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HomeMy WebLinkAbout06-22-07-Ordinance-Combination Tax and Revenu Certificates of Obligation Series 2007 1.75M-06/18/2007CITY OF SANGER, TEXAS COMBINATION TAX AND REVENUE CERTIFICATES OF OBLIGATION SERIES 2007 INDEX OF CONTENTS CERTIFICATE PROCEEDINGS AND DOCUMENTS Closing Memorandum 1 Resolution Authorizing Publication of Notice 2 of Intention to Issue Certificates Affidavit of Publication of Notice of Intent 3 Ordinance Authorizing Issuance of the Certificates 4 Purchase Letter 5 Paying Agent/Registrar Agreement 6 CERTIFICATES General Certificate '7 Signature Identification and No -Litigation Certificate 8 Federal Tax Certificate and Form 8038G 9 OPINIONS Approving Opinion of Bond Counsel 10 Opinion of Attorney General of Texas with Certificate of Comptroller of Public Accounts 11 MISCELLANEOUS Purchaser's Receipt 12 Initial Certificate 13 Bond Review Board Questionnaire 14 HOU:2702176.1 City of Sanger, Certificates of Obligation, Series 2007 _ Re: Closing Instructions with respect to the City of Sanger, Certificates of Obligation, Series 2007 (the "Securities"). Payment for the above referenced Securities is to occur on 7/3/2007 (the "Closing Date") and funds for the payment of the Securities are to be cleared by the Bank of America (the "Paying Agent"), as paying agent for the Securities, as follows: (A) On the Closing Date, the Paying Agent will receive for the account of the City of Sanger, Texas (the "Issuer ") from the Bank of America (the "Purchaser") in immediately available funds in payment for the Securities, the sum of $1,750,000.00, (B) On the Closing Date, the Paying Agent is instructed to disburse and expend funds described in (A) above as follows: (1) Wire transfer to the City of Sanger the amount of $1,720,000.00 representing the principal amount of the Certificates less issuance costs. Instructions for wiring funds to the City of Sanger are as follows: First United Bank Routing # 111911321 Account # 2375788 (4) Wire transfer to Government Capital Securities the amount of $30,000.00 representing its placement fee and expenses (including $7,750.00 for Andrews Kurth, $2,500.00 for Winstead, and $575.00 for Bank of America MAC Fees) with respect to the Securities. Instructions for wiring funds to Government Capital Securities Corporation are as follows: Wells Fargo Bank Texas, NA 505 Main Street, Suite 400 ABA#121000248 Account # 6859041375 Your cooperation is appreciated. If you have any questions please call me at (817) 421-5400. Yours very truly, Ted Christensen Government Capital Securities Corporation CERTIFICATE STATE OF TEXAS § COUNTY OF DENTON § CITY OF SANGER § THE UNDERSIGNED HEREBY CERTIFIES that: 1. On the 21 st day of May, 2007, a regular meeting of the City Council (the "City Council") of the City of Sanger, Texas (the "City"), was held at the regular meeting place in the City Hall of the City, the duly constituted members of the City Council being as follows: Joe Higgs Mike James Glenn Ervin Mike Walker Andy Garza Robert Patton Mayor Councilman, Place 1 Councilman, Place 2 Councilman, Place 3 Councilman, Place 4 Councilman, Place 5 and all of said persons were present at said meeting. Among other business considered at said meeting, the attached Resolution entitled: "A RESOLUTION BY THE CITY COUNCIL OF THE CITY OF SANGER, TEXAS AUTHORIZING AND APPROVING PUBLICATION OF NOTICE OF INTENTION TO ISSUE CERTIFICATES OF OBLIGATION; AND PROVIDING AN EFFECTIVE DATE " was introduced and submitted to the City Council for passage. After presentation and -due consideration of the Resolution and, upon a motion duly made and seconded, the Resolution was il to be effective immediately by the following vote: duly passed and adopted by the City Counc 5 Voted "For" 0 Voted "Against" 0 Abstained all as shown in the official Minutes of the City Council for the meeting held on the aforesaid date. 2. The attached Resolution is a true and correct copy of the original on file in the official records of the City; the duly qualified and acting members of the City Council of said City on the date of the aforesaid meeting are those persons shown above and, according to the records of my office, advance notice of the time, place and purpose of the meeting was given to each member of the City Council; and that said meeting, and the deliberation of the aforesaid public business, was open to the public and written notice of said meeting, including the subject of the above entitled Resolution, was posted and given in advance thereof in compliance with the provisions of V.T.C.A., Government Code, Chapter 551, as amended. HOU:2693650.1 IN WITNESS WHEREOF, I have hereunto signed my name officially and affixed the seal of the City, this the 21 st day of May, 2007. City Secretary 1 jjff[[ffJJtti Fd• k Signature Page to Certificate of Resolution HOU:26936501 I RESOLUTION A RESOLUTION BY THE CITY COUNCIL OF THE CITY OF SANGER, TEXAS AUTHORIZING AND APPROVING PUBLICATION OF NOTICE OF INTENTION TO ISSUE CERTIFICATES OF OBLIGATION; AND PROVIDING AN EFFECTIVE DATE. WHEREAS, the City Council (the "City Council") of the City of Sanger, Texas (the "City") has determined that it is advisable and necessary to issue and sell one or more series of certificates of obligations (the "Certificates") in an amount not to exceed $1,750,000 as provided pursuant to the provisions of the Certificate of Obligation Act of 1971, as amended, Local Government Code, Section 271.041 through 271.063, for the purposes of paying contractual obligations of the City to be incurred for making permanent public improvements and for other public purposes, to -wit, (1) to acquire and renovate a building and parking area to be used by the City's public works department; (2) to purchase phone, alarm and computer equipment and office furniture for such building (the "Project"); and (3) the payment for professional services related thereto; and WHEREAS, prior to the issuance of the Certificates, the City Council is required to publish notice of its intention to issue the Certificates in a newspaper of general circulation in the City, such notice stating (i) the time and place the City Council tentatively proposes to pass the Resolution authorizing the issuance of the Certificates, (ii) the maximum amount proposed to be issued, (iii) the purposes for which the Certificates are to be issued, and (iv) the manner in which the City Council proposes to pay the Certificates; and WHEREAS, the City Council has entered into or will enter into various contracts pertaining to the expenditure of lawfully available funds of the City to finance the costs of the Project; and WHEREAS, the City Council desires to hire Government Capital Securities Corporation as the City's financial advisor; and . WHEREAS, the City Council hereby finds and determines that the adoption of this Resolution is in the best interests of the citizens of the City; now, therefore, BE IT RESOLVED BY THE OF THE CITY OF BANGER, TEXAS THAT: SECTION 1. The City Secretary is hereby authorized and directed to cause notice to be published of the City Council's intention to issue the Certificates in an amount not to exceed $1,750,000 for the purpose of paying contractual obligations of the City to be incurred for making permanent public improvements and for other public purposes, to -wit, (1} to acquire and renovate a building and parking area to be used by the City's public works department; (2) to purchase phone, alarm and computer equipment and office furniture for such building; and (3) the payment for professional services related thereto. The Certificates will be payable from the levy of any annual ad valorem tax, within the limitations prescribed by law, upon all taxable property within the City and additionally from a pledge of and lien on surplus net revenues derived from the operation of the City's water and sewer system not to exceed $1,000. The notice hereby approved and authorized to be published shall read substantially in the form and HOU:2693650.1 content of attached hereto, which notice is incorporated herein by reference as a part of this Resolution for all purposes. SECTION I The City Secretary shall cause the notice described in Section 1 to be published in a newspaper of general circulation in the City, once a week for two consecutive weeks, the date of the first publication shall be at least fifteen (15) days prior to the date stated therein for passage of the Ordinance authorizing the issuance of the Certificates. SECTION 3. The City Secretary is directed to maintain a copy of this Resolution in the City's official records in a manner that will allow any member of the general public to review this Resolution during the normal business hours of the City during the period beginning thirty (30) days after the adoption hereof and ending on the date of issuance of the Certificates. SECTION 4. This Resolution may be relied upon by the appropriate officials at the Office of the Attorney General for the State of Texas, and established compliance by the City with the requirements of Texas law. SECTION 5. The recitals contained in the preamble hereof are hereby found to be true, and such recitals are hereby made a part of this Resolution for all purposes and are adopted as a part of the judgment and findings of the City Council. SECTION 6. All Resolutions and resolutions, or parts thereof, which are in conflict or inconsistent with any provision of this Resolution are hereby repealed to the extent of such conflict, and the provisions of this Resolution shall be and remain controlling as to the matters resolved herein. SECTION 7. This Resolution shall be construed and enforced in accordance with the laws of the State of Texas. SECTION 8. If any provision of this Resolution or the application thereof to any person or circumstances shall be held to be invalid, the remainder of this Resolution and the application of such provision to other persons and circumstances shall nevertheless be valid, and the City Council hereby declares that this Resolution would have been enacted without such invalid provision. SECTION 9. It is officially found, determined, and declared that the meeting at which this Resolution is adopted was open to the public and public notice of the time, place, and subject matter of the public business to be considered at such meeting, including this Resolution, was given, all as required by Chapter 551, as amended, Texas Government Code. SECTION 10. This Resolution shall be in force and effect from and after the date of its adoption, and it is so resolved. The remainder of this page intentionally left blank.] HOU:2693650.1 PASSED AND ADOPTED, this the 21st day of May, 2007. ATTEST: City (SEAL �, LRl �'. �S�4�Qes l��sl ��j�d�jr�. • �. %j n ¢'� � t>� `�'" � � . �� 3 � / CITY OF SANGER, TEXAS ��� fl�yor _ -- Signature Page to Resolution Authorizing Publication of Notice of Intention to Issue Certificates of Obligation HOU:2693650.1 NOTICE OF INTENTION TO ISSUE CITY OF SANGER, TEXAS CERTIFICATES OF OBLIGATION NOTICE IS HEREBY GIVEN that the City Council of the City of Sanger, Texas will convene a special meeting at its regular meeting place in the City Hall in Sanger, Texas, at 7#00 p.m., on the 18th day of June, 2007, and, during such meeting, the City Council will consider the passage of an Ordinance or Ordinances and take such other actions as may be deemed necessary to authorize the issuance of one or more series of certificates of obligation in aggregate principal amount not to exceed $1,750,000 (the "Certificates") for the purposes or purposes of paying contractual obligations of the City to be incurred for making permanent public improvements and for other public purposes, to -wit: (1) to acquire and renovate a building and parking area to be used by the City's public works department, (2) to purchase phone, alarm and computer equipment and office furniture for such building; and (3) the payment for professional services related thereto. The Certificates will be payable from the levy of an annual ad valorem tax, within the limitations prescribed by law, upon all taxable property within the City and from a lien on and pledge of surplus net revenues derived by the City from the operation of the City's water and sewer system not to exceed $1,000, The Certificates are to be issued, and this notice is given under and pursuant to the provisions of the Certificate of Obligation Act of 1971, as amended, Local Government Code Section 271.041 through Section 271.063 and Chapter 1502, Government Code, as amended. City Secretary City of Sanger, Texas HOU:2693650.1 06/29/2007 09035 9404584180 lV 'A KM IV.LATTER OF CITY OF SANGER City of Sanger, Texas _Notice of Intent to Issue City of Sanger, Texas Certificates of Obligation THE STATE OF TEXAS The County of Denton PAGE Lee Ann Lemons being duly sworn says she is Advertising Manager of the Sanger Courier, a newspaper of general circulation which has been continuously and regularly published for a period of not less than one year in the County of Denton, 'Texas, preceding the date and of the attached notice, and that the said notice was published in said paper on the following dates: TI-IIJRSDAY, M,AY 24, 2007 �RID.A.Y, JUNE 17 2007 Paid advertisez�citent under "Legal Notices" section Subscribed and sworn before me this Witness xzay land and official seal day of aao7 Notary Public, Denton County, Texas m CERTIFICATE FOR ORDINANCE THE STATE OF TEXAS § COUNTIES OF SMITH AND CHEROKEE § CITY OF SANGER I § We, the undersigned officers of the City of Sanger, Texas (the "City hereby certify as follows: 1. The City Council of the City convened in a regular meeting on June 18, 2007, at the regular meeting place thereof, within the City, and the roll was called of the duly constituted officers and members of the City Council, to wit: Joe Higgs Thomas Muir Glenn Ervin Mike Walker Andy Garza Robert Patton Mayor Councilman, Place 1 Councilman, Place 2 Councilman, Place 3 Councilman, Place 4 Councilman, Place 5 and all of such persons were present, thus constituting a quorum. Whereupon, among other business, the following was transacted at said meeting: a written AN ORDINANCE AUTHORIZING THE ISSUANCE OF CITY OF SANGER, TEXAS CERTIFICATES OF OBLIGATION, SERIES 2007; PRESCRIBING THE TERMS AND FORM THEREOF; PROVIDING FOR THE PAYMENT OF THE PRINCIPAL THEREOF AND INTEREST THEREON, AWARDING THE SALE THEREOF; MAKING OTHER PROVISIONS REGARDING SUCH CERTIFICATES, INCLUDING USE OF THE PROCEEDS THEREOF, AND MATTERS INCIDENT THERETO, (the "Ordinance") was duly introduced for the consideration of the City Council and read in full. It was then duly moved and seconded that the Ordinance be adopted on first reading; and, after due discussion, such motion, carrying with it the adoption of the Ordinance, prevailed and carried by the following vote: AYES: 5 NAYS: 0 ABSTENTIONS: 0 2. That a true, full and correct copy of the Ordinance adopted at the meeting described in the above and foregoing paragraph is attached to and follows this certificate; that the Ordinance has been duly recorded in the City Council's minutes of such meeting; that the above and foregoing paragraph is a true, full and correct excerpt from the City Council's minutes of such meeting pertaining to the adoption of the Ordinance; that the persons named in the above and foregoing paragraph are the duly chosen, qualified and acting officers and members of the S-1 HOU:2700271.2 City Council as indicated therein; that each of the officers and members of the City Council was duly and sufficiently notified officially and personally, in advance, of the date, hour, place and subject of the aforesaid meeting, and that the Ordinance would be introduced and considered for adoption at such meeting, and each of such officers and members consented, in advance, to the holding of such meeting for such purpose; that such meeting was open to the public as required by law; and that public notice of the date, hour, place and subject of such meeting was given as required by the Open Meetings Law, Chapter 551, Texas Government Code. SIGNED AND SEALED this June 18, 2007. City Seca CITY OF (SEAL) -,. L' CITY OF SANGER, TEXAS HOU:2700271.2 S-1 •:��.