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HomeMy WebLinkAbout2025 Annual Financial ReportCITY OF FOR FISCAL YEAR ENDED SEPTEMBER 30, 2025 ANNUALFINANCIALREPORT 2025 (This page intentionally left blank.) ANNUAL FINANCIAL REPORT of the City of Sanger, Texas For the Year Ended September 30, 2025 (This page intentionally left blank.) City of Sanger, Texas TABLE OF CONTENTS September 30, 2025 FINANCIAL SECTION Independent Auditor’s Report 1 Management’s Discussion and Analysis 7 Basic Financial Statements Government-Wide Financial Statements Statement of Net Position 18 Statement of Activities 22 Fund Financial Statements Governmental Funds: Balance Sheet 24 Reconciliation of the Balance Sheet to the Statement of Net Position- Governmental Funds 27 Statement of Revenues, Expenditures, and Changes in Fund Balance- Governmental Funds 28 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities 31 Proprietary Funds: Statement of Net Position 32 Statement of Revenues, Expenses, and Changes in Fund Net Position 34 Statement of Cash Flows 35 Notes to Financial Statements 37 REQUIRED SUPPLEMENTARY INFORMATION Schedule of Revenues, Expenditures, and Changes in Fund Balances- Budget and Actual -General Fund 80 Schedule of Changes in Net Pension Liability and Related Ratios 82 Schedule of Employer Contributions to Pension Plan 84 Schedule of Changes in OPEB Liability and Related Ratios 86 COMBINING AND INDIVIDUAL FUND FINANCIAL SCHEDULES Combining Schedule of Revenues, Expenses, and Changes in Fund Net Position -Proprietary Funds –by Department 90 (This page intentionally left blank.) 1 14450 John F. Kennedy Blvd | Suite 240 | Houston, TX 77032 |Tel: 281.907.8788 | Fax: 888.875.0587 | www.BrooksWatsonCPA.com INDEPENDENT AUDITOR’S REPORT To the Honorable Mayor and Members of the City Council City of Sanger, Texas: Report on the Audit of the Financial Statements Opinions We have audited the accompanying financial statements of the governmental activities, business-type activities, the discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Sanger, Texas (the “City”)as of and for the year ended September 30, 2025, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements as listed in the table of contents. In our opinion, the accompanying financial statements present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities,the discretely presented component units,each major fund, and the aggregate remaining fund information of the City of Sanger, Texas, as of September 30, 2025, and the respective changes in financial position and, where applicable, cash flows for the year then ended in accordance with accounting principles generally accepted in the United States of America. Basis for Opinions We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Responsibilities of Management for the Financial Statements The City’s management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America, and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. 2 In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the City’s ability to continue as a going concern for one year after the date that the financial statements are issued. Auditor’s Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinions. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with GAAS will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements. In performing an audit in accordance with GAAS, we: Exercise professional judgment and maintain professional skepticism throughout the audit. Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, no such opinion is expressed. Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements. Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about the City’s ability to continue as a going concern for a reasonable period of time. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control–related matters that we identified during the audit. 3 Emphasis of Matter As discussed in Note V.G. to the financial statements, due to the implementation of GASB 101, Compensated Absences,the City restated its beginning net position within governmental activities, business-type activities, component unit activities, and the water, sewer, and electric fund. Our opinion is not modified with respect to this matter. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis, schedule of changes in net pension liability and related ratios, schedule of employer contributions to pension plan, schedule of changes in other postemployment benefits liability and related ratios, and general fund budgetary comparison information be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise City of Sanger, Texas’ basic financial statements. The combining schedule by department for the proprietary fund is presented for purposes of additional analysis and is not a required part of the basic financial statements. The combining schedule by department for the proprietary fund is the responsibility of management and was derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining financial statements are fairly stated, in all material respects, in relation to the basic financial statements as a whole. 4 Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated January 22, 2026 on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements, and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City’s internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control over financial reporting and compliance. BrooksWatson & Co. Certified Public Accountants Houston, Texas January 22, 2026 MANAGEMENT'S DISCUSSION AND ANALYSIS 5 (This page intentionally left blank.) 6 City of Sanger, Texas MANAGEMENT’S DISCUSSION AND ANALYSIS (MD&A) September 30, 2025 7 As management of the City of Sanger, Texas (the “City”), we offer readers of the City’s financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended September 30, 2025. Financial Highlights The City's total combined net position is $74,507,016 at September 30,2025.Of this, $32,914,662 (unrestricted net position) may be used to meet the City’s ongoing obligations to its citizens and creditors. At the close of the current fiscal year, the City’s governmental funds reported combined fund balances of $24,083,496, a decrease of $547,505. As of the end of the year, the unassigned fund balance of the general fund was $18,520,185 or 114%of total general fund expenditures. The City had an overall increase in net position of $8,974,058, which is primarily due to revenues exceeding expenses for both governmental and business-type activities. Overview of the Financial Statements The discussion and analysis provided here are intended to serve as an introduction to the City’s basic financial statements. The City’s basic financial statements consist of three components: 1) government- wide financial statements, 2) fund financial statements, and 3) the notes to financial statements. This report also includes supplementary information intended to furnish additional detail to support the basic financial statements themselves. Government-Wide Statements The government-wide financial statements are designed to provide readers with a broad overview of the City’s finances, in a manner similar to a private-sector business. The statement of net position presents information on all of the City’s assets, liabilities, and deferred inflows/outflows with the difference reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. Other non-financial factors, such as the City’s property tax base and the condition of the City’s infrastructure, need to be considered in order to assess the overall health of the City. The statement of activities presents information showing how the City’s net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses City of Sanger, Texas MANAGEMENT’S DISCUSSION AND ANALYSIS, Continued September 30, 2025 8 are reported for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Both of the government-wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business- type activities). The governmental activities of the City include general government, public safety, public works, and culture and recreation. The business-type activities of the City include water, sewer and electric operations. The government-wide financial statements include not only the City itself (known as the primary government), but also the legally separate Sanger Industrial Development Corporation (“4A”) and the Sanger Texas Development Corporation (“4B”), for which the City is financially accountable. Financial information for these component units is reported separately from the financial information presented for the primary government itself. FUND FINANCIAL STATEMENTS Funds may be considered as operating companies of the parent corporation,which is the City of Sanger.They are usually segregated for specific activities or objectives. The City of Sanger uses fund accounting to ensure and demonstrate compliance with finance-related legal reporting requirements. The two categories of City funds are governmental and proprietary. Governmental Funds Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources,as well as on balances of spendable resources available at the end of the year. Such information may be useful in evaluating the City’s near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements.By doing so, readers may better understand the long-term impact of the government’s near-term financing decisions.Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City of Sanger maintains three individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, City of Sanger, Texas MANAGEMENT’S DISCUSSION AND ANALYSIS, Continued September 30, 2025 9 expenditures, and changes in fund balances for the general,debt service, and capital projects funds. All three funds are considered to be major funds. The City of Sanger adopts an annual appropriated budget for all funds. A budgetary comparison schedule has been provided to demonstrate compliance with the general fund budget. Proprietary Funds The City maintains two different types of proprietary funds. Proprietary funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The City uses a proprietary fund to account for its public utilities. All activities associated with providing such services are accounted for in these funds, including administration, operation, maintenance, debt service, capital improvements, meter maintenance, billing and collection.The City's intent is that costs of providing the services to the general public on a continuing basis is financed through user charges in a manner similar to a private enterprise. Internal service funds are an accounting device used to accumulate and allocate costs internally among the City’s various functions. The City uses an internal service fund to account for administrative support services to other funds of the City. Component Units The City maintains the accounting and financial statements for two component units. The 4A and the 4B are both discretely presented component units displayed on the government-wide financial statements. Notes to Financial Statements The notes to the financial statements provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes are the last section of the basic financial statements. Other Information In addition to the basic financial statements, MD&A, and accompanying notes, this report also presents certain Required Supplementary Information (RSI). The RSI that GASB Statement No. 34 requires is a budgetary comparison schedule for the general fund and schedules for the City’s Defined Pension Plan. RSI can be found after the basic financial statements. GOVERNMENT-WIDE FINANCIAL ANALYSIS As noted previously, net position may serve over time as a useful indicator of the City’s financial position. For the City of Sanger, assets and deferred outflows exceeded liabilities and deferred inflows by $74,507,016 as of September 30, 2025,in the primary government. City of Sanger, Texas MANAGEMENT’S DISCUSSION AND ANALYSIS, Continued September 30, 2025 10 A large portion of the City’s net position, $34,340,623,reflects its investments in capital assets (e.g., land, city hall, police station, streets, and drainage systems, as well as the public works facilities),less any debt used to acquire those assets that are still outstanding. The City uses these capital assets to provide services to citizens; consequently,these assets are not available for future spending.Although the City’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the assets themselves cannot be used to liquidate these liabilities. An additional portion of the City’s net position, $7,251,731, represents resources that are subject to external restrictions on how they may be used. The remaining balance of $32,914,662 is unrestricted and may be used to meet the government’s ongoing obligations to its citizens and creditors. Long-term assets of governmental activities increased by $3,354,542 primarily due to greater capital asset balances, which is the result of new roadway improvements and purchase of public safety vehicles/equipment during the year. Other liabilities of business-type activities decreased by $789,333 and is primarily attributable to fewer outstanding payables to vendors and timing of repayments during the current year. Total long-term liabilities of the primary government decreased by $3,122,913 primarily due to principal payments made on long-term debt and a decline in the City’s net pension liability. City of Sanger, Texas MANAGEMENT’S DISCUSSION AND ANALYSIS, Continued September 30, 2025 11 Statement of Net Position: The following table reflects the condensed Statement of Net Position: Cu rrent and ot her assets $25,883,428 $22,652,619 $48,536,047 $26,746,021 $21,627,171 $48,373,192 Long-term a ssets 34,098,411 52,948,427 87,046,838 30,743,869 51,221,002 81,964,871 Tota l Assets 59,981,839 75,601,046 135,582,885 57,489,890 72,848,173 130,338,063 of Re so urces 932,495 255,689 1,188,184 817,654 272,625 1,090,279 Ot her liabilities 3,288,806 3,433,603 6,722,409 3,167,989 4,222,936 7,390,925 Long-term liab.15,836,428 39,412,069 55,248,497 17,451,891 40,919,519 58,371,410 Tota l L ia bilitie s 19,125,234 42,845,672 61,970,906 20,619,880 45,142,455 65,762,335 of Re so urces 249,313 43,834 293,147 118,504 14,545 133,049 Net Pos it ion: Net i nves tment in capit al assets 20,281,776 14,058,847 34,340,623 16,792,681 10,828,242 27,620,923 Restrict ed 4,627,950 2,623,781 7,251,731 4,058,537 3,461,094 7,519,631 Un restrict ed 16,630,061 16,284,601 32,914,662 16,717,942 13,674,462 30,392,404 Total Net Positio n $41,539,787 $32,967,229 $74,507,016 $37,569,160 $27,963,798 $65,532,958 2025 Def. O utflo ws Activitie sActivitiesActivitiesTotal Def. Inflo ws 2024 Go ve rnm enta l Business-Type Activitie s To ta l Go ve rnm enta l Busine ss-Type City of Sanger, Texas MANAGEMENT’S DISCUSSION AND ANALYSIS, Continued September 30, 2025 12 Statement of Activities: The following table provides a summary of the City’s changes in net position: Re ve nues Pr ogr am revenues: Charges for ser vices $4,439,328 $11,809,446 $16,248,774 $2,824,610 $15,522,110 $18,346,720 Gr ants and cont ri.1,365,862 3,750,153 5,116,015 966,465 - 966,465 Gen er al revenues: Pr oper ty taxes 9,074,520 - 9,074,520 8,777,206 - 8,777,206 Sales taxes 1,838,122 - 1,838,122 1,643,141 - 1,643,141 Fr anchise & loc al taxes 485,144 - 485,144 473,083 - 473,083 In vestment income 635,658 389,020 1,024,678 622,104 446,874 1,068,978 Ot her revenues 427,275 214,649 641,924 216,945 79,200 296,145 Tota l Re ve nues 18,265,909 16,163,268 34,429,177 15,523,554 16,048,184 31,571,738 Expenses General gov er nment 3,936,995 - 3,936,995 3,504,862 - 3,504,862 Pub lic safet y 7,302,986 - 7,302,986 5,332,387 - 5,332,387 Pub lic works 2,171,707 - 2,171,707 2,000,936 - 2,000,936 Cult ur e a nd recr eation 1,031,765 - 1,031,765 974,952 - 974,952 In terest & fi scal chrgs .696,118 1,181,001 1,877,119 731,793 1,206,352 1,938,145 Water, sewer , & electric - 12,884,700 12,884,700 - 12,866,631 12,866,631 Tota l Expenses 15,139,571 14,065,701 29,205,272 12,544,930 14,072,983 26,617,913 Ch ange in Net Positio n Before Transfers 3,126,338 2,097,567 5,223,905 2,978,624 1,975,201 4,953,825 Transfer s 844,289 2,905,864 3,750,153 (1 ,4 03,155)1,403,155 - Tota l 844,289 2,905,864 3,750,153 (1 ,4 03,155)1,403,155 - Ch ange in Net Positio n 3,970,627 5,003,431 8,974,058 1,575,469 3,378,356 4,953,825 Beginning Net Pos ition 37,569,160 27,963,798 65,532,958 35,993,691 24,585,442 60,579,133 Ending Net Positio n $41,539,787 $32,967,229 $74,507,016 $37,569,160 $27,963,798 $65,532,958 For the Year Ende d Se ptember 3 0, 2025 Business-Type Go ve rnment For the Year Ende d Se pte mber 3 0, 2024 To ta l Ac tivitie sActivitiesGovernment Go ve rnm enta l Busine ss-Type Primary To ta l Primary Go ve rnm enta l Ac tivitie s Ac tivitie s City of Sanger, Texas MANAGEMENT’S DISCUSSION AND ANALYSIS, Continued September 30, 2025 13 Graphic presentations of selected data from the summary tables are displayed below to assist in the analysis of the City’s activities. For the year ended September 30, 2025, revenues from governmental activities totaled $18,265,909. Property tax, charges for services, and sales taxes are the City’s largest revenue sources. Charges for services increased by $1,614,718 or 57%primarily due to nonrecurring building permits earned on new developments and greater ambulance services in the current year. Grants and