machinery and equipment 1,271,738         107,406            ‐                         1,379,144          Total accumulated depreciation 14,604,807       811,063            ‐                         15,415,870        Net capital assets being depreciated 10,620,470       (681,274)           1,159,335           11,098,531        $ 12,923,737       $ 1,911,362         $ 210,245              $ 15,045,344       Total Capital Assets Beginning Ending Balances Increases Reclassifications Balances   Depreciation was charged to business‐type activities as follows:    Water $ 282,736 Sewer 232,995 Electric 276,487 Other 18,845 $ 811,063              Total Business‐type Activities Depreciation Expense                     City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  50  D.   Long‐term Debt    The following is a summary of changes in the City’s total governmental long‐term  liabilities for the year ended. The City uses the debt service fund to liquidate  governmental activities debts.  Governmental Activities: Bonds, notes and other payables: General Obligation Bonds $ 972,400     $ 1,166,100 $ (191,700)    $‐                  $ 1,946,800      $ 372,500    Certificates of Obligation 4,596,100   ‐               (428,600)    (1,202,900) 2,964,600      224,300    Less deferred amounts: For issuance premiums 68,199       98,406     (12,545)      (6,952)        147,108         ‐                5,636,699  1,264,506 (632,845)    (1,209,852) 5,058,508      596,800    Other liabilities: Notes payable 439,448      ‐                 (42,997)        ‐                   396,451         43,949        Capital leases payable 930,341     ‐               (194,056)    ‐                  736,285        162,680    Compensated absences 144,454     135,950   (115,902)    ‐                  164,502        148,052    $ 7,150,942   $ 1,400,456  $ (985,800)      $ (1,209,852)   $ 6,355,746      $ 951,481      Long‐term liabilities due in more than one year $ 5,404,265       Business‐Type Activities: General Obligation Bonds $ 1,237,600  $ 1,368,900 $ (243,300)    $‐                  $ 2,363,200      $ 452,500    Certificates of Obligation 5,943,900  5,870,000 (446,400)    (1,412,100) 9,955,400      305,700    Less deferred amounts: For issuance premiums 301,170     494,741   (44,659)      (8,161)        743,091        ‐                7,482,670  7,733,641 (734,359)    (1,420,261) 13,061,691    758,200    Other liabilities: Capital leases payable 159,427     ‐               (118,176)    ‐                  41,251          41,251      Compensated absences 79,493       67,990     (65,213)      82,270          74,044      $ 7,721,590   $ 7,801,631  $ (917,748)      $$ 13,185,212    $ 873,495      Long‐term liabilities due in more than one year $ 12,311,717     Amounts Beginning Amortization/Ending Due within Balance Additions Payments Balance Total Business‐Type  Activities One Year Total Governmental  Activities Refunded   City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  51  Long‐term liabilities applicable to the City’s governmental activities are not due  and payable in the current period and accordingly, are not reported as fund  liabilities in the governmental funds.  Interest on long‐term debt is not accrued in  governmental funds, but rather is recognized as an expenditure when due.  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  52  Long‐term debt at year end was comprised of the following debt issues:  General Obligation Bonds: $3,495,000 General Obligation Refunding Bond, Series 2012, due in   installments through 2021, interest at 2% to 3% $ 787,600      $ 1,002,400      $1,790,000     $2,535,000 General Obligation Refunding Bond, Series 2016, due in   installments through 2021, interest at 2% to 4% 1,159,200   1,360,800      2,520,000     $ 1,946,800   $ 2,363,200      $4,310,000     Certificates of Obligation: $1,750,000 Certificates of Obligation, Series 2007,  due in annual installments through 2027, interest at 4.4%$ 391,000      $759,000         $1,150,000     $3,200,000 Certificates of Obligation, Series 2009,  due in annual installments through 2026, interest at 3% to 4.75%2,120,000   ‐                     2,120,000     $4,260,000 Certificates of Obligation, Series 2013,  due in annual installments through 2033, interest at 2% to 3.7%453,600      3,326,400      3,780,000     $5,870,000 Certificates of Obligation, Series 2015,  due in annual installments through 2035, interest at 3.4% to 5.5%‐                 5,870,000      5,870,000     $ 2,964,600   $ 9,955,400      $ 12,920,000   Less deferred amounts: Issuance premium $ 147,108      $743,091         $890,199        $ 147,108      $743,091         $890,199        Notes Payable: $660,000 Notes payable to a financial institution, due in monthly installments of $5,106 through June 2024, including interest at 4.6% $ 396,451      $‐                     $396,451        $ 396,451      $‐                     $396,451        Capital Leases Payable: $190,309 Capital lease payable to financial institution, due in annual installments of $50,235 through 2017, interest at 2.89%$‐                 $41,251           $41,251          $435,000 Capital lease payable to financial institution, due in annual installments of $51,535 through 2024, interest at 3.346%356,075      ‐                     356,075        $500,000 Capital lease payable to financial institution, due in annual installments of $134,279 through 2019, interest at 2.947%380,210      ‐                     380,210        $ 736,285      $41,251           $777,536        Compensated Absences 