�►� AN ORDINANCE AUTHORIZING THE ISSUANCE OF CITY OF BANGER, TEXAS COMBINATION TAX AND REVENUE CERTIFICATES OF OBLIGATION, SERIES 2007; PRESCRIBING THE TERMS AND FORM THEREOF; PROVIDING FOR THE PAYMENT OF THE PRINCIPAL THEREOF AND INTEREST THEREON; AWARDING THE SALE THEREOF; MAKIl�TG OTHER PROVISIONS REGARDING SUCH CERTIFICATES, INCLUDING USE OF THE PROCEEDS THEREOF, AND MATTERS INCIDENT THERETO; BE IT ORDAINED BY THE CITY COUNCIL OF THE CITY OF SANGER: ARTICLE I FINDINGS AND DETERMINATIONS Section l.l: Findings and Determinations. The City Council hereby officially finds and determines that: (a) The City of Sanger, Texas (the "City"), acting through its City Council, is authorized pursuant to and in accordance with the provisions of Texas Local Government Code, Chapter 271, Subchapter C, as amended (the "Act"), to issue certificates of obligation to provide all or part of the funds to pay contractual obligations to be incurred for the construction of public works and the purchase of materials, supplies, equipment, machinery, buildings, land and rights - of -way for authorized needs and purposes and for the payment of contractual obligations for professional services, to wit (1) to acquire and renovate a building and parking area to be used by the City's public works department; (2) to purchase phone, alarm and computer equipment and office furniture for such building, and (3) professional services rendered in connection with the above listed projects. (b) The City Council authorized the publication of a notice of intention to issue Certificates of Obligation, Series 2007 (the "Certificates") to the effect that the City Council was tentatively scheduled to meet at 7:00 p.m. on June 18, 2007 at its regular meeting place to adopt an ordinance authorizing the issuance of the Certificates to be payable from (i) an ad valorem tax levied, within the limits prescribed by law, on the taxable property located within the City, and (ii) the revenues to be derived from the City's water and sewer system (the "System") after the payment of all operation and maintenance expenses thereof (the "Net Revenues") in an amount not to exceed $1,000, to the extent that ad valorem taxes are ever insufficient or unavailable for such purposes, provided that the pledge of Net Revenues is and shall be junior and subordinate in all respects to the pledge of Net Revenues to the payment of any obligation of the City, whether authorized heretofore or hereafter, which the City designates as having a pledge senior to the pledge of the Net Revenues to the payment of the Certificates. (c) Such notice was published at the times and in the manner required by the Act. HOU:2700271.2 (d) No petition signed by at least five percent (5%) of the qualified voters of the City has — been filed with or presented to any official of the City protesting the issuance of such Certificates on or before June 18, 2007, or the date of passage of this Ordinance. (e) The City has determined thCo best interests of the City and that it is otherwise desirable to issue the Certificates to provide all or part of the funds to pay contractual obligations to be incurred for the purposes authorized by the Act. ARTICLE II DEFINITIONS AND INTERPRETATIONS Section 2.1: Definitions. As used herein, the following terms shall have the meanings specified, unless the context clearly indicates otherwise: "Act" shall mean Texas Local Government Code, Chapter 271, Subchapter C, as amended. "Attorney General" shall mean the Attorney General of the State of Texas. "Certificate" or "Certificates" shall mean any or all of the City of Sanger, Texas Certificates of Obligation, Series 2007, authorized by this Ordinance. "City" shall mean the City of Sanger, Texas and, where appropriate, its City Council. "City Council" shall mean the governing body of the City. "Code" shall mean the Internal Revenue Code of 1986, as amended. "Comptroller" shall mean the Comptroller of Public Accounts of the State of Texas. "DTC" shall mean The Depository Trust Company, New York, New York, or any successor securities depositor}k. "DTC Participant" shall mean brokers and dealers, banks, trust companies, clearing corporations and certain other organizations on whose behalf DTC was created to hold securities - to facilitate the clearance and settlement of securities transactions among DTC Participants. "Fiscal Year" shall mean the City's then designated fiscal year, which currently is the twelve-month period beginning on the first day of October of a calendar year and ending on the last day of September of the next succeeding calendar year and each such period may be designated with the number of the calendar year in which such period ends. "Interest Payment Date," when used in connection with any Certificate, shall mean August 1, 2008, and each February 1 and August 1 thereafter until maturity or earlier redemption of such Certificate. HOU:2700271.2 "Issuance Date" shall mean the date on which the Certificates are delivered to and paid for by the Purchaser. "Ordinance" shall mean this Ordinance and all amendments hereof and supplements hereto. "Outstanding", when used with reference to the Certificates, shall mean, as of a particular date, all Certificates theretofore and thereupon delivered pursuant to this Ordinance except, (a) any Certificates canceled by or on behalf of the City at or before such date; (b) any Certificates defeased pursuant to the defeasance provisions of this Ordinance or otherwise defeased as permitted by applicable law; and (c) any Certificates in lieu of or in substitution for which a replacement Certificate shall have been delivered pursuant to this Ordinance. "Paying Agent/Registrar" shall mean Bank of America, N.A., Dallas, Texas, and its successors in that capacity. "Purchaser" shall mean the entity or entities specified in Section 7.1 hereof. "Record Date" shall mean the close of business on the fifteenth day of the calendar month immediately preceding the applicable Interest Payment Date. "Register" shall mean the registration books for the Certificates kept by the Paying Agent/Registrar in which are maintained the names and addresses of, and the principal amounts registered to, each Registered Owner of Certificates. "Registered Owrier" shall mean the person or entity in whose name any Certificate is registered in the Register. Section 2.2: Interpretations. All terms defined herein and all pronouns used in this Ordinance shall be deemed to apply equally to singular and plural and to all genders. The titles and headings of the articles and sections of this Ordinance have been inserted for convenience of reference only and are not to be considered a part hereof and shall not in any way modify or restrict any of the terms or provisions hereof. This Ordinance and all the terms and provisions hereof shall be liberally construed to effectuate the purposes set forth herein and to sustain the validity of the Certificates and the validity of the levy of ad valorem taxes to pay the principal of and interest on the Certificates. ARTICLE III TERMS OF THE CERTIFICATES Section 3.1: Amount, Purpose and Authorization. (a) The Certificates shall be issued in fully registered form, without coupons, under and pursuant to the authority of the Act in the total authorized aggregate principal amount of ONE MILLION SEVEN HUNDRED FIFTY THOUSAND AND N0/100 DOLLARS ($1,750,000) for the purpose of providing all or part of the funds to pay contractual obligations to be incurred for the purposes described in paragraph 1.1(a) hereof. 3 HOU:2700271.2 Section 3.2: Designation, Date and Interest Payment Dates. The Certificates shall be _ designated as the "City of Sanger, Texas Combination Tax and Revenue Certificates of Obligation, Series 2007," and shall be dated June 15, 2007. The Certificates shall bear interest at the rates set forth in Section 3.3 below, from their date of delivery calculated on the basis of a 360-day year of twelve 30-day months, payable on August 1, 2008, and each February 1 and August 1 thereafter until maturity or earlier redemption. If interest on any Certificate is not paid on any Interest Payment Date and continues unpaid for thirty (30) days thereafter, the Paying Agent/Registrar shall establish a new record date for the payment of such interest, to be known as a Special Record Date. The Paying Agent/Registrar shall establish a Special Record Date when funds to make such interest payment are received from or on behalf of the City. Such Special Record Date shall be fifteen (15) days prior to the date fixed for payment of such past due interest, and notice of the date of payment and the Special Record Date shall be sent by United States mail, first class, postage prepaid, not later than five (S) days prior to the Special Record Date, to each affected Registered Owner as of the close of business on the day prior to mailing of such notice. Section 3.3: Numbers, Denomination, Interest Rates and Maturity. The Certificates shall be issued, sold, and delivered hereunder one fully registered Certificate, without interest coupons, in the denomination and principal amount of $1,750,000 numbered R-1, with any Certificate issued in replacement thereof being in the denomination of the full principal amount of the series of which the Certificate is issued, and numbered consecutively from R-2 upward, payable in installments to the registered owner thereof, or to the registered assignee of said Certificate. Principal of said Certificates shall mature and be payable in installments on the dates and in the amounts stated in the FORM OF CERTIFICATES set forth in this Ordinance. The Certificates shall bear interest on the unpaid balance of the principal amount thereof from the date of delivery to the scheduled due date, or date of prepayment or redemption prior to the scheduled due date, of the principal installments of the Certificates at the rate of interest stated in the FORM OF CERTIFICATES set forth in this Ordinance. Said interest shall be payable in the manner provided and on the dates stated in the FORM OF CERTIFICATES set forth in this Ordinance. Section 3.4: Redemption Prior to Maturity. (a) On any date, the principal installments of the Certificates maybe redeemed prior to their scheduled maturities, at the option of the City, with funds derived from any available and lawful source, as a whole, or in part, and, if in part, the particular principal installments or portions thereof, to be redeemed shall be selected and designated by the City, at a redemption price equal to the principal amount to be redeemed plus accrued interest to the date fixed for redemption, plus the "Make -Whole Amount". The Make - Whole Amount shall be equal to the greater of (i) zero, or (ii) the Mark -to -Market adjustment. The City shall determine the principal amount and the principal installments of the Certificate to be redeemed and shall provide the Registered Owner with at least three Business Days written notice in advance of the date of redemption. For the purposes of the above, the following definitions shall apply: n HOU:2700271.2 1. Mark -to -Market Adjustment: The amount, calculated on any prepayment date, which is derived by subtracting: (i) the principal amount of the Certificate to be prepaid as of such prepayment date, from (ii) the Mark -to -Market Value of the Certificate to be prepaid on such prepayment date. 2. Mazk-to-Mazket Value: The amount, calculated on any prepayment date, which is derived by summing the present values of each prospective payment of principal and interest which without such full or partial prepayment, could otherwise have been received by the Purchaser over the remaining contractual life of the Certificate if the Purchaser had instead invested the proceeds of the Certificate on the issuance date at the Initial Blended Money Market Funds Rate. The individual discount rate used to evaluate each prospective payment of interest and/or principal shall be the Current Blended Money Market Funds Rate for the maturity matching that of each specific payment of principal and/or interest. 3. Initial Blended Money Market Funds Rate: That borrowing rate, calculated on the issuance date and including costs incurred by the Purchaser or FDIC insurance, reserve requirements, and other such explicit or implicit cost levied upon the Purchaser by any regulatory agency, which would be attainable by the Purchaser if it borrowed funds with an interest payment frequency and principal repayment schedule matching that of the Certificate. Such funds would be borrowed in one or more wholesale funding markets available to the Purchaser, including negotiable certificates of deposits, federal funds and others. The City acknowledges that the Purchaser may not actually purchase the Certificate with any such specific matched set or mix of instruments, and that the Initial Blended Money Market Funds Rate is the Purchaser's reasonable estimate only. 4. Current Blended Money Market Funds Rate: That rate, calculated on the prepayment date and including cost incurred by the Purchaser for FDIC insurance, reserve requirements, and other such explicit or implicit cost levied upon the Purchaser by any regulatory agency, which would be attainable by the Purchaser if it borrowed funds in a maturity matching a specific prospective Certificate payment date. Such funds would be borrowed in one or more wholesale funding markets available to the Purchaser, including negotiable certificates of deposit, federal funds, or others. A separate Current Blended Money Market Funds Rate will be calculated for each prospective interest and/or principal payment date. City acknowledges that the Current Blended Money Market Funds Rate is the Purchaser's reasonable estimate only, and that the Purchaser is under no obligation actually to purchase or match funds for any transaction. (b) Certificates may be redeemed in part only in integral multiples of $5,000. If a Certificate subject to redemption is in a denomination larger than $5,000, a portion of such Certificate may be redeemed, but only in integral multiples of $5,000. In selecting portions of Certificates for redemption, each Certificate shall be treated as representing that number of Certificates of $5,000 denomination which is obtained by dividing the principal amount of such Certificate by $5,000. Upon presentation and surrender of any Certificate for redemption in part, the Paying Agent/Registrar, in accordance with the provisions of this Ordinance, shall authenticate and deliver in exchange therefor a Certificate or Certificates of like maturity and 5 HOU:2700271.2 interest rate in an aggregate principal amount equal to the unredeemed portion of the Certificate so surrendered. (c) Notice of any redemption, identifying the Certificates or portions thereof to be redeemed, shall be sent by United States mail, first class, postage prepaid, to the Registered Owners thereof at their addresses as shown on the Register, not less than thirty (30) days before the date fixed for such redemption. By the date fixed for redemption, due provision shall be made with the Paying Agent/Registrar for the payment of the redemption price of the Certificates called for redemption. If such notice of redemption is given, and if due provision for such