contributions increased by $399,397 or 41%primarily due to an increase in roadway impact fees received in the prior year. Sales taxes increased by $194,981 or 12%primarily due to economic growth fueled by local purchases. Other revenues increased by $210,330 or 97% primarily due to gains on sale of capital assets in the current year. All other revenues remained relatively stable when compared to the previous year. This graph shows the governmental function expenses of the City: For the year ended September 30, 2025, expenses for governmental activities totaled $15,139,571. This represents an increase of $2,594,641 or 21%from the prior year. The City’s largest functional expense is public safety of $7,302,986,which primarily includes costs for the police department, animal control, fire department, and EMS services. Public safety expenses increased by $1,970,599 or 37%primarily as a result of greater personnel costs, as the City hired new patrol officers, added new fire department City of Sanger, Texas MANAGEMENT’S DISCUSSION AND ANALYSIS, Continued September 30, 2025 14 positions, and approved pay raises during the year. General government increased by $432,133 or 12% due to administrative support transfers to the internal service fund and greater hours worked by administrative employees during the year.Public works expenses increased by $170,771 or 9%due to asphalt repairs and engineering fees related to new developments in the current year.Culture and recreation expenses increased by $56,813 or 6%primarily due to new pay plan increases implemented in October of 2024.All other expenses remained relatively stable when compared to the previous year. Business-type activities are shown comparing operating costs to revenues generated by related services. For the year ended September 30, 2025, charges for services by business-type activities totaled $11,809,446.This represents an increase of $3,712,664 or less than 1%from the previous year. Grants and contributions increased by $3,750,153 or over 100% as a direct result of grant reimbursements from TXDOT for the I-35 relocation project in the current year. Utility service expenses remained relatively consistent with the prior year.Interest and fiscal charges increased by $25,351 or 2%, and is also considered consistent. FINANCIAL ANALYSIS OF THE CITY’S FUNDS As noted earlier, fund accounting is used to demonstrate and ensure compliance with finance-related legal requirements. Governmental Funds -The focus of the City’s governmental funds is to provide information of near- term inflows, outflows and balances of spendable resources. Such information is useful in assessing the City’s financing requirements.In particular,unassigned fund balance may serve as a useful measure of the City’s net resources available for spending at the end of the year. City of Sanger, Texas MANAGEMENT’S DISCUSSION AND ANALYSIS, Continued September 30, 2025 15 As of the end of the year the general fund reflected a total fund balance of $23,111,771.Of this, $23,344 is restricted for municipal court, $410,033 is restricted for tourism, $114,111 is restricted for library improvements, $196,329 for public safety, $27,289 is restricted for parks, $2,412,862 is restricted for roadway impact fees, and $1,239,934 is restricted for capital projects.In addition, $167,684 is committed for employee benefits.Unassigned fund balance totaled $18,520,185 as of yearend.The general fund increased by $383,154 primarily as a result of greater than expected revenues and less than anticipated expenditures. The capital projects fund reflected an ending balance of $664,292, a decrease of $902,867. This decrease was a result of significant capital outlay expenditures recognized during the year. The debt service fund reflected an ending balance of $307,433, a decrease of $27,792. This decrease was due to current year expenditures exceeding revenues. Proprietary Funds -The City’s proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. GENERAL FUND BUDGETARY HIGHLIGHTS There was a total positive budget variance of $638,549 in the general fund. This is a combination of a positive revenue variance of $126,722, a positive expenditure variance of $497,447,and a positive variance of $14,380 in other financing sources and uses. The most significant revenue variances were for licenses/permits and intergovernmental revenues.The net positive budget variance for the general fund was $638,549 for the year. CAPITAL ASSETS As of the end of the year, the City’s governmental activities funds had invested $34,065,411 in a variety of capital assets and infrastructure, net of accumulated depreciation. Depreciation is included with the governmental capital assets as required by GASB Statement No. 34. The City’s business-type activities funds had invested $52,948,427 in a variety of capital assets and infrastructure, net of accumulated depreciation. Major capital asset events during the current year include the following: I-35 relocation and aesthetics project investments totaling $3,512,172. AMR Metering system investments for $276,889. Marion Road arterial improvements totaling $372,302. Senior Center improvements for $253,007. Purchased four F-150 trucks in the police department totaling $297,374. City of Sanger, Texas MANAGEMENT’S DISCUSSION AND ANALYSIS, Continued September 30, 2025 16 Purchased Axon software in car dash cameras for $210,091. Purchased public safety vehicles & equipment totaling $2,230,818. Purchased Chevrolet Silverado in the electric department for $99,443. Purchased modular building for fire services totaling $448,780. Roadway & street infrastructure improvements totaling $586,891. Purchased new blowers for wastewater treatment plant totaling $128,140. More detailed information about the City’s capital assets is presented in note IV. D to the financial statements. LONG-TERM DEBT At the end of the current year, the City had total long-term debt (including premiums)outstanding of $54,228,745. The City made principal payments on outstanding bonds, notes,and leases of $2,204,035. More detailed information about the City’s long-term liabilities is presented in note IV. E to the financial statements. ECONOMIC FACTORS AND NEXT YEAR’S BUDGET The Mayor and City Council are committed to maintaining and improving the overall wellbeing of the City of Sanger and improving services provided to their public citizens. The City is considering budgeting conservatively for the upcoming year and planning to maintain similar services. CONTACTING THE CITY’S FINANCIAL MANAGEMENT This financial report is designed to provide a general overview of the City of Sanger’s finances for all those with an interest in the City’s finances. Questions concerning this report or requests for additional financial information should be directed to the City Manager at the City of Sanger City Hall at 502 Elm Street, Sanger, Texas 76266. FINANCIAL STATEMENTS 17 Current assets: Cash and cash equivalents $24,066,985 $15,123,972 $39,190,957 Restricted cash 126,428 - 126,428 Investments 595,027 765,159 1,360,186 Receivables, net 978,844 5,170,918 6,149,762 Inventory - 1,592,570 1,592,570 Due from component units 116,144 - 116,144 25,883,428 22,652,619 48,536,047 Noncurrent assets: Lease receivable, noncurrent portion 33,000 - 33,000 Capital assets Non-depreciable 15,241,797 12,413,090 27,654,887 Net depreciable capital assets 18,823,614 40,535,337 59,358,951 34,098,411 52,948,427 87,046,838 59,981,839 75,601,046 135,582,885 Deferred Outflows of Resources Deferred charge on refunding 7,789 57,122 64,911 Pension outflows 918,699 197,312 1,116,011 OPEB outflows 6,007 1,255 7,262 Total Deferred Outflows of Resources 932,495 255,689 1,188,184 See Notes to Financial Statements. City of Sanger, Texas STATEMENT OF NET POSITION (Page 1 of 2) September 30, 2025 Activities Activities Primary Government Governmental Total Business-Type Assets Total Assets Total Current Assets Total Noncurrent Assets 18 $6,306,468 $3,127,280 - - 102,746 309,488 153,638 153,638 - - - - 6,562,852 3,590,406 - - - - 259 - 259 - 6,563,111 3,590,406 - - - - - - - - Component Units Sanger Industrial Dev. Corp. (4A)Dev. Corp. (4B) Sanger Texas 19 Liabilities Current liabilities: Accounts payable and accrued liabilities $1,523,593 $1,152,398 $2,675,991 Accrued interest payable 119,574 452,469 572,043 Customer deposits - 581,447 581,447 Due to primary government - - - Compensated absences - current 452,265 115,989 568,254 Long term debt due within one year 1,193,374 1,131,300 2,324,674 3,288,806 3,433,603 6,722,409 Noncurrent liabilities: Debt due in more than one year 13,084,138 38,820,019 51,904,157 Compensated absences - noncurrent 120,233 26,755 146,988 OPEB liability 143,102 30,735 173,837 Net pension liability 2,488,955 534,560 3,023,515 15,836,428 39,412,069 55,248,497 19,125,234 42,845,672 61,970,906 Deferred Inflows of Resources OPEB inflows 27,815 5,974 33,789 Pension inflows 176,281 37,860 214,141 Lease related 45,217 - 45,217 249,313 43,834 293,147 Net investment in capital assets 20,281,776 14,058,847 34,340,623 Restricted for: Debt service 307,433 - 307,433 Parks 27,289 - 27,289 Economic development - - - Roadway impact fees 2,412,862 - 2,412,862 Capital improvements 1,136,549 2,623,781 3,760,330 Other purposes 743,817 - 743,817 Unrestricted 16,630,061 16,284,601 32,914,662 $41,539,787 $32,967,229 $74,507,016 See Notes to Financial Statements. Total Noncurrent Liabilities Total Current Liabilities Governmental Activities Primary Government Total Net Position Total Net Position Total Liabilities Total Deferred Inflows of Resources Activities Business-Type City of Sanger, Texas September 30, 2025 STATEMENT OF NET POSITION (Page 2 of 2) 20 $13,992 $14,951 - - - - 58,072 58,072 12,330 - - - 84,394 73,023 - - 3,166 - - - - - 3,166 - 87,560 73,023 - - - - - - - - 259 - - - - - 6,475,292 3,517,383 - - - - - - - - $6,475,551 $3,517,383 Dev. Corp. (4A)Dev. Corp. (4B) Sanger Industrial Sanger Texas Component Units 21 Capital Grants and Contributions Primary Government Governmental Activities General government $3,936,995 $3,209,673 $180,000 $- Public safety 7,302,986 1,229,655 206,514 - Public works 2,171,707 - - 979,348 Culture and recreation 1,031,765 - - - Interest and fiscal charges 696,118 - - - 15,139,571 4,439,328 386,514 979,348 Business-Type Activities Water 2,437,273 3,104,287 - - Sewer 2,464,073 (674,211) - 3,750,153 Electric 7,526,366 9,379,370 - - Utility administration 1,637,989 - - - Total Business-Type Activities 14,065,701 11,809,446 - 3,750,153 Total Primary Government $29,205,272 $16,248,774 $386,514 4,729,501 Component Units Sanger Ind. Dev. Corp. (4A)400,345 - - - Sanger Texas Dev. Corp. (4B)349,145 - - - $749,490 $- $- $- General Revenues: Taxes Property taxes Sales taxes Franchise and local taxes Investment income Other revenues Gain on sale of capital assets Insurance recoveries Transfers Change in Net Position Beginning Net Position, as previously presented Adoption of GASB 101 Beginning Net Position, as adjusted Ending Net Position See Notes to Financial Statements. City of Sanger, Texas STATEMENT OF ACTIVITIES Operating For the Year Ended September 30, 2025 Program Revenues Total Governmental Activities Functions/Programs Services Total General Revenues and Transfers Expenses Contributions Charges for Grants and 22 $(547,322) $- $(547,322) $- $- (5,866,817) - (5,866,817) - - (1,192,359) - (1,192,359) - - (1,031,765) - (1,031,765) - - (696,118) - (696,118) - - (9,334,381) - (9,334,381) - - - 667,014 667,014 - - - 611,869 611,869 - - - 1,853,004 1,853,004 - - - (1,637,989) (1,637,989) - - - 1,493,898 1,493,898 - - (9,334,381) 1,493,898 (7,840,483) - - (400,345)- - (349,145) (400,345) (349,145) 9,074,520 - 9,074,520 - - 1,838,122 - 1,838,122 909,167 909,167 485,144 - 485,144 - - 635,658 389,020 1,024,678 148,564 75,702 328,051 214,649 542,700 - 1,800 94,918 - 94,918 - - 4,306 - 4,306 - - 844,289 2,905,864 3,750,153 - - 13,305,008 3,509,533 16,814,541 1,057,731 986,669 3,970,627 5,003,431 8,974,058 657,386 637,524 37,932,640 28,066,154 65,998,794 5,827,419 2,879,859 (363,480) (102,356) (465,836) (9,254) - 37,569,160 27,963,798 65,532,958 5,818,165 2,879,859 $41,539,787 $32,967,229 $74,507,016 $6,475,551 $3,517,383 Primary Government Component Units Net (Expense) Revenue and Changes in Net Position Activities Governmental Dev. Corp. (4A)Dev. Corp. (4B)Total Business-Type Activities Sanger Industrial Sanger Texas 23 Cash and cash equivalents $22,819,165 $641,249 $307,433 Restricted cash - 126,428 - Investments 595,027 - - Receivables, net 739,124 186,151 33,776 Lease receivables 52,793 - - Due from component units 116,144 - - $24,322,253 $953,828 $341,209 Liabilities Accounts payable and accrued liabilities $961,752 $289,536 $- 961,752 289,536 - Deferred Inflows of Resources Unavailable revenue Property taxes 178,120 - 33,776 EMS revenue 25,393 - - Lease related 45,217 - - Total Deferred Inflows of Resources 248,730 - 33,776 Restricted for: Municipal court 23,344 - - Tourism 410,033 - - Library 114,111 - - Public safety 196,329 - - Debt service - - 307,433 Parks 27,289 - - Roadway impact fees 2,412,862 - - Capital projects 1,239,934 664,292 - Committed for: Employee benefits 167,684 - - Unassigned reported in: General fund 18,520,185 - - 23,111,771 664,292 307,433 $24,322,253 $953,828 $341,209 See Notes to Financial Statements. City of Sanger, Texas BALANCE SHEET GOVERNMENTAL FUNDS September 30, 2025 Total Liabilities, Deferred Inflows, and Fund Balances Assets Service Total Liabilities Capital Total Fund Balances Total Assets Fund Balances General Debt Projects Fund 24 $23,767,847 126,428 595,027 959,051 52,793 116,144 $25,617,290 $1,251,288 1,251,288 211,896 25,393 45,217 282,506 23,344 410,033 114,111 196,329 307,433 27,289 2,412,862 1,904,226 167,684 18,520,185 24,083,496 $25,617,290 Funds Total Governmental 25 (This page intentionally left blank.) 26 Fund Balances - Total Governmental Funds $24,083,496 Adjustments for the Statement of Net Position: Capital assets used in governmental activities are not current financial resources and, therefore, not reported in the governmental funds. Capital assets - non-depreciable 15,241,797 Capital assets - net depreciable 18,621,272 Other long-term assets are not available to pay for current-period expenditures and, therefore, are deferred in the governmental funds. Property tax receivable 211,896 EMS receivable 25,393 Deferred outflows (inflows) of resources, represent a consumption (acquisition) of net position that applies to a future period(s) and is not recognized as an outflow (inflow) of resources (expense/ expenditure) (revenue) until then. Deferred charge on refunding 7,789 Pension contributions 583,089 OPEB contributions 2,190 Pension outflows 203,756 Pension inflows (150,981) OPEB outflows 2,991 OPEB inflows (23,823) Internal service funds are used by management to charge the cost of internal services to individual funds. The assets and liabilities of the internal service funds are included in governmental activities in the statement of net position. Net position - governmental activities (168,690) Some liabilities, including bonds payable and deferred charges, are not reported as liabilities in the governmental funds. Accrued interest (119,574) Compensated absences (467,593) Bond premium (16,904) Net pension liability (2,131,735) OPEB liability (122,564) Non-current liabilities due in one year (1,187,472) Non-current liabilities due in more than one year (13,054,546) $41,539,787 See Notes to Financial Statements. City of Sanger, Texas RECONCILIATION OF THE BALANCE SHEET TO THE STATEMENT OF NET POSITION GOVERNMENTAL FUNDS September 30, 2025 Net Position of Governmental Activities 27 Revenues Property tax $7,526,421 $- $1,624,485 Sales tax 1,838,122 - - Franchise and local taxes 485,144 - - License and permits 1,825,281 - - Charges for services 1,384,392 - - Fire and rescue 1,082,150 - - Contributions and donations 107,790 - - Intergovernmental 98,724 186,151 180,000 Fines and forfeitures 147,505 - - Investment income 583,292 35,392 16,974 Roadway impact fees 793,197 - - Other revenue 328,051 - - 16,200,069 221,543 1,821,459 Expenditures Current: General government 3,760,495 - 1,250 Police department 3,651,772 - - Municipal court 231,812 - - Fire and EMS 5,767,897 - - Parks and recreation 795,624 - - Public works 2,030,449 - - Debt service: Principal 4,439 - 1,129,700 Interest - - 718,301 Capital outlay 25,902 1,616,448 - 16,268,390 1,616,448 1,849,251 Excess of Revenues Over (Under) Expenditures (68,321) (1,394,905) (27,792) Other Financing Sources (Uses) Transfers in 844,289 492,038 - Transfers (out)(492,038) - - Sale of capital assets 94,918 - - Insurance recoveries 4,306 - - 451,475 492,038 - 383,154 (902,867) (27,792) Beginning fund balances 22,728,617 1,567,159 335,225 $23,111,771 $664,292 $307,433 See Notes to Financial Statements. Capital Ending Fund Balances Total Other Financing Sources (Uses) Total Expenditures Net Change in Fund Balances General Total Revenues ServiceProjects Fund City of Sanger, Texas STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE Debt GOVERNMENTAL FUNDS For the Year Ended September 30, 2025 28 $9,150,906 1,838,122 485,144 1,825,281 1,384,392 1,082,150 107,790 464,875 147,505 635,658 793,197 328,051 18,243,071 3,761,745 3,651,772 231,812 5,767,897 795,624 2,030,449 1,134,139 718,301 1,642,350 19,734,089 (1,491,018) 1,336,327 (492,038) 94,918 4,306 943,513 (547,505) 24,631,001 $24,083,496 Total Funds Governmental 29 (This page intentionally left blank.) 