164,502      82,270           246,772        $ 6,355,746   $ 13,185,212    $ 19,540,958  Total Long‐term Liabilities Total Business ‐ Total General Obligation Bonds Total Certificates of Obligation Governmental Type Activities Activities Total Deferred Amounts Total Notes Payable  Total Capital Leases Payable    City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  53  The annual requirements to amortize governmental and business‐type activities  debt issues outstanding at year ending were as follows:    General Obligation Bonds    Year ending September 30, 2017 $ 372,500            $ 64,416            $ 452,500          $ 77,834              2018 377,000            55,426            458,000          66,824              2019 392,800            41,908            477,200          50,492              2020 410,900            27,824            499,100          33,476              2021 393,600            13,929            476,400          16,746              $ 1,946,800         $ 203,503          $ 2,363,200       $ 245,372            Principal Interest Principal Interest Governmental Activities Business‐Type Activities                                                     City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  54  Combination Tax and Revenue Certificates of Obligations    Year ending September 30, 2017 $ 224,300            $ 128,067            $ 305,700            $ 365,408             2018 229,900            119,387          325,100          357,798            2019 241,600            110,391          328,400          349,179            2020 248,900            100,919          331,100          339,916            2021 261,200            91,050            408,800          328,055            2022 273,500            79,919            531,500          313,142            2023 286,400            68,258            533,600          296,377            2024 297,000            55,768            543,000          279,277            2025 309,300            42,686            560,700          260,919            2026 323,900            28,194            586,100          240,113            2027 71,800              13,024              608,200            217,921             2028 28,800              9,768              541,200          193,557            2029 30,600              8,400                564,400            171,800             2030 31,800              6,870              588,200          147,974            2031 33,600              5,280              616,400          122,720            2032 35,400              3,600              639,600          96,338              2033 36,600              1,830              663,400          68,826              2034 ‐                       ‐                      410,000          40,313              2035 ‐                       ‐                      425,000          24,656              2036 ‐                       ‐                      445,000          8,344                $ 2,964,600         $ 873,412          $ 9,955,400       $ 4,222,631         Governmental Activities Business‐Type Activities Principal Interest Principal Interest   General obligation bonds are direct obligations of the City for which its full faith  and credit are pledged. Repayment of general obligation bonds are from taxes  levied on all taxable property located within the City. The City is not obligated in  any manner for special assessment debt.                      City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  55  Capital Leases    Year ending September 30, 2017 $ 162,680            $ 23,135            $ 41,251            $ 1,411                2018 167,632            18,182             ‐                        ‐                        2019 172,736            13,079             ‐                        ‐                        2020 43,716              7,819               ‐                        ‐                        2021 45,179              6,357               ‐                        ‐                        2022 46,690              4,845               ‐                        ‐                        2023 48,252              3,283               ‐                        ‐                        2024 49,400              1,668               ‐                        ‐                        $ 736,285            $ 78,368            $ 41,251            $ 1,411                Business‐Type Activities Principal Interest Governmental Activities Principal Interest     The City has entered into capital lease agreements. The leased property under  capital leases is classified as machinery and equipment with a total carrying value  net of depreciation of approximately $956,406 as of year end.    Note Payable    Year ending September 30, 2017 $ 43,949            $ 17,318              2018 46,014            15,253              2019 48,176            13,091              2020 50,439            10,828              2021 52,809            8,458                2022 55,290            5,977                2023 57,887            3,380                2024 41,887            4,063                $ 396,451          $ 78,368              Governmental Activities Principal Interest     E. Conduit Debt    From time to time, the City has issued notes payable for the purpose of assisting  with financing needed by not‐for‐profit organizations to promote their cause. The  notes are secured by the property financed and are payable solely from payments  received on the underlying loans. Upon repayment of the notes, ownership of the  acquired facilities transfers to the not‐for‐profit entity served by the note issuance.   