payment is made, all as provided above, the Certificates which are to be so redeemed thereby automatically shall be redeemed prior to their scheduled maturities, they shall not bear interest after the date fixed for redemption, and they shall not be regarded as being Outstanding except for the purpose of being paid with the funds so provided for such payment. Section 3.5: Manner of Payment, Characteristics Execution and Authentication. The Paying Agent/Registrar is hereby appointed the paying agent for the Certificates. The Certificates shall be payable, shall have the characteristics and shall be executed, sealed, registered and authenticated, all as provided and in the manner indicated in the FORM OF CERTIFICATES set forth in Article IV of this Ordinance. If any officer of the City whose manual or facsimile signature shall appear on the Certificates shall cease to be such officer before the authentication of the Certificates or before the delivery of the Certificates, such manual or facsimile signature shall nevertheless be valid and sufficient for all purposes as if such officer had remained in such office. The approving legal opinion of Andrews Kurth LLP, Houston, Texas, Bond Counsel, maybe printed on the back of the Certificates over the certification of the City Secretary, which may be executed in facsimile. CUSIP numbers also may be printed on the Certificates, but errors or omissions in the printing of either the opinion or the numbers shall have no effect on the validity of the Certificates. Section 3.6: Authentication. Except for the Certificates to be initially issued, which need not be authenticated by the Registrar, only such Certificates as shall bear thereon a certificate of authentication, substantially in the form provided in Article IV of this Ordinance, manually executed by an authorized representative of the Paying Agent/Registrar, shall be entitled to the benefits of this Ordinance or shall be valid or obligatory for any purpose. Such duly executed certificate of authentication shall be conclusive evidence that the Certificate so authenticated was delivered by the Paying Agent/Registrar hereunder. Section 3.7: Ownership. The City, the Paying Agent/Registrar and any other person may treat the person in whose name any Certificate is registered as the absolute owner of such Certificate for the purpose of making and receiving payment of the principal thereof and interest thereon and for all other purposes, whether or not such Certificate is overdue, and neither the City nor the Paying AgentlRegistrar shall be bound by any notice or knowledge to the contrary. All payments made to the person deemed to be the Registered Owner of any Certificate in accordance with this Section shall be valid and effective and shall discharge the liability of the City and the Paying Agent/Registrar upon such Certificate to the extent of the sums paid. HOU:2700271.2 Section 3.8: Registration, Transfer and Exchange. The Paying Agent/Registrar is hereby appointed the registrar for the Certificates. So long as any Certificate remains Outstanding, the Paying Agent/Registrar shall keep the Register at the City Administrator's office in which, subject to such reasonable regulations as it may prescribe, the Paying Agent/Registrar shall provide for the registration and transfer of the Certificates in accordance with the terms of this Ordinance. Each Certificate shall be transferable only upon the presentation and surrender thereof at the principal corporate trust office of the Paying Agent/Registrar, accompanied by an assignment duly executed by the Registered Owner or his authorized representative in form satisfactory to the Paying Agent/Registrar. Upon due presentation of any Certificate for transfer, the Paying Agent/Registrar shall authenticate and deliver in exchange therefor, within seventy-two (72) hours after such presentation, a new Certificate or Certificates, registered in the name of the transferee or transferees, in authorized denominations and of the same maturity and aggregate principal amount and bearing interest at the same rate as the Certificate or Certificates so presented and surrendered. All Certificates shall be exchangeable upon the presentation and surrender thereof at the principal corporate trust office of the Paying Agent/Registrar for a Certificate or Certificates, maturity and interest rate and in any authorized denomination, in an aggregate principal amount equal to the unpaid principal amount of the Certificate or Certificates presented for exchange. The Paying Agent/Registrar shall be and is hereby authorized to authenticate and deliver exchange Certificates in accordance with the provisions of this Section. Each Certificate delivered by the Paying Agent/Registrar in accordance with this Section shall be entitled to the benefits and security of this Ordinance to the same extent as the Certificate or Certificates in lieu of which such Certificate is delivered. All Certificates issued in transfer or exchange shall be delivered to the Registered Owners thereof at the principal corporate trust office of the Paying Agent/Registrar or sent by United States mail, first class, postage prepaid. The City or the Paying Agent/Registrar may require the Registered Owner of any Certificate to pay a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with the transfer or exchange of such Certificate. Any fee or charge of the Paying Agent/Registrar for such transfer or exchange shall be paid by the City. The Paying Agent/Registrar shall not be required to transfer or exchange any Certificate called for redemption in whole or in part during the forty-five (45) day period immediately prior to the date fixed for redemption; provided, however, that this restriction shall not apply to the transfer or exchange by the Registered Owner of the unredeemed portion of a Certificate called for redemption in part. Section 3.9: Book -Entry Only System. The definitive Certificates shall be initially issued in the form. of a separate single fully registered Certificate for each of the maturities thereof. Upon initial issuance, the ownership of each such Certificate may be registered in the name of Cede & Co., as nominee of DTC, and except as provided in Section 3.11 hereof, all of 7 HOU:2700271.2 the Outstanding Certificates shall be registered in the name of Cede & Co., as nominee of DTC. — Upon delivery by DTC to the Paying Agent/Registrar of written notice to the effect that DTC has determined to substitute a new nominee in place of Cede & Co., and subject to the provisions in this Ordinance with respect to interest checks being mailed to the Owner at the close of business on the Record Date, the word "Cede & Co." in this Ordinance shall refer to such new nominee of DTC. With respect to Certificates registered in the name of Cede & Co., as nominee of DTC, the City and the Paying Agent/Registrar shall have no responsibility or obligation to any DTC Participant or to any person on behalf of whom such a DTC Participant holds an interest in the Certificates. Without limiting the immediately preceding sentence, the City and the Paying Agent/Registrar shall have no responsibility or obligation with respect to (a) the accuracy of the records of DTC, Cede & Co. or any DTC Participant with respect to any ownership interest in the Certificates, (b) the delivery to any DTC Participant or any other person, other than a Certificateholder, as shown on the Register, of any notice with respect to the Certificates, including any notice of redemption or (c) the payment to any DTC Participant or any other person, other than a Certificateholder as shown in the Register, of any amount with respect to principal of Certificates, premium, if any, or interest on the Certificates. . Except as provided in Section 3.10 of this Ordinance, the City and the Paying Agent/Registrar shall be entitled to treat and consider the person in whose name each Certificate is registered in the Register as the absolute owner of such Certificate for the purpose of payment of principal of, premium, if any, and interest on Certificates, for the purpose of giving notices of redemption and other matters with respect to such Certificate, for the purpose of registering transfer with respect to such Certificate, and for all other purposes whatsoever. The Paying Agent/Registrar shall pay all principal of Certificates, premium, if any, and interest on the Certificates only to or upon the order of the respective owners, as shown in the Register as provided in this Ordinance, or their respective attorneys duly authorized in writing, and all such payments shall be valid and effective to fully satisfy and discharge the City's obligations with respect to payment of principal of, premium, if any, and interest on the Certificates to the extent of the sum or sums so paid. No person other than an owner shall receive a Certificate evidencing the obligation of the City to make payments of amounts due pursuant to this Ordinance. ' Section 3.10: Payments and Notices to Cede & Co Notwithstanding any other provision of this Ordinance to the contrary, as long as any Certificates are registered in the name of Cede & Co., as nominee of DTC, all payments with respect to principal of, premium, if any, and interest on the Certificates, and all notices with respect to such Certificates shall be made provided in the representation letter of the City to DTC. and given, respectively, in the manner Section 3.11: Successor Securities Depository Transfer Outside Book -Entry Only System. In the event that the City or the Paying Agent/Registrar determines that DTC is incapable of discharging its responsibilities described herein and in the representation letter of the City to DTC, and that it is in the best interest of the beneficial owners of the Certificates that they be able to obtain certificated Certificates, the City or the Paying Agent/Registrar shall (a) appoint a successor securities depository, qualified to act as such under Section 17(a) of the Securities and Exchange Act of 1934, as amended, notify DTC of the appointment of such 0 HOU:2700271.2 successor securities depository and transfer one or more separate Certificates to such successor securities depository or (b) notify DTC of the availability through DTC of Certificates and transfer one or more separate Certificates to DTC Participants having Certificates credited to their DTC accounts. In such event, the Certificates shall no longer be restricted to being registered in the Register in the name of Cede & Co., as nominee of DTC, but may be registered in the name of the successor securities depository, or its nominee, or in whatever name or names Certificateholders transferring or exchanging Certificates shall designate, in accordance with the provisions of this Ordinance. Section 3.12: Replacement Certificates. Upon the presentation and surrender to the Paying Agent/Registrar of a damaged or mutilated Certificate, the Paying Agent/Registrar shall authenticate and deliver in exchange therefor a replacement Certificate, of the same maturity, interest rate and principal amount, bearing a number not contemporaneously outstanding. The City or the Paying Agent/Registrar may require the Registered Owner of such Certificate to pay a sum sufficient to cover any tax or other governmental charge that may be imposed in connection therewith and any other expenses connected therewith, including the fees and expenses of the Paying Agent/Registrar and the City. If any Certificate is lost, apparently destroyed or wrongfully taken, the City, pursuant to the applicable laws of the State of Texas and ordinances of the City, and in the absence of notice or knowledge that such Certificate has been acquired by a bona fide purchaser, shall execute, and the Paying Agent/Registrar shall authenticate and deliver, a replacement Certificate of the same maturity, interest rate and principal amount, bearing a number not contemporaneously outstanding, provided that the Registered Owner thereof shall have: (a) furnished to the City and the Paying Agent/Registrar satisfactory evidence of the ownership of and the circumstances of the loss, destruction or theft of such Certificate, (b) furnished such security or indemnity as may be required by the Paying Agent/Registrar and the City to save and hold them harmless; (c) paid all expenses and charges in connection therewith, including, but not limited to, printing costs, legal fees, fees of the Paying Agent/Registrar and any tax or other governmental charge that may be imposed; and (d) met any other reasonable requirements of the City and the Paying Agent/Registrar. If, after the delivery of such replacement Certificate, a bona fide purchaser of the original Certificate in lieu of which such replacement Certificate was issued presents for payment such original Certificate, the City and the Paying Agent/Registrar shall be entitled to recover such replacement Certificate from the person to whom it was delivered or any person taking therefrom, except a bona fide purchaser, and shall be entitled to recover upon the security or indemnity provided therefor to the extent of any loss, damage, cost or expense incurred by the City or the Paying Agent/Registrar in connection therewith. 0 HOU:2700271.2 If any such mutilated, lost, apparently destroyed or wrongfully taken Certificate has become or is about to become due and payable, the City in its discretion may, instead of issuing a replacement Certificate, authorize the Paying Agent/Registrar to pay such Certificate. Each replacement Certificate delivered in accordance with this Section shall be entitled to the benefits and security of this Ordinance to the same extent as the Certificate or Certificates in lieu of which such replacement Certificate is delivered. Section 3.13: Cancellation. All Certificates paid or redeemed in accordance with this Ordinance, and all Certificates in lieu of which exchange Certificates or replacement Certificates are authenticated and delivered in accordance herewith, shall be canceled and destroyed upon the making of proper records regarding such payment or redemption. The Paying Agent/Registrar shall periodically furnish the City with certificates of destruction of such Certificates. ARTICLE IV FORM OF CERTIFICATES The Certificates, including the Form of Comptroller's Registration Certificate, Form of Paying Agent/Registrar Authentication Certificate, Statement of Insurance and Form of Assignment, shall be in substantially the following forms, with such omissions, insertions and variations as may be necessary or desirable, and not prohibited by this Ordinance: 10 HOU:2700271.2 UNITED STATES OF AMERICA STATE OF TEXAS CITY OF SANGER, TEXAS COMBINATION TAX AND REVENUE CERTIFICATE OF OBLIGATION SERIES 2007 NUMBER DENOMINATION R- $1,750,000 REGISTERED REGISTERED INTEREST RATE: DATED DATE: DELIVERY DATE: 4.40% June 15, 2007 July 3, 2007 REGISTERED OWNER: BANK OF AMERICA, N.A. PRINCIPAL AMOUNT: ONE MILLION SEVEN HUNDRED FIFTY THOUSAND AND N0/100 DOLLARS ($1,750,000) THE CITY OF SANGER, TEXAS, a municipal corporation of the State of Texas (the "City"), for value received, hereby promises to pay to the Registered Owner identified above or its registered assigns, upon presentation and surrender of this Certificate at the principal corporate trust office of Bank of America, N.A., Dallas, Texas, or its successor (the "Paying Agent/Registrar), the principal amount identified above (or so much thereof as shall not have been paid or deemed to have been paid upon prior redemption) payable in any coin or currency of the United States of America which on the date of payment of such principal is legal tender for the payment of debts due to the United States of America, and to