30 Amounts reported for governmental activities in the statement of activities are different because: Net changes in fund balances - total governmental funds $(547,505) Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. Capital outlay 4,968,491 Depreciation expense (1,602,985) Revenues in the statement of activities that do not provide current financial resources are not reported as revenues in the funds. EMS receivable (170,149) Property tax receivable 93,763 Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds. Compensated absences (76,018) Accrued interest 8,405 Pension expense (7,291) OPEB expense (20,674) The issuance of long-term debt (e.g., bonds, leases, certificates of obligation) provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net position. Also, governmental funds report the effect of issuance costs, premiums, discounts, and similar items when they are first issued; whereas, these amounts are deferred and amortized in the statement of activities. This amount is the net effect of these differences in the treatment of long-term debt and related items. Principal payments 1,134,139 Amortization of deferred charges (907) Amortization of bond premium 14,685 Internal service funds are used by management to charge the cost of internal services to individual funds. The City reports the net gain (loss) of internal service funds within governmental activities.176,673 $3,970,627 See Notes to Financial Statements. Change in Net Position of Governmental Activities For the Year Ended September 30, 2025 City of Sanger, Texas RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES 31 Current Assets Cash and cash equivalents $15,123,972 $299,138 Investments 765,159 - Receivables, net 5,170,918 - Inventory 1,592,570 - 22,652,619 299,138 Noncurrent Assets Capital assets: Non-depreciable 12,413,090 - Net depreciable capital assets 40,535,337 202,342 52,948,427 202,342 75,601,046 501,480 Deferred charge on refunding 57,122 - Pension outflows 197,312 131,854 OPEB outflows 1,255 826 Total Deferred Outflows of Resources 255,689 132,680 Total Noncurrent Assets Total Assets Water, Sewer Assets Service Deferred Outflows of Resources Internal & Electric Total Current Assets City of Sanger, Texas STATEMENT OF NET POSITION (Page 1 of 2) PROPRIETARY FUND September 30, 2025 Activities Governmental 32 Current Liabilities Accounts payable and accrued liabilities $1,152,398 $272,305 Accrued interest 452,469 - Customer deposits 581,447 - Lease liabilities - current - 5,902 Compensated absences - current 115,989 83,776 Bonds and leases liabilities - current 1,131,300 - 3,433,603 361,983 Noncurrent Liabilities Compensated absences - noncurrent 26,755 21,129 Lease liabilities - noncurrent - 12,688 Net pension liability 534,560 357,220 OPEB liability 30,735 20,538 Bonds and lease liabilities - noncurrent 38,820,019 - 42,845,672 773,558 OPEB inflows 5,974 3,992 Pension inflows 37,860 25,300 43,834 29,292 Net investment in capital assets 14,058,847 183,752 Restricted for capital improvements 2,623,781 - Unrestricted 16,284,601 (352,442) $32,967,229 $(168,690) See Notes to Financial Statements. Total Net Position Net Position Liabilities Total Liabilities Total Current Liabilities Total Deferred Inflows of Resources PROPRIETARY FUND September 30, 2025 Deferred Inflows of Resources City of Sanger, Texas STATEMENT OF NET POSITION (Page 2 of 2) Governmental Activities Water, Sewer Internal & Electric Service 33 Operating Revenues Charges for services $ 15,113,178 $ 4,043,016 Connection fees 73,608 ‐                        Tap fees 372,813 ‐                        Other revenue 214,649 30,000              15,774,248 4,073,016         Operating Expenses Salaries and wages 3,297,150 2,048,546         Contracted services 1,027,171 1,282,625         Utilities 372,284 118,206            Materials and supplies 323,367 313,181            Water and electric purchases 4,924,221 ‐                        Repairs and maintenance 804,405 100,090 Depreciation 2,136,102 33,695 12,884,700 3,896,343         2,889,548 176,673            Nonoperating Revenues (Expenses) Investment income 389,020 ‐                        Interest expense (1,181,001)        ‐                        (791,981)‐                        2,097,567        176,673              Capital grants 3,750,153 ‐                        Transfers (out) (844,289)‐                        5,003,431 176,673            28,066,154 (225,756)           (102,356)          (119,607)           27,963,798      (345,363)           $ 32,967,229      $ (168,690)                                                             See Notes to Financial Statements. Internal Service Governmental Activities City of Sanger, Texas STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN FUND NET POSITION PROPRIETARY FUND For the Year Ended September 30, 2025 Water, Sewer & Electric Ending Net Position Total Operating Revenues Total Operating Expenses Change in Net Position Operating Income (Loss) Total Nonoperating Revenues (Expenses) Income (Loss) Before Transfers Beginning net position, as previously reported Adoption of GASB 101 Beginning net position, as adjusted 34 Cash Flows from Operating Activities Receipts from customers $ 12,593,633       $‐                        Receipts from interfund charges for administrative services ‐                       4,073,016         Payments to suppliers (9,025,388)       (1,742,537)        Payments to employees (3,463,363)       (2,261,246)        Receipts from (payments to) other funds 1,910                 ‐                        106,792            69,233              Cash Flows from Noncapital Financing Activities Operating transfers (out) (844,289)           ‐                        (844,289)           ‐                        Cash Flows from Capital and Related Financing Activities Capital purchases (3,863,527)       (42,525)             Capital grants 3,750,153          ‐                        Principal paid on lease liabilities ‐                       (9,596)               Principal paid on debt (1,060,300)        ‐                        Interest paid on debt (including bond issuance costs) (1,322,338)        ‐                        (2,496,012)       (52,121)             Cash Flows from Investing Activities Purchases of investments, net (17,259)             ‐                        Interest on investments 389,020             ‐                        371,761             ‐                        (2,861,748)       17,112              17,985,720       282,026            $ 15,123,972       $ 299,138                                                               See Notes to Financial Statements.  Net Cash Provided (Used) by Noncapital Financing Activities Net Cash Provided (Used) by Capital and Related Financing  Activities Ending Cash and Cash Equivalents Net Increase (Decrease) in Cash and Cash Equivalents Beginning cash and cash equivalents Net Cash Provided by Investing Activities City of Sanger, Texas STATEMENT OF CASH FLOWS PROPRIETARY FUND (Page 1 of 2) For the Year Ended September 30, 2025 Net Cash Provided (Used) by Operating Activities & Electric Water, Sewer Governmental Activities Internal Service 35 Reconciliation of Operating Income to Net Cash Provided by Operating Activities Operating Income / (Loss)$2,889,548 $176,673 Adjustments to reconcile operating income / (loss) to net cash provided / (used): Depreciation 2,136,102 33,695 Changes in Operating Assets and Liabilities: (Increase) Decrease in: Accounts receivable (3,263,612) - Inventory (608,235) - Due from/to other funds 1,910 - Other deferred outflows of resources - pensions 10,749 33,007 Deferred inflows of resources - pensions 29,142 18,392 Other deferred outflows of resources - OPEB (468) (210) Deferred inflows of resources - OPEB 147 (625) Increase (Decrease) in: Accounts payable and accrued liabilities (965,705) 71,565 Compensated absences (54,366) (73,122) Customer deposits 82,997 - Net pension liability (148,020) (183,635) OPEB liability (3,397) (6,507) $106,792 $69,233 See Notes to Financial Statements. STATEMENT OF CASH FLOWS Net Cash Provided (Used) by Operating Activities PROPRIETARY FUND (Page 2 of 2) For the Year Ended September 30, 2025 & Electric Water, Sewer Governmental Activities Service Internal City of Sanger, Texas 36 City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS  September 30, 2025    37    I.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES    A. Description of Government‐Wide Financial Statements    The government‐wide financial statements (i.e., the statement of net position and  the statement of activities) report information on all of the nonfiduciary activities of  the primary government and its component units. Governmental activities, which  normally are supported by taxes, intergovernmental revenues, and other  nonexchange transactions, are reported separately from business‐type activities,  which rely to a significant extent on fees and charges to external customers for  support. Likewise, the primary government is reported separately from certain legally  separate component units for which the primary government is financially  accountable.    B. Reporting Entity    The City of Sanger, Texas (the “City”) was incorporated in 1886 and operates under  a Council‐Manager form of government. The City provides: general government,  public safety, public works, culture and recreation, water, sewer, and electricity  operations.     The City is an independent political subdivision of the State of Texas governed by  an elected council and a mayor and is considered a primary government. As  required by generally accepted accounting principles, these basic financial  statements have been prepared based on considerations regarding the potential for  inclusion of other entities, organizations, or functions as part of the Cityʹs financial  reporting entity. The Sanger Industrial Development Corporation (“4A fund”) and  the Sanger Texas Development Corporation (“4B fund”), although legally separate,  are considered part of the reporting entity. No other entities have been included in  the Cityʹs reporting entity. Additionally, as the City is considered a primary  government for financial reporting purposes, its activities are not considered a part  of any other governmental or other type of reporting entity.    Considerations regarding the potential for inclusion of other entities, organizations  or functions in the Cityʹs financial reporting entity are based on criteria prescribed  by generally accepted accounting principles. These same criteria are evaluated in  considering whether the City is a part of any other governmental or other type of  reporting entity. The overriding elements associated with prescribed criteria  considered in determining that the Cityʹs financial reporting entity status is that of a  primary government are that it has a separately elected governing body; it is legally  separate; and is fiscally independent of other state and local governments.   City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  38  Additionally, prescribed criteria under generally accepted accounting principles  include considerations pertaining to organizations for which the primary  government is financially accountable, and considerations pertaining to  organizations for which the nature and significance of their relationship with the  primary government are such that exclusion would cause the reporting entityʹs  financial statements to be misleading or incomplete.    Discretely Presented Component Units    Sanger Industrial Development Corporation (4A)     The Sanger Texas Industrial Development Corporation (“4A”) is governed by a  board of five directors, all of whom are appointed by the City Council of the City of  Sanger and any of whom can be removed from office by the City Council at its will.  The 4A fund was incorporated in the state of Texas as a non‐profit industrial  development corporation under Section 4A of the Development Corporation Act of  1979. The purpose of the 4A fund is to promote economic development within the  City of Sanger. Discrete presentation is appropriate because the Corporation’s  Board is not substantially the same as the City.    Sanger Texas Development Corporation (4B)    The Sanger Texas Development Corporation (“4B”) is governed by a board of seven  directors, all of whom are appointed by the City Council at its will. The 4B fund was  incorporated in the state of Texas as a nonprofit industrial development corporation  under Section 4B of the Development Corporation Act of 1979. The purpose of the  4B fund is to promote economic and community development within the City of  Sanger. Discrete presentation is appropriate because the Corporation’s Board is not  substantially the same as the City.    C. Basis of Presentation Government‐Wide and Fund Financial Statements    While separate government‐wide and fund financial statements are presented, they  are interrelated. The governmental activities column incorporates data from  governmental funds while business‐type activities incorporate data from the  government’s enterprise funds. Separate financial statements are provided for  governmental funds and the proprietary funds.    As a general rule, the effect of interfund activity has been eliminated from the  government‐wide financial statements. Exceptions to this general rule are payments  in lieu of taxes where the amounts are reasonably equivalent in value to the  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  39  interfund services provided and other charges between the government’s water and  transit functions and various other functions of the government. Elimination of  these charges would distort the direct costs and program revenues reported for the  various functions concerned.    The fund financial statements provide information about the government’s funds.  Separate statements for each fund category—governmental and proprietary are  presented. The emphasis of fund financial statements is on major governmental and  enterprise funds, each displayed in a separate column. All remaining governmental  and enterprise funds are aggregated and reported as nonmajor funds. Major  individual governmental and enterprise funds are reported as separate columns in  the fund financial statements.     The government reports the following major governmental funds:    Governmental Funds     Governmental funds are those funds through which most governmental functions  are typically financed.    General Fund     The general fund is used to account for all financial transactions not properly  includable in other funds. The principal sources of revenues include local  property taxes, sales and franchise taxes, licenses and permits, fines and  forfeitures, and charges for services. Expenditures include general government,  public safety, parks and recreation and public works.     Capital Projects Fund     The capital projects fund is used to account for capital asset activities for  governmental fund types.    Debt Service Fund     The debt service fund is used to account for debt service activities for  governmental fund types.          City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  40  Proprietary Fund Types     Proprietary funds are used to account for activities that are similar to those often  found in the private sector. All assets, liabilities, equities, revenues, expenses, and  transfers relating to the government’s business activities are accounted for through  proprietary funds. The measurement focus is on determination of net income,  financial position, and cash flows. Proprietary funds distinguish operating revenues  and expenses from non‐operating items. Operating revenues include charges for  services. Operating expenses include costs of materials, contracts, personnel, and  depreciation.  All revenues and expenses not meeting this definition are reported as  non‐operating revenues and expenses. Proprietary fund types follow GAAP  prescribed by the Governmental Accounting Standards Board (GASB) and all  financial Accounting Standards Board’s standards issued prior to November 30,  1989.  Subsequent to this date, the City accounts for its enterprise funds as presented  by GASB. The proprietary fund types used by the City include enterprise funds.    The government reports the following major enterprise fund:    Water, Sewer, & Electric Fund     This fund is used to account for the provision of water, sewer and electric  services to the residents of the City. Activities of the fund include administration,  operations and maintenance of the water production and distribution system,  water collection and treatment systems, and electric services. The fund also  accounts for the accumulation of resources for and the payment of long‐term  debt. All costs are financed through charges to utility customers.    Additionally, the government reports the following fund type:    Internal Service Fund    Revenues and expenses related to services provided to organizations inside the  City on a cost reimbursement basis are accounted for in an internal service fund.  The Cityʹs internal service fund was set up to provide administrative support  services to other funds of the City.    