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1995 Annual Financial ReportSlEGFIEPTArgy CITY OF BANGER, TEXAS FINANCIAL STATEMENTS SEPTEMBER 30, 1995 TABLE OF CONTENTS PAGE # AUDITORS REPORT 1 CITY OFFICIALS 2 COMBINED BALANCE SHEET - ALL FUND TYPES AND ACCOUNT GROUPS 3 COMBINED STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - ALL GOVERNMENTAL FUND TYPES 4 COMBINED STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - ALL GOVERNMENTAL FUND TYPES - BUDGET AND ACTUAL 5 COMBINED STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN RETAINED EARNINGS - PROPRIETARY FUND 6 COMBINED STATEMENT OF CASH FLOWS - PROPRIETARY FUND 7 NOTES TO FINANCIAL STATEMENTS 8-16 COMBINING AND INDIVIDUAL FUND AND ACCOUNT GROUP STATEMENTS COMBINING STATEMENT OF REVENUES & EXPENDITURES GENERAL FUND 17 COMBINING STATEMENT OF REVENUES & EXPENDITURES GENERAL FUND - BUDGET AND ACTUAL 18 STATEMENT OF GENERAL FIXED ASSETS 19 SCHEDULE OF CHANGES TO GENERAL FIXED ASSETS 20 SCHEDULE OF PROPERTY, PLANT & EQUIPMENT - PROPRIETARY FUND 21 STATEMENT OF GENERAL LONG-TERM DEBT 22 SCHEDULE OF CHANGES IN GENERAL LONG-TERM DEBT 23 SCHEDULE OF GENERAL FUND DEBT SERVICE REQUIREMENTS 24 SCHEDULE OF CHANGES IN LONG-TERM DEBT - PROPRIETARY FUND 24 SCHEDULE OF PROPRIETARY FUND DEBT SERVICE REQUIREMENTS 25 SUPPLEMENTAL INFORMATION SCHEDULE OF RESTRICTED ASSETS 27 SCHEDULE OF RESERVED FUND EQUITIES 28 SCHEDULE OF INSURANCE COVERAGE 29 ENTERPRISE FUND # OF CUSTOMERS AND RATES 30 ANALYSIS OF PROPERTY TAXES 31 William C. Spore & Company, PC. Certified Public Accountants INDEPENDENT AUDITOR�5 REPORT To the City Council City of Sanger, Texas We have audited the accompanying general purpose financial statements of the City of Sanger, Texas as of September 30, 1995, and for the year then ended, as listed in the table of contents. These general purpose financial statements are the responsibility of City of Sanger, Texas, management. Our responsibility is to express an opinion on these general purpose financial statements based upon our audit. We conducted our audit in accordance with generally accepted auditing standards. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the general purpose financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall general purpose financial statement presentation.. We believe that our audit provides a reasonable basis for our opinion. In our opinion, the general purpose financial statements referred to above present fairly, in all material respects, the financial position of the City of Sanger, Texas, as of September 30, 1995, and the results of its operations and the cash flows of its proprietary fund types for the year then ended in conformity with generally accepted accounting principles. Our audit was conducted for the purpose of forming an opinion on the general purpose financial statements taken as a whole. The combining and individual fund and account group financial statements and schedules listed in the table of contents are presented for purposes of additional analysis and are not a required part of the general purpose financial statement of the City of Sanger, Texas. Such information has been subjected to the auditing procedures applied in the audit of the general purpose financial statements and, in our opinion is fairly presented in all material respects in relation to the general purpose financial statements taken as a whole. William C. Spore & Company, P.C. Certified Public Accountants January 29, 1996 1600 Airport Freeway, Suite 208 # Bedford, TX 76022 # 817/545-7725 ELECTED OFFICIALS MAYOR MAYOR PRO TEM COUNCILMEMBERS APPOINTED OFFICIALS CITY ADMINISTRATOR CITY SECRETARY MUNICIPAL COURT JUDGE CITY ATTORNEY CITY OF SANGER CITY OFFICIALS September 30, 1995 Nel Armstrong Tommy Kincaid Joe Bell Margie Braxton Glenn Ervin Jack Richardson John Hamilton Rosalie Chavez Danny Spindle Ronald Neiman/Louis Nichols SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 2 CITY OF SANGER COMBINED BALANCE SHEET - ALL FUND TYPES AND ACCOUNT GROUPS ASSETS Cash Receivables, Net of Allowances for Uncollectables: Property Taxes Nonproperty Taxes Services Other Inventory/Prepaid Expense Restricted Assets - Cash Property, Plant and Equipment Net of Accumulated Depreciation Amount to be Provided for Retirement of General Long -Term Debt TOTAL ASSETS LIABILITIES Accounts Payable Accrued Expenses Customer Deposits Deferred Revenues Long -Term Debt: Combensated Absences Notes Payable Revenue Bonds Payable Certificate of Obligation Payable Capital Leases TOTAL LIABILITIES FUND EQUITY Contributed Capital Investment in General Fixed Assets Retained Earning - Reserved Retained Earning - Unreserved Fund Balance - Reserved Fund Balance - Unreserved TOTAL FUND EQUITY TOTAL LIBILITIES AND FUND EQUITY September 30, 1995 GENERAL 0 55,425 1 1,766 0 0 3,116 4631019 0 u ENTERPRISE 47,432 0 0 3751826 849 110,654 2721463 3,466,235 $ 580,785 $ 4,273,459 0 199,067 4,649 0 55,425 0 0 0 0 0 259,141 0 0 0 0 465,607 (143,963) 321,644 $ 580,785 151,227 79, 222 71,483 0 0 0 2,155,000 0 52,420 2,509,352 100,196 0 291,494 1, 3721417 0 0 1,764,107 $ 4,273,459 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 3 0 GENERAL FIXED ASSETS GENERALLONG- TERM DEBT 0 (memorandum only) 1995 1994 $ 91,891 $ 49,855 0 0 55,425 48,108 0 0 14,766 11,174 0 0 375,826 319,199 0 0 849 31103 0 0 113,770 103,054 0 0 735,482 2,125,326 2,273,121 0 2,355,289 $ 29273,121 $ 21355,289 5,739,356 5,213,797 2,355,289 2,422,102 $ 91482,654 $ 10,295,718 $ 0 $ 0 $ 350,294 160,235 0 0 83,871 86,297 0 0 71,483 67,022 0 0 55,425 48,108 0 0 0 0 0 0 2, 273,121 0 0 0 0 2,273,121 26,000 205,000 0 11900,000 224,289 21355,289 26,000 205,000 2,155,000 1,900,000 276,709 5,123,782 100,196 2,273,121 291,494 1,372,417 465,607 (143,963) 4,358,872 23,500 470,353 2,235,000 1,900,000 126,209 5,116,724 100,196 1,668,245 245,857 1,316,017 1,811,923 6,756 5,178,994 $ 2,273,121 $ 2,355,289 $ 9,482,654 $ 10,295,718 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 3 CITY OF SANGER COMBINED STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - GENERAL FUND For the Year Ended September 30, 1995 REVENUES Property Taxes Nonproperty Taxes Penalties and Interest on Deliquent Taxes License and Permits Fees and Services Grants and Intergovernmental Interest Income Miscellaneous Income Donations TOTALREVENUES EXPENDITURES General Government Public Safety Hiways and Streets Health and Welfare Culture and Recreation Capital Outlay Debt Service: Principal Interest TOTAL EXPENDITURES EXCESS REVENUES OVER (UNDER) EXPENDITURES 1995 1994 $ 3511547 $ 337,362 250,426 214,134 6,367 11,283 22,776 24,613 234,670 205,870 35,974 49,241 84,359 14,200 81667 6,146 58,570 51,335 1,053,356 914,184 427,943 400,103 308,566 320,970 1,416,832 29%279 17,307 13,327 78,640 88,259 604,876 155t802 297,813 451,516 167,725 46,457 3,319,702 1,775,713 (2,266,346) (861,529) OTHER FINANCING SOURCES (USES) Proceeds of Bonds Issued 0 1,900,000 Proceeds of Capital Leases/Notes Payable 228,500 467,523 Transfers In 540,811 400,757 