pay interest thereon at the rate shown above, calculated on a basis of a 360-day year composed of twelve 30-day months, from the Delivery Date identified above. Interest on this Certificate is payable on August 1, 2008, and each February 1 and August 1 thereafter until maturity or earlier redemption of this Certificate, by check sent by United States mail, first class, postage prepaid, by the Paying Agent/Registrar to the Registered Owner of record as of the close of business on the fifteenth day of the calendar month immediately preceding the applicable interest payment date, as shown on the registration books kept by the Paying Agent/Registrar. Any accrued interest payable at maturity or earlier redemption shall be paid upon presentation and surrender of this Certificate at the principal corporate trust office of the Paying Agent/Registrar. The unpaid principal of this Certificate shall mature and shall be payable in installments on August 1 in the years and in the amounts set forth in the table below: Payment Date Principal Amount Payment Date Principal Amount 2008 $ 50,000 2018 85,000 2009 60,000 2019 90,000 2010 60,000 2020 959000 2011 655000 2021 100,000 2012 65,000 2022 1055000 2013 70,000 2023 1109000 11 � HOU:2700271.2 2014 75,000 2024 110,000 2015 75,000 2025 115,000 2016 80,000 2026 125,000 2017 85,000 2027 130,000 THIS CERTIFICATE REPRESENTS A DULY AUTHORIZED SERIES OF CERTIFICATES (the "Certificates") in the aggregate principal amount of $1,750,000 issued pursuant to an ordinance adopted by the City Council of the City on June 18, 2007 (the "Ordinance") for the purpose of providing all or part of the funds to pay contractual obligations to be incurred for the construction of public works and the purchase of materials, supplies, equipment, machinery, buildings, land and rights -of --way for authorized needs and purposes and for the payment of contractual obligations for professional services, to wit (1) to acquire and renovate a building and parking area to be used by the City's public works department; (2) to purchase phone, alarm and computer equipment and office furniture for such building, and (3) professional services rendered in connection with the above listed projects. THIS CERTIFICATE shall not be valid or obligatory for any purpose or be entitled to any benefit under the Ordinance unless this Certificate either (i) is registered by the Comptroller of Public Accounts of the State of Texas by due execution of the registration certificate endorsed hereon or (ii) is authenticated by the Paying Agent/Registrar by due execution of the authentication certificate endorsed hereon. ON ANY DATE, the principal installments of this Certificate may be redeemed prior to their scheduled maturities, at the option of the City, with funds derived from any available and lawful source, as a whole, or in part, and, if in part, the particular principal installments or portions thereof, to be redeemed shall be selected and designated by the City, at a redemption price equal to the principal amount to be redeemed plus accrued interest to the date fixed for redemption, plus the "Make -Whole Amount". The Make -Whole Amount shall be equal to the greater of (i) zero, or (ii) the Mark -to -Market adjustment. The City shall determine the principal amount and the principal installments of this Certificate to be redeemed and shall provide the Registered Owner with at least three Business Days written notice in advance of the date of redemption. For the purposes of the above, the following definitions shall apply: 1. Mark -to -Market Adjustment: The amount, calculated on any prepayment date, which is derived by subtracting: (i) the principal amount of this Certificate to be prepaid as of such prepayment date, from (ii) the Mark -to -Market Value of this Certificate to be prepaid on such prepayment date. 2. Mark -to -Market Value: The amount, calculated on any prepayment date, which is derived by summing the present values of each prospective payment of principal and interest which without such full or partial prepayment, could otherwise have been received by the Purchaser over the remaining contractual life of this Certificate if the Purchaser had instead invested the proceeds of this Certificate on the issuance date at the Initial Blended Money Market Funds Rate. The individual discount rate used to evaluate 12 HOU:2700271.2 each prospective payment of interest and/or principal shall be the Current Blended Money Market Funds Rate for the maturity matching that of each specific payment of principal and/or interest. 3. Initial Blended Money Market Funds Rate: That borrowing rate, calculated on the issuance date and including costs incurred by the Purchaser or FDIC insurance, reserve requirements, and other such explicit or implicit cost levied upon the Purchaser by any regulatory agency, which would be attainable by the Purchaser if it borrowed funds with an interest payment frequency and principal repayment schedule matching that of this Certificate. Such funds would be borrowed in one or more wholesale funding markets available to the Purchaser, including negotiable certificates of deposits, federal funds and others. The City acknowledges that the Purchaser may not actually purchase this Certificate with any such specific matched set or mix of instruments, and that the Initial Blended Money Market Funds Rate is the Purchaser's reasonable estimate only. 4. Current Blended Money Market Funds Rate: That rate, calculated on the prepayment date and including cost incurred by the Purchaser for FDIC insurance, reserve requirements, and other such explicit or implicit cost levied upon the Purchaser by any regulatory agency, which would be attainable by the Purchaser if it borrowed funds in a maturity matching a specific prospective Certificate payment date. Such funds would be borrowed in one or more wholesale funding markets available to the Purchaser, including negotiable certificates of deposit, federal funds, or others. A separate Current Blended Money Market Funds Rate will be calculated for each prospective interest and/or principal payment date. City acknowledges that the Current Blended Money Market Funds Rate is the Purchaser's reasonable estimate only, and that the Purchaser is under no obligation actually to purchase or match funds for any transaction. CERTIFICATES MAY BE REDEEMED IN PART only in integral multiples of $5,000. If a Certificate subject to redemption is in a denomination larger than $5,000, a portion of such Certificate may be redeemed, but only in integral multiples of $5,000. In selecting portions of Certificates for redemption, each Certificate shall be treated as representing that number of Certificates` of $5,000 denomination which is obtained by dividing the principal amount of such Certificate by $5,000, Upon surrender of any Certificate for redemption in part, the Paying Agent/Registrar, in accordance with the provisions of the Ordinance, shall authenticate and deliver in exchange therefor a Certificate or Certificates of like maturity and interest rate in an aggregate principal amount equal to the unredeemed portion of this Certificate so surrendered. identifying the Certificates or portions NOTICE OF ANY SUCH REDEMPTION, thereof to be redeemed, shall be sent by United States mail, first class, postage prepaid, to the Registered Owners thereof at their addresses as shown on the books of registration kept by the Paying Agent/Registrar, not less than thirty (30) days before the date fixed for such redemption. By the date fixed for redemption, due provision shall be made with the Paying Agent/Registrar For the payment of the redemption price of the Certificates called for redemption. If such notice of redemption is given, and if due provision for such payment is made, all as provided above, the Certificates which are to be so redeemed thereby automatically shall be redeemed prior to their scheduled maturities, they shall not bear interest after the date fixed for redemption, and they 13 HOU:2700271.2 shall not be regarded as being outstanding except for the purpose of being paid with the funds so provided for such payment. THIS CERTIFICATE IS TRANSFERABLE only upon presentation and surrender at the principal corporate trust office of the Paying Agent/Registrar, accompanied by an assignment duly executed by the Registered Owner or its authorized representative, subject to the terms and conditions of the Ordinance. THIS CERTIFICATE IS EXCHANGEABLE at the principal corporate trust office of the Paying Agent/Registrar for a Certificate or Certificates of the same maturity and interest rate and in the principal amount of $5,000 or any integral multiple thereof, subject to the terms and conditions of the Ordinance. THE PAYING AGENT/REGISTRAR is not required to accept for transfer or exchange any Certificate called for redemption, in whole or in part, during the forty-five (45) day period immediately prior to the date fixed for redemption; provided, however, that such limitation shall not apply to the transfer or exchange by the Registered Owner of an unredeemed portion of a Certificate called for redemption in part. THE CITY OR PAYING AGENT/REGISTRAR may require the Registered Owner of any Certificate to pay a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with the transfer or exchange of a Certificate. Any fee or charge of the Paying Agent/Registrar for a transfer or exchange shall be paid by the City. THE REGISTERED OWNER of this Certificate by acceptance hereof, acknowledges and agrees to be bound by all the terms and conditions of the Ordinance. IT IS HEREBY DECLARED AND REPRESENTED that this Certificate has been duly and validly issued and delivered; that all acts, conditions and things required or proper to be performed, exist and to be done precedent to or in the issuance and delivery of this Certificate have been performed, exist and have been done in accordance with law; that the Certificates do not exceed any constitutional or statutory limitation; and that annual ad valorem taxes sufficient to provide for the payment of the interest on and principal of this Certificate, as such interest comes due and such principal matures, have been levied and ordered to be levied, within the limits prescribed by law, against all taxable property in the City and have been irrevocably pledged for such payment. IT IS FURTHER DECLARED AND REPRESENTED that the revenues to be derived from the City's water and sewer system, after the payment of all operation and maintenance expenses thereof (the "Net Revenues"), in an amount not to exceed $1,000, are pledged to the payment of the principal of and interest on the Certificates, provided that the pledge of Net Revenues is and shall be junior and subordinate in all respects to the pledge of Net Revenues to the payment of any obligation of the City, whether authorized heretofore or hereafter, which the City designates as having a pledge senior to the pledge of the Net Revenues to the payment of the Certificates. The City also reserves the right to issue, for any lawful purpose at any time, in one or more installments, bonds, certificates of obligation and other obligations of any kind, secured in whole or in part by a pledge of Net Revenues, that may be prior and superior in right 14 HOU:2700271.2 to, on a parity with, or junior and subordinate to the pledge of Net Revenues securing the Certificates. REFERENCE IS HEREBY MADE TO THE ORDINANCE, a copy of which is filed with the Paying Agent/Registrar, for the full provisions thereof, to all of which the Registered Owners of the Certificates assent by acceptance of the Certificates. IN WITNESS WHEREOF, the City has caused its corporate seal to be impressed or placed in facsimile hereon and this Certificate to be signed by the Mayor, countersigned by the City Secretary by their manual, lithographed or printed facsimile signatures. CITY OF BANGER, TEXAS Mayor (SEAL) COUNTERSIGNED: City Secretary 15 HOU:2700271.2 FORM OF COMPTROLLERS REGISTRATION CERTIFICATE The following form of Comptroller's Registration Certificate shall be attached or affixed to each of the Certificates initially delivered: THE STATE OF TEXAS REGISTER NO. OFFICE OF THE COMPTROLLER OF PUBLIC ACCOUNTS I hereby certify that this certificate has been examined, certified as to validity and approved by the Attorney General of the State of Texas, and that this certificate has been registered by the Comptroller of Public Accounts of the State of Texas. WITNESS MY SIGNATURE AND SEAL OF OFFICE this Comptroller of Public Accounts of the State of Texas [SEAL] FORM OF PAYING AGENT/REGISTRAR'SAUTHENTICRTION CERTIFICATE The following form of authentication certificate shall be printed on the face of each of the Certificates other than those initially delivered: AUTHENTICATION CERTIFICATE By: Authorized Signature Date of Authentication: 16 HOU:2700271.2 FORM OF ASSIGNMENT The following form of assignment shall be printed on the back of each of the Certificates: ASSIGNMENT For value received, the undersigned hereby sells, assigns and transfers unto (Please print or type name, address, and zip code %J Transferee) (Please insert Social Security or Taxpayer Identification Number of Transferee) the within bond and all rights thereunder, and hereby irrevocably constitutes and appoints attorney to transfer such bond on the books kept for registration thereof, with full power of substitution in the premises. DATED: Signature Guaranteed: NOTICE: Signature must be guaranteed by a member firm of the New York Stock Exchange or a commercial bank or trust company. Registered Owner NOTICE: The signature above must correspond to the name of the Registered Owner as shown on the face of this bond in every particular, without any alteration, enlargement or change whatsoever. ARTICLE V SECURITY FOR THE CERTIFICATES Section S.l: Pledue and Levy of Taxes and Revenues. (a) To provide for the payment of principal of and interest on the Certificates, there is hereby levied, within the limits prescribed by law, for the current year and each succeeding year thereafter, while the Certificates or any part of the principal thereof and the interest thereon remain outstanding and unpaid, an ad valorem tax upon all taxable property within the City sufficient to pay the interest on the Certificates and to create and provide a sinking fund of not less than 2% of the principal amount of the Certificates or not less than the principal payable out of such tax, whichever is greater, with full allowance being made for tax delinquencies and the costs of tax collection, and such taxes, when collected, shall be applied to the payment of principal of and interest on the Certificates by deposit to the Combination Tax and Revenue Certificates of Obligation, Series 2007 Debt Service Fund and to no other purpose. (b) The City hereby declares its purpose and intent to provide and levy a tax legally sufficient to pay the principal of and interest on the Certificates, it having been determined that the existing and available taxing authority of the City for such purpose is adequate to permit a legally sufficient tax. As long as any Certificates remain outstanding, all moneys on deposit in, or credited to, the Combination Tax and Revenue Certificates of Obligation, Series 2007 Debt 17 HOU:2700271.2 Service Fund shall be secured by a pledge of security, as provided by law for cities in the State of Texas. (c) In addition, pursuant to the authority of Chapter 1502, Texas Government Code, as amended, the City also hereby pledges the revenues to be derived from the City's water and sewer system, after the payment of all operation and maintenance expenses thereof (the "Net Revenues"), in an amount not to exceed $1,000, to