City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  56    The City has no liability for the notes payable in the event of default by the  borrowers. Accordingly, the bonds are not reported as liabilities in the City’s  financial statements.    F. Deferred Charge on Refunding    Deferred charges resulting from the issuance of the 2012 and 2016 general  obligation refunding bonds have been recorded as a deferred outflow of resources  and are being amortized to interest expense over the terms of the respective  refunded debts. Current year balances for governmental and business‐type  activities totaled $33,787 and $59,153, respectively. Current year amortization  expense for governmental and business‐type activities totaled $4,909 and $9,977,  respectively.    G. Advance Refunding    On June 13, 2016, the City issued $2,535,000 in general obligation refunding bonds  with an interest rate of 2 ‐ 4%. The proceeds were used to advance refund $2,615,000  of outstanding 2006 combination tax and revenue certificates of obligation which  had an interest rate ranging from 4% to 5%. The net proceeds of $2,666,396 (after  payment of $82,530 in underwriting fees and other issuance costs) were deposited  in an irrevocable trust with an escrow agent to provide funds for the future debt  service payment on the refunded bonds. As a result, the obligations are considered  defeased and the liability for those bonds has been removed from the statement of  net position.    The reacquisition price exceeded the net carrying amount of the old debt by $36,283.  This amount is being amortized over the remaining life of the refunding debt. This  advance refunding reduced its total debt service payments by $140,422 and resulted  in an economic gain (difference between the present values of the debt service  payments on the old and new debt) of $135,810.                    City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  57  H. Interfund Transactions     Amounts transferred between funds relate to amounts collected, various capital  expenditures, annual funding, and debt payments.    Transfer out: General $‐                  $‐                  $‐                    $390,000         $ 230,937        1 $ 531,800      $ 1,152,737    4A ‐                   ‐                  ‐                    175,000         ‐                    ‐                  175,000       4B ‐                  212,500      25,000          110,000         ‐                    ‐                  347,500       Debt Service 166,536      ‐                  ‐                    ‐                    ‐                    ‐                  166,536       Enterprise 986,003      4,858          25,000          ‐                    ‐                    917,000      1,932,861    $ 1,152,539   $ 217,358      $ 50,000          $675,000         $ 230,937        $ 1,448,800   $ 3,774,634    1 ‐ This value is after full conversion to the accrual method. For the general fund, this balance is greater than the amount reported within the  governmental funds statement of revenues, expenditures, and changes in fund balance by $210,245. This amount is only recognized at the  government wide level for the general fund, and is due to the amount of capital assets transferred from the general fund to the water, sewer, and  electric fund.  General Debt Service  4A Total Transfer In  Internal  Service   Enterprise   Capital  Projects    I.  Fund Equity     The City records fund balance restrictions on the fund level to indicate that a  portion of the fund balance is legally restricted for a specific future use or to  indicate that a portion of the fund balance is not available for expenditures.     The following is a list of fund balances restricted/committed by the City:    Municipal court $ 7,971              $‐                        Tourism 9,480              ‐                        Library 79,393            ‐                        Public safety 23,385            ‐                        Debt service 404,096          ‐                        Capital projects 1,030,871       ‐                        Economic development 2,626,680       ‐                        Employee benefits ‐                      30,334             $ 4,181,876       $ 30,334             Restricted Committed         City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  58  V.  OTHER INFORMATION    A. Risk Management    The City is exposed to various risks of loss related to torts; theft of, damage to and  destruction of assets, errors and omissions; and natural disasters for which the City  participates along with 2,800 other entities in the Texas Municipal League’s  Intergovernmental Risk Pools.  The Pool purchases commercial insurance at group  rates for participants in the Pool.  The City has no additional risk or responsibility to  the Pool outside of the payment of insurance premiums.  The City has not  significantly reduced insurance coverage or had settlements which exceeded  coverage amounts for the past three years.    B. Contingent Liabilities    Amounts received or receivable from granting agencies are subject to audit and  adjustment by grantor agencies, principally the federal government.  Any  disallowed claims, including amounts already collected, may constitute a liability of  the applicable funds.  The amounts of expenditures which may be disallowed by the  grantor cannot be determined at this time although the City expects such amounts,  if any, to be immaterial.    Liabilities are reported when it is probable that a loss has occurred and the amount  of the loss can be reasonably estimated.  