TOTAL OTHER FINANCING SOURCES (USES) 769,311 21768,280 EXCESS OF REVENUES AND OTHER SOURCES OVER EXPENDITURES (11497,035) 11906,751 FUND BALANCE - BEGINNING 11818,679 (88,072) FUND BALANCE -ENDING $ 321,644 $ 11818,679 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 4 i' CITY OF SANGER COMBINED STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - GENERAL FUND For the Year Ended September, 30, 1995 REVENUES BUDGET ACTUAL VARIANC� Property Taxes $ 345,227 $ 351$47 $ 61320 Nonproperty Taxes 219,250 250,426 31,176 Penalties and Interest on Deliquent Taxes 11,000 61367 (41633) License and Permits 19,600 22,776 31176 Fees and Services 209,400 234,670 25,270 Grants and Intergovernmental 33,500 35,974 21474 Interest Income 11750 84,359 82,609 Miscellaneous Income 17,000 8,667 (81333) Donations 0 58,570 58,570 TOTAL REVENUES 856,727 11053,356 196,629 EXPENDITURES General Government 375,464 427,943 (52,479) Public Safety 320,062 308,566 11,496 Hiways and Streets 101,716 11416,832 (11315,116) Health and Welfare 17,620 17,307 313 Culture and Recreation 96,644 78,640 18,004 Capital Outlay 38,475 604,876 (566,401) Debt Service: Principal 246,142 2970813 (51,671) Interest 139,055 167,725 (28,670) TOTAL EXPENDITURES 1,335,178 31319,702 (11984,524) EXCESS REVENUES OVER (UNDER) EXPENDITURES (478,451) (21266,346) (1$787,895) OTHER FINANCING SOURCES (USES) Proceeds of Capital Leases 0 228,500 228,500 Transfers In 483,551 540,811 57,260 TOTAL OTHER FINANCING SOURCES (USES) 483,551 769,311 285,760 EXCESS OF REVENUES AND OTHER SOURCES OVER EXPENDITURES $ 51100 (11497,035) $ (1,502,135) FUND BALANCE - BEGINNING 11818,679 FUND BALANCE -ENDING $ 321,644 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 5 CITY OF SANGER COMBINED STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN RETAINED EARNINGS - PROPRIETARY FUND For the Year Ended September so, , 995 1995 OPERATING REVENUES Charges and Fees $ 3,120,834 $ OPERATING EXPENSES 1994 2,899,777 Personnel Services 474,890 502,407 Purchase of Services 11514,747 11431,368 Materials and Supplies 73,073 64,719 Depreciation 244,889 241,576 Franchise Fees 69,031 64,532 TOTAL OPERATING EXPENSES 21376,630 21304,602 OPERATING INCOME 744,204 595,175 NONOPERATING REVENUES (EXPENSES) Interest Income Debt Service Interest, Fees & Discounts Transfers Out TOTAL NONOPERATING REVENUES (EXPENSES) NET INCOME RETAINED EARNINGS -BEGINNING RETAINED EARNINGS -ENDING 20,001 (151,357) (540,811) 12,097 (159,965) (400,757) (672,167) (548,625) 72,037 1,591,874 $ 1,663,911 $ 1,545,324 1,591,874 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 6 CITY OF SANGER COMBINED STATEMENT OF CASH FLOWS - ALL PROPRIETARY FUND TYPES For the Year Ended September 30, 1994 1995 1994 CASH FLOWS FROM OPERATING ACTIVITIES: Cash Received from Customers $ 31068,668 $ 21907,356 Cash Payments to Suppliers for Goods and Services (11640,660) (11567,838) Cash Payments for Employees Services (475,251) (492,109) NET CASH PROVIDED BY OPERATING ACTIVITIES 952,757 847,409 CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES: Acquisition of Capital Assets (165,572) (153,678) Additions to Long -Term Debt 0 21,340 Principal Paid on Bonds and Notes (125,540) (113,860) Interest Paid on Bonds and Notes (154,118) (160,399) Cash Transfered to Other Funds (540,811) (400,757) NET CASH USED FOR CAPITAL AND RELATED FINANCING ACTIVITIES (986,041) (807,354) CASH FLOWS FROM INVESTING ACTIVITIES: Interest on Investments 22,255 91341 NET INCREASE (DECREASE) IN CASH CASH -BEGINNING OF YEAR CASH -END OF YEAR Operating Income (11,029) 330,924 49,396 281,528 $ 319,895 $ 330,924 RECONCILIATION OF OPERATING INCOME TO NET CASH PROVIDED BY OPERATING ACTIVITIES: Adjustment to Reconcile Operating Income to Net Cash Provided by Operating Activities: 204 244,889 (56,627) (71600) 22,968 462 E 4,461 $ 952,757 $ 595,175 241, 576 1,132 8,820 (16,334) 10,593 6,447 847,409 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 7 CITY OF SANGER NOTES TO FINANCIAL STATEMENTS September 30, 1995 NOTE A: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The City of Sanger operates under a Council -Mayor government, following the laws of a General Law City as the State of Texas. The City provides the following public safety police, fire and ambulance, parks, sanitation, a public library , senior center, community general administrative services along with water, electrical services. form of defined by services: streets, center and sewer and The accounting policies of the City conform to generally accepted accounting principles as applicable to governments. The following is a summary of the more significant policies. 1. REPORTING ENTITY: The City, for financial reporting purposes, includes all of the funds and account groups relevant to the City of Sanger. The financial statements presented herein do not include agencies which have been formed under applicable state laws or separate and distinct units of government apart from the City of Sanger. There are no separately administered organizations that are controlled or dependent on the City. 2. FUND ACCOUNTING: The accounts of the City are organized on the basis of funds or account groups, each of which is considered to be a separate accounting entity. The operations of each fund are accounted for by providing a separate set of self -balancing accounts which are comprised of each fund's assets, liabilities, fund equity, revenues and expenditures or expenses, as appropriate. Governmental resources are allocated to and for individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. The various funds are grouped, in the financial statements in this report, into two generic fund types and two broad fund categories as follows: GOVERNMENTAL FUND TYPES General Fund The general fund is the general operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. Page - 8 CITY OF SANGER NOTES TO FINANCIAL STATEMENTS September 30, 1995 PROPRIETARY FUND TYPES Enterprise Funds Enterprise funds are used to account for operations (a) that are financed and operated in a manor similar to private business enterprises - where the intent of the governing body is that costs (expenses, including depreciation) of providing goods or services to the general public on a continuing basis be financed or recovered primarily through user charges or (b) where the governing body has decided that periodic determination of revenues earned, expenses incurred, and/or net income is appropriate for capital maintenance, public policy, management control, accountability, or other purposes. 