During the course of operations the government has activity between funds for  various purposes. Any residual balances outstanding at year end are reported as  due from/to other funds and advances to/from other funds. While these balances  are reported in fund financial statements, certain eliminations are made in the  preparation of the government‐wide financial statements. Balances between the  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  41  funds included in governmental activities (i.e., the governmental and internal  service funds) are eliminated so that only the net amount is included as internal  balances in the governmental activities column. Similarly, balances between the  funds included in business‐type activities (i.e., the enterprise funds) are eliminated  so that only the net amount is included as internal balances in the business‐type  activities column.    Further, certain activity occurs during the year involving transfers of resources  between funds. In fund financial statements these amounts are reported at gross  amounts as transfers in/out. While reported in fund financial statements, certain  eliminations are made in the preparation of the government‐wide financial  statements. Transfers between the funds included in governmental activities are  eliminated so that only the net amount is included as transfers in the governmental  activities column. Similarly, balances between the funds included in business‐type  activities are eliminated so that only the net amount is included as transfers in the  business‐type activities column.    D. Measurement Focus and Basis of Accounting     The accounting and financial reporting treatment is determined by the applicable  measurement focus and basis of accounting. Measurement focus indicates the type  of resources being measured such as current financial resources or economic resources.  The basis of accounting indicates the timing of transactions or events for recognition  in the financial statements.    The government‐wide financial statements are reported using the economic resources  measurement focus and the accrual basis of accounting. Revenues are recorded when  earned and expenses are recorded when a liability is incurred, regardless of the  timing of related cash flows. Property taxes are recognized as revenues in the year  for which they are levied. Grants and similar items are recognized as revenue as  soon as all eligibility requirements imposed by the provider have been met.    The governmental fund financial statements are reported using the current financial  resources measurement focus and the modified accrual basis of accounting. Revenues are  recognized as soon as they are both measurable and available. Revenues are  considered to be available when they are collectible within the current period or  soon enough thereafter to pay liabilities of the current period. For this purpose, the  government considers revenues to be available if they are collected within 60 days  of the end of the current fiscal period. Expenditures generally are recorded when a  liability is incurred, as under accrual accounting. However, debt service  expenditures, as well as expenditures related to compensated absences, and claims  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  42  and judgments, are recorded only when payment is due. General capital asset  acquisitions are reported as expenditures in governmental funds. Issuance of long‐ term debt and acquisitions under leases are reported as other financing sources.    Property taxes, sales taxes, franchise taxes, licenses, and interest associated with the  current fiscal period are all considered to be susceptible to accrual and so have been  recognized as revenues of the current fiscal period. Entitlements are recorded as  revenues when all eligibility requirements are met, including any time  requirements, and the amount is received during the period or within the  availability period for this revenue source (within 60 days of year end).  Expenditure‐driven grants are recognized as revenue when the qualifying  expenditures have been incurred and all other eligibility requirements have been  met, and the amount is received during the period or within the availability period  for this revenue source (within 60 days of year end). All other revenue items are  considered to be measurable and available only when cash is received by the  government.    E. Assets, Liabilities, Deferred Outflows/Inflows of Resources and Net  Position/Fund Balance    1. Deposits and Investments    The City’s cash and cash equivalents are considered to be cash on hand, demand  deposits and short term investments with original maturities of three months or less  from the date of acquisition.  For the purpose of the statement of cash flows, the  proprietary fund types consider temporary investments with maturity of three  months or less when purchased to be cash equivalents.    In accordance with GASB Statement No. 31, Accounting and Reporting for Certain  Investments and External Investment Pools, the City reports all investments at fair  value, except for “money market investments” and “2a7‐like pools.”  Money market  investments, which are short‐term highly liquid debt instruments that may include  U.S. Treasury and agency obligations, are reported at amortized costs.  Investment  positions in external investment pools that are operated in a manner consistent with  the SEC’s Rule 2a7 of the Investment Company Act of 1940, such as TexPool, are  reported using the pools’ share price.    The City has adopted a written investment policy regarding the investment of its  funds as defined in the Public Funds Investment Act, Chapter 2256, of the Texas  Governmental Code.      City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  43  In summary, the City is authorized to invest in the following:     Obligations of the United States Government, its agencies and  instrumentalities, not to exceed two years to stated maturity.   Fully collateralized certificates of deposit from a bank doing business in  the State of Texas, not to exceed three years to the stated maturity.   Money market funds authorized by the Public Funds Investment Act of  the Texas Government Code Chapter 2256   Statewide investment pools    2. Fair Value    The City has applied Governmental Accounting Standards Board (“GASB”)  Statement No. 72, Fair Value Measurement and Application. GASB Statement No.  72 provides guidance for determining a fair value measurement for reporting  purposes and applying fair value to certain investments and disclosures related to  all fair value measurements.    3. Receivables and Interfund Transactions    Transactions between funds that are representative of lending/borrowing  arrangements outstanding at the end of the year are referred to as either “interfund  receivables/payables” (i.e., the current portion of interfund loans) or “advances  to/from other funds” (i.e., the non‐current portion of interfund loans).  All other  outstanding balances between funds are reported as “due to/from other funds” in  the fund financial statements.  If the transactions are between the primary  government and its component unit, these receivables and payables are classified as  “due to/from component unit/primary government.” Any residual balances  outstanding between the governmental activities and business‐type activities are  reported in the government‐wide financial statements as “internal balances.”    Advances between funds are offset by a fund balance reserve account in the  applicable governmental fund to indicate they are not available for appropriation  and are not expendable available financial resources.    All trade receivables are shown net of any allowance for uncollectible amounts.    4. Property Taxes    Property taxes are levied by October 1 on the assessed value listed as of the prior  January 1 for all real and business personal property in conformity with Subtitle E,  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  44  Texas Property Tax Code. Taxes are due on receipt of the tax bill and are delinquent  if not paid before February 1 of the year following the year in which imposed.  Penalties are calculated after February 1 up to the date collected by the government  at the rate of 6% for the first month and increased 1% per month up to a total of  12%. Interest is calculated after February 1 at the rate of 1% per month up to the  date collected by the government. Under state law, property taxes levied on real  property constitute a lien on the real property which cannot be forgiven without  specific approval of the State Legislature. The lien expires at the end of twenty  years. Taxes levied on personal property can be deemed uncollectible by the City.    5. Inventories and Prepaid Items    The costs of governmental fund type inventories are recorded as expenditures when  the related liability is incurred, (i.e., the purchase method). The inventories are  valued at the lower of cost or market using the average cost method. Certain  payments to vendors reflect costs applicable to future accounting periods (prepaid  expenditures) are recognized as expenditures when utilized.     6. Capital Assets    Capital assets, which include property, plant, equipment, and infrastructure assets  (e.g., roads, bridges, sidewalks, and similar items) are reported in the applicable  governmental or business‐type activities columns in the government‐wide financial  statements. Capital assets are defined by the government, as assets with an initial  individual cost of more than $10,000 and an estimated useful life in excess of one  year.  Such assets are recorded at historical cost or estimated historical cost if  purchased or constructed.  Donated capital assets are recorded at estimated fair  market value at the date of donation. Major outlays for capital assets and  improvements are capitalized as projects are constructed.    Interest costs incurred in connection with construction of enterprise fund capital  assets are capitalized when the effects of capitalization materially impact the  financial statements.    The costs of normal maintenance and repairs that do not add to the value of the  asset or materially extend assets’ lives are not capitalized.            City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  45  Property, plant, and equipment of the primary government, as well as the  component units, are depreciated using the straight‐line method over the following  estimated useful years.      Asset Description   Estimated   Useful Life  Vehicles  5‐10 years  Furniture and equipment  5 to 10 years  Infrastructure  10‐30 years  Water and sewer system  10‐30 years  Buildings and improvements  5‐40 years    7. Deferred Outflows/Inflows of Resources    In addition to assets, the statement of financial position will sometimes report a  separate section for deferred outflows of resources. This separate financial  statement element, deferred outflows of resources, represents a consumption of net  position that applies to a future period(s) and so will not be recognized as an  outflow of resources (expense/ expenditure) until then. An example is a deferred  charge on refunding reported in the government‐wide statement of net position. A  deferred charge on refunding results from the difference in the carrying value of  refunded debt and its reacquisition price. This amount is deferred and amortized  over the shorter of the life of the refunded or refunding debt.    In addition to liabilities, the statement of financial position will sometimes report a  separate section for deferred inflows of resources. This separate financial statement  element, deferred inflows of resources, represents an acquisition of net position that  applies to a future period(s) and so will not be recognized as an inflow of resources  (revenue) until that time. The government has only one type of item, which arises  only under a modified accrual basis of accounting, which qualifies for reporting in  this category. Accordingly, the item, unavailable revenue, is reported only in the  governmental funds balance sheet. The governmental funds report unavailable  revenues from two sources: property taxes and EMS revenues. These amounts are  deferred and recognized as an inflow of resources in the period that the amounts  become available.    8. Net Position Flow Assumption    Sometimes the government will fund outlays for a particular purpose from both  restricted (e.g., restricted bond or grant proceeds) and unrestricted resources. In  order to calculate the amounts to report as restricted – net position and unrestricted  – net position in the government‐wide and proprietary fund financial statements, a  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  46  flow assumption must be made about the order in which the resources are  considered to be applied.    9. Fund Balance Flow Assumptions    Sometimes the government will fund outlays for a particular purpose from both  restricted and unrestricted resources (the total of committed, assigned, and  unassigned fund balance). In order to calculate the amounts to report as restricted,  committed, assigned, and unassigned fund balance in the governmental fund  financial statements a flow assumption must be made about the order in which the  resources are considered to be applied. It is the government’s policy to consider  restricted fund balance to have been depleted before using any of the components of  unrestricted fund balance. Further, when the components of unrestricted fund  balance can be used for the same purpose, committed fund balance is depleted first,  followed by assigned fund balance. Unassigned fund balance is applied last.    10. Fund Balance Policies    Fund balance of governmental funds is reported in various categories based on the  nature of any limitations requiring the use of resources for specific purposes. The  government itself can establish limitations on the use of resources through either a  commitment (committed fund balance) or an assignment (assigned fund balance).    The committed fund balance classification includes amounts that can be used only  for the specific purposes determined by a formal action of the government’s highest  level of decision‐making authority. The governing council is the highest level of  decision‐making authority for the government that can, by adoption of an  ordinance prior to the end of the fiscal year, commit fund balance. Once adopted,  the limitation imposed by the ordinance remains in place until a similar action is  taken (the adoption of another ordinance) to remove or revise the limitation.    Amounts in the assigned fund balance classification are intended to be used by the  government for specific purposes but do not meet the criteria to be classified as  committed. The governing body (council) has by resolution authorized the City  Manager to assign fund balance. The Council may also assign fund balance as it  does when appropriating fund balance to cover a gap between estimated revenue  and appropriations in the subsequent year’s appropriated budget. Unlike  commitments, assignments generally only exist temporarily. In other words, an  additional action does not normally have to be taken for the removal of an  assignment. Conversely, as discussed above, an additional action is essential to  either remove or revise a commitment.  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  47  11. Compensated Absences    The liability for compensated absences reported in the government‐wide and  proprietary fund statements consist of unpaid, accumulated vacation and sick time  balances. The liability has been calculated using the vesting method, in which leave  amounts for both employees who currently are eligible to receive termination  payments and other employees who are expected to become eligible in the future to  receive such payments upon termination are included. Vested or accumulated  vacation leave and compensated leave of government‐wide and proprietary funds  are recognized as an expense and liability of those funds as the benefits accrue to  employees.    It is the Cityʹs policy to liquidate compensated absences with future revenues rather  than with currently available expendable resources. Accordingly, the Cityʹs  governmental funds recognize accrued compensated absences when it is paid.    12. Long‐Term Obligations    In the government‐wide financial statements, long‐term debt and other long‐term  obligations are reported as liabilities in the applicable governmental activities  statement of net position. The long‐term debt consists primarily of bonds payable  and accrued compensated absences.    Long‐term debt for governmental funds is not reported as liabilities in the fund  financial statements until due. The debt proceeds are reported as other financing  sources, net of the applicable premium or discount and payments of principal and  interest reported as expenditures. In the governmental fund types, issuance costs,  even if withheld from the actual net proceeds received, are reported as debt service  expenditures.  However, claims and judgments paid from governmental funds are  reported as a liability in the fund financial statements only for the portion expected  to be financed from expendable available financial resources.    Long‐term debt and other obligations, financed by proprietary funds, are reported  as liabilities in the appropriate funds.  