Liabilities include an amount for claims  that have been incurred but not reported.  Claim liabilities are calculated  considering the effects of inflation, recent claim settlement trends, including  frequency and amount of payouts, and other economic and social factors.                              City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  59  C. Construction commitments    The government has active construction projects as of September 30, 2016. The  projects include street construction and improvements, sewer plant and the  construction of additional water lines and repairs. At year end the government’s  commitments with contractors are as follows:    Project McReynolds Road Reconstruction Pacheco Koch, LLC $ 17,473           McReynolds Road Reconstruction HRM Land Acquisition 397                17,870           Server Consolidation Austin Lane Technology 20,166           20,166 Church building restoration Eikon Consultant 10,159 Cima 7,996 Mabak Directional 10,000 28,155 Capital improvement plan Perkins Engineering 30,633 12ʺ Water Line Chapman to Belz Pacheco Koch, LLC 3,092 12ʺ Water Line Chapman to Belz Card Services 255 Water Line Lois to View Pacheco Koch, LLC 7,390 Water Well and Ground Storage Cory Miller Drilling 39,729 Water Well and Ground Storage Perkins Engineering 64,830 Water Well and Ground Storage Vessels Construction 622,714 15ʺ Line Chapman to Belz Pacheco Koch, LLC 3,715 15ʺ Line Chapman to Belz Card Services 255 WWL FM455 to Lois Pacheco Koch LLC 91,097 WWL FM455 to Lois HRM Land Acquisition 14,858 12ʺ Line Lois to View Pacheco Koch LLC 25,709 New Sewer Plant Alan Plummer Associates 8,067 912,344 $ 978,535 Remaining  CommitmentVendor Total Project Total Project Total Project Total Project Total     City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  60  D. Related Party Activity    On March 1, 2012, the City entered into a non‐cancelable lease agreement with a  corporation of which a former city council member is a principal member of  management. The leased property is owned by the 4A Fund and has a cost  $1,083,797 with accumulated depreciation of $253,145 as of September 30, 2016. The  lease provides for a base rent and an adjustment each year related to excess  operating expenses (if any) incurred annually. The lease was continued on a month  to month basis beginning in July 2015. On January 6, 2017, the City terminated the  lease agreement.    During the year ended September 30, 2016, the City recognized $78,667 in rental  revenue from this lease. As of September 30, 2016 the City had a receivable from  this company for $26,222.     E. Arbitrage     The Tax Reform Act of 1986 instituted certain arbitrage consisting of complex  regulations with respect to issuance of tax‐exempt bonds after August 31, 1986.   Arbitrage regulations deal with the investment of tax‐exempt bond proceeds at an  interest yield greater than the interest yield paid to bondholders.  Generally, all  interest paid to bondholders can be retroactively rendered taxable if applicable  rebates are not reported and paid to the Internal Revenue Service at least every five  years for applicable bond issues.  Accordingly, there is the risk that if such  calculations are not performed correctly, a substantial liability to the City could  result.  The City does anticipate that it will have an arbitrage liability and performs  annual calculations to estimate this potential liability.   The City will also engage an  arbitrage consultant to perform the calculations in accordance with Internal  Revenue Service’s rules and regulations if indicated.    F. Defined Benefit Pension Plans    1.   Plan Description    The City of Sanger, Texas participates as one of 866 plans in the nontraditional, joint  contributory, hybrid defined benefit pension plan administered by the Texas  Municipal Retirement System (TMRS). TMRS is an agency created by the State of  Texas and administered in accordance with the TMRS Act, Subtitle G, Title 8, Texas  Government Code (the TMRS Act) as an agent multiple‐employer retirement  system for municipal employees in the State of Texas. The TMRS Act places the  general administration and management of the System with a six‐member Board of  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  61  Trustees. Although the Governor, with the advice and consent of the Senate,  appoints the Board, TMRS is not fiscally dependent on the State of Texas. TMRS’s  defined benefit pension plan is a tax‐qualified plan under Section 401 (a) of the  Internal Revenue Code. TMRS issues a publicly available comprehensive annual  financial report (CAFR) that can be obtained at www.tmrs.com.    All eligible employees of the city are required to participate in TMRS.    2.  Benefits Provided    TMRS provides retirement, disability, and death benefits. Benefit provisions are  adopted by the governing body of the city, within the options available in the state  statutes governing TMRS.    At retirement, the benefit is calculated as if the sum of the employee’s contributions,  with interest, and the city‐financed monetary credits with interest were used to  purchase an annuity. Members may choose to receive their retirement benefit in one  of seven payments options. Members may also choose to receive a portion of their  benefit as a Partial Lump Sum Distribution in an amount equal to 12, 24, or 36  monthly payments, which cannot exceed 75% of the member’s deposits and  interest.    