3. PROPERTY, PLANT AND EQUIPMENT AND LONG-TERM LIABILITIES: The accounting and reporting treatment applied to property plant and equipment and long-term liabilities associated with a fund are determined by its measurement focus. All governmental fund types are accounted for on a "financial flow" measurement focus. This means that only current assets and current liabilities are generally included on their balance sheets. Their reported fund balance is considered a measure of "available spendable resources". Governmental fund operating statements present increases (revenue and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Accordingly, they are said to present a summary of sources and uses of "available spendable resources" during a period. Plant, property and equipment used in governmental fund type operations are accounted for in the General Fixed Assets Account Group, rather than in governmental funds. No depreciation has been provided on such property, plant and equipment. All property, plant and equipment are valued at historical cost or estimated historical cost if actual cost is not available. Donated property, plant and equipment are valued at their estimated fair value on the date donated. Public domain "infrastructure" general fixed assets consisting of certain improvements other than buildings, such as roads, sidewalks, and bridges are not capitalized. Long-term liabilities expected to be financed from governmental fund types are accounted for in the General Long -Term Debt Account Group, not in the governmental funds. The two account groups are not "funds". They are concerned only with the measurement of financial position. They are not involved with measurement of results of operations. CITY OF SANGER NOTES TO FINANCIAL STATEMENTS September 30, 1995 Special reporting treatments are applied to governmental fund prepaid expenses to indicate that they do not represent "available spendable resources", even though they are a component of net current assets. Such amounts are generally offset by fund balance reserve accounts. Because of their spending measurement focus, expenditure recognition for governmental fund types is limited to exclude amounts represented by non -current liabilities. Since they do not affect net current assets, such long-term amounts are not recognized as governmental fund type expenditures or fund liabilities. They are instead reported as liabilities in the General Long -Term Debt Account Group. All proprietary funds are accounted for on a cost of services or "capital maintenance" measurement focus. This means that all assets and liabilities (whether current or noncurrent) associated with their activity are included on their balance sheets. Their report fund equity (net total assets) is segregated into contributed capital and retained earnings components. Depreciation is provided in the proprietary funds in amounts sufficient to relate the cost of the depreciable assets, to operations over their estimated service lives on the straight-line basis. The service lives by type are as follows: Electric System 20 to 50 years Water and sewer system 10 to 50 years Furniture and Equipment 3 to 10 years 4. BASIS OF ACCOUNTING: Basis of accounting refers to when revenues and expenditures or expenses are recognized in the accounts and reported in the financial statements. Basis of accounting relates to the timing of the measurement made, regardless of the measurement focus applied. All governmental funds are accounted for using the modified accrual basis of accounting. Their revenues are recognized when they become measurable and available as net current assets. Gross receipts and sales taxes are considered "measurable" when in the hands of intermediary collecting governments and are recognized as revenues at that time. All major revenues are susceptible to accrual. Expenditures are generally recognized under the modified basis of accounting when the related fund liability is incurred. Exceptions to this general rule include accumulated unpaid vacation and sick time which are not accrued and principal and interest on general long-term debt which is recognized when due. CITY OF SANGER NOTES TO FINANCIAL STATEMENTS September 30, 1995 All proprietary funds are accounted for using the accrual basis of accounting. Their revenues are recognized when they are earned, and their expenses are recognized when they are incurred. 5. BUDGETS AND BUDGETARY ACCOUNTING: The City follows these procedures in establishing the budgetary data reflected in the financial statements: A: Prior to July 11 the City Administrator submits to the City Council a proposed operating budget for the fiscal year commencing the following October 1. The operating budget includes proposed expenditures and the means of financing them. B: Public hearings are conducted to obtain taxpayer comments. C: Prior to October 1, the budget is legally enacted through the passage of an ordinance. D: The City Manager is authorized to transfer budgeted amounts between departments within any fund; any revisions that alter the total expenditures of any fund must be approved by the City Council. E: Budgets for the General and Proprietary Funds are adopted on a basis consistent with generally accepted accounting principles (GAAP) . F: Unused appropriations for all of the above annually budgeted funds lapse at the end of the fiscal year. At year-end the City's cash accounts totalled $827,373 of which $827,273 was held in checking, savings or certificate of deposit accounts at a local bank. Of the Bank balances, $111,616 was covered by federal depository insurance and the remaining $715,657 was covered by collateral held by the pledging Bank's agent in the name of the City. There were no uncollateralized cash accounts. The securities pledged by the City's depository institution are as follows: SECURITY PAR TREASURY NOTE 11900,000 FMV 1,981,938 Page - 11 CITY OF SANGER NOTES TO FINANCIAL STATEMENTS September 30, 1995 7. CAPITALIZED INTEREST: The City capitalizes construction period interest when applicable. There were no capitalized interest costs during the current fiscal year. 8: INVENTORIES: Inventories of the Enterprise Fund are valued at the lower of cost (first -in, first -out) or market, 9. ACCUMULATED COMPENSATED ABSENCES: It is the City's policy to permit employees to accumulate a limited amount of earned but unused vacation and sick time, which will be paid to employees upon separation from the City's service. In governmental funds the cost of vacation and sick leave is recognized when paid. A long-term liability of $26,000 of accrued vacation and sick leave has been recorded in the General Long -Term Debt Account Group, representing the City's commitment to fund such costs from future operations. Proprietary funds accrue vacation leave in the period they are earned. 10. REVENUE RECOGNITION - PROPERTY TAXES: Property taxes attach as an enforceable lien on property as of January 1. Taxes are levied on October J. and are due and payable at that time. All unpaid taxed levied October 1 become delinquent February 1 of the following year. Property tax revenues are recognized when they become available. Delinquent taxes are considered fully collectable and, therefore, no allowance for doubtful taxes is provided. 11. ALLOWANCE FOR UNCOLLECTIBLE ACCOUNTS: Allowance for uncollectible accounts receivable in the Proprietary Fund at September 30, 1995 is $31,268. 