For proprietary fund types, bond premiums,  and discounts are deferred and amortized over the life of the bonds using the  effective interest method, if material. Bonds payable are reported net of the  applicable bond premium or discount. Issuance costs are expensed as incurred in  accordance with GASB statement no. 65.    Assets acquired under the terms of leases are recorded as liabilities and capitalized  in the government‐wide financial statements at the present value of net minimum  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  48  lease payments at inception of the lease. In the year of acquisition, lease transactions  are recorded as other financing sources and as capital outlay expenditures in the  general fund. Lease payments representing both principal and interest are recorded  as expenditures in the general fund upon payment with an appropriate reduction of  principal recorded in the government‐wide financial statements.    13. Estimates    The preparation of financial statements, in conformity with generally accepted  accounting principles, requires management to make estimates and assumptions  that affect the reported amounts of assets and liabilities and disclosure of contingent  assets and liabilities at the date of the financial statements and the reported amounts  of revenues and expenditures/expenses during the reporting period. Actual results  could differ from those estimates.    14. Pensions    For purposes of measuring the net pension liability, deferred outflows of resources  and deferred inflows of resources related to pensions, and pension expense,  information about the Fiduciary Net Position of the Texas Municipal Retirement  System (TMRS) and additions to/deductions from TMRS’s Fiduciary Net Position  have been determined on the same basis as they are reported by TMRS. For this  purpose, plan contributions are recognized in the period that compensation is  reported for the employee, which is when contributions are legally due. Benefit  payments and refunds are recognized when due and payable in accordance with  the benefit terms. Investments are reported at fair value.    15. Other Postemployment Benefits (“OPEB”)    The City has implemented GASB Statement No. 75, Accounting and Financial  Reporting for Postemployment Benefits Other Than Pensions. This statement  applies to the individual employers (TMRS cities) in the TMRS Supplemental Death  Benefits (SDB) plan, with retiree coverage. The TMRS SDBF covers both active and  retiree benefits with no segregation of assets, and therefore doesn’t meet the  definition of a trust under GASB No. 75 (i.e., no assets are accumulated for OPEB)  and as such the SDBF is considered to be an unfunded OPEB plan. For purposes of  reporting under GASB 75, the retiree portion of the SDBF is not considered a cost  sharing plan and is instead considered a single employer, defined benefit OPEB  plan. The death benefit for active employees provides a lump‐sum payment  approximately equal to the employee’s annual salary, calculated based on the  employee’s actual earnings on which TMRS deposits are made, for the 12‐month  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  49  period preceding the month of death. The death benefit amount for retirees is  $7,500. GASB No. 75 requires the liability of employers and nonemployer  contributing entities to employees for defined benefit OPEB (net OPEB liability) to  be measured as the portion of the present value of projected benefit payments to be  provided to current active and inactive employees that is attributed to those  employees’ past periods of service (total OPEB liability), less the amount of the  OPEB plan’s fiduciary net position.    16. Leases    Lessee: The City is a lessee for a noncancellable lease of equipment. The City  recognizes a lease liability and an intangible right‐to‐use lease asset (lease asset) in  the government‐wide financial statements. The City recognizes lease liabilities with  an initial, individual value of $5,000 or more.    At the commencement of a lease, the City initially measures the lease liability at the  present value of payments expected to be made during the lease term.  Subsequently, the lease liability is reduced by the principal portion of lease  payments made. The lease asset is initially measured as the initial amount of the  lease liability, adjusted for lease payments made at or before the lease  commencement date, plus certain initial direct costs. Subsequently, the lease asset is  amortized on a straight‐line basis over its useful life.    Key estimates and judgments related to leases include how the City determines (1)  the discount rate it uses to discount the expected lease payments to present value,  (2) lease term, and (3) lease payments.    •  The City uses the interest rate charged by the lessor as the discount rate. When  the interest rate charged by the lessor is not provided, the City generally uses its  estimated incremental borrowing rate as the discount rate for leases.    • The lease term includes the noncancellable period of the lease. Lease payments  included in the measurement of the lease liability are composed of fixed  payments and purchase option price that the City is reasonably certain to  exercise.    The City monitors changes in circumstances that would require a remeasurement of  its lease and will remeasure the lease asset and liability if certain changes occur that  are expected to significantly affect the amount of the lease liability.    City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  50  Lease assets are reported with other capital assets and lease liabilities are reported  with long‐term debt on the statement of net position.  Lessor: The City is a lessor for a noncancellable lease of a cell tower. The City  recognizes a lease receivable and a deferred inflow of resources in the government‐ wide and governmental fund financial statements.    At the commencement of a lease, the City initially measures the lease receivable at  the present value of payments expected to be received during the lease term.  Subsequently, the lease receivable is reduced by the principal portion of lease  payments received. The deferred inflow of resources is initially measured as the  initial amount of the lease receivable, adjusted for lease payments received at or  before the lease commencement date. Subsequently, the deferred inflow of  resources is recognized as revenue over the life of the lease term.    Key estimates and judgments include how the City determines (1) the discount rate  it uses to discount the expected lease receipts to present value, (2) lease term, and  (3) lease receipts.    • The City uses its estimated incremental borrowing rate as the discount rate for  leases.    • The lease term includes the noncancellable period of the lease. Lease receipts  included in the measurement of the lease receivable is composed of fixed payments  from the lessee.    The City monitors changes in circumstances that would require a remeasurement of  its lease, and will remeasure the lease receivable and deferred inflows of resources  if certain changes occur that are expected to significantly affect the amount of the  lease receivable.    17. Subscription based information technology arrangements (“SBITA”)    The City has adopted the provision of Governmental Accounting Standard Board  (GASB) Statement No. 96, entitled Subscription‐Based Information Technology  Arrangements (“SBITA”). When implementing GASB 96, the City records right to  use assets and subscription liabilities based on the present value of the payments  for the related arrangements. The assets will be included within capital assets, and  amortized straight‐line over the term of the arrangement. The liabilities will accrue  interest at the implied rate estimated by the City, and are relieved with payments  over the term of the arrangements.    City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  51  II. RECONCILIATION OF GOVERNMENT‐WIDE AND FUND FINANCIAL  STATEMENTS    A. Explanation of certain differences between the governmental fund balance sheet  and the government‐wide statement of net position.    The governmental fund balance sheet includes reconciliation between fund balance‐ total governmental funds and net position‐governmental activities as reported in the  government‐wide statement of net position. One element of that reconciliation  explains that long‐term liabilities, including bonds, are not due and payable in the  current period and, therefore, are not reported in the funds.    B. Explanation of certain differences between the governmental fund statement of  revenues, expenditures, and changes in fund balances and the government‐wide  statement of activities.    The governmental fund statement of revenues, expenditures, and changes in fund  balances includes a reconciliation between net changes in fund balances – total  governmental funds and changes in net position of governmental states that, “the  issuance of long‐term debt (e.g., bonds) provides current financial resources to  governmental funds, while the repayment of the principal of long‐term debt  consumes the current financial resources of governmental funds. Also,  governmental funds report the effect of premiums, discounts, and similar items  when debt is first issued, whereas these amounts are deferred and amortized in the  statement of activities.”      III.  STEWARDSHIP, COMPLIANCE, AND ACCOUNTABILITY    Annual budgets are adopted on a basis consistent with generally accepted  accounting principles for all governmental and enterprise funds.     The appropriated budget is prepared by fund, function, and department. The legal  level of control is the fund level. No funds can be transferred or added to a  budgeted item without Council approval. Appropriations lapse at the end of the  year. Budget amendments were only re‐classes at the function level and below and  there was no increase in budgeted revenues or expenses by function from  amendments.           City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  52  IV.  DETAILED NOTES ON ALL FUNDS     A. Deposits and Investments    As of September 30, 2025, the primary government had the following investments:    Investment Type Certificates of deposit $ 1,360,186 0.52 Total fair value $ 1,360,186 Portfolio weighted average maturity 0.52 Average Maturity Value  (Years)   As of September 30, 2025, the 4A Component Unit had the following investments:    Investment Type Certificates of deposit $ 102,746 0.09 Total fair value $ 102,746 Portfolio weighted average maturity 0.09 Average Maturity Value  (Years)   As of September 30, 2025, the 4B Component Unit had the following investments:    Investment Type Certificates of deposit $ 309,488 0.43 Total fair value $ 309,488 Portfolio weighted average maturity 0.43 Average Maturity  Value  (Years)     Interest rate risk – In accordance with its investment policy, the City manages its  exposure to declines in fair values by limiting the weighted average of maturity not  to exceed five years; structuring the investment portfolio so that securities mature to  meet cash requirements for ongoing operations; monitoring credit ratings of  portfolio position to assure compliance with rating requirements imposed by the  Public Funds Investment Act;  and invest operating funds primarily in short‐term  securities or similar government investment pools.    Credit risk – The City’s investment policy limits investments to obligations of the  United States, State of Texas, or their agencies and instrumentalities with an  investment quality rating of not less than “A” or its equivalent, by a nationally  recognized investment rating firm. Other obligations must be unconditionally  guaranteed (either express or implied) by the full faith and credit of the United  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  53  States Government or the issuing U.S. agency and investment pools with an  investment quality not less than AAA or AAA‐m, or equivalent, by at least one  nationally recognized rating service.     Custodial credit risk – deposits In the case of deposits, this is the risk that in the event  of a bank failure, the City’s deposits may not be returned to it.  State statutes require  that all deposits in financial institutions be insured or fully collateralized by U.S.  government obligations or its agencies and instrumentalities or direct obligations of  Texas or its agencies and instrumentalities that have a market value of not less than  the principal amount of the deposits. As of September 30, 2025, the market values of  pledged securities and FDIC exceeded bank balances.     Custodial credit risk – investments  For an investment, this is the risk that, in the event  of the failure of the counterparty, the City will not be able to recover the value of its  investments or collateral securities that are in the possession of an outside party.   The City’s investment policy requires that it will seek to safekeeping securities at  financial institutions, avoiding physical possession. Further, all trades, where  applicable, are executed by delivery versus payment to ensure that securities are  deposited in the City’s safekeeping account prior to the release of funds.      B.  Receivables     1.   The following comprise trade receivable balances of the primary government at  year end:    Property taxes $ 205,528 $‐                      $ 38,055 $‐                   $ 243,583       Sales tax 307,277           ‐                       ‐                      ‐                   307,277       Franchise & local taxes 65,683 ‐                       ‐                      ‐                   65,683         Hotel occupancy 34,600             ‐                       ‐                      ‐                   34,600         EMS 925,721 ‐                       ‐                      ‐                   925,721       Accounts 67,082 186,151           ‐                     1,761,772 2,015,005    Grants ‐                       ‐                       ‐                     3,483,521 3,483,521    Lease 52,793 ‐                       ‐                      ‐                   52,793         Allowance (866,767)          ‐                      (4,279)            (74,375)        (945,421)      $ 791,917          $ 186,151          $ 33,776           $ 5,170,918    $ 6,182,762    Debt Total& Electric Water, SewerCapital General ServiceProjects       City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  54  2. The following comprise trade receivable balances of the component units at year  end:    Sales tax $ 153,638       $ 153,638       $ 307,276        $ 153,638       $ 153,638       $ 307,276        Total4A 4B     3. The City is the lessor of a contract in which the City receives lease payments  from AT&T for the use of an existing cell tower. The lease commenced on May 1,  2018, with a term of 120 months. Monthly lease payments of $1,632 will be paid  through April 1, 2023. The lease payments increase to $1,795 per month for the  duration of the lease term, ending in April 2028. As of September 30, 2025, the  lease receivable and offsetting deferred inflows amounted to $52,793 and $45,217,  respectively.     