the payment of the principal of and interest on the Certificates, provided that the pledge of Net Revenues is and shall be junior and subordinate in all respects to the pledge of Net Revenues to the payment of any obligation of the City, whether authorized heretofore or hereafter, which the City designates as having a pledge senior to the pledge of the Net Revenues to the payment of the Certificates. The City also reserves the right to issue, for any lawful purpose at any time, in one or more installments, bonds, certificates of obligation and other obligations of any kind, secured in whole or in part by a pledge of Net Revenues, that maybe prior and superior in right to, on a parity with, or junior and subordinate to the pledge of Net Revenues securing the Certificates. Section 5.2: Debt Service Fund. The Combination Tax and Revenue Certificates of Obligation, Series 2007 Debt Service Fund is hereby created as a special fund solely for the benefit of the Certificates. The City shall establish and maintain such fund at an official City depository and shall keep such fund separate and apart from all other funds and accounts of the City. Any amount on deposit in the Certificates of Obligation, Series 2007 Debt Service Fund shall be maintained by the City in trust for the Registered Owners of the Certificates. Such amount, plus any other amounts deposited by the City into such fund and any and all investment earnings on amounts on deposit in such fund, shall be used only to pay the principal of, premium, if any, and interest on the Certificates. Section 5.3: Further Proceedings. After. the Certificates to be initially issued have been executed, it shall be the duty of the Mayor to deliver the Certificates to be initially issued and all pertinent records and proceedings to the Attorney General for examination and approval. After the Certificates to be initially issued shall have been approved by the Attorney General, they shall be delivered to the Comptroller for registration. Upon registration of the Certificates to be initially issued, the Comptroller (or a deputy lawfully designated in writing to act for the Comptroller) shall manually sign the Comptroller's registration certificate prescribed herein to be affixed or attached to the Certificates to be initially issued, and the seal of said Comptroller shall be impressed, or placed in facsimile, thereon. ARTICLE VI CONCERNING THE PAYING AGENT/REGISTRAR Section 6.1: Acceptance. Bank of America, N.A., Dallas, Texas, is hereby appointed as the initial Paying Agent/Registrar for the Certificates pursuant to the terms and provisions of the Paying Agent/Registrar Agreement by and between the City and the Paying Agent/Registrar. The Paying Agent/Registrar Agreement shall be substantially in the form attached hereto as Exhibit A, the terms and provisions of which are hereby approved, and the Mayor is hereby authorized to execute and deliver such Paying Agent/Registrar Agreement on behalf of the City in multiple counterparts and the City Secretary is hereby authorized to attest thereto and affix the m HOU:2'7002'71.2 City's seal. Such initial Paying Agent/Registrar and any successor Paying Agent/Registrar, by undertaking the performance of the duties of the Paying Agent/Registrar hereunder, and in consideration of the payment of any fees pursuant to the terms of any contract between the Paying Agent/Registrar and the City and/or the deposits of money pursuant to this Ordinance, shall be deemed to accept and agree to abide by the terms of this Ordinance, Section 6.2: Trust Funds. All money transferred to the Paying AgenvKegistrar in its capacity as Paying Agent/Registrar for the Certificates under this Ordinance (except any sums representing Paying Agent/Registrar's fees) shall beheld in trust for the benefit of the City, shall be the property of the City and shall be disbursed in accordance with this Ordinance. Section 6.3: Certificates Presented. Subject to the provisions of Section 6A, all matured Certificates presented to the Paying Agent/Registrar for payment shall be paid without the necessity of further instructions from the City. Such Certificates shall be canceled as provided herein. Section 6.4: Unclaimed Funds Held by the Paving A eg nt/Registrar. Funds held by the Paying Agent/Registrar that represent principal of and interest on the Certificates remaining unclaimed by the Registered Owner thereof after the expiration of three years from the date such funds have become due and payable (a) shall be reported and disposed of by the Paying Agent/Registrar in accordance with the provisions of Title 6 of the Texas Property Code, as amended, to the extent such provisions are applicable to such funds, or (b) to the extent such provisions do not apply to the funds, such funds shall be paid by the Paying Agent/Registrar to the City upon receipt by the Paying Agent/Registrar of a written request therefor from the City. The Paying Agent/Registrar shall have no liability to the Registered Owners of the Certificates by virtue of actions taken in compliance with this Section. Section 6.56 Paving Agent/Registrar May Own Certificates. The Paying Agent/Registrar in its individual or any other capacity, may become the owner or pledgee of Certificates with the same rights it would have if it were not the Paying Agent/Registrar, Section 6.6: Successor Paving Agents/Re istrars. The City covenants that at all times while any Certificates are Outstanding it will provide a legally qualified bank, trust company, financial institution or other agency to act as Paying Agent/Registrar for the Certificates, The City reserves the right to change the Paying Agent/Registrar for the Certificates on not less than sixty (60) days' written notice to the Paying Agent/Registrar, as long as any such notice is effective not less than 60 days prior to the next succeeding principal or interest payment date on the Certificates. Promptly upon the appointment of any successor Paying Agent/Registrar, the previous Paying Agent/Registrar shall deliver the Register or a copy thereof to the new Paying Agent/Registrar, and the new Paying Agent/Registrar shall notify each Registered Owner, by United States mail, first class, postage prepaid, of such change and of the address of the new Paying Agent/Registrar. Each Paying Agent/Registrar hereunder, by acting in that capacity, shall be deemed to have agreed to the provisions of this Ordinance. 19 HOU:2700271.2 , ARTICLE VII PROVISIONS CONCERNING SALE AND APPLICATION OF PROCEEDS OF CERTIFICATES Section 7.1: Sale of Certificates; Execution of Purchase Letter, Insurance, The Certificates are hereby sold and shall be delivered to Bank of America, N.A. for a price of $1,750,000, in accordance with the terms of and conditions in the Purchase Letter. The Purchase Letter, substantially in the form attached hereto as Exhibit B, is hereby approved. The Mayor and other appropriate officials of the City are hereby authorized and directed to execute the Purchase Letter on behalf of the City, and the Mayor and all other appropriate officials, agents and representatives of the City are hereby authorized to do any and all things necessary or desirable to satisfy the conditions set out therein and to provide for the issuance and delivery of the Certificates. Section 7.2: Approval, Registration and Delivery. The Mayor is hereby authorized to have control and custody of the Certificates and all necessary records and proceedings pertaining thereto pending their delivery, and the Mayor and other officers and employees of the City are hereby authorized and directed to make such certifications and to execute such instruments as may be necessary to accomplish the delivery of the Certificates and to assure the investigation, examination and approval thereof by the Attorney General and the registration of the initial Certificates by the Comptroller. Upon registration of the Certificates, the Comptroller (or the Comptroller's certificates clerk or an assistant certificates clerk lawfully designated in writing to act for the Comptroller) shall manually sign the Comptroller's Registration Certificates prescribed herein to be attached or affixed to each Certificates initially delivered and the seal of the Comptroller shall be impressed or printed or lithographed thereon. Section 7.3: Application of Proceeds of Certificates. Proceeds from the sale of the Certificates shall, promptly upon receipt by the City, be applied as follows: (1) Accrued interest shall be deposited into the Combination Tax and Revenue Certificates of Obligation, Series 2007 Debt Service Fund created in Section 5.2 of this Ordinance; (2) A portion of the proceeds shall be applied to pay expenses arising in connection with the issuance of the Certificates; (3) The remaining proceeds shall be applied, together with other funds of the City, to provide funds to pay contractual obligations to be incurred for the purposes set forth in Section 3.1 of this Ordinance. Section 7.4: Tax Exemption. The City intends that the interest on the Certificates shall be excludable from gross income of the owners thereof for federal income tax purposes pursuant to Sections 103 and 141 through 150 of the Internal Revenue Code of 1986, as amended (the "Code"), and all applicable temporary, proposed and final regulations (the "Regulations") and procedures promulgated thereunder and applicable to the Certificates. For this purpose, the City covenants that it will monitor and control the receipt, investment, expenditure and use of all 20 '� HOU:2700271.2 gross proceeds of the Certificates (including all property the acquisition, construction or improvement of which is to be financed directly or indirectly with the proceeds of the Certificates) and take or omit to take such other and further actions as may be required by Sections 103 and 141 through 150 of the Code and the Regulations to cause interest on the Certificates to be and remain excludable from the gross income, as defined in Section 61 of the Code, of the owners of the Certificates for federal income tax purposes. Without limiting the generality of the foregoing, the City shall comply with each of the following covenants: (a) The City will use all of the proceeds of the Certificates to (i) provide funds to pay contractual obligations to be incurred for the purposes set forth in Section 3.1 hereof, which will be owned and operated by the City and (ii) to pay the costs of issuing the Certificates. The City will not use any portion of the proceeds of the Certificates to pay the principal of or interest or redemption premium on, any other obligation of the City or a related person. (b) The City will not directly or indirectly take any action, or omit to take any action, which action or omission would cause the Certificates to constitute "private activity bonds" within the meaning of Section 141(a) of the Code. (c) Principal of and interest on the Certificates will be paid solely from both ad valorem taxes and pledged revenues collected by the City, investment earnings on such collections, and as available, proceeds of the Certificates. (d) Based upon all facts and estimates now known or reasonably expected to be in existence on the date the Certificates are delivered, the City reasonably expects that the proceeds of the Certificates will not be used in a manner that would cause the Certificates or any portion thereof to be an "arbitrage bond" within the meaning of Section 148 of the Code. (e) At all times while the Certificates are outstanding, the City will identify and properly account for all amounts constituting gross proceeds of the Certificates in accordance with the Regulations. The City will monitor the yield on the investments of the proceeds of the Certificates and, to the extent required by the Code and the Regulations, will restrict the yield on such investments to a yield which is not materially higher than the yield on the Certificates. To the extent necessary to prevent the Certificates from constituting "arbitrage bonds," the City will make such payments as are necessary to cause the yield on all yield restricted nonpurpose investments allocable to the Certificates to be less than the yield that is materially higher than the yield on the Certificates. (f) The City will not take any action or knowingly omit to take any action that, if taken or omitted, would cause the Certificates to be treated as "federally guaranteed" obligations for purposes of Section 149(b) of the Code. (g) The City represents that not more than fifty percent (50%) of the proceeds of the Certificates will be invested in nonpurpose investments (as defined in Section 148(f)(6)(A) of the Code) having a substantially guaranteed yield for four years or more within the meaning of Section 149(g)(3)(A)(11) of the Code, and the City reasonably expects that at least eighty-five percent (85%) of the spendable proceeds of the Certificates will be used to carry out the 21 HOU:2700271.2 governmental purpose of the Certificates within the three-year period beginning on the date of issue of the Certificates. (h) The City will take all necessary steps to comply with the requirement that certain amounts earned by the City on the investment of the gross proceeds of the Certificates, if any, be rebated to the federal government. Specifically, the City will (i) maintain records regarding the receipt, investment, and expenditure of the gross proceeds of the Certificates as maybe required to calculate such excess arbitrage profits separately from records of amounts on deposit in the funds and accounts of the City allocable to other obligations of the City or moneys which do not represent gross proceeds of any obligations of the City and retain such records for at least six years after the day on which the last outstanding Certificate is discharged, (ii) account for all gross proceeds under a reasonable, consistently applied method of accounting, not employed as an artifice or device to avoid in whole or in part, the requirements of Section 148 of the Code, including any specified method of accounting required by applicable Regulations to be used for all or a portion of any gross proceeds, (ill) calculate, at such times as are required by applicable Regulations, the amount of excess arbitrage profits, if any, earned from the investment of the gross proceeds of the Certificates and (iv) timely pay, as required by applicable Regulations, all amounts required to be rebated to the federal government. In addition, the City will exercise reasonable diligence to assure that no errors are made in the calculations required by the preceding sentence and, if such an error is made, to discover and promptly correct such error within a reasonable amount of time thereafter, including payment to the federal government of any delinquent amounts owed to it, interest thereon and any penalty. (i) The City will not directly or indirectly pay any amount otherwise payable to the federal government pursuant to the foregoing requirements to any person other than the federal government by entering into any investment arrangement with respect to the gross proceeds of the Certificates that might result in a reduction in the amount required to be paid to the federal government because such arrangement results in a smaller profit or a larger loss than would have resulted if such arrangement had been at arm's length and had the yield on the Certificates not been relevant to either party. (j) The City will timely file or cause to be filed with the Secretary of the Treasury of the United States the information required by Section 149(e) of the Code with respect to the Certificates on such form and in such place as the Secretary may prescribe. (k) The City will not issue or use the Certificates as part of an "abusive arbitrage device" (as defined in Section 1.148-1O(a) of the Regulations). Without limiting the foregoing, the Certificates are not and will not be a part of a transaction or series of transactions that attempts to circumvent the provisions of Section 148 of the Code and the Regulations, by (1) enabling the City to exploit the difference between tax-exempt and taxable interest rates to gain a material financial advantage, or (ii) increasing the burden on the market for tax-exempt obligations. (1) Proper officers of the City charged with the responsibility for issuing the Certificates are hereby directed to make, execute and deliver certifications as to facts, estimates or circumstances in existence as of the date of issuance of the Certificates and stating whether there are facts, estimates or circumstances that would materially change the City's expectations. 