The plan provisions are adopted by the governing body of the City, within the  options available in the state statutes governing TMRS. Plan provisions for the City  were as follows:     Plan Year 2015 Plan Year 2016  Employee deposit rate 6.0% 6.0%  Matching ratio (city to  employee)  2 to 1 2 to 1  Years required for vesting 5 5  Service retirement eligibility  (expressed as age / years of  service)  60/5, 0/25 60/5, 0/25  Updated service credit 100% Repeating Transfers 100% Repeating Transfers  Annuity increase (to retirees) 0% of CPI  0% of CPI             City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  62  Employees covered by benefit terms    At the December 31, 2015 valuation and measurement date, the following  employees were covered by the benefit terms:    Inactive employees or beneficiaries currently receiving benefits 12  Inactive employees entitled to but not yet receiving benefits 22  Active employees 65  Total 99     3.  Contributions    The contribution rates for employees in TMRS are either 5%, 6%, or 7% of employee  gross earnings, and the city matching percentages are either 100%, 150%, or 200%,  both as adopted by the governing body of the City. Under the state law governing  TMRS, the contribution rate for each city is determined annually by the actuary,  using the Entry Age Normal (EAN) actuarial cost method. The actuarially  determined rate is the estimated amount necessary to finance the cost of benefits  earned by employees during the year, with an additional amount to finance any  unfunded accrued liability.    Employees for the City of Sanger were required to contribute 6% of their annual  gross earnings during the fiscal year. The contribution rates for the City of Sanger  were 7.09% and 7.13% in calendar years 2015 and 2016, respectively. The City’s  contributions to TMRS for the year ended September 30, 2016, were $247,432, and  were equal to the required contributions.    4.  Net Pension Liability    The City’s Net Pension Liability (NPL) was measured as of December 31, 2015, and  the Total Pension Liability (TPL) used to calculate the Net Pension Liability was  determined by an actuarial valuation as of that date.                    City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  63  Actuarial assumptions:    The Total Pension Liability in the December 31, 2015 actuarial valuation was  determined using the following actuarial assumptions:    Inflation         2.5% per year  Overall payroll growth      3.0% per year  Investment Rate of Return    6.75%, net of pension plan investment expense,    including inflation        Salary increases were based on a service‐related table. Mortality rates for active  members, retirees, and beneficiaries were based on the gender‐distinct RP2000  Combined Healthy Mortality Table, with male rates multiplied by 109% and female  rates multiplied by 103%. The actuarial assumptions were developed primarily  from the actuarial investigation of the experience of TMRS over the four year period  from December 31, 2010 to December 31, 2014. They were adopted in 2015 and first  used in the December 31, 2015 actuarial valuation. The post‐retirement mortality  assumption for healthy annuitants and Annuity Purchase Rate (APRs) are based on  the Mortality Experience Investigation Study covering 2009 through 2011 and dated  December 31, 2013. In conjunction with these changes first used in the December 31,  2013 valuation, the System adopted the Entry Age Normal actuarial cost method  and a one‐time change to the amortization policy. The rates are projected on a fully  generational basis by scale BB to account for future mortality improvements. For  disabled annuitants, the gender‐distinct RP2000 Disabled Retiree Mortality Table  with Blue Collar Adjustment are used with males rates multiplied by 109% and  female rates multiplied by 103% with a 3‐year set‐forward for both males and  females. In addition, a 3% minimum mortality 16 rate is applied to reflect the  impairment for younger members who become disabled. The rates are projected on  a fully generational basis by scale BB to account for future mortality improvements  subject to the 3% floor.    Actuarial assumptions used in the December 31, 2015, valuation were based on the  results of actuarial experience studies. The experience study in TMRS was for the  period December 31, 2010 through December 31, 2014. Healthy post‐retirement  mortality rates and annuity purchase rates were updated based on a Mortality  Experience Investigation Study covering 2009 through 2011, and dated December  31, 2013. These assumptions were first used in the December 31, 2013 valuation,  along with a change to the Entry Age Normal (EAN) actuarial cost method.  Assumptions are reviewed annually. No additional changes were made for the 2014  valuation. After the Asset Allocation Study analysis and experience investigation  study, the Board amended the long‐term expected rate of return on pension plan  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  64  investments from 7% to 6.75%. Plan assets are managed on a total return basis with  an emphasis on both capital appreciation as well as the production of income, in  order to satisfy the short‐term and long‐term funding needs of TMRS.    