12. TOTAL COLUMNS ON COMBINED STATEMENTS: Total columns on the Combined Statements are captioned "memorandum only" to indicate that they are presented only to facilitate financial analysis. Data in these columns do not present financial position, results of operations, or changes in financial position in conformity with generally accepted accounting principles. Neither is such data comparable to a consolidation. Interfund eliminations have not been made in the aggregation of this data. i CITY OF SANGER NOTES TO FINANCIAL STATEMENTS September 30, 1995 NOTE B: RETIREMENT PLANS: Firemen's Pension Fund: The City's firemen are covered contributory plan is operated and Retirement Funds. The September 30, 1995 was $2,520. Employee Retirement Plan: by the firemen's pension plan. This as part of the State Firemen's Relief pension expense for the year ended The City belongs to the Texas Municipal Retirement System, a retirement and disability pension system for municipal employees in the State of Texas. The plan is administered in accordance with the Texas Municipal Retirement System Act and is governed by a Board of Trustees appointed by the governor of the State of Texas. The City has elected to have monthly contributions from the City's employees in the amount of 5% of their gross earnings with the City providing a monthly contribution of 4.19% of the monthly gross earnings. Employee contributions are tax deferred and not subject to federal income tax until they are withdrawn. The City's contributions for the fiscal year totalled $28,390. NOTE C: LONG-TERM DEBT: The following is a summar future debt requirements these financial statementso General Long Term Debt: y of the City's Long -Term Debt. The are detailed in schedules included in Certificates of Obligation, Series 1994 - Original amount of $1,900,000I principal paid annually starting September 1, 1995; Interest paid semi-annually on March 1, and September 1, at rates ranging from 5.60 to 7.50%. The Bonds were issued for street improvements and library building construction and are to be repaid from property tax revenues and are further secured by a pledge of Enterprise Fund Net Revenues. The Certificates of Obligation require that certain reserve accounts be maintained. Note Payable to Guaranty National Bank ($205,000)- The note bears interest at .5% below prime rate and matures September 30, 1996. The note proceeds were used to payoff the Combination Tax and Utility System Junior Lien Revenue Certificates of Obligation, Series 1986 in conjunction with the issuing of the 1994 Certificates of Obligation. Capital Lease - Associates Commercial Corporation - original balance of $30,066. The lease requires forty e0ght monthly rental CITY OF SANGER NOTES TO FINANCIAL STATEMENTS September 30, 1995 payments of $694.04, with thirty payments remaining at September 30, 1995. The City has a purchase option during the term of the lease to purchase the equipment at a designated purchase option rice. The City intends to exerci pse this option at the end of the lease term. The proceeds of the lease were used to purchase a Dump Truck. The equipment is security for the lease. Capital Lease - General Motors Acceptance Corporation - Original balance of $22,717. The lease requires forty eight monthly rental payments of $548.39, with thirty seven payments remaining at September 30, 1995, The City has a purchase option during the term of the lease to purchase the equipment at a designated purchase option price. The City intends to exercise this option at the end of the lease term. The proceeds of the lease were used to purchase a vehicle for the fire department. The vehicle is security for the lease. Capital Lease - Midwest Bankers Group - Original balance of $1721179. The lease requires a down payment of $13,150 (paid in February 1995) plus nine annual rental payments of $24,105 beginning in February 1996. The City has a purchase option during the term of the lease to purchase the equipment at a designated early term/purchase option price. The City intends to exercise this option at the end of the lease term. The proceeds of the lease were used to purchase a new pumper fire truck. The truck is security for the lease. Capital Lease - Motorola Communications and Electronic, - Original balance of $33,654. The lease requires five annual rental payments of $8,219 beginning in August 1995. The City has a purchase option during the term of the lease to purchase the equipment at a designated purchase option price. The City intends to exercise this option at the end of the lease term. The proceeds of the lease were used to purchase radio communication equipment. The equipment is security for the lease. Proprietary Fund: Texas Utility System Refunding and Improvement Revenue Bonds, Series 1991 - Original amount of $2,230,000, principal paid annually on May 15, Interest paid semi-annually on May 15 and November 15, at rates ranging from 4.70% to 7.15%. The bonds were issued to provide funds sufficient to refund all of the City's outstanding Series 1976, 1977, and 1985 Bonds plus an additional $800,000 for improvements to the City's Waterworks System. The refunding of the Bonds provided for lower future debt service requirements due to reduced interest rates. The Bonds are to be repaid from and are secured by the Enterprise Fund Net Revenues, The Bond Obligations require that certain cash reserve accounts be maintained. i Page - 14 CITY OF SANGER NOTES TO FINANCIAL STATEMENTS September 30, 1995 Capital Lease - Kansas State Bank - Original balance of $83,333. The lease requires forty eight monthly rental payments of $2,002.39, with five payments remaining at September 30, 1995. The City has a purchase option during the term of the lease to purchase the equipment at a designated purchase option price. The City intends to exercise this option at the end of the lease term. The proceeds of the lease were used to purchase a Digger Derrick unit. The equipment is security for the lease. Capital Lease - Case Credit Corporation - Original balance of $38,750. The lease requires forty eight monthly rental payments of $939,74, with twenty payments remaining at September 30, 1995. The City has a purchase option during the term of the lease to purchase the equipment at a designated purchase option price. The City intends to exercise this option at the end of the lease term. The proceeds of the lease were used to purchase a trencher. The equipment is security for the lease. Capital Lease - Ford Motor Credit - Original balance of $31,618. The lease requires forty eight monthly rental payments of $752.73, with sixteen payments remaining at September 30, 1995. The City has a purchase option during the term of the lease to purchase the equipment at a designated purchase option price. The City intends to exercise this option at the end of the lease term. The proceeds of the lease were used to purchase a backhoe/loader. The equipment is security for the lease. Capital Lease - Maroon Cattle Company (Purchased from Diversified Lenders) - Original balance of $21,340. The lease requires forty Bight monthly rental payments of $506.08, with thirty one payments remaining at September 30, 1995. The City has a purchase option during the term of the lease to purchase the equipment at a designated purchase option price. The City intends to exercise this option at the end of the lease term. The proceeds of the lease were used to purchase a Jet Sprayer. The equipment is security for the lease. NOTE D: DEBT SERVICE REQUIREMENTS NEXT FIVE YEARS: Debt service requirements for each of the next five years are as follows: General Fund: Proprietary Fund. Year Principal Interest Principal Interest 1996 $322,568 $152,305 $ 118,862 $ 145,933 1997 124,736 125,312 1001091 139,384 1998 133,387 116,295 93,467 134,126 1999 129,000 106,889 1001000 128,830 2000 127,418 97,377 105,000 122,830 Future 1,492,180 467,584 1,690,000 788,615 Total $2.329,289 $1,065,762 $2,207,420 $1,459,718 CITY OF SANGER NOTES TO FINANCIAL STATEMENTS September 30, 1995 NOTE E: PRIOR -YEAR DEFEASANCE OF DEBT: In 1992, the City defeased its Series 1985 Revenue Bonds by placing the proceeds of new bonds in an irrevocable trust to provide for all future debt service payments on the old bonds. Accordingly, the trust account assets and the liability for the defeased bonds are not included in the City's financial statements. On September 30, 1995, $725,000 of bonds outstanding are considered defeased. NOTE F: PURCHASE COMMITMENT: On January 7, 1985 the City entered into a ten year contract with the Brazoz Electric Power Cooperative, Inc, whereby the City purchases electric power and energy at agreed upon rates, subject to a fuel adjustment charge and power adjustment on demand and energy charges. The City is currently negotiating a renewal of the power agreement. Power purchased for the current fiscal year totaled $1,271,868. NOTE G: BUDGET EXCEPTIONS: Police department capital outlay expenditures exceeded budgeted capital outlay by $34,9149 These unbudgeted expenditures were financed from the proceeds of a capital lease. Fire department capital outlay expenditures exceeded budgeted capital outlay by $1951517. These unbudgeted expenditures were financed from the proceeds of a capital lease. Street department expenditures exceeded budgeted expenditures by $1,315,116. These unbudgeted expenditures were paid for from bond proceeds collected in the prior fiscal year. Street department debt service expenditures exceeded budgeted expenditures by $80,279. The unbudgeted expenditures were funded by transfers from the proprietary fund. Actual transfers in from the proprietary fund exceeded budgeted transfers by $73,774. Library department capital outlay expenditures exceeded budgeted capital outlay by $339,937. These unbudgeted expenditures were paid for from bond proceeds collected in the prior fiscal year and from donations to the Library in the amount of $48,570. NOTE H: INTERFUND RECEIVABLE AND PAYABLE: Permanent transfers were made to clear all interfund receivables and payables occurring during the year. The receivable and payables result from one fund paying an expenditure for another fund. COMBINING AND INDIVIDUAL FUND AND ACCOUNT GROUP STATEMENTS AND SCHEDULES CITY OF SANGER COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - GENERAL FUND For the Year Ended September 30, 1994 REVENUES Property Taxes $ 351,547 $ 0 $ 0 $ 0 Nonproperty Taxes 116,042 0 0 0 Penalties and Interest on Deliquent Taxes 61367 0 0 0 License and Permits 936 12,587 0 0 Fees and Services 41561 0 13,000 0 Grants and Intergovernmental 41200 0 0 16,390 Interest Income 11889 0 95 0 Miscellaneous Income 81667 0 0 0 Donations 0 0 0 0 TOTAL REVENUES 494,209 12,587 13,095 161390 EXPENDITURES General Government 144,006 44,462 0 0 Public Safety 0 0 263,125 45,441 Hiways and Streets 0 0 0 0 Health and Welfare 17,307 0 0 0 Culture and Recreation 0 0 0 0 Capital Outlay 880 0 49,864 198,517 Debt Service, Principal 0 0 51846 17,870 Interest 0 0 21373 1,312 TOTAL EXPENDITURES 162,193 44,462 321,208 263,140 EXCESS REVENUES OVER (UNDER) EXPENDITURES 332,016 (31,875) (308,113) (246,750) OTHER FINANCING SOURCES (USES) Proceeds of Capital Leases 0 0 33,654 194,846 Transfers In 540,811 0 0 0 TOTAL OTHER FINANCING SOURCES (USES) 540,811 0 33,654 194,846 EXCESS OF REVENUES AND OTHER SOURCES OVER EXPENDITURES $ 872,827 $ (31,875) $ (274,459) $ (51,904) FUND BALANCE -BEGINNING SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 17 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 351$47 0 134,384 0 0 0 0 250,426 0 0 0 0 0 0 6,367 81118 0 11135 0 0 0 22,776 206,034 0 0 0 11,075 0 234,670 0 0 15,384 0 0 0 35,974 0 82,375 0 0 0 0 84,359 0 0 0 0 0 0 8,667 0 0 48,570 10,000 0 0 58,570 214,152 216,759 65,089 10,000 11,075 0 11053,356 239,475 0 0 0 0 0 427,943 0 0 0 0 0 0 308,566 0 11416,832 0 0 0 0 11416,832 0 0 0 0 0 0 17,307 0 0 29,616 91048 29,282 10,694 78,640 0 525 346,137 31940 31769 11244 604,876 0 274,097 0 0 0 0 297,813 0 138,979 25,061 0 0 0 167,725 239,475 1,830,433 400,814 12,988 33,051 11,938 3,319,702 (25,323) (1,613,674) (335,725) (2,988) (21,976) (11,938) (2,266,346) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 228,500 540,811 769,311 (1,497,035) 1,818,679 $ 321,644 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 17 CITY OF SANGER COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - GENERAL FUND For the Year Ended September 3o, mfo REVENUES I BUDGET ACTUAL VARIANCE Property Taxes $ 345,227 $ 351,547 $ 61320 Nonproperty Taxes 98,250 116,042 17,792 Penalties and Interest on Deliquent Taxes 11,000 61367 (41633) License and Permits 11800 936 (864) Fees and Services 0 41561 4$61 Grants and Intergovernmental 0 41200 41200 Interest Income 11750 11889 139 Miscellaneous Income 17,000 81667 (81333) Donations 0 0 0 TOTAL REVENUES 475,027 494,209 19,182 EXPENDITURES General Government 145,311 144,006 11305 Public Safety 0 0 0 Hiways and Streets 0 0 0 Health and Welfare 17,620 17,307 313 Culture and Recreation 0 0 0 Capital Outlay 11100 880 220 Debt Service: Principal 0 0 0 Interest 0 0 0 TOTAL EXPENDITURES 164,031 162,193 11838 EXCESS REVENUES OVER (UNDER) EXPENDITURES 310,996 332,016 21,020 OTHER FINANCING SOURCES (USES) Proceeds of Capital Leases 0 0 0 Transfers In 483,551 540,811 57,260 TOTAL OTHER FINANCING SOURCES (USES) 483,551 540,811 57,260 EXCESS OF REVENUES AND OTHER SOURCES OVER EXPENDITURES $ 794,547 $ 872,827 $ 78,280 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 18 BUDG I VARIANCE $ 0 $ 0 $ 0 $ ma 0 0 0 0 12,000 12,587 0 0 0 0 0 0 0 0 0 0 12,000 12,587 0 587 0 0 0 0 0 �l BUDGET ACTUAL 0 0 16,000 0 0 0 0 16,000 0 0 13,000 0 95 0 0 13,095 VARIANCE 0 0 0 0 (31000) 0 95 0 0 (2,905) 43,809 44,462 (653) 0 0 0 0 0 0 270,247 263,125 71122 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 7,350 0 71350 14,950 49,864 (34,914) 0 0 0 71200 51846 11354 0 0 0 0 21373 (21373) 51,159 44,462 61697 292,397 321,208 (28,811) (39,159) (31,875) 71284 (276,397) (308,113) (31,716) 0 0 0 0 33,654 33,654 0 0 0 0 0 0 0 0 $ (3%159) $ (31,875) $ 