22 HOU:2700271.2 On or after the date of issuance of the Certificates, the City will take such actions as are necessary and appropriate to assure the continuous accuracy of the representations contained in such certificates. (m) The City hereby designates the Certificates as "qualified tax-exempt obligations" as defined in section 265(b)(3) of the Code. In furtherance of such designation, the City represents, covenants and warrants the following$ (a) that during the calendar year in which the Certificates are issued, the City (including any subordinate entities) has not designated nor will designate obligations that when aggregated with the Certificates , will result in more than $10,000,000 of "qualified tax-exempt bonds" being issued; and (b) that the City reasonably anticipates that the amount of tax-exempt obligations issued, during the calendar year in which the Certificates are issued, by the City (or any subordinate entities) will not exceed $10,000,000. (n) The covenants and representations made or required by this Section are for the benefit of the Certificate holders and any subsequent Certificate holder, and may be relied upon by the Certificate holders and any subsequent Certificate holder and bond counsel to the City. In complying with the foregoing covenants, the City may rely upon an unqualified opinion issued to the City by nationally recognized bond counsel that any action by the City or reliance upon any interpretation of the Code or Regulations contained in such opinion will not cause interest on the Certificates to be includable in gross income for federal income tax purposes under existing law. Notwithstanding any other provision of this Ordinance, the City's representations and obligations under the covenants and provisions of this Section 7.5 all survive the defeasance and discharge of the Certificates for as long as such matters are relevant to the exclusion of interest on the Certificates from the gross income of the owners for federal income tax purposes. Section 7.5: Related Matters. In order that the City shall satisfy in a timely manner all of its obligations under this Ordinance, the Mayor, the Mayor, City Secretary and all other appropriate officers, agents, representatives and employees of the City are hereby authorized and Erected to take all other actions that are reasonably necessary to provide for the issuance and delivery,of the Certificates, including, without limitation, executing and delivering on behalf of the City all certificates, consents, receipts, requests, notices, and other documents as may be reasonably necessary to satisfy the City's obligations under this Ordinance and to direct the transfer and application of funds of the City consistent with the provisions of this Ordinance. ARTICLE VIII CONTINUING DISCLOSURE UNDERTAKING Section 8.1: Continuing Disclosure Undertaking. Definitions. As used in this Section, the following terms have the meanings ascribed to such terms below: Rule means SEC Rule 15c2-12, as amended from time to time. 23 HOU:2700271.2 SEC means the United States Securities and Exchange Commission. The Certificates are being sold pursuant to a private placement with the Purchaser, in denominations of generally $100,000 or any integral multiple of $5,000 in excess thereof, and therefore SEC Rule 15c2-12 is not applicable to the offering of the Certificates. Accordingly, no contract to provide continuing disclosure information after the issuance of the Certificates has been made by the City with investors. ARTICLE IX MISCELLANEOUS Section 9.1: Defeasance. Subject to Section 10.8 hereof, the City may defease the provisions of this Ordinance and discharge its obligations to the Registered Owners of any or all of the Certificates to pay the principal of and interest thereon in any manner permitted by law, including by depositing with the Paying Agent/Registrar or with the Comptroller of Public Accounts of the State of Texas either: (a) cash in an amount equal to the principal�amount of such Certificates plus interest thereon to the date of maturity or redemption; or (b) pursuant to an escrow or trust agreement, cash and/or (i) direct noncallable obligations of United States of America, including obligations that are unconditionally guaranteed by the United States of America; (ii) noncallable obligations of an agency or instrumentality of the United States, including obligations that are unconditionally guaranteed or insured by the agency or instrumentality and that, on the date the governing body of the issuer adopts or approves the proceedings authorizing the issuance of refunding bonds, are rated as to investment quality by a nationally recognized investment rating firm not less than AAA or its equivalent; or (iii) noncallable obligations of a state or an agency or a county, municipality, or other political subdivision of a state that have been refunded and that, on the date the governing body of the issuer adopts or approves the proceedings authorizing the issuance of refunding bonds, are rated as to investment quality by a nationally recognized investment rating firm not less than AAA or its equivalent, which, in the case of (i), (ii) or (iii), maybe in book -entry form, and the principal of and interest on which will, when due or redeemable at the option of the holder, without further investment or reinvestment of either the principal amount thereof or the interest earnings thereon, provide money in an amount which, together with other moneys, if any, held in such escrow at the same time and available for such purpose, shall be sufficient to provide for the timely payment of the principal of and interest thereon to the date of maturity or earlier redemption; provided, however, that if any of the Certificates are to be redeemed prior to their respective dates of maturity, provision shall have been made for giving notice of redemption as provided in this Ordinance. Upon such deposit, such Certificates shall no longer be regarded to be Outstanding or unpaid. Any surplus amounts not required to accomplish such defeasance shall be returned to the City. 24 HOU:2700271.2 Section 9.2: Ordinance a Contract - Amendments. This Ordinance shall constitute a contract with the Registered Owners from time to time, be binding on the City, and shall not be amended or repealed by the City so long as any Certificate remains Outstanding except as permitted in this Section. The City may, without the consent of or notice to any Registered Owners, from time to time and at any time, amend this Ordinance in any manner not detrimental to the interests of the Registered Owners, including the curing of any ambiguity, inconsistency, or formal defect or omission herein. In addition, the City may, with the consent of Registered Owners who own in the aggregate 51% of the principal amount of the Certificates then Outstanding, amend, add to, or rescind any of the provisions of this Ordinance; provided that, without the consent of all Registered Owners of Outstanding Certificates, no such amendment, addition, or rescission shall (i) extend the time or times of payment of the principal of and interest on the Certificates, reduce the principal amount thereof, the redemption price, or the rate of interest thereon, or in any other way modify the terms of payment of the principal of or interest on the Certificates, (ii) give any preference to any Certificate over any other Certificate, or (iii) reduce the aggregate principal amount of Certificates required to be held by Registered Owners for consent to any such amendment, addition, or rescission. Section 9.3: Legal Holidays. In any case where the date interest accrues and becomes payable on the Certificates or principal of the Certificates matures or the date fixed for redemption of any Certificates or a Record Date shall be in the City a Saturday, Sunday, legal holiday or a day on which banking institutions are authorized by law to close, then payment of interest or principal need not be made on such date, or the Record Date shall not occur on such date, but payment may be made or the Record Date shall occur on the next succeeding day which is not in the City a Saturday, Sunday, legal holiday or a day on which banking institutions are authorized by law to close with the same force and effect as if (i) made on the date of maturity or the date fixed for redemption and no interest shall accrue for the period from the date of maturity or redemption to the date of actual payment or (ii) the Record Date had occurred on the fifteenth Jay of that calendar month. Section 9.4: No Recourse Against City Officials. No recourse shall be had for the payment of principal of or interest on any Certificates or for any claim based thereon or on this Ordinance against any official of the City or any person executing any Certificates. Section 9.5: Further Proceedings. The Mayor, Mayor Pro-Tem, City Secretary and other appropriate officials of the City are hereby authorized and directed to do any and all things necessary and/or convenient to carry out the terms of this Ordinance. Section 9.6: Severability. If any Ordinance shall for any reason be held t Sectionparagraphclause or provision of this Section 9.7: Open Meeting. It is hereby found, determined and declared that a sufficient written notice of the date, hour, place and subject of the meeting of the City Council at which this Ordinance was adopted was posted at a place convenient and readily accessible at all times to the general public at City Hall for the time required by law preceding this meeting, as required by the Open Meetings Law, Chapter 551, Texas Government Code, and that this HOU:2700271.2 meeting has been open to the public as required by law at all times during which this Ordinance and the subject matter thereof has been discussed, considered and formally acted upon. The City Council further ratifies, approves and confirms such written notice and the contents and posting thereof. Section 9.8: Repealer. All orders, resolutions and ordinances, or parts thereof, inconsistent herewith are hereby repealed to the extent of such inconsistency. Section 9.9: Effective Date. This Ordinance shall be in force and effect from and after its passage on the date shown below. m HOU:2700271.2 PASSED AND APPROVED on first reading this June I8, 2007. CITY OF SANGER, TEXAS ATTEST City Exhibit A - Paying Agent/Registrar Agreement Exhibit B - Purchase Letter S-1 HOU:2700271.2 EXHIBIT A PAYING AGENUREGISTRAR AGREEMENT See Tab No. 6 HOU:2700271.2 PURCHASE LETTER See Tab No. 5 HOU:2700271.2 ANDREWS ATTORNEYS K U R T H LLP December 185 2007 BY FEDERAL EXPRESS Ms. Rosalie Chavez City of Sanger, Texas 291 Bolivar Street Sanger, Texas 76266 600 Travis, Suite 4200 Houston, Texas 77002 713.220.4200 Phone 713.220.4285 Fax andrewskurth.com Re: $1,750,000 City of Sanger, Texas Combination Tax and Revenue Certificates of Obligation, Series 2007 Dear Ms. Chavez: Enclosed is the transcript in connection with the referenced transaction. My sincerest apologies for the delay in forwarding this transcript to you. If you have any questions or need additional information, please do not hesitate to contact us. Very truly yours, rilyn He, og half o Hoa beng T. Tr 9964/mh Enclosures Austin Beijing Dallas Houston London Los Angeles New York The Woodlands Washington, DC PURCHASE LETTER June 18, 200 7 City of Sanger, Texas 201 Bolivar Street Sanger, Texas 76266 Andrews Kurth LLP 600 Travis, 42°a Floor Houston, Texas 77002 Re: $1,750,000 City of Sanger, Texas Combination Tax and Revenue Certificates of Obligation, Series 2007 (the "Certificates") Ladies and Gentlemen: We have agreed to purchase, and the City of Sanger, Texas (the "City") has agreed to sell to us, the Certificates at the purchase price of $1,750,000, and no accrued interest. The Certificates will bear the terms, redemption provisions, and be secured as described in the City's Ordinance authorizing the same adopted this date, all subject to receipt by you and by us of such opinions, the Certificates, and other documents as you or we may reasonably require to establish the validity and legality of the Certificates. We hereby represent and warrant that: 1. oil are (i) an "accredited investor" within the meaning of Regulation D promulgated under the Securities Act of 1933 or (ii) a state or national bank organized under the laws of the United States, and we have sufficient knowledge and experience in financial and business matters, including purchase and ownership of tax-exempt municipal obligations, to be able to evaluate the economic risks and merits of the investment represented by the purchase of the Certificates. 2. We have made our own inquiry and analysis with respect to the Certificates and the security therefor, and other material factors affecting the security and payment of the Certificates, and we have not relied upon any statement by you, your officers, directors, or employees, or your financial consultants or legal advisors in connection with such inquiry or analysis or in connection with the offer and sale of the Certificates. 3. We have either been furnished with or have had access to all necessary information that we desire in Ordinance to enable us to make an informed investment decision concerning investment in the Certificates, and we have had the opportunity to ask questions and receive answers from knowledgeable individuals concerning the purpose for which the proceeds of the Certificates will be utilized, and the security therefor, so that we have been able to make an informed decision to purchase the Certificates. HOU:2700900.1 4. We are purchasing the Certificates for our own account, as evidence of a loan to _ the City; and not with a view to, and with no present intention of, selling, pledging, transferring, conveying, hypothecating, mortgaging, disposing, reoffering, distributing, or reselling the Certificates, or any part or interest thereof; however, should we sell or otherwise transfer the Certificates, we will not sell or otherwise transfer such Certificates unless such sale or transfer is in compliance with applicable Federal securities laws, including 17 Code of Federal Regulations § 240.15c2-12, as then in effect. 5. We have satisfied ourselves that we may lawfully purchase the Certificates. 6. We acknowledge that the Certificates will not be rated and will not be listed on any securities exchange. Further, no trading market now exists in the Certificates, and none may exist in the future. Accordingly, we understand that it may need to bear the risks of this investment for an indefinite time, since any sale prior to the maturity for the Certificates may not be possible or may be at a price below that which we are paying for the Certificates. 