The annual principal and interest payments to be received for the lease  receivable are as follows:    Year ending September 30, 2026 $ 19,794             $1,750                2027 20,601             944                   2028 12,398             169                   $ 52,793             $2,863                Principal Interest (4%) Governmental Activities     C. Inventory    The following comprise the inventory balances of the primary government at year  end:    Inventory type Electric Department $ 1,399,977 Water Department 192,593 Total $ 1,592,570 Cost         City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  55  D. Capital Assets    A summary of changes in governmental activities capital assets for the year end  was as follows:    Capital assets, not being depreciated: Land $ 13,409,922     $‐                      $‐                          $ 13,409,922       Construction in progress 802,318          1,029,557        ‐                          1,831,875         14,212,240 1,029,557        ‐                          15,241,797 Capital assets, being depreciated: Infrastructure 22,154,573     618,537           ‐                          22,773,110       Buildings and improvements 7,415,915       448,780           ‐                          7,864,695         Subscription assets 120,990           ‐                       ‐                          120,990            Right to use assets 72,649             ‐                       ‐                          72,649              Machinery and equipment 6,054,432       2,914,142       (107,853)             8,860,721         35,818,559 3,981,459       (107,853)             39,692,165 Less accumulated depreciation/amortiztion Infrastructure 10,414,838     781,775          ‐                          11,196,613       Buildings and improvements 4,066,495       344,469          ‐                          4,410,964         Subscription assets 120,990          ‐                      ‐                          120,990            Right to use assets 31,994            2,483              ‐                          34,477              Machinery and equipment 4,705,407       507,953          (107,853)             5,105,507         Total accumulated depreciation/amortization 19,339,724 1,636,680       (107,853)             20,868,551 Net capital assets being depreciated 16,478,835     2,344,779       ‐                          18,823,614       $ 30,691,075     $ 3,374,336       $‐                          $ 34,065,411       Beginning Disposals /Ending Balances Increases Total Capital Assets Total capital assets not being depreciated Total capital assets being depreciated BalancesReclassifications   Depreciation was charged to governmental functions as follows:    General government $ 111,493                Police department 194,338                Public works 792,370                Culture and recreation 276,345                Fire and rescue 228,440                Internal  service 33,694                  $ 1,636,680           Total Governmental Activities Depreciation Expense   City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  56  A summary of changes in business‐type activities capital assets for the year end  was as follows:    Capital assets, not  being depreciated: Land $ 4,022,009      $‐                     $‐                          $ 4,022,009      Construction  in progress 12,878,794    3,695,999    (8,183,712)        8,391,081      Total capital assets not being depreciated 16,900,803    3,695,999    (8,183,712)        12,413,090    Capital assets, being depreciated: Infrastructure 55,333,918    52,438          8,183,712         63,570,068    Buildings and improvements 1,526,712      ‐                     ‐                          1,526,712      Machinery  and equipment 2,560,868      115,090       ‐                          2,675,958      Subscription assets 7,369              ‐                     ‐                          7,369              Total capital assets being depreciated 59,428,867    167,528       8,183,712         67,780,107    Less  accumulated depreciation/amortization Infrastructure 22,248,080    1,909,972    ‐                          24,158,052    Buildings and improvements 748,897         86,767          ‐                          835,664          Machinery  and equipment 2,104,322      139,363       ‐                          2,243,685      Subscription assets 7,369              ‐                     ‐                          7,369              Total accumulated depreciation/amortization 25,108,668    2,136,102    ‐                          27,244,770    Net  capital assets being depreciated 34,320,199    (1,968,574)   8,183,712         40,535,337    $ 51,221,002    $ 1,727,425    $‐                          $ 52,948,427   Total Capital Assets Beginning Disposals  /Ending Balances Increases Reclassifications Balances   Depreciation was charged to business‐type activities as follows:    Water $ 638,226 Sewer 1,226,537 Electric 271,339 $2,136,102          Total Business‐type  Activities  Depreciation/Amortization Expense                 City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  57  A summary of changes in component unit (4A Component Unit) capital assets for  the year end was as follows:    Capital assets, being depreciated: Furniture and fixtures $ 40,950          $‐                    $‐                        $ 40,950          Total capital assets being depreciated 40,950          ‐                    ‐                        40,950          Less accumulated depreciation Furniture and fixtures 40,691          ‐                    ‐                        40,691          Total accumulated depreciation 40,691          ‐                    ‐                        40,691          Net capital assets being depreciated 259               ‐                    ‐                        259               $ 259               $‐                    $‐                        $ 259              Total Capital Assets Beginning Retirements/ Ending Balances Additions Reclassifications Balances                                                       City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  58  E.   Long‐term Debt    The following is a summary of changes in the City’s total governmental long‐term  liabilities for the year ended. The City uses the debt service fund to liquidate  governmental activities debts.  Governmental Activities: Bonds  and certificates: General Obligation Bonds $ 295,200      $‐                  $ (30,600)           $ 264,600       $ 31,200       Certificates of Obligation 10,635,800 ‐                  (429,100)        10,206,700 452,500     Tax Notes 4,419,000   ‐                  (670,000)        3,749,000   695,000     Less deferred amounts: For  issuance premiums 31,589         ‐                  (14,685)           16,904         ‐                  15,381,589 ‐                  (1,144,385)     14,237,204 1,178,700  Other  liabilities: Lease liabilities 54,343         ‐                  (14,035)           40,308         14,674       $ 15,435,932 $‐                  $ (1,158,420)     $ 14,277,512 $ 1,193,374  Long ‐term  liabilities  due  in  more than one year $ 13,084,138  Business‐Type Activities: General Obligation Bonds $ 2,164,800   $‐                  $ (224,400)        $ 1,940,400   $ 228,800     Certificates of Obligation 36,534,200 ‐                  (835,900)        35,698,300 902,500     Less deferred amounts: For  issuance premiums 2,452,276   ‐                  (139,657)        2,312,619   ‐                  41,151,276 ‐                  (1,199,957)     39,951,319 1,131,300  $ 41,151,276 $‐                  $ (1,199,957)     $ 39,951,319 $ 1,131,300  Long ‐term  liabilities  due in more than one year $ 38,820,019  To tal Business‐Type Activities Amounts Beginning Amortization/ Ending Due  within One  Year Total Governmental Activities Balance Additions Payments Balance     City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  59  Long‐term debt at year end was comprised of the following debt issues:     General Obligation Bonds: $2,830,000 General Obligation  Refunding Bond, Series 2021B, due in   installments through 2033, interest  at 0.25% to 2.13%$ 264,600       $ 1,940,000     $ 2,204,600     $ 264,600       $ 1,940,000     $ 2,204,600     Certificates of Obligation: $1,750,000 Certificates of Obligation, Series 2007,  due in annual installments through 2027, interest at 4.4% $ 86,700         $ 168,300        $ 255,000        $5,025,000 Certificates of Obligation, Series 2023B,  due in annual installments through 2053, interest at 4% to 5%‐                    5,025,000     5,025,000     $5,870,000 Certificates of Obligation, Series 2015,  due in annual installments through 2035, interest at 3.4% to 5.5%‐                    4,080,000     4,080,000     $9,240,000 Certificates of Obligation, Series 2017,  due in annual installments through 2035, interest at 3% to 4%‐                    8,825,000     8,825,000     $1,535,000 Certificates of Obligation, Series 2019,  due in annual installments through 2026, interest  at 3% to 4.75% 245,000       ‐                     245,000        $18,615,000 Certificates  of Obligation, Series 2021A,  due in annual installments through 2046, interest  at 2% to 4%‐                    17,600,000  17,600,000  $10,190,000 Certificates  of Obligation, Series 2023C,  due in annual installments through 2053, interest at 4.89% to 5.55% 9,875,000   ‐                     9,875,000     $ 10,206,700 $ 35,698,300  $ 45,905,000  Plus deferred amounts: Issuance premiums $ 16,904         $ 2,312,619     $ 2,329,523     $ 16,904         $ 2,312,619     $ 2,329,523     Limited Tax Notes: $5,065,000 Tax Notes, Series 2023, due in installments through August  1, 2030, interest  at 3.7%$ 3,749,000   $‐                     $ 3,749,000     $ 3,749,000   $‐                     $ 3,749,000     Total Business ‐ Total General Obligation Bonds Total Certificates  of Obligation Go vernmental Type Activities Activities Total Deferred Amounts Total Tax Notes             City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  60  Long ‐term  Debt (Continued ): Lease & Subscription Liabilities: $ 40,308            $‐                     $ 40,308           $ 14,277,512    $ 39,951,319  $ 54,228,831  Total Long ‐term  Liabilities Lease for  use of copier; with a  term of 60 months; monthly  payments of $1,331; optional renewal period; 4% interest Type Total Governmental Activities Business ‐ Activities   Long‐term liabilities applicable to the City’s governmental activities are not due  and payable in the current period and accordingly, are not reported as fund  liabilities in the governmental funds.  Interest on long‐term debt is not accrued in  governmental funds, but rather is recognized as an expenditure when due.    The annual requirements to amortize governmental and business‐type activities  debt issues outstanding at year ending were as follows:    General Obligation Bonds    General Obligation  Bonds Year ending September 30, 2026 $ 31,200             $ 4,690                $ 228,800           $ 34,395              2027 31,800             4,341                233,200           31,833              2028 31,800             3,889                233,200           28,521              2029 33,000             3,390                242,000           24,860              2030 33,000             2,786                242,000           20,431              Thereafter 103,800           4,362                761,200           31,992              $ 264,600           $ 23,458             $ 1,940,400        $ 172,032            Principal Interest Principal Interest Governmental Activities Business ‐Type Activities                   City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  61  Combination Tax and Revenue Certificates of Obligations    Year ending September 30, 2026 $ 452,500           $ 548,126           $ 902,500           $ 1,254,461         2027 214,200           528,387           935,800           1,228,481         2028 180,000           518,130           1,010,000        1,195,331         2029 190,000           509,328           1,060,000        1,157,756         2030 200,000           499,828           1,100,000        1,117,950         Thereafter 8,970,000        7,066,370        30,690,000     9,812,038         $ 10,206,700     $ 9,670,169        $ 35,698,300     $ 15,766,017      Principal Interest Principal Interest Governmental Activities Business ‐Type Activities     General obligation bonds are direct obligations of the City for which its full faith  and credit are pledged. Repayment of general obligation bonds are from taxes  levied on all taxable property located within the City.     Tax Notes    Year ending September 30, 2026 $ 695,000           $ 125,856            2027 722,000           99,641              2028 749,000           72,428              2029 777,000           59,108              2030 806,000           14,911              $ 3,749,000        $ 371,944            Principal Interest Governmental Activities     Lease liabilities    Year ending September 30, 2026 $ 14,674            $1,303                   2027 15,230            474                      2028 10,404            156                      $40,308            $1,933                   Governmental Activities Principal Interest     City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  62  The City entered into leases to finance two copier machines. The property is  classified as right to use assets with a total carrying value as of yearend for  governmental activities of $25,879.     F.   Other Long‐term Liabilities    The following is a summary of changes in the City’s other long‐term liabilities for  the year ended. In general, the City uses the general fund to liquidate  governmental activities compensated absences.     Governmental Activities: Compensated Absences $ 391,575      $ 386,602   $ (310,584)     $ 467,593      $ 368,489       Compensated Absences  in  internal service fund 178,027      66,002      (139,124)     104,905      83,776         Total Governmental Activities $ 569,602      $ 452,604   $ (449,708)     $ 572,498      $ 452,265       Long ‐term  Liabilities  Due in More  than  One Year $ 120,233       Business‐Type Activities: Compensated Absences $ 197,110      $ 106,840   $ (161,206)     $ 142,744      $ 115,989       Total Business‐Type Activities $ 197,110      $ 106,840   $ (161,206)     $ 142,744      $ 115,989       Lo ng ‐term  Liabilities Due in More  than  One Year $ 26,755          Component Unit Activities: Compensated Absences $ 13,278        12,515      (10,297)       15,496         12,330         Total Component Unit Activities $ 13,278        $ 12,515      $ (10,297)       $ 15,496         $ 12,330         Long ‐term  Liabilities Due in More  than  One Year $ 3,166            Amounts Due Within One Year Beginning Balance Additions Reductions Ending Balance   G.  Conduit Debt    Before the current year, the City issued notes payable totaling $230,461,407 for the  purpose of assisting with financing needed by not‐for‐profit organizations to  promote their cause. The final maturities on notes payable range from March 2019  through December 2041. The notes are secured by various assets of the borrower.  The City has no liability for the notes payable in the event of default by the  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  63  borrowers. Accordingly, the bonds are not reported as liabilities in the City’s  financial statements.    H.  Deferred Charge on Refunding    Deferred charges resulting from the issuance of 2021B general obligation refunding  bonds have been recorded as a deferred outflow of resources and are being  amortized to interest expense over the terms of the respective refunded debts.  Current year balances for governmental and business‐type activities totaled $7,789  and $57,122, respectively. Current year amortization expense for governmental  and business‐type activities totaled $907 and $6,655, respectively.    I. Interfund Transactions     Amounts transferred between funds relate to amounts collected, various capital  expenditures, annual funding, and debt payments.    Transfers (Out): General $‐                   $492,038         492,038        Water, sewer, and electric 844,289       ‐                     844,289        Total $ 844,289       $ 492,038         $ 1,336,327     TotalGeneral Projects Capital Transfers In:   The internal service fund provides administrative services to the general and  water, sewer, & electric funds.     Below is a summary of the amounts paid from these funds to the internal service  fund for the year ended September 30, 2025:    Paid by: General $ 2,021,508           Enterprise 2,021,508           $ 4,043,016            Internal Service   Received by:         City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  64  As of September 30, 2025, the 4A and 4B component unit had a payable balance of  $58,072, respectively, totaling $116,144, due to the primary government.    Interfund balances resulted from the timing difference between the dates that (1)  interfund goods and services are provided or reimbursable expenditures occur, (2)  transactions are recorded in the accounting system, and (3) payments between  funds are made. All balances are expected to be paid in the subsequent year.    J. Fund Equity     The City records fund balance restrictions on the fund level to indicate that a  portion of the fund balance is legally restricted for a specific future use or to  indicate that a portion of the fund balance is not available for expenditures.     The following is a list of fund balances restricted/committed by the City:    Municipal  court $ 23,344             *$‐                         Tourism 410,033           *‐                         Library 114,111           **‐                         Public safety 196,329           *‐                         Debt  service 307,433           ‐                         Capital  projects 1,904,226        ‐                         Parks 27,289             ‐                         Roadway  impact  fees 2,412,862        ‐                         A.R.P grant  ‐ public safety ‐                        ‐                         Employee  benefits ‐                        167,684            $ 5,395,627        $ 167,684            * Restricted by enabling legislation ** Restricted by donor  Committed  Fund Balance   Restricted Gov.  Fund Balance      V.  OTHER INFORMATION    A. Risk Management    The City is exposed to various risks of loss related to torts; theft of, damage to and  destruction of assets, errors and omissions; and natural disasters for which the City  participates along with over 2,700 other entities in the Texas Municipal League’s  Intergovernmental Risk Pools.  The Pool purchases commercial insurance at group  rates for participants in the Pool.  The City has no additional risk or responsibility to  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  65  the Pool outside of the payment of insurance premiums. The City has not  significantly reduced insurance coverage or had settlements which exceeded  coverage amounts for the past three years.    B. Contingent Liabilities    Amounts received or receivable from granting agencies are subject to audit and  adjustment by grantor agencies, principally the federal government. Any  disallowed claims, including amounts already collected, may constitute a liability of  the applicable funds.  The amounts of expenditures which may be disallowed by the  grantor cannot be determined at this time although the City expects such amounts,  if any, to be immaterial.    