0 0 33,654 7,284 $ (276,397) $ (274,459) $ 33,654 1,938 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 18 CITY OF SANGER COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - GENERAL FUND For the Year Ended September 3o, i =7 REVENUES 1 VARIANCE Property Taxes $ 0 $ 0 $ 0 Nonproperty Taxes 0 0 0 Penalties and Interest on Deliquent Taxes 0 0 0 License and Permits 0 0 0 Fees and Services 0 0 0 Grants and Intergovernmental 18,000 16,390 (11610) Interest Income 0 0 0 Miscellaneous Income 0 0 0 Donations 0 0 0 TOTAL REVENUES 18,000 16,390 (11610) EXPENDITURES General Government 0 0 0 Public Safety 49,815 45,441 41374 Hiways and Streets 0 0 0 Health and Welfare 0 0 0 Culture and Recreation 0 0 0 Capital Outlay 31000 198,517 (195,517) Debt Service, Principal 20,200 17,870 21330 Interest 0 11312 (11312) TOTAL EXPENDITURES 73,015 263,140 (190,125) EXCESS REVENUES OVER (UNDER) EXPENDITURES (55,015) (246,750) (191,735) OTHER FINANCING SOURCES (USES) Proceeds of Capital Leases 0 194,846 194,846 Transfers In 0 0 0 TOTAL OTHER FINANCING SOURCES (USES) EXCESS OF REVENUES AND OTHER SOURCES OVER EXPENDITURES 0 194,846 194,846 $ (51,904) $ 31111 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 18 8 L - a6*ed a3H0t/11`d S310N aN`d i8Od3H SUNd1NnOOO f 33S (9817'862:' L) $ (t7L9`E L9' L) $ (88 L'9 LE) $ (6L L'LZ) $ (EZE`9Z) $ 998,1 $ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 (98b'86Z' L) (bL9`E L9' L) (88 L`9 LE) (6L L`LZ) (EZE`9Z) 998` l (9tiZ'�6E' L) ££�`0E8' l 88L'9Eb (L£L`E9) 9Lb`6£Z t?tvs'98L (tp36'tpZ) 6L6' 8£ L 990'tp L L 0 0 0 (996,99) L60't?LZ ZtbL'8 LZ 0 0 0 09 L' L 9Z9 9L9` L 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 (9LL'9L£`L) 2;£8'9Ltp`L 9LL'101 0 0 0 0 0 0 0 0 0 0 0 0 (LE L `£9) 9Lt7`6£Z tptp£'98 L 69L`96 69L'9 LZ 000' LZ L Z96'93 Z9 L't7 LZ 00Z`88 L 0 0 0 0 0 0 0 0 0 0 0 0 9LE'38 9LE'Z8 0 0 0 0 0 0 0 0 0 0 0 0 0 tF£9`E3 tF60,902; 00t7`Z8 L 0 0 0 8 L£`Z 8 L L'8 008'9 0 0 0 0 0 0 ty8E'E L ti8E'bE L 000` LZ L 0 0 0 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 30NVIIJVA mlvni0`d 1 1390 30Nvi'HvA Nivniod l3Jans CITY OF SANGER COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - GENERAL FUND For the Year Ended September 30, 1995 REVENUES Property Taxes Nonproperty Taxes Penalties and Interest on Deliquent Taxes License and Permits Fees and Services Grants and Intergovernmental Interest Income Miscellaneous Income Donations TOTAL REVENUES EXPENDITURES General Government Public Safety Hiways and Streets Health and Welfare Culture and Recreation Capital Outlay Debt Service: Principal Interest TOTAL EXPENDITURES :XCESS REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Proceeds of Capital Leases Transfers In BUDGET j I AL;I UALJ I VARIANCE $ 0 $ 0 $ 0 0 0 0 TOTAL OTHER FINANCING SOURCES (USES) EXCESS OF REVENUES AND OTHER SOURCES OVER EXPENDITURES $ 0 0 0 0 11135 11135 0 0 0 15,500 15,384 (116) 0 0 0 0 0 0 0 48,570 48,570 159500 65,089 49,589 0 0 0 0 0 0 0 0 0 0 0 0 37,060 29,616 71444 61200 346,137 (339,937) 0 0 0 25,000 25,061 (61) 68,260 400,814 (332,554) (52,760) (335,725) (282,965) 0 0 0 0 0 0 0 0 0 (52,760) $ (335,725) $ (282,965) SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 18 8 L - 06ud (13HOViid S310N aN`d iHOd3d S,iNViNn000V 33S (ZtlO'£) $ (9L6' LZ) $ (t7£6'81) $ L£5'6 $ (886'Z) $ (9Z9'ZL) $ 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 (ZtbO'£) (9L6' LZ) (tb£6'81) L£9'6 (886'Z) (SZ5`ZL) (L L L'£) L90'££ b£6'6Z (£9ti) 886`Z L 5Z9`Z L 0 0 0 0 0 0 0 0 0 0 0 0 (69L`£) 69L'£ 0 (Otrz' L) Otb6'£ OOL`Z Z99 Z8Z'6Z b£6'6Z LLL 8t70'6 9Z8'6 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 SL 5L0' L L 000' L L 000'0 L 000'0 L 0 0 0 0 000'OL 000'OL 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 9L 9L0` L L 000` L L 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 30 NdIbdA �t/fllOt/ 1390f18 3oNdIddA 1df11�V 13paflB CITY OF SANGER COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - GENERAL FUND For the Year Ended September 30, i ms REVENUES BUDGET ACTUA� VARIANCE Property Taxes $ 0 $ 0 $ 0 Nonproperty Taxes 0 0 0 Penalties and Interest on Deliquent Taxes 0 0 0 License and Permits 0 0 0 Fees and Services 0 0 0 Grants and Intergovernmental 0 0 0 Interest Income 0 0 0 Miscellaneous Income 0 0 0 Donations 0 0 0 TOTAL REVENUES 0 0 0 EXPENDITURES General Government 0 0 0 Public Safety 0 0 0 Hiways and Streets 0 0 0 Health and Welfare 0 0 0 Culture and Recreation 19,825 10,694 91131 Capital Outlay 11500 11244 256 Debt Service: Principal 0 0 0 Interest 0 0 0 TOTAL EXPENDITURES 21,325 11,938 99387 ;XCESS REVENUES OVER (UNDER) EXPENDITURES OTHER FINANCING SOURCES (USES) Proceeds of Capital Leases Transfers In TOTAL OTHER FINANCING SOURCES (USES) EXCESS OF REVENUES AND OTHER SOURCES OVER EXPENDITURES $ FUND BALANCE -BEGINNING FUND BALANCE -ENDING (21,325) 0 0 (11,938) 0 0 9,387 0 0 (21,325) $ (11,938) $ 9,387 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 18 BUDG I ACTUAL j I VARIANCE $ 345,227 $ 351,547 $ 6,320 219,250 250,426 31,176 111000 61367 19,600 22,776 31176 209,400 234,670 25,270 33,500 35,974 21474 11750 84,359 8209 17,000 8,667 (8,333) 0 58,570 58,570 856,727 1,053,356 196,629 375,464 427,943 (52,479) 320,062 308,566 11,496 101,716 11416,832 (11315,116) 17,620 17,307 313 96,644 78,640 18,004 389475 604,876 (566,401) 246,142 297,813 (51,671) 139,055 1671725 (28,670) 11335,178 31319,702 (11984,524) (478,451) 0 483,551 483,551 (2,266,346) (1,787,895) 228,500 228,500 540,811 57,260 769,311 285,760 (1,497,035) $ (1,5021135) 1,818,679 $ 321,644 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 18 Land Buildings Equipment Fire Equipment Swimming Pool Improvements INVESTMENT IN GENERAL FIXED ASSETS CITY OF SANGER STATEMENT OF GENERAL FIXED ASSETS For the Year Ending September 30, 1995 71,870 5051947 665,115 3281743 01349 481,097 $ 2,273,121 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 19 CITY OF SANGER SCHEDULE OF CHANGES IN GENERAL FIXED ASSETS For the Year Ending September 30, lava COST BEGINNING ADDITIONS DELETIONS ENDINU Land Buildings 208,715 297,232 0 505,947 Equipment 562,216 102,899 0 665,115 Fire Equipment 130,226 198,517 0 328,743 Swimming Pool 216,580 31769 0 220,349 Improvements 478,638 21459 0 481,097 INVESTMENT IN GENERAL FIXED ASSETS $ 11668,245 $ 604,876 $ 0 $ 21273,121 I, SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 20 CITY OF SANGER SCHEDULE OF CHANGES IN PROPERTY, PLANT & EQUIPMENT ENTERPRISE FUND For the Year Ending September 30, 1995 BEGINNING ! I DELETION.Sj I ENDING COST Water System $ 1,897,677 $ 0 $ 0 $ 11897,677 Sewer System 11939,961 11450 0 11941,411 Electric System 1,752,513 141,420 0 1,893,933 Equipment 433,170 21,185 0 454,355 Furniture & Fixtures 128,238 11518 0 129,756 Building Improvements 14,623 0 0 14,623 Easement 11500 0 0 11500 TOTAL COST $ 6,167,682 $ 165,573 $ 0 $ 6,333,255 ACCUMULATED DEPRECIATION Water System $ 631,843 $ 67,886 $ 0 $ 699,729 Sewer System 641,322 54,038 0 695,360 Electric System 954,185 69,935 0 11024,120 Equipment 272,174 46,775 0 318,949 Furniture & Fixtures 113,833 41793 0 118,626 Building Improvements 81774 11462 0 10,236 Easement 0 0 0 0 TOTAL ACCUMULATED DEPRECIATION $ 21622,131 $ 244,889 $ 0 $ 21867,020 NET PROPERTY, PLANT &EQUIPMENT $ 3,545,551 $ 3,466,235 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 21 CITY OF SANGER STATEMENT OF GENERAL LONG - TERM DEBT September 30, 1995 BOND OBLIGATIONS Series 1994 Certificates of Obligation NOTES PAYABLE Note Payable - Gainesville National Bank TOTAL NOTES PAYABLE CAPITAL LEASES Associates Commercial Corp. G.M.A.C. Midwest Bankers Motorola TOTAL CAPITAL LEASE OBLIGATIONS ACCRUED COMPENSATED ABSENCES Accrued Vacation Pay Accrued Sick Pay TOTAL ACCRUED COMPENSATED ABSENCES TOTAL TO BE PROVIDED FOR RETIREMENT OF GENERAL LONG -TERM DEBT $ 205,000 19,505 171997 1581979 27,808 14,000 $ 12,000 $ 1,900,000 205,000 224,289 26,000 $ 2,355,289 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 22 CITY OF SANGER SCHEDULE OF CHANGES IN GENERAL LONG - TERM DEBT For the Year Ended September 30, 1995 BEGINNING DDITIONI IREDUCTIONS ENDING BOND OBLIGATIONS Series 1994 Certificates of Obligation $ 1,900,000 $ 0 $ TOTAL BOND OBLIGATIONS $ 11900,000 $ 0 $ NOTES PAYABLE Note Payable - Gainesville National Bank $ 265,353 $ 0 $ Note Payable -Gainesville National Bank TOTAL NOTES PAYABLE CAPITAL LEASES Ford Motor Credit Associates Commercial Corp. G.M.A.C. Midwest Bankers Motorola TOTAL CAPITAL LEASES ACCRUED COMPENSATED ABSENCES Accrued Vacation Pay 205.000 0 $ 1,900,000 0 $ 1,900,000 265,353 $ 0 0 205,000 $ 470,353 $ 0 $ 265,353 $ 205,000 26,635 0 7,130 19,505 0 22,717 4,720 17,997 0 172,129 13,150 158,979 0 33,654 51846 27,808 $ 28,249 $ 228,500 $ 32,460 $ Accrued Sick Pay 9,700 2,300 0 TOTAL ACCRUED COMPEN. ABSENCES $ 23,500 $ 21500 $ 0 $ 224289 , 14,000 12,000 26,000 TOTAL TO BE PROVIDED FOR RETIREMENT OF GENERAL LONG -TERM DEBT $ 2,422,102 $ 231,000 $ 297,813 $ 2,355,289 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 23 i CITY OF SANGER DEBT SERVICE REQUIREMENTS - GENERAL LONG-TERM DEBT September 30, 1995 Series 1994 Certificates of Obligation Year Ending TOTAL September 30, PRINCIPAL INTEREST REQUIREMENTS 1996 $ 85,000 $ 119,190 $ 204,190 1997 90,000 112,815 202,815 1998 100,000 106,065 206,065 1999 105,000 98,565 203,565 2000 110,000 90,690 200,690 2001 120,000 82,440 202,440 2002 125,000 75,720 200,720 2003 135,000 68,657 203,657 2004 145,000 60,963 205,963 2005 155,000 52,625 207,625 2006 165,000 432635 208,635 2007 175,000 33,900 208,900 2008 190,000 23,400 213,400 2009 200,000 12,000 212,000 $ 1,900,000 $ 980,665 $ 2,880,665 Note Payable - Gainseville National Bank Ending September 30, PRINCIPAL 205,000 $ $ 205,000 INTEREST Capital Lease -Associates Commercial Corp. TOTAL REQUIREMENTS 223,450 223,450 Year Ending TOTAL September 30, PRINCIPAL INTEREST REQUIREMENTS 1996 $ 71505 $ 823 $ 81328 1997 7,897 431 8,328 1998 41103 61 41164 $ 19,505 $ 11315 $ 20,820 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 24 CITY OF SANGER DEBT SERVICE REQUIREMENTS - GENERAL LONG-TERM DEBT September 30, 1995 Capital Lease - G.M.A.C. Year Ending September 30, PRINCIPAL 1996 $ 50374 $ 1997 51806 1998 6,817 $ 17,997 $ Capital Lease -Midwest Bankers INTEREST 775 312 2,294 $ TOTAL REQUIREMENTS 6,581 6,581 7,129 20,291 Year Ending TOTAL September 30, PRINCIPAL INTEREST REQUIREMENTS 1996 $ 13,431 $ 10,674 $ 24,105 1997 14,333 91772 24,105 1998 15,295 81810 24,105 1999 16,322 71783 24,105 2000 17,418 61687 24,105 2001 18,588 51518 24,106 2002 19,835 4,271 24,106 2003 21,168 2,938 24,106 2004 22,589 11517 24,106 $ 158,979 $ 57,970 $ 216,949 Capital Lease -Motorola Year Ending September 30, TOTAL PRINCIPAL INTEREST REQUIREMENTS 1996 $ 6,258 $ 1,961 $ 8,219 1997 6,700 1,519 8,219 1998 71172 11047 8,219 1999 7,678 541 81219 32,876 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 24 CITY OF SANGER DEBT SERVICE REQUIREMENTS - GENERAL LONG-TERM DEBT September 30, 1995 Total Bond Obligations and Notes Payable Year Ending TOTAL September 30, PRINCIPAL INTEREST REQUIREMENTS 1996 $ 322,568 $ 152,305 $ 4741873 1997 124,736 125,312 250,048 1998 133,387 116,295 249,682 1999 129,000 106,889 235,889 2000 127,418 97,377 224,795 2001 138,588 87,958 226,546 2002 144,835 79,991 224,826 2003 156,168 71,595 227,763 2004 167,589 62,480 230,069 2005 155,000 52,625 207,625 2006 165,000 43,635 208,635 2007 175,000 33,900 208,900 2008 190,000 23,400 213,400 2009 200,000 12,000 212,000 $ 2,329,289 $ 1,065,762 $ 3,395,051 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 24 CITY OF SANGER SCHEDULE OF CHANGES IN LONG - TERM DEBT - ENTERPRISE FUND For the Year Ended September 30, 1995 REVENUE BOND OBLIGATIONS Series 1976 Series 1991 TOTAL REVENUE BONDS CAPITAL LEASES Kansas State Bank Case Credit Corporation Ford Motor Credit Maroon Cattle Co. TOTAL CAPITAL LEASES TOTAL LONG -TERM DEBT BEGINNING IREDUCTIPNSI ENDING $ 551000 $ 0 $ 55,000 $ 0 21180,000 0 25,000 2,1551000 $ 21235,000 $ 0 $ 80,000 $ 21155,000 26,999 19,395 19,366 $ 97,960 $ $ 2,332,960 $ 0 $ 22,373 $ 9,827 0 10,281 16,718 0 71926 11,469 0 41960 14,406 0 $ 45,540 $ 52,420 0 $ 125,540 $ 2,207,420 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 25 CITY OF SANGER DEBT SERVICE REQUIREMENTS - ENTERPRISE FUND September 30, 1995 Series 1991 Revenue Bonds Year Ending TOTAL September 30, PRINCIPAL INTEREST REQUIREMENTS 1996 $ 85,000 $ 143,400 $ 228,400 1997 85,000 138,810 223,810 1998 90,000 134,050 224,050 1999 100,000 128,830 228,830 2000 105,000 122,830 227,830 2001 110,000 1169372 226,372 2002 115,000 109,498 224,498 2003 125,000 102,138 227,138 2004 130,000 93,950 223,950 2005 140,000 85,240 225,240 2006 150,000 75,720 225,720 2007 160,000 659370 225,370 2008 170,000 54,170 224,170 2009 185,000 42,186 227,186 i 2010 195,000 28,958 223,958 2011 210,000 15,014 225,014 $ 21155,000 $ 11456,536 $ 31611,536 Capital Lease - Kansas State Bank Year Ending TOTAL September 30, PRINCIPAL INTEREST REQUIREMENTS 1996 $ 91827 $ 185 $ 10,012 $ 91827 $ 185 $ 10,012 Capital Lease -Case Credit Corporation Year Ending September 30, 1996 1997 PRINCIPAL $ 10,244 6,474 INTEREST $ 1,033 106 TOTAL REQUIREMENTS $ 11,277 6,580 16718 ,$ 1,139 $ 17,857 Capital Lease -Ford Motor Credit Year Ending September 30, 1996 1997 PRINCIPAL $ 8,499 2,970 INTEREST $ 534 42 $ 11,469 $ TOTAL REQUIREMENTS $ 9,033 3,012 576 $ 12,045 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED lI Page - 26 CITY OF SANGER DEBT SERVICE REQUIREMENTS - ENTERPRISE FUND September 30, 1995 Capital Lease - Maroon Cattle Company Year Ending September 30, 1996 1997 1998 PRINCIPAL $ 5,292 5,647 3,467 TOTAL ALL DEBT Year Ending September 30, 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 PRINCIPAL 118,862 100,091 93,467 1009000 105,000 110,000 115,000 125,000 130,000 140,000 150,000 160,000 170,000 185,000 195,000 210,000 $ 21207,420 INTEREST $ 781 $ 426 76 INTEREST 145,933 139,384 134,126 128,830 122,830 116,372 109,498 102,138 93,950 85,240 75,720 65,370 54,170 42,186 28,958 15,014 $ 11459,718 TOTAL REQUIREMENTS 6,073 6,073 3,543 