The long‐term expected rate of return on pension plan investments was determined  using a building‐block method in which best estimate ranges of expected future real  rates of return (expected returns, net of pension plan investment expense and  inflation) are developed for each major asset class. These ranges are combined to  produce the long‐term expected rate of return by weighting the expected future real  rates of return by the target asset allocation percentage and by adding expected  inflation. In determining their best estimate of a recommended investment return  assumption under the various alternative asset allocation portfolios, GRS focused  on the area between (1) arithmetic mean (aggressive) without an adjustment for  time (conservative) and (2) the geometric mean (conservative) with an adjustment  for time (aggressive). At its meeting on July 30, 2015, the TMRS Board approved a  new portfolio target allocation. The target allocation and best estimates of real rates  of return for each major asset class are summarized in the following table:    Asset Class Target Allocation Long‐Term Expected Real  Rate of Return  (Arithmetic)  Domestic Equity 17.5% 4.55%  International Equity 17.5% 6.10%  Core Fixed Income 10.0% 1.00%  Non‐Core Fixed Income 20.0% 3.65%  Real Return 10.0% 4.03%  Real Estate 10.0% 5.00%  Absolute Return 10.0% 4.00%  Private Equity 5.0% 8.00%     Total 100.0%     Discount Rate:    The discount rate used to measure the Total Pension Liability was 6.75%. The  projection of cash flows used to determine the discount rate assumed that employee  and employer contributions will be made at the rates specified in statute. Based on  that assumption, the pension plan’s Fiduciary Net Position was projected to be  available to make all projected future benefit payments of current active and  inactive employees. Therefore, the long‐term expected rate of return on pension  plan investments was applied to all periods of projected benefit payments to  determine the Total Pension Liability.  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  65  Changes in the Net Pension Liability:    Total Pension  Liability (a) Plan Fiduciary  Net Position (b) Net Pension  Liability (a) – (b) Balance at 12/31/14 $           7,400,331 $              6,661,957 $                    738,374  Changes for the year:    Service Cost              369,950                            ‐                        369,950     Interest (on the Total Pension Liab.)             521,853                            ‐                        521,853     Difference between expected and         actual experience              (89,808)                          ‐                        (89,808)    Contributions – employer                        ‐                    231,097                    (231,097)    Contributions – employee                        ‐                    195,568                    (195,568)    Net investment income                        ‐                        9,831                        (9,831)    Benefit payments, including     refunds of emp. contributions            (260,514)               (260,514)                             ‐       Administrative expense                        ‐                       (5,988)                        5,988     Other changes                47,847                        (296)                      48,143       Net changes              589,328                  169,698                      419,630  Balance at 12/31/15 $           7,989,659 $              6,831,655 $                 1,158,004    Sensitivity of the net pension liability to changes in the discount rate    The following presents the net pension liability of the City, calculated using the  discount rate of 6.75%, as well as what the City’s net pension liability would be if it  were calculated using a discount rate that is 1‐percentage‐point lower (5.75%) or 1‐ percentage‐point higher (7.75%) than the current rate:    1% Decrease Current Single Rate 1% Increase 5.75% Assumption 6.75% 7.75%  $2,491,376                       $1,158,004                     $73,544                              Pension Plan Fiduciary Net Position:    Detailed information about the pension plan’s Fiduciary Net Position is available in  a separately‐issued TMRS financial report. That report may be obtained on the  internet at www.tmrs.com.    City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  66  5.  Pension Expense and Deferred Outflows of Resources Related to Pensions    At September 30, 2016, the City reported deferred outflows of resources related to  pensions from the following sources:    Difference between projected and  investment earnings $389,973                               Differences between expected and  actual economic experience 21,121                                 Contributions subsequent to the  measurement date 181,515                                  Total $592,609                              Deferred  Outflows of Resources   The City reported $181,515 as deferred outflows of resources related to pensions  resulting from contributions subsequent to the measurement date that will be  recognized as a reduction of the net pension liability for the year ending September  30, 2016. Other amounts reported as deferred outflows of resources related to  pensions will be recognized in pension expense as follows:    Year ended December 31: 2016 $ 107,439         2017 107,439         2018 103,937         2019 92,279           2020 ‐                      Thereafter ‐                      $ 411,094             Supplemental Death Benefits Plan    The City also participates in the cost sharing multiple‐employer defined benefit  group‐term life insurance plan operated by the Texas Municipal Retirement System  (TMRS) known as the Supplemental Death Benefits Fund (SDBF). The City elected,  by ordinance, to provide group‐term life insurance coverage to both current and  retired employees. The City may terminate coverage under and discontinue  participation in the SDBF by adopting an ordinance before November 1 of any year  to be effective the following January 1.   