7. The City hereby covenants that: (a) It will provide us with its audited annual financial statements within 270 days after each fiscal year end; and (b) It agrees to deliver to us any other financial information regarding the City that we may reasonably request from time to time. Very truly yours, BANK OF AMERICA, N.A. By Na. Tit: HOU:2700900. I SIGNATURE PAGE FOR PRIVATE PLACEMENT LETTER AGREED TO AND ACCEPTED THIS 18th DAY OF DUNE, 2007. ATTEST: Ci (SEAL) 'y r HOU:2700900.1 PAYING AGENT/REGISTRAR AGREEMENT THIS PAYING AGENT/REGISTRAR AGREEMENT dated as of June 15, 2007 (together with any amendments or supplements hereto, the "Agreement") is entered into by and between the CITY OF SANGER, TEXAS (the "Issuer'), and BANK OF AMERICA, N.A., Dallas, Texas. as paying agent/registrar (together with any successor in such capacity, the 'Bank„ WITNESSETH: WHEREAS, the Issuer has duly authorized and provided for the issuance of its City of Sanger, Texas Combination Tax and Revenue Certificates of Obligation, Series 2007 (the "Certificates") in the aggregate principal amount of $1,750,000 to be issued as fully registered certificates; WHEREAS, all things necessary to make the Certificates the valid obligations of the Issuer, in accordance with their terms, will be done upon the issuance and delivery thereof; WHEREAS, the Issuer and the Bank wish to provide the terms under which the Bank will act as Paying Agent to pay the principal of, redemption premium, if any, and interest on the Certificates, in accordance with the terms thereof, and under which the Bank will act as Registrar for the Certificates; and WHEREAS, the Issuer and the Bank have duly authorized the execution and delivery of this Agreement; and all things necessary to make this Agreement the valid agreement of the parties, in accordance with its terms, have been done. NOW, THEREFORE, it is mutually agreed as follows: ARTICLE ONE Section 1.01. Appointment. The Issuer hereby appoints the Bank to act as Paying Agent with respect to the Certificates, to pay to the Registered Owners of the Certificates, in accordance with the terms and provisions of this Agreement and the ordinance authorizing the issuance of the Certificates (the "Ordinance'), the principal of, redemption premi ) um, if any, and interest on all or any of the Certificates. The Issuer hereby appoints the Bank as Registrar with respect to the Certificates. HOU:2700295.1 The Bank hereby accepts its appointment, and agrees to act as Paying Agent and Registrar with respect to the Certificates. Section 1.02, Compensation. In consideration of the sale of the Security to the Bank by the Issuer, no compensation will be owing to the Bank for its services hereunder. DEFINITIONS Section 2.01. Definitions. ', For all purposes of this Agreement, except as otherwise expressly provided or unless the context otherwise requires. "Bank" means Bank of America, N.A., Dallas, Texas, a commercial bank which is a national bank duly organized and existing under the laws of the United States of America. "Certificate" or "Certificates" means any one or all of the "City of Sanger, Texas Combination Tax and Revenue Certificates of Obligation, Series 2007" authorized by the Ordinance. "Issuer" means the City of Sanger, Texas. "Ordinance" means the ordinance of the Issuer approved by its City Council on June 18, 2007, pursuant to which the Certificates are issued. "Paying Agent" means the Bank when it is performing the function of paying agent. "Person" means any individual, corporation, partnership, joint venture, associations, joint stock company, trust, unincorporated organization or government or any agency or political subdivision of a government or any entity whatsoever. "Registrar" means the Bank when it is performing the function of registrar. "Registered Owner" means the Person in whose name any Certificate is registered in the books of registration maintained by the Bank under this Agreement. All other capitalized terms shall have the meanings assigned to them in the Ordinance. 2 HOU:2700295.1 1 � i Section 3.01. Initial Delivery of the Certificates. The Certificates will be initially registered and delivered by the Bank to the purchaser designated by the Issuer as set forth in the Ordinance. If such purchaser delivers a written request to the Bank not later than five business days prior to the date of initial delivery, the Bank will, on the date of initial delivery, exchange the Certificates initially delivered for Certificates of authorized denominations, registered in accordance with the instructions in such request and the Ordinance. Section 3.02. Duties of Pai�ng Agent. As Paying Agent, the Bank shall, provided adequate funds have been provided to it for such purpose by or on behalf of the Issuer, timely pay on behalf of the Issuer the principal of and interest on each Certificate in accordance with the provisions of the Ordinance. If the issue is to be Depository Trust Company (DTC) comply with all eligibility requirements as outlined and questionnaire. Section 3.03. Duties of Registrar. eligible, the Paying Agent will agreed upon in the eligibility The Bank shall provide for the proper registration of the Certificates and the timely exchange, replacement and registration of transfer of the Certificates in accordance with the provisions of the Ordinance. Any changes to Registered Owners for such exchange, replacement and registration shall be made by the Bank only in accordance with the Ordinance. The Bank will maintain the books of registration in accordance with the Bank's general practices and procedures in effect from time to time; provided, however, that the Bank agrees to maintain books of registration for the Certificates at the City Secretary's office in City of Sanger, Texas, which books' of registration may be a copy of the register which shall be kept current by the Bank. Section 3.04. Unauthenticated Certificates. The Issuer shall provide an adequate inventory of unauthenticated Certificates to facilitate transfers. The Bank covenants that it will maintain such unauthenticated Certificates in safekeeping and will use reasonable care in maintaining such Certificates in safekeeping, which shall be not less than the care it maintains for debt securities of other government entities or corporations for which it serves as registrar, or which it maintains for its own bonds. 3 HOU:2700295.1 Section 3.05. Reports. Upon request of the Issuer, the Bank will provide the Issuer reports which will describe in reasonable detail all transactions pertaining to the Certificates and the books of registration for the period of time specified by the Issuer. The Issuer may also inspect and make copies of the information in the books of registration and such other documents related to the Certificates and in the Bank's possession at any time the Bank is customarily open for business, provided that reasonable time is allowed the Bank to provide an up-to-date listing or to convert the information into written form. The Bank will not release or disclose the content of the books of registration to any person other than to, or at the written request of, an authorized officer or employee of the Issuer, except upon receipt of a subpoena, court order or as otherwise required by law. Upon receipt of a subpoena, court order or other lawful request, the Bank will notify the Issuer immediately so that the Issuer may contest the subpoena, court order or other request if it so chooses. Section 3.06. Canceled Certificates. All Certificates surrendered for payment, redemption, transfer, exchange or replacement, if surrendered to the Bank, shall be promptly canceled by it and, if surrendered to the Issuer, shall be delivered to the Bank and, if not already canceled, shall be promptly canceled by the Bank. The Issuer may at any time deliver to the Bank for cancellation any Certificates previously authenticated and delivered which the Issuer may have acquired in any manner whatsoever, and all Certificates so delivered shall be promptly canceled by the Bank. All canceled Certificates held by the Bank shall be destroyed and evidence of such destruction shall be furnished to the Issuer. Section 3.07. Reliance on Documents Etc. (a) The Bank may conclusively rely, as to the truth of the statements and correctness of the opinions expressed therein, on certificates or opinions furnished to the Bank by the Issuer. ' (b) The Bank shall not be liable to the Issuer for actions taken under this Agreement as long as it acts in good faith and exercises due gence, reasonableness and care, as prescribed by law, with regard to its duties hereunder. (c) This Agreement is not intended to require the Bank to expend its own funds for performance of any of its duties hereunder. (d) The Bank may exercise any of the powers hereunder and perform any duties hereunder either directly or by or through agents or attorneys. (e) The Bank is also authorized to transfer funds relating to the closing and initial delivery of the securities in the manner disclosed in the closing memorandum approved by the Issuer as prepared by the Issuer's financial advisor or other agent. The Bank may act on a 4 HOU:2700295.1 facsimile transmission of the closing memorandum to be followed by an original of the closing memorandum signed by the financial advisor or the Issuer. Section 3.08. Money Held by Bank. Money held by the Bank hereunder shall be held in trust for the benefit of the Registered Owners of the Certificates. The Bank shall be under no obligation to pay interest on any money received by it hereunder. All money deposited with the Bank hereunder shall be secured in the manner and to the fullest extent required by law for the security of funds of the Issuer. Any money deposited with the Bank for the payment of the principal of or interest on any Certificates and remaining unclaimed by the Registered Owner after the expiration of three years from the date such funds have become due and payable shall be reported and disposed of by the Bank in accordance with the provisions of Texas law including, to the extent applicable, Title 6 of the Texas Property Code, as amended. To the extent such provisions of the Property Code do not apply to the funds, such funds shall be paid by the Bank to the Issuer upon receipt of a written request therefor from the Issuer. The Bank shall have no liability to the Registered Owners of the Certificates by virtue of actions taken in compliance with the foregoing provision. ARTICLE FOUR MISCELLANEOUS PROVISIONS Section 4.01. MU Own Certificates. The Bank, in its individual or any other capacity, may become the owner or pledgee of Certificates with the same rights it would have if it were not the Paying Agent and Registrar for the Certificates. Section 4.02. Amendment. This Agreement may be amended only by an agreement in writing signed by both of the parties hereof. Section 4.03. Assignment. This Agreement may not be assigned by either party without the prior written consent of the other. Section 4.04. Notices, 5 HOU:2700295.1 Any request, demand, authorization, direction, notice, consent, waiver or other document provided or permitted hereby to be.given or furnished to the Issuer or the Bank shall be mailed or delivered to the Issuer or the Bank, respectively, at the addresses shown herein, or such other address as may have been given by one party to the other by 15 days' written notice. Section 4.05. Effect of Headings. The Article and Section headings herein are for convenience only and shall not affect the construction hereof. Section 4.06. Successors and Assigns. All covenants and agreements herein by the Issuer and the Bank shall bind their successors and assigns, whether so expressed or not. This Agreement shall not be assigned by the Bank without the prior written consent of the Issuer. Section 4.07. Severability. If any provision of this Agreement shall be invalid or unenforceable, the validity and enforceability of the remaining provisions hereof shall not in any way be affected or impaired. Section 4.08. Benefits of Agreement. Nothing herein, express or implied, shall give to any Person, other than the parties hereto and their successors hereunder, any benefit or any legal or equitable right, remedy or claim hereunder. Section 4.09. Ordinance Governs Conflicts. This Agreement and the Ordinance constitute the entire agreement between the parties hereto relative to the Bank acting as Paying Agent and Registrar and if any conflict exists between this Agreement and the Ordinance, the Ordinance shall govern. The Bank agrees to be bound by the terms of the Ordinance with respect to the Certificates. Section 4.10. Term and Termination. This Agreement shall be effective from and after its date and may be terminated for any reason by the Issuer or the Bank at any time upon 60 days' written notice; provided, however, that no such termination shall be effective until a successor has been appointed and has accepted the duties of the Bank hereunder. In the event of early termination, regardless of circumstances, the Bank shall deliver to the Issuer or its designee all funds, Certificates and all books and records pertaining to the Bank's role as Paying Agent and Registrar with respect to the Certificates, including, but not limited to, the books of registration. 6 HOU:2700295.1 Section 4.11. Governing Law. - — This Agreement shall be construed in accordance with and shall be governed by the laws of the State of Texas. fIl HOU:2700295.1 IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the day and year first above written. CITY OF SANGER, TEXAS By: ADDRESS: 201 Bolivar Street Sanger, Texas 76266 ATTEST: HOU:2700295.1 BANK OF AMERICA, N.A. By: Name: Title: HOU:2700295.1 GENERAL CERTIFICATE STATE OF TEXAS COUNTY OF DENTON CITY OF SANGER We, the undersigned officers of the City of Sanger, Texas (the "City"), do hereby make and execute this certificate for the benefit of the Attorney General of the State of Texas and all other persons interested in the City's $1,750,000 CITY OF SANGER, TEXAS COMBINATION TAX AND REVENUE CERTIFICATES OF OBLIGATION, SERIES 2007, dated June 15, 2007 (the "Certificates"), now in the process of issuance, as follows: (1) The City is a duly incorporated Home Rule City, having more than 51000 inhabitants, operating and existing under the Constitution and laws of the State of Texas and the duly adopted Home Rule Charter of the City, which Charter has not been changed since the approval by the Attorney General of the State of Texas of the City of Sanger, Texas Combination Tax and Revenue Certificates of Obligation, Series 2006, dated August 15, 2006, which were the last obligations issued by or on behalf of the City. (2) The Certificates are being issued to provide funds to pay contractual obligations to be incurred for (1) to acquire and renovate a building and parking area to be used by the City's public works department; (2) to purchase phone, alarm and computer equipment and office furniture for such building; and (3) the payment for professional services related thereto. (3) The currently effective ad valorem tax appraisal roll of the City (the "Tax Roll") is the Tax Roll prepared and approved during the calendar year 2006, being the most recently approved Tax Roll of the City; the taxable property in the City has been appraised, assessed and valued as required and provided by the Texas Constitution and Property Tax Code (collectively, "Texas law"); the Tax Roll for the year has been submitted to the City Council of the City as required by Texas law, and has been approved and recorded by the City Council; and according to the Tax Roll for the year, the net aggregate taxable value of taxable property in the City (after deducting the amount of all applicable exemptions required or authorized under Texas law), upon which the