Liabilities are reported when it is probable that a loss has occurred, and the amount  of the loss can be reasonably estimated.  Liabilities include an amount for claims  that have been incurred but not reported. Claim liabilities are calculated considering  the effects of inflation, recent claim settlement trends, including frequency and  amount of payouts, and other economic and social factors.    C. Construction commitments    The government has active construction projects as of September 30, 2025. The  projects include street construction and improvements, sewer plant and the  construction of additional water lines and repairs.                                     City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  66  At year end the government’s commitments with contractors are as follows:    various 147,017$                Mayim  Municipal various 65,400                     KSA Engineers various 262,524                  Alan  Plummer  Assoc. Various Projects Totals 474,941$                 AMR Metering System 70,666$                  Aqua Metric Sales Project Total 70,666$                   Generators for  Buildings 291,696$                Power  Standard Project Total 291,696$                 WWTP Site Study 22,634$                  KSA Engineers Various Projects Totals 22,634$                   Total 900,937$                 Project  Construction   Commitment @  09/30/25  Vendor     D. Arbitrage     The Tax Reform Act of 1986 instituted certain arbitrage consisting of complex  regulations with respect to issuance of tax‐exempt bonds after August 31, 1986.   Arbitrage regulations deal with the investment of tax‐exempt bond proceeds at an  interest yield greater than the interest yield paid to bondholders. Generally, all  interest paid to bondholders can be retroactively rendered taxable if applicable  rebates are not reported and paid to the Internal Revenue Service at least every five  years for applicable bond issues. Accordingly, there is the risk that if such  calculations are not performed correctly, a substantial liability to the City could  result.  The City does anticipate that it will have an arbitrage liability and performs  annual calculations to estimate this potential liability. The City will also engage an  arbitrage consultant to perform the calculations in accordance with Internal  Revenue Service’s rules and regulations if indicated.    City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  67  E. Defined Benefit Pension Plans    1.   Plan Description    The City of Sanger, Texas participates as one of 938 plans in the nontraditional, joint  contributory, hybrid defined benefit pension plan administered by the Texas  Municipal Retirement System (TMRS). TMRS is an agency created by the State of  Texas and administered in accordance with the TMRS Act, Subtitle G, Title 8, Texas  Government Code (the TMRS Act) as an agent multiple‐employer retirement  system for municipal employees in the State of Texas. The TMRS Act places the  general administration and management of the System with a six‐member Board of  Trustees. Although the Governor, with the advice and consent of the Senate,  appoints the Board, TMRS is not fiscally dependent on the State of Texas. TMRS’s  defined benefit pension plan is a tax‐qualified plan under Section 401 (a) of the  Internal Revenue Code. TMRS issues a publicly available annual comprehensive  financial report (ACFR) that can be obtained at www.tmrs.com.    All eligible employees of the city are required to participate in TMRS.    2.  Benefits Provided    TMRS provides retirement, disability, and death benefits. Benefit provisions are  adopted by the governing body of the city, within the options available in the state  statutes governing TMRS.    At retirement, the benefit is calculated as if the sum of the employee’s contributions,  with interest, and the city‐financed monetary credits with interest were used to  purchase an annuity. Members may choose to receive their retirement benefit in one  of three payment options. Members may also choose to receive a portion of their  benefit as a Partial Lump Sum Distribution in an amount equal to 12, 24, or 36  monthly payments, which cannot exceed 75% of the member’s deposits and  interest.    The plan provisions are adopted by the governing body of the City, within the  options available in the state statutes governing TMRS.               City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  68  Plan provisions for the City were as follows:     Plan Year 2024 Plan Year 2023  Employee deposit rate 7.0% 7.0%  Matching ratio (city to  employee)  2 to 1 2 to 1  Years required for vesting 5 5  Service retirement eligibility  (expressed as age / years of  service)  60/5, 0/20 60/5, 0/20  Updated service credit 100% Repeating Transfers 100% Repeating Transfers  Annuity increase (to retirees) 0% of CPI  70% of CPI     Employees covered by benefit terms    At the December 31, 2024 valuation and measurement date, the following  employees were covered by the benefit terms:    Inactive employees or beneficiaries currently receiving benefits 43  Inactive employees entitled to but not yet receiving benefits 53  Active employees 97  Total 193     3.  Contributions    The contribution rates for employees in TMRS are either 5%, 6%, or 7% of employee  gross earnings, and the city matching percentages are either 100%, 150%, or 200%,  both as adopted by the governing body of the City. Under the state law governing  TMRS, the contribution rate for each city is determined annually by the actuary,  using the Entry Age Normal (EAN) actuarial cost method. The actuarially  determined rate is the estimated amount necessary to finance the cost of benefits  earned by employees during the year, with an additional amount to finance any  unfunded accrued liability.    Employees for the City of Sanger were required to contribute 7% of their annual  gross earnings during the fiscal year. The contribution rates for the City of Sanger  were 12.65% and 13.31% in calendar years 2024 and 2025, respectively. The City’s  contributions to TMRS for the year ended September 30, 2025, were $1,108,834, and  equal to the required contributions.      City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  69  4.  Net Pension Liability    The City’s Net Pension Liability (NPL) was measured as of December 31, 2024, and  the Total Pension Liability (TPL) used to calculate the Net Pension Liability was  determined by an actuarial valuation as of that date.    Actuarial assumptions:    The Total Pension Liability in the December 31, 2024 actuarial valuation was  determined using the following actuarial assumptions:    Inflation         2.50% per year  Overall payroll growth      3.60% to 11.85%, including inflation per year  Investment Rate of Return    6.75%, net of pension plan investment expense,      including inflation        Salary increases are based on a service‐related table. Mortality rates for active  members are based on the PUB(10) mortality tables with 110% of the Public Safety  table used for males and 100% of the General Employee table used for females.  Mortality rates for healthy retirees and beneficiaries are based on the Gender‐ distinct 2019 Municipal Retirees of Texas mortality tables. The rates for actives,  healthy retirees and beneficiaries are projected on a fully generational basis by the  most recent Scale MP‐2021 (with immediate convergence) to account for future  mortality improvements. For disabled annuitants, the same mortality tables for  healthy retirees are used with a 4‐year set‐forward for males and a 3‐year set‐ forward for females. In addition, a 3.5% and 3.0% minimum mortality rate will be  applied to reflect the impairment for younger members who become disabled for  males and females, respectively. The rates are projected on a fully generational basis  by the most recent Scale MP‐2021 (with immediate convergence) to account for  future mortality improvements subject to the 3.5% and 3% floor.   .  The actuarial assumptions were developed primarily from the actuarial  investigation of the experience of TMRS as of December 31, 2022. They were  adopted in 2023 and first used in the December 31, 2023 actuarial valuation. The  post‐retirement mortality assumption for Annuity Purchase Rates (APRs) is based  on the Mortality Experience Investigation Study covering 2009 through 2011 and  dated December 31, 2013. Plan assets are managed on a total return basis with an  emphasis on both capital appreciation as well as the production of income in order  to satisfy the short‐term and long‐term funding needs of TMRS..     City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  70  The long‐term expected rate of return on pension plan investments was determined  using a building‐block method in which best estimate ranges of expected future real  rates of return (expected returns, net of pension plan investment expense and  inflation) are developed for each major asset class. These ranges are combined to  produce the long‐term expected rate of return by weighting the expected future real  rates of return by the target asset allocation percentage and by adding expected  inflation. In determining their best estimate of a recommended investment return  assumption under the various alternative asset allocation portfolios, Gabriel,  Roeder, Smith & Company (GRS) focused on the area between (1) arithmetic mean  (aggressive) without an adjustment for time (conservative) and (2) the geometric  mean (conservative) with an adjustment for time (aggressive).     The target allocation and best estimates of real rates of return for each major asset  class in fiscal year 2025 are summarized in the following table:      Asset Class Target Allocation Long‐Term Expected Real Rate  of Return (Arithmetic)  Global Equity 35.0% 6.7%  Core Fixed Income 6.0% 4.7%  Non‐Core Fixed Income 20.0% 8.0%  Real Return 12.0% 8.0%  Real Estate 12.0% 7.6%  Absolute Return 5.0% 6.4%  Private Equity 10.0% 11.6%     Total 100.0%     Discount Rate:    The discount rate used to measure the Total Pension Liability was 6.75%. The  projection of cash flows used to determine the discount rate assumed that employee  and employer contributions will be made at the rates specified in statute. Based on  that assumption, the pension plan’s Fiduciary Net Position was projected to be  available to make all projected future benefit payments of current active and  inactive employees. Therefore, the long‐term expected rate of return on pension  plan investments was applied to all periods of projected benefit payments to  determine the Total Pension Liability.          City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  71  Changes in the Net Pension Liability:    Total Pension  Liability (a) Plan Fiduciary  Net Position (b) Net Pension  Liability (a) – (b) Balance at 12/31/23 $          17,499,390 $              14,173,311 $                   3,326,079  Changes  for  the year:    Service Cost              1,122,216                                 ‐                       1,122,216     Interest  (on  the Total Pension Liab.)             1,192,219                                 ‐                       1,192,219     Change in benefit terms                            ‐                                   ‐                                      ‐       Difference between expected and         actual experience                 335,271                                ‐                           335,271     Changes  of assumptions                            ‐                                   ‐                                      ‐       Contributions  – employer                            ‐                        982,847                       (982,847)    Contributions  – employee                            ‐                        503,881                       (503,881)    Net  investment income                            ‐                     1,475,208                    (1,475,208)    Benefit  payments, including     refunds of emp. contributions               (795,980)                  (795,980)                                  ‐       Administrative expense                            ‐                           (9,445)                           9,445     Other  changes                            ‐                              (221)                               221       Net  changes              1,853,726                   2,156,290                       (302,564) Balance at 12/31/24 $          19,353,116 $              16,329,601 $                   3,023,515    Sensitivity of the net pension liability to changes in the discount rate    The following presents the net pension liability of the City, calculated using the  discount rate of 6.75%, as well as what the City’s net pension liability would be if it  were calculated using a discount rate that is 1‐percentage‐point lower (5.75%) or 1‐ percentage‐point higher (7.75%) than the current rate:    1% Decrease Current Single  Rate 1% Increase 5.75% 6.75%7.75%  $5,807,278                          $3,023,515                          $734,659                                   Pension Plan Fiduciary Net Position:    Detailed information about the pension plan’s Fiduciary Net Position is available in  a separately‐issued TMRS financial report. That report may be obtained on the  internet at www.tmrs.com.    City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  72  5.  Pension Expense and Deferred Outflows and Inflows of Resources Related to  Pensions    For the year ended September 30, 2025, the City recognized pension expense of  $948,026.    At September 30, 2025, the City reported deferred outflows and deferred inflows of  resources related to pensions from the following sources:    Difference  between  projected and  investment  earnings  $‐                                         $ (177,544)                           Changes  in actuarial assumptions ‐                                         (36,597)                             Differences  between expected and actual  economic experience 288,995                            ‐                                          Contributions  subsequent to the  measurement  date 827,016                            ‐                                             Total $ 1,116,011                        $ (214,141)                           Deferred Outflows of Resources Deferred (Inflows) of Resources The City reported $827,016 as deferred outflows of resources related to pensions  resulting from contributions subsequent to the measurement date that will be  recognized as a reduction of the net pension liability for the year ending September  30, 2026.     Other amounts reported as deferred outflows and inflows of resources related to  pensions will be recognized in pension expense as follows:     Year ended December 31: 2025 $ 79,016               2026 210,397             2027 (137,835)            2028 (76,724)              2029 ‐                          Thereafter ‐                          $ 74,854                 F. Postemployment Benefits Other Than Pensions    The City also participates in the cost sharing multiple‐employer defined benefit  group‐term life insurance plan operated by the Texas Municipal Retirement System  City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  73  (TMRS) known as the Supplemental Death Benefits Fund (SDBF). The City elected,  by ordinance, to provide group‐term life insurance coverage to both current and  retired employees. The City may terminate coverage under and discontinue  participation in the SDBF by adopting an ordinance before November 1 of any year  to be effective the following January 1.     The death benefit for active employees provides a lump‐sum payment  approximately equal to the employee’s annual salary (calculated based on the  employee’s actual earnings, for the 12‐month period preceding the month of death);  retired employees are insured for $7,500; this coverage is an “other  postemployment benefit,” or OPEB.    The City contributes to the SDBF at a contractually required rate as determined by  an annual actuarial valuation. The rate is equal to the cost of providing one‐year  term life insurance. The funding policy for the SDBF program is to assure that  adequate resources are available to meet all death benefit payments for the  upcoming year; the intent is not to pre‐fund retiree term life insurance during  employees’ entire careers.     Employees covered by benefit terms    At the December 31, 2024 valuation and measurement date, the following  employees were covered by the benefit terms:    Inactive employees or beneficiaries currently receiving benefits     30  Inactive employees entitled to but not yet receiving benefits    17  Active employees     97  Total  144    The City’s retiree contribution rates to the TMRS SDBF for the years ended 2025,  2024 and 2023 are as follows:    Plan/  Calendar Year  Annual  Required  Contribution  (Rate)  Actual  Contribution  Made  (Rate)  Percentage of  ARC  Contributed  2023 0.05% 0.05% 100.0%  2024 0.06% 0.06% 100.0%  2025 0.05% 0.05% 100.0%    City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  74  The City’s contributions to the TMRS SDBF for the years ended 2025, 2024, and 2023  were $3,330, $3,169, and $2,246, respectively, which equaled the required  contributions each year.    