City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  67  The death benefit for active employees provides a lump‐sum payment  approximately equal to the employee’s annual salary (calculated based on the  employee’s actual earnings, for the 12‐month period preceding the month of death);  retired employees are insured for $7,500; this coverage is an “other  postemployment benefit,” or OPEB.    The City contributes to the SDBF at a contractually required rate as determined by  an annual actuarial valuation. The rate is equal to the cost of providing one‐year  term life insurance. The funding policy for the SDBF program is to assure that  adequate resources are available to meet all death benefit payments for the  upcoming year; the intent is not to pre‐fund retiree term life insurance during  employees’ entire careers.     The City’s retiree contribution rates to the TMRS SDBF for the years ended 2016,  2015 and 2014 are as follows:    Plan/  Calendar Year  Annual  Required  Contribution  (Rate)  Actual  Contribution  Made  (Rate)  Percentage of  ARC  Contributed  2014 0.01% 0.01% 100.0%  2015 0.01% 0.01% 100.0%  2016 0.01% 0.01% 100.0%    The City’s contributions to the TMRS SDBF for the years ended 2016, 2015, and 2014  were $348, $322, and $306, respectively, which equaled the required contributions  each year.    G. Subsequent Events    In November of 2016, the City was awarded a purchase contract on land to be  acquired for expansion of the City’s wastewater treatment plant. The $273,000  contract was the result of an eminent domain claim made by the City to purchase  the land.      On January 6, 2017, the City terminated their lease agreement for a building owned  by the 4A fund. The lease generated $78,667 in rental income on an annual basis.  The City plans to sell the related building, which had a carrying value of $830,652 as  of September 30, 2016.    City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2016  68  Subsequent events were evaluated through January 27, 2017, the date the financial  statements were available to be issued.     H. New Accounting Pronouncements    The GASB issued Statement No. 72, entitled Fair Value Measurement and Application;  The provisions of GASB Statement No. 72 are effective for reporting periods  beginning after June 15, 2015. GASB Statement No. 72 provides guidance for  applying fair value to certain investments and disclosures related to all fair value  measurements. The statement generally requires state and local governments to  measure investments at fair value. The statement defines an investment as a security  or other asset that (a) a government holds primarily for the purpose of income or  profit and (b) has a present service capacity based solely on its ability to generate  cash or to be sold to generate cash. Fair value is defined as the price that would be  received to sell an asset or paid to transfer a liability in an orderly transaction  between participants at the measurement date. The City has adopted this statement  during the current fiscal year, but it had no material effect on these accompanying  financial statements.     The GASB issued Statement No. 74 titled, Financial Reporting for Postemployment  Benefit Plans Other Than Pension Plans; GASB Statement No. 75, titled, Accounting and  Financial Reporting for Postemployment Benefits Other Than Pensions; GASB Statement  No. 77; titled, Tax Abatement Disclosures; GASB Statement No. 78, titled, Pensions  Provided through Certain Multiple‐Employer Defined Benefit Pension Plans, which will  require adoption in the future, if applicable. These statements may or will have a  material effect on the City’s financial statements once implemented. The City will  be analyzing the effects of these pronouncements and plans to adopt them as  applicable by their effective date.    REQUIRED SUPPLEMENTARY INFORMATION 69 Revenues Property tax $2,340,000 $2,447,998 $107,998 Sales tax 730,000 815,547 85,547 Franchise and local taxes 212,700 240,206 27,506 License and permits 125,750 111,189 (14,561) Charges for services 735,000 829,508 94,508 Fire and rescue 495,000 586,833 91,833 Contributions and donations - 325 325 Intergovernmental - 77,844 77,844 Fines and forfeitures 140,000 136,433 (3,567) Investment income 2,500 6,296 3,796 Other revenue 124,990 96,817 (28,173) 4,905,940 5,348,996 443,056 Expenditures Current: General government 972,240 951,828 20,412 Police department 1,445,739 1,262,092 183,647 Municipal court 240,718 195,182 45,536 Fire and EMS 928,550 940,549 (11,999) Parks and recreation 513,090 463,483 49,607 Public works 657,928 616,616 41,312 Debt service: Principal 153,324 194,056 (40,732) Interest 13,212 28,835 (15,623) Bond issuance costs - 37,964 (37,964) Capital outlay 340,700 365,269 (24,569) 5,265,501 5,055,874 209,627 Revenues Over (Under) Expenditures $(359,561) $293,122 $652,683 Total Revenues Variance with City of Sanger, Texas SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL- GENERAL FUND (Page 1 of 2) For the Year Ended September 30, 2016 Original & Final Budget Total Expenditures Actual Final Budget 70 Transfers in $1,140,031 $1,152,539 $12,508 Transfers (out)(806,869) (942,492) (135,623) Bond issuance - 1,166,100 1,166,100 Premium - 98,406 98,406 Payment to refunding bond escrow agent - (1,226,542) (1,226,542) Sale of capital assets 25,000 30,618 5,618 Insurance recoveries 13,000 1,932 (11,068) 371,162 280,561 (90,601) Net Change in Fund Balance $11,601 573,683 $562,082 Beginning fund balance 1,974,317 $2,548,000 Notes to Required Supplementary Information 1. Annual budgets are adopted on a basis consistent with generally accepted accounting principles (GAAP). Variance with Actual Final Budget IN FUND BALANCE - BUDGET AND ACTUAL- GENERAL FUND (Page 2 of 2) For the Year Ended September 30, 2016 Original & Final Budget Ending Fund Balance Total Other Financing Sources Other Financing Sources (Uses) City of Sanger, Texas SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES 71 (This page intentionally left blank.) 