annual ad valorem tax of the City has been or will be imposed or levied, is $334,619,503, (4) The following individuals were the duly elected and qualified Mayor, and City Council of the City holding the offices opposite their names: Joe Higgs Mike James Glenn Ervin Mike Walker Andy Garza Robert Patton Mayor Councilman, Place 1 Councilman, Place 2 Councilman, Place 3 Councilman, Place 4 Councilman, Place 5 (6) Rosalie Chavez has been the duly appointed and qualified City Secretary of the City. (7) The Certificates were sold at par by means of notice and bid to Bank of America, N.A. (8) Save and except for the pledge of the Net Revenues of the System to the payment of the Certificates and the City's Certificates of Obligation, Series 1994, Combination Tax and Revenue Certificates of Obligation, Series 2002, and Combination Tax and Revenue Certificates of Obligation, Series 2006, the Net Revenues of the System have not been pledged in any other manner or for any other purpose, and the pledge of the Net Revenues of the System to the Certificates evidences the only lien, encumbrance, or indebtedness of the System or against Net Revenues of the System. (9) Attached to this certificate as Exhibit A is a true, full and correct debt service schedule for the Certificates. Attached as Exhibit B is a true, full and correct debt service schedule for all of the City's outstanding tax supported debt, including the Certificates. The principal amount of the City's total outstanding tax supported debt, including the Certificates, is $10,895,000, HOU:2700296.1 (9) The following is a true, full and current schedule of System revenues, remaining after the payment of all operation and maintenance expenses thereof ("Net Revenues"), for the last three fiscal years$ Fiscal Year Ended September 30, 2004 2005 2006 $1,024,668 $148,434 $4533493 (10) The current monthly rates and charges for services provided by the System are as follows: Water Rates: Residential Customers Minimum per unit served for 0-1,000 gallons $15.25 Next 4,000 gallons 2.35 per thousand gallons Next 10,000 gallons 2.60 per thousand gallons Next 15,000 gallons 3.05 per thousand gallons Over 30,000 3.90 per thousand gallons Commercial Customers Minimum per unit served for 0-1,000 gallons $18.00 Next 4,000 gallons 2.75 per thousand gallons Next 10,000 gallons 3.00 per thousand gallons Next 15,000 gallons 3.25 per thousand gallons Over 30,000 4.00 per thousand gallons Sewer Rates: Residential Customers first 1,000 allons $16.00 allons over first 1,000 allons 1.00 E 30.00 l Customers inch meter $22.00 1 inch meter 24.00 1 %: inch meter 28.00 2 inch meter 33.00 3 inch meter 41.00 4 inch meter 76.00 Per 1,000 gallons over first 1,000 gallons 1.00 Multi-Famil Dwellin s Amount due shall be the residential rate multiplied by the number of occupied dwelling units (11) The City is not in default as to any covenant, condition or obligation on any prior bonds or other obligations payable from the Net Revenues of the System. 2 HOU:2700296.1 SIGNED AND SEALED this June 18, 2007. City Secretary' (CITY SEAL) CITY OF BANGER, TEXAS 3 HOU:2700296.1 Ezhihit A Debt Service Schedule for the Certificates HOU:2700296.1 Ezhibit B Debt Service Schedule for All of the City's Outstanding Taz Supported Debt HOU:2700296.1 Total Outstanding General Obligation/Tax Supported Debt As of 6/11/2007 Including Proposed 2007 CO's Principal Interest Annual Total Dates Amount Amount Total P&I FY Begins 10/01 9/1/2007 $585,000*00 $200,236*25 $785,236*25 $982,517M 3/1/2008 $186,063.75 $186,063*75 8/1/2008 $50,000*00 $82,988.89 $1329988.89 9/1/2008 $615,000.00 $186,063*75 $801,06175 $1,120,116.39 2/1/2009 $371400.00 $37,400*00 3/1/2009 $171,098.75 $171,098*75 8/1/2009 $60,000.00 $37,400.00 $97,400.00 9/1/2009 $6451000.00 $171,098*75 $816109815 $1,121,997.50 2/1/2010 $36,080.00 $36,080.00 3/1/2010 $155,391.25 $155,391.25 8/1/2010 $60,000.00 $36,080*00 $96,080.00 9/1/2010 $4651000.00 $155,391.25 $620,391 *25 $907,942.50 2/1/2011 $34,760900 $34,760.00 3/1/2011 $145,666*25 $145,666425 8/1/2011 $65,000.00 $34,760.00 $99,760*00 9/1/2011 $485,000*00 $145,666.25 $630,666*25 $910,852.50 2/1/2012 $33,330900 $33,330*00 3/1/2012 $135,861*25 $135,861,25 8/1/2012 $65,000.00 $33,330*00 $98,330.00 9/1/2012 $505,000M $135,861.25 $640,861*25 $908,382050 2/1/2013 $31,900M $31,900*00 3/1/2013 $125,596.25 $125,596.25 8/1/2013 $70,000*00 $31,900A0 $101,900000 9/1/2013 $530,000*00 $125,596.25 $655,596*25 $914,992.50 2/1/2014 $30t360*00 $30,360*00 3/1/2014 $114,756.25 $114,756.25 8/1/2014 $751000.00 $30,360.00 $105,360.00 9/1/2014 $550,000.00 $114,756.25 $664,756*25 $915,232*50 2/1/2015 $28,710.00 $28,710900 3/1/2015 $103,44315 $103144175 8/1/2015 $751000.00 $28,710*00 $103,710.00 9/1/2015 $570,000.00 $103,44175 $673,443*75 $909,307.50 2/1/2016 $27,060*00 $27,060A0 3/1/2016 $91,718.75 $91,71835 8/1/2016 $801000.00 $27,060A0 $107,060.00 9/1/2016 $595,000000 $91,718.75 $686,718*75 $912,557.50 2/1/2017 $25,300*00 $25,300.00 3/1/2017 $77,11315 $77,11315 8/1/2017 $85,000.00 $25,300*00 $110;300*00 9/1/2017 $630,000000 $77,11315 $707,113.75 $919,827950 2/1/2018 $23,430.00 $23,430A0 3/1/2018 $64,006*25 $64,006.25 8/1/2018 $85,000.00 $23,430*00 $108,430.00 9/1/2018 $650,000400 $64,006*25 $714,006.25 $909,872650 2/1/2019 $21,560.00 $21,560.00 3/1/2019 $50,31815 $50,318.75 8/1/2019 $90,000000 $21,560*00 $111,560A0 9/1/2019 $680,000000 $50,318.75 $730,318*75 $913,757M 2/1/2020 $191580A0 $19,580*00 3/1/2020 $35,868,75 $35,868*75 8/1/2020 $95,000*00 $19,580*00 $114,580.00 9/1/2020 $715,000000 $35,868*75 $750,868.75 $920,897M 2/1/2021 $17,490A0 $171490A0 3/1/2021 $20582M $20t582*50 8/1/2021 $100*000000 $17,490.00 $117,490.00 9/1/2021 $740,000.00 $20,58150 $760,582M $916,145.00 2/1/2022 $15,290.00 $15,290A0 3/1/2022 $4,625*00 $4,625*00 8/1/2022 $105,000.00 $15,290.00 $120,290*00 9/1/2022 $185,000.00 $4,625.00 $1892625*00 $329,830.00 2/1/2023 $12,980*00 $12,980.00 8/1/2023 $110,000000 $12,980.00 $122,980*00 $135,960A0 2/1/2024 $10,560.00 $109560A0 8/1/2024 $110,000600 $10,560A0 $120,560.00 $131,120.00 2/1/2025 $8,140.00 $8,140.00 8/1/2025 $115,000900 $8,140A0 $123,140*00 $131,280.00 2/1/2026 $5,610*00 $5,610.00 8/1/2026 $1251000M $5,610.00 $130,610*00 $130,610A0 2/1/2027 $2,860*00 $2,860.00 8/1/2027 $130.000.00 2 860.00 $132*860*00 $135.720.00 Totals $10,895,000.00 $4,092,247.64 $14,9879247.64 $159178,918.92 Issue Prin Amt CO Series 1994 $565,000 CO Series 2002 $2,080,000 CO Series 2006 $61500,000 CO Series 2007 $1 J50,000 Totals $10,895,000 SIGNATURE IDENTIFICATION AND NO -LITIGATION CERTIFICATE THE STATE OF TEXAS § COUNTY OF DENTON § CITY OF SANGER § We, the undersigned officers of the City of Sanger, Texas (the "City"), certify that we officially signed, by our manual or facsimile signatures, on behalf of the City, the following described certificates of obligation, to wit. CITY OF SANGER, TEXAS COMBINATION TAX AND REVENUE CERTIFICATES OF OBLIGATION, SERIES 2007, dated June 15, 2007, and aggregating $1,750,000 (the "Certificates'), That the Certificates have been duly and officially executed by the undersigned with their manual or facsimile signatures in the same manner appearing hereon, and the undersigned hereby adopt and ratify their respective signatures in the manner appearing on each of the Certificates, whether in manual or facsimile form, as the case may be, as their own signatures. That on the date of such signing and on the date hereof, we were and are the duly chosen, qualified and acting officers authorized to execute the Certificates, and holding the official titles set forth below opposite such signatures. We further certify that no litigation is pending or, to our knowledge, threatened in any court in any way affecting the existence or boundaries of the City or the titles of its officers to their respective positions or their authority to act on the City's behalf or to restrain or enjoin the issuance or delivery of the Certificates, or the levy, collection or application of the ad valorem taxes or revenues pledged or to be pledged to pay the principal of and interest on the Certificates, or the pledge thereof, or in any way contesting or affecting the validity of the Certificates, the ordinance dated June 18, 2007, authorizing the issuance, sale and delivery of the Certificates (the "Ordinance"), or contesting the powers of the City or the authorization of the Certificates or the Ordinance. We further certify that the seal that has been impressed, or placed in facsimile, upon each of the Certificates is the legally adopted, proper and only official seal of the City, such official seal being impressed upon this certificate. We further certify that no petition or other request has been filed with or presented to any official of the City requesting that any of the proceedings authorizing the Certificates be submitted to a referendum or other election. i HOU:2700313.1 We further certify that the information and data contained in the General Certificate dated June 18, 2007 remain true and correct as of this date. WITNESS OUR HANDS AND THE SEAL OF THE CITY this SIGNATURES r � c /1 TITLE OF OFFICE Mayor, City of Sanger, Texas City Secretary, City of Sanger, Texas 2007. Before me, on this day personally appeared the foregoing individuals, known to me to be the persons whose names were subscribed in my presence to the foregoing instrument. h Given under my hand and seal of office this `��" 1VUldIy I"UDi1G Typed or Printed Name: My Commission Expires: Z�l� Cvl HOU:2700313. I FEDERAL TAX CERTIFICATE CITY OF SANGER, TEXAS COMBINATION TAX AND REVENUE CERTIFICATES OF OBLIGATION , SERIES 2007 I, the undersigned officer of the City of Sanger, Texas, a political subdivision of the State of Texas (together with any successor to its duties and functions, the "City") make this certification for the benefit of all persons interested in the exclusion from gross income and certain other treatment for federal income tax purposes of the interest to be paid on the City's Combination Tax and Revenue Certificates of Obligation, Series 2007 (the "Certificates") in the aggregate principal amount of $1,750,000, which are being issued and delivered simultaneously with the delivery of this certificate (the "Certificate"). I do hereby certify as follows. 1. General. I am the duly chosen, qualified and acting officer of the City for the office shown below my signature. In such capacity, I am charged, along with others, with responsibility for issuing the Certificates. I am familiar with the facts, estimates and expectations certified herein, and I am duly authorized to execute and deliver this Certificate. I am familiar with the provisions of ordinance adopted on June 18, 2007, authorizing the issuance of the Certificates (the "Ordinance"), and particularly the provisions thereof relating to the treatment of the Certificates and the interest thereon for federal income tax purposes. I am aware of the provisions of the Internal Revenue Code of 1986, as amended (the "Code"), including Sections 103 and 141 through 150 thereof, and the Treasury Regulations (the "Regulations") promulgated under the Code. This Certificate is being executed and delivered pursuant to the relevant provisions of the Code and Sections 1.1414 through 1.141-15, 1.14&0 through 1.148415 1.149(d), 1.149(g)-1, 1.1504 and 1.150-2 of the Regulations. Certain terms used herein have the same meanings as given to those terms in the Code and the Regulations. Capitalized terms used in this Certificate (unless otherwise indicated herein) shall have the meanings ascribed to them in the Ordinance. 2. Reasonable Expectations. As an officer of the City responsible for issuing the Certificates, the undersigned hereby certes, in good faith, that the City's expectations, as of the Issue Date (as defined herein), regarding the amount and use of the gross proceeds of the Certificates and other matters relevant to the treatment of interest on the Certificates for federal income tax purposes are accurately and completely stated herein, that all of such expectations are reasonable and are based on the facts and estimates stated in this Certificate, that all of the facts and estimates stated in this Certificate are accurate. The undersigned has relied on certain representations made by Bank of America, N.A. the Purchaser, with respect to the Certificates the "Purchaser") in the Certificate of Purchaser, attached hereto as Exhibit A and certain representations of Government Capital Securities Corporation, the financial advisor to the City (the "Financial Advisor") in the Certificate of Financial Advisor, attached hereto as Exhibit B. The undersigned is aware of no other facts, estimates or circumstances which would indicate that any of the expectations stated herein are not reasonable. 3. Description of Governmental Purposes. The City is issuing the Certificates pursuant to the Ordinance to provide funds, which will be used to finance: DAL:672045.1 (a) to acquire and renovate a building and parking area to be used by the City's public works department and to purchase phone, alarm and computer equipment and office furniture for such building (the "Project"); and (b) to pay the costs issuing the Certificates. 4. Proceeds of the Certificates. The sales proceeds from the sale of the Certificates is $1,750,000.00 which represents the aggregate principal amount of the Certificates. 5. Use of Proceeds of the Certificates. The sales proceeds from the sale of the Certificates will be expended and applied by the City as follows: (a) Proceeds of the Certificates in the amount of $1,720,000.00 will be used by the City to pay costs of the Project. (b) Proceeds of the Certificates in the amount of approximately $29,850.00 will be used by the City to pay costs of issuance of the Certificates. (c) Proceeds of the Certificates in the amount of $150.00 represents a rounding amount that will be used to pay additional costs of issuance, if any, and thereafter will be deposited n the Debt Service Fund (as defined below) to be used on August 1, 2008, to pay interest on the Certificates. 6. No Pre -Issuance Accrued Interest. Interest on the Certificates begins to accrue on Issue Date; therefore, the Certificates are being issued without pre -issuance accrued interest. 7. Investment Proceeds. Earnings on the investment of proceeds of the Certificates described in paragraph 5(a) will be used in addition to the amounts described in paragraph 5(a) to pay costs associated with the Project. The total cost of the Project is expected to equal or exceed the sum of the amount described in paragraph 5(a) and the investment earnings thereon which are to be used to pay costs of the Project. Earnings on the investment of proceeds of the Certificates described in paragraph 5(b) will be used in addition to the amounts described in paragraph 5(b) to pay the costs of issuance of the Certificates. Earnings on the investment of proceeds of the Certificates described in paragraph 5(c) will be used for the purposes described in paragraphs 5(c). 8. Replacement Proceeds. There are no amounts on hand, and there are no amounts expected to be received, other than amounts identified herein as proceeds of the Certificates and amounts to be held in the Debt Service Fund for the payment of debt service on the Certificates (as discussed in paragraph 12) which have or will have at any time a sufficiently direct nexus to the Certificates or to any governmental purpose of the Certificates to conclude that such amounts would have been used for that governmental purpose if the proceeds of the Certificates were not used or to be used for that governmental purpose. More specifically -- (a) Sinking Funds and Pledged Funds. Other than the Debt Service Fund and the amounts and investments on