15,688 TOTAL REQUIREMENTS 264,795 239,475 227,593 228,830 227,830 226,372 224,498 227,138 223,950 2259240 225,720 225,370 224,170 227,186 223,958 225,014 $ 31667,138 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 26 SUPPLEMENTAL INFORMATION CITY OF SANGER GOVERNMENTAL AND PROPRIETARY FUNDS SCHEDULE OF RESTRICTED CASH September 30, 1995 GENERAL FUND Police Department Funds $ 4,095 Certificate of Obligation Reserve Funds 38,528 Unspent 1994 Certificate of Obligation Funds 420,396 TOTAL GENERAL FUND $ 463,019 ENTERPRISE FUND Revenue Bond I & S Funds Revenue Bond Reserve Funds Customer Utility Deposits TOTAL ENTERPRISE FUND $ 11,762 243,694 17,007 $ 272,463 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 27 CITY OF SANGER GOVERNMENTAL AND PROPRIETARY FUNDS SCHEDULE OF RESERVED FUND EQUITIES September 30, 1995 GENERAL FUND Police Department Funds Minimum Required Reserves, Interest and Sinking Funds - 1994 Certificate of Obligation Unspent 1994 Bond Proceeds Prepaid Expenses TOTAL GENERAL FUND ENTERPRISE FUND Minimum Required Reserves, Interest and Sinking Funds - Revenue Bonds TOTAL ENTERPRISE FUND $ 4,095 38,000 420s396 3,116 $ 465,607 291,494 $ 291,494 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 28 TYPE OF COVERAGE Business Auto: Liability Physical Damage Property Damage Workmen's Compensation Liability - Law Enforcement Liability Errors &Omissions General Liability Mobile Equipment CITY OF SANGER SCHEDULE OF INSURANCE COVERAGE September 30, 1995 AMOUNT OF FROM TO COVERAGE CARRIER 10/1/94 10/1/95 3,000,000 Texas Municipal League 10/1/94 10/1/95 Scheduled Equip. Texas Municipal League 240,291 10/1/94 10/1/95 Scheduled Equip. Texas Municipal League 21259,750 10/1 /94 10/1 /94 10/1 /94 10/1 /94 10/1 /94 10/1/95 Statutory Texas Municipal League 10/1/95 1,000,000 Texas Municipal League 10/1/95 1,000,000 Texas Municipal League 10/1/95 31000,000 Texas Municipal League 10/1/95 196,934 Texas Municipal League SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 29 CLASSIFICATION OF CUSTOMERS Residential Commercial, Demand & City NUMBER OF CONNECTIONS CITY OF SANGER PROPRIETARY FUND SUPPLEMENTAL INFORMATION September 30, 1995 WATER 1,470 144 ELECTRIC 1,326 263 1,614 1,589 RESIDENTIAL rWATER RATES & COMMERCIAL Deposit $ 25.00 First 1,000 Gallons (minimum) $ 11.00 1,000 TO 5,000 Gallons $ 1.85 51000 TO 15,000 Gallons $ 2.05 15,000 TO 30,000 Gallons $ 2.45 Over 30,000 Gallons $ 3.25 SEWER RATES RESIDENTIAL COMMERCIAL First 1,000 Gallons (minimum) $ 12.00 $ 18.00 Over 1,000 Gallons $ 1.00 $ 1.00 Maximum $ 25.00 $ 125.00 ELECTRIC RATES Deposit Facility Charge Energy Charge Demand Charge. First 6 KWH (minimum) Over 6KWH SMALL RESIDENTIAL COMMERCIAL SEWER 1,496 144 LARGE COMMERCIAL $ 50.00 $ 100.00 $ 100.00 $ 9.00/Month $ 11.50/Month $ -- $ .0621629/kwh $ .0676962/kwh $ 237048/KWH GAI��ONS OF WATER METERED (APPROX.) 134,77f,324 52.39 SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 30 CITY OF SANGER ANALYSIS OF TAXES RECEIVABLE For the Year Ended September 30, 1995 1994 Year Original Tax Roll Adjustments to Original Tax Roll ADJUSTED TAX ROLL Less: Collections and Adjustments CURRENT YEAR TAXES RECEIVABLE -END OF YEAR PRIOR YEAR TAXES RECEIVABLE -END OF YEAR TOTAL TAXES RECEIVABLE - END OF YEAR Assessed Value Tax Rate per $100 Percent of Current Taxes Collected to Billed $ 345,228 13,216 358,444 345,530 12,914 42,511 $ 55,425 $ 75,541,218 $ 0,4745 96,40% SEE ACCOUNTANT'S REPORT AND NOTES ATTACHED Page - 31 William C. Spore & Company, PC. Certified Public Accountants To the Honorable Mayor and City Council, City of Sanger, Texas In planning and performing our audit of the general purpose financial statements of the City of Sanger, Texas, for the year ended September 30, 1995, we considered its internal control structure in order to determine our auditing procedures for the purpose of expressing our opinion on the financial statements and not to provide assurance on the internal control structure. However, we noted certain matters involving the internal control structure and its operation that we consider to be reportable conditions under the standards established by the American Institute of Certified Public Accountants. Reportable conditions involve matters coming to our attention relating to significant deficiencies in the design or operation of the internal control structure that, in our judgement, could adversely affect the City's ability to record, process, summarize, and report financial data consistent with the assertions of management in the financial statements. These reportable conditions are 'as follows with suggestions for system improvements. (1) The Utility Fund customer bank account is under funded by $55,000. The underfunding is due to transferring funds from the deposit bank accounts to the operating accounts for debt service. The funds were returned to the customer deposit accounts in December 1995. Budgeting procedures should be put in place to more accurately forecast cash flow needs for the City. Monthly budget forecasts would allow the City to plan for it's cash flow needs and short term borrowings could be used during periods of cash shortages. (2) Bond I & S funds should be funded on a monthly basis. At September 30, 1995 the Utility fund's I & S accounts were under funded by $361000. The accounts should be funded on a monthly basis to meet the bond covenants.. (3) To insure that all Utility Fund cash receipts are properly entered into the accounts receivable computer system and that the computer software in functioning and balancing properly the accounts receivable subsidiary aging should be reconciled to the general ledger accounts receivable account on a timely basis, preferable monthly. The entries to the general ledger and accounts receivable subsidiary are independent of each other and should be used to verify that the same entries are made to each system. t 1600 Airport Freeway, Suite 208 # Bedford, � �6022 # S1�1,�4.�-i�2S A material weakness is a or operation of one or elements does not reduce errors or irregularities relation to the financial not be detected within a course of performing their reportable condition in which the design more of the internal control structure to relatively low level the risk that in amounts that would be material in statements being audited may occur and timely period by employees in the normal assigned duties. Our consideration of the internal control structure would not necessarily disclose all matters in the internal control structure that might be reportable conditions and, accordingly, would necessarily disclose all reportable conditions that are also considered to be material weaknesses as defined above. However, none of the reportable conditions described above is believed to be a material weakness. This report is intended solely for the information and use of the management, Mayor and City Council of the City of Sanger, Texas. Thank you, r William C. Spore & Company, P.C. Certified Public Accountant January 29, 1996 Page - 2