72 SCHEDULE OF CHANGES IN NET PENSION LIABILITY AND RELATED RATIOS 1 Total pension liability Service cost $369,950 $340,004 Interest (on the Total Pension Liability)521,853 476,571 Changes in benefit terms - - Differences between expected and actual experience (89,808) 47,610 Changes of assumptions 47,847 - Benefit payments, including refunds of participant contributions (260,514) (204,026) Net change in total pension liability 589,328 660,159 Total pension liability - beginning 7,400,331 6,740,172 Total pension liability - ending (a)$7,989,659 $7,400,331 Plan fiduciary net position Contributions - employer $231,097 $211,283 Contributions - members 195,568 187,821 Net investment income 9,831 350,203 Benefit payments, including refunds of participant contributions (260,514) (204,026) Administrative expenses (5,988) (3,656) Other (296) (301) Net change in plan fiduciary net position 169,698 541,324 Plan fiduciary net position - beginning 6,661,957 6,120,633 Plan fiduciary net position - ending (b)$6,831,655 $6,661,957 Fund's net pension liability - ending (a) - (b)$1,158,004 $738,374 85.51%90.02% Covered employee payroll $3,259,471 $3,130,346 35.53% 23.59% Notes to schedule: 1) This schedule is presented to illustrate the requirement to show information for ten years. However, until a full ten-year trend is compiled, only available information is shown. 2015 Plan fiduciary net position as a percentage of the total pension City of Sanger, Texas For The Years Ended December 31, 2015 and 2014 Fund's net position as a percentage of covered employee payroll 2014 73 (This page intentionally left blank.) 74 2016 2015 1 Actuarially determined employer contributions $247,432 $225,111 $ 247,432 $ 225,111 Contribution deficiency (excess)$- $- Annual covered employee payroll $3,475,512 $3,130,346 7.12%7.19% Valuation Date: Notes Actuarially determined contribution rates are calculated as of December 31 and become effective in January 13 months later. Methods and Assumptions Used to Determine Contribution Rates: Actuarial Cost Method Entry Age Normal Amortization Method Level Percentage of Payroll, Closed Remaining Amortization Period 25 years Asset Valuation Method 10 Year smoothed market; 15% soft corridor Inflation 2.5% Salary Increases 3.0% to 10.5% including inflation Investment Rate of Return 6.75% Retirement Age Experience-based table of rates that are specific to the City's plan of benefits. Last updated for the 2015 valuation pursuant to an experience study of the period 2010 - 2014 Mortality RP2000 Combined Mortality Table with Blue Collar Adjustment with male rates multiplied by 109% and female rates multiplied by 103% and projected on a fully generational basis with scale BB Other Information: Notes There were no benefit changes during the year. NOTES TO SCHEDULE OF EMPLOYER CONTRIBUTIONS TO PENSION PLAN City of Sanger, Texas SCHEDULE OF EMPLOYER CONTRIBUTIONS TO PENSION PLAN For The Years Ended September 30, 2016 and 2015 1) This schedule is presented to illustrate the requirement to show information for ten years. However, until a full ten-year trend is compiled, only available information is shown. Contributions in relation to the actuarially determined contribution Employer contributions as a percentage of covered employee payroll 75 (This page intentionally left blank.) 76 OTHER SUPPLEMENTARY INFORMATION 77 Operating Revenues Charges for services $1,519,913 $1,476,998 $7,832,147 $- Connection fees - - 61,130 - Tap fees 121,500 166,000 - - Other revenue - - - - 1,641,413 1,642,998 7,893,277 - Operating Expenses Salaries and wages 334,757 160,690 574,304 - Contracted services 5,306 147 44,443 - Utilities 150,319 149,671 8,380 - Materials and supplies 37,923 7,307 36,207 - Water and electric purchases 64,044 - 5,440,315 - Repairs and maintenance 226,620 133,485 147,105 - Depreciation 282,736 232,995 276,487 1,562 1,101,705 684,295 6,527,241 1,562 539,708 958,703 1,366,036 (1,562) Nonoperating Revenues (Expenses) Investment income - - - - Bond issuance costs - - - - Interest expense - - - - - - - - Income Before Transfers 539,708 958,703 1,366,036 (1,562) Transfers in - 230,937 - - Transfers (out)- - (678,495) - $539,708 $1,189,640 $687,541 $(1,562) Sewer Electric Fleet Services City of Sanger, Texas COMBINING SCHEDULE OF REVENUES, EXPENSES, AND CHANGES IN FUND NET POSITION PROPRIETARY FUNDS - BY DEPARTMENT For the Year Ended September 30, 2016 Water Total Operating Revenues Total Operating Expenses Operating Income (loss) Total Nonoperating Revenues (Expenses) Change in Net Position 78 $- $10,829,058 - 61,130 - 287,500 58,874 58,874 58,874 11,236,562 - 1,069,751 - 49,896 - 308,370 - 81,437 - 5,504,359 - 507,210 17,283 811,063 17,283 8,332,086 41,591 2,904,476 21,429 21,429 (208,930) (208,930) (395,154) (395,154) (582,655) (582,655) (541,064) 2,321,821 - 230,937 (1,254,366) (1,932,861) $(1,795,430) $619,897 Administration Total 79