Total OPEB Liability    The City’s Postemployment Benefits Other Than Pensions Liability (OPEB) was  measured as of December 31, 2024, and the Total OPEB Liability was determined by  an actuarial valuation as of that date.    Actuarial assumptions:    The Total OPEB Liability in the December 31, 2024 actuarial valuation was  determined using the following actuarial assumptions:    Inflation                 2.50% per year  Overall payroll growth  3.60% to 11.85%, including inflation per  year  Discount rate                4.08%  Retirees’ share of benefit‐related costs    $0  Administrative expenses All administrative expenses are paid  through the Pension Trust and accounted  for under reporting requirements under  GASB Statement No. 68    Salary increases were based on a service‐related table. Mortality rates for active  members, retirees, and beneficiaries were based on the gender‐distinct 2019  Municipal Retirees of Texas Mortality Tables. Male rates are multiplied by 103%  and female rates are multiplied by 105%. The rates are projected on a fully  generational basis by the most recent Scale MP‐2021 (with immediate convergence)  to account for future mortality improvements. For disabled annuitants, the  mortality tables for healthy retirees are used with a 4‐year set‐forward for males  and a 3‐year set‐forward for females. In addition, a 3.5% and 3% minimum  mortality rate will be applied to reflect the impairment for younger members who  become disabled for males and females. The rates are projected on a fully  generational basis by the most recent Scale MP=2021 (with immediate convergence)  to account for future mortality improvements subject to the 3.5% and 3% floor.          City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  75  Discount Rate:    The discount rate used to measure the Total OPEB Liability was 4.08%. The  discount rate was based on the Fidelity Index’s “20‐Year Municipal GO AA Index”  rate as of December 31, 2024.    Sensitivity of the Total OPEB Liability to Changes in the Discount Rate    The following presents the total OPEB liability of the City, calculated using the  discount rate of 4.08%, as well as what the City’s total OPEB liability (asset) would  be if it were calculated using a discount rate that is 1‐percentage‐point lower  (3.08%) or 1‐percentage‐point higher (5.08%) than the current rate:    $212,580                     $173,837                         $144,230                   1% Decrease (3.08%) Current Single  Rate 4.08% 1% Increase (5.08%)     Changes in the Total OPEB Liability:    Total OPEB  Liability Balance at 12/31/23 $                       166,321  Changes  for  the year:    Service Cost                           13,677     Interest                             6,447     Change in benefit terms                                    ‐       Difference between  expected and         actual experience                             2,677     Changes  of assumptions                         (10,966)    Benefit  payments                           (4,319)      Net changes                             7,516  Balance at 12/31/24 $                       173,837      OPEB Expense and Deferred Outflows of Resources and Deferred Inflows of   Resources Related to OPEB    For the year ended September 30, 2025, the City recognized OPEB expense of  $14,059.      City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  76  At September 30, 2025, the City reported deferred outflows of resources and  deferred inflows of resources related to the OPEB liability from the following  sources:    Differences  between  expected and   actual economic experience $                            4,242 $                                   ‐    Changes  in assumptions                                    ‐                            (33,789) Contributions  subsequent to measurement  date                             3,020                                     ‐    Total $                            7,262 $                        (33,789) Deferred Outflows of Resources Deferred (Inflows) of Resources   The City reported $3,020 as deferred outflows of resources related to pensions  resulting from contributions subsequent to the measurement date that will be  recognized as a reduction of the OPEB liability for the year ending September 30,  2026.     Other amounts reported as deferred outflows and inflows of resources related to  OPEB will be recognized in pension expense as follows:    Year ended December 31: 2025 $ (5,094)                2026 (5,575)                2027 (10,085)              2028 (7,531)                2029 (1,262)                Thereafter ‐                          $ (29,547)                  G. Restatements    Due to the implementation of GASB 101, Compensated Absences, the City restated  beginning net position/fund balance for governmental activities, business‐type  activities, component‐unit activities, and the water, sewer, and electric fund. The  restatements are summarized on the next page.     City of Sanger, Texas  NOTES TO FINANCIAL STATEMENTS, Continued  September 30, 2025  77  $ 37,932,640       $ 28,066,154   $ 28,066,154       Implemenation  of GASB 101 (363,480)           (102,356)       (102,356)        $ 37,569,160       $ 27,963,798   $ 27,963,798    Prior  year ending net position/fund  balance, as reported Restated beginning net position/fund  balance Electric Fund Governmental Activities Business‐type Activities Water, Sewer     $ 8,707,278            $ 5,827,419               Implemenation  of GASB 101 (9,254)                   (9,254)                   $ 8,698,024            $ 5,818,165            Prior  year ending net position/fund  balance, as reported Restated beginning net position/fund  balance Component‐Unit Activities Sanger Indust. Dev. Corp  (4A)     H. New Accounting Standards    The City adopted GASB 101, Compensated Absences, during the year. The goal of the  standard is to create a more consistent model for accounting for compensated absences  that can be applied to all types of compensated absence arrangements.   The new guidance introduces three criteria for recording a liability in financial  statements prepared using the economic resources measurement focus (often referred  to as a “full accrual” basis). A liability should be recognized for leave that has not been  used if all of the following are true:   The leave is attributable to services already rendered.    The leave accumulates.   The leave is more likely than not to be used for time off or otherwise paid in  cash or settled through noncash means (likelihood of more than 50 percent).  This standard was applied retroactively and resulted in a sick leave liability of  $316,554, which was included within compensated absences as of September 30, 2025.    I. Subsequent Events    There were no subsequent events warranting disclosure through January 22, 2026,  the date the financial statements were available to be issued.  (This page intentionally left blank.) 78 REQUIRED SUPPLEMENTARY INFORMATION 79 Revenues Property tax $7,715,872 $7,715,872 $7,526,421 $(189,451) Sales tax 1,943,000 1,943,000 1,838,122 (104,878) Franchise and local taxes 553,950 400,950 485,144 84,194 License and permits 459,250 659,250 1,825,281 1,166,031 Charges for services 1,427,850 1,427,850 1,384,392 (43,458) Fire and rescue 885,947 885,947 1,082,150 196,203 Contributions and donations 57,170 154,699 107,790 (46,909) Intergovernmental 2,053,803 2,053,803 98,724 (1,955,079) Fines and forfeitures 196,926 196,926 147,505 (49,421) Investment income 418,150 418,150 583,292 165,142 Roadway impact fees 100,000 100,000 793,197 693,197 Other revenue 116,900 116,900 328,051 211,151 15,928,818 16,073,347 16,200,069 126,722 Expenditures Current: General government 3,741,641 3,741,641 3,760,495 (18,854) Police department 3,798,189 3,927,138 3,651,772 275,366 Municipal court 283,894 283,894 231,812 52,082 Fire and EMS 5,626,104 5,626,104 5,767,897 (141,793) Parks and recreation 964,390 964,390 795,624 168,766 Public works 1,991,170 2,191,170 2,030,449 160,721 Debt service: Principal - - 4,439 (4,439) Capital outlay 31,500 31,500 25,902 5,598 16,436,888 16,765,837 16,268,390 497,447 Revenues Over (Under) Expenditures $(508,070) $(692,490) $(68,321) $624,169 Final Budget Total Expenditures Actual Total Revenues Original Budget City of Sanger, Texas SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL- GENERAL FUND (Page 1 of 2) For the Year Ended September 30, 2025 Variance with Final Budget 80 Transfers in $1,144,289 $1,144,289 $844,289 $(300,000) Transfers (out)(757,194) (757,194) (492,038) 265,156 Sale of capital assets 25,000 25,000 94,918 69,918 Insurance recoveries 25,000 25,000 4,306 (20,694) 437,095 437,095 451,475 14,380 Net Change in Fund Balance $(70,975) $(255,395) 383,154 $638,549 Beginning fund balance 22,728,617 $23,111,771 Notes to Required Supplementary Information 1. Annual budgets are adopted on a basis consistent with generally accepted accounting principles (GAAP). Ending Fund Balance Total Other Financing Sources (Uses) Other Financing Sources (Uses) Original Budget Variance with Actual Final BudgetFinal Budget SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL- GENERAL FUND (Page 2 of 2) For the Year Ended September 30, 2025 City of Sanger, Texas 81 Total pension liability Service cost $1,122,216 $893,655 $776,119 $579,590 Interest (on the Total Pension Liability)1,192,219 1,090,782 1,028,630 845,902 Changes in benefit terms - - 1,680,179 - Differences between expected and actual experience 335,271 221,273 (260,060) 70,056 Changes of assumptions - (66,111) - - Benefit payments, including refunds of participant contributions (795,980) (706,224) (659,161) (474,649) Net change in total pension liability 1,853,726 1,433,375 2,565,707 1,020,899 Total pension liability - beginning 17,499,390 16,066,015 13,500,308 12,479,409 Total pension liability - ending (a)$19,353,116 $17,499,390 $16,066,015 $13,500,308 Plan fiduciary net position Contributions - employer $982,847 $773,936 $449,999 $401,724 Contributions - members 503,881 423,246 317,647 281,582 Net investment income (loss)1,475,208 1,422,148 (958,693) 1,491,263 Benefit payments, including refunds of participant contributions (795,980) (706,224) (659,161) (474,649) Administrative expenses (9,445) (9,034) (8,286) (6,891) Other (221) (63) 9,888 47 Net change in plan fiduciary net position 2,156,290 1,904,009 (848,606) 1,693,076 Plan fiduciary net position - beginning 14,173,311 12,269,302 13,117,908 11,424,832 Plan fiduciary net position - ending (b)$16,329,601 $14,173,311 $12,269,302 $13,117,908 $3,023,515 $3,326,079 $3,796,713 $382,400 84.38%80.99%76.37%97.17% Covered payroll $7,198,306 $6,046,378 $5,294,125 $4,693,038 42.00%55.01%71.72%8.15% Plan fiduciary net position as a percentage of the total pension liability Fund's net position as a percentage of covered payroll Fund's net pension liability - ending (a) - (b) 2024 City of Sanger, Texas Years ended December 31, SCHEDULE OF CHANGES IN NET PENSION LIABILITY AND RELATED RATIOS 202120222023 82 $547,534 $498,768 $462,521 $438,324 $408,943 $369,950 780,457 709,455 648,013 590,632 545,333 521,853 - - - - - - 38,473 89,057 93,857 38,794 (78,516) (89,808) - 92,583 - - - 47,847 (351,235) (373,476) (251,071) (208,451) (230,245) (260,514) 1,015,229 1,016,387 953,320 859,299 645,515 589,328 11,464,180 10,447,793 9,494,473 8,635,174 7,989,659 7,400,331 $12,479,409 $11,464,180 $10,447,793 $9,494,473 $8,635,174 $7,989,659 $359,731 $321,275 $294,606 $276,169 $240,177 $231,097 264,509 243,698 226,912 217,171 202,113 195,568 787,844 1,365,511 (264,466) 1,040,205 461,955 9,831 (351,235) (373,476) (251,071) (208,451) (230,245) (260,514) (5,093) (7,705) (5,106) (5,387) (5,214) (5,988) (199) (231) (267) (273) (281) (296) 1,055,557 1,549,072 608 1,319,434 668,505 169,698 10,369,275 8,820,203 8,819,595 7,500,161 6,831,656 6,661,957 $11,424,832 $10,369,275 $8,820,203 $8,819,595 $7,500,161 $6,831,655 $1,054,577 $1,094,905 $1,627,590 $674,878 $1,135,013 $1,158,004 91.55%90.45%84.42% 92.89% 86.86% 85.51% $4,408,488 $4,061,633 $3,781,589 $3,619,524 $3,368,554 $3,259,471 23.92%26.96%43.04% 18.65% 33.69% 35.53% 201620172019 201520182020 83 9/30/2025 9/30/2024 9/30/2023 9/30/2022 $1,108,834 $868,459 $494,726 $434,276 $1,108,834 $868,459 $681,853 $434,276 Contribution deficiency (excess)$- $- $(187,127) $- Annual covered payroll $8,441,304 $6,843,081 $5,766,288 $5,099,265 13.14%12.69%11.82%8.52% Valuation Date: Notes Actuarially determined contribution rates are calculated as of December 31 and become effective in January 13 months later. Methods and Assumptions Used to Determine Contribution Rates: Actuarial Cost Method Entry Age Normal Amortization Method Level Percentage of Payroll, Closed Remaining Amortization Period 20 years Asset Valuation Method 10 Year smoothed market; 12% soft corridor Inflation 2.50% Salary Increases 3.60% to 11.85% including inflation Investment Rate of Return 6.75% Retirement Age Mortality Other Information: Notes There were no benefit changes during the year. Post-retirement: 2019 Municipal Retirees of Texas Mortality Tables. Male rates are multiplied by 103% and female rates are multiplied by 105%. The rates are projected on a fully generational basis by the most recent Scale MP-2021 (with immediate convergence). Pre-retirement: PUB(10) mortality tables, with the 110% of the Public Safety table used for males and the 100% of the General Employee table used for females. The rates are projected on a fully generational basis by the most recent Scale MP-2021 (with imediate convergence). SCHEDULE OF EMPLOYER CONTRIBUTIONS TO PENSION PLAN City of Sanger, Texas Experience-based table of rates that are specific to the City's plan of benefits. Last updated for the 2023 valuation pursuant to an experience study of the period ending 2022 Contributions in relation to the actuarially determined contribution Employer contributions as a percentage of covered payroll Actuarially determined employer contributions NOTES TO SCHEDULE OF EMPLOYER CONTRIBUTIONS TO PENSION PLAN Years Ended: 84 9/30/2021 9/30/2020 9/30/2019 9/30/2018 9/30/2017 9/30/2016 $377,301 $341,109 $320,019 $287,348 $266,753 $247,432 $377,301 $341,109 $320,019 $287,348 $266,753 $247,432 $- $- $- $- $- $- $4,462,235 $4,209,793 $4,060,365 $3,706,912 $3,549,724 $3,475,512 8.46%8.10%7.88%7.75%7.51%7.12% 85 Total OPEB liability Service cost $13,677 $12,697 $19,059 $16,895 Interest (on the Total OPEB Liability)6,447 5,828 3,760 3,575 Changes in benefit terms - - - - Differences between expected and actual experience 2,677 2,822 2,729 81 Changes of assumptions (10,966) 8,936 (80,007) 6,480 Benefit payments, including refunds of participant contributions (4,319) (3,023) (2,647) (2,347) Net changes 7,516 27,260 (57,106) 24,684 Total OPEB liability - beginning 166,321 139,061 196,167 171,483 Total OPEB liability - ending $173,837 $166,321 $139,061 $196,167 Covered payroll $7,198,306 $6,046,378 $5,294,125 $4,693,038 2.41%2.75%2.63%4.18% Notes to schedule: 1 2 No assets are accumulated in a trust that meets the criteria in paragraph 4 of GASB statement No. 75 to pay related benefits. This schedule is presented to illustrate the requirement to show information for ten years. However, until a full ten-year trend is compiled, only available information is shown. 202120232022 Total OPEB Liability as a percentage of covered payroll 2024 TEXAS MUNICIPAL RETIREMENT SYSTEM Years ended December 31, PENSION (OPEB) LIABILITY AND RELATED RATIOS SCHEDULE OF CHANGES IN POSTEMPLOYMENT BENEFITS OTHER THAN City of Sanger, Texas 86 1 $12,785 $8,529 $9,076 $7,601 3,799 3,938 3,691 3,432 - - - - (468) (3,932) (9,264) - 24,053 22,174 (7,993) 9,310 (882) (812) (377) (363) 39,287 29,897 (4,867) 19,980 132,196 102,299 107,166 87,186 $171,483 $132,196 $102,299 $107,166 2 $4,408,488 $4,061,633 $3,781,859 $3,619,524 3.89%3.25%2.70%2.96% 20192020 20172018 87 (This page intentionally left blank.) 88 OTHER SUPPLEMENTARY INFORMATION 89 Operating Revenues Charges for services $2,949,224 $2,858,192 $9,305,762 Connection fees - - 73,608 Tap fees 155,063 217,750 - Other revenue - - - 3,104,287 3,075,942 9,379,370 Operating Expenses Salaries and wages 915,846 441,668 1,721,044 Contracted services 256,691 79,412 508,961 Utilities 166,152 202,598 3,534 Materials and supplies 84,053 88,694 124,991 Water and electric purchases 205,233 - 4,718,988 Repairs and maintenance 171,072 425,164 177,509 Depreciation 638,226 1,226,537 271,339 2,437,273 2,464,073 7,526,366 667,014 611,869 1,853,004 Nonoperating Revenues (Expenses) Investment income - - - Interest expense - - - - - - Income (Loss) Before Transfers 667,014 611,869 1,853,004 Capital contributions - 3,750,153 - Transfers (out)- - (749,289) $667,014 $4,362,022 $1,103,715 Change in Net Position Water Total Operating Revenues Total Operating Expenses Operating Income (Loss) Total Nonoperating Revenues (Expenses) City of Sanger, Texas COMBINING SCHEDULE OF REVENUES, EXPENSES, AND CHANGES IN FUND NET POSITION PROPRIETARY FUNDS - BY DEPARTMENT For the Year Ended September 30, 2025 Sewer Electric 90 $- $15,113,178 - 73,608 - 372,813 214,649 214,649 214,649 15,774,248 218,592 3,297,150 182,107 1,027,171 - 372,284 25,629 323,367 - 4,924,221 30,660 804,405 - 2,136,102 456,988 12,884,700 (242,339) 2,889,548 389,020 389,020 (1,181,001) (1,181,001) (791,981) (791,981) (1,034,320) 2,097,567 - 3,750,153 (95,000) (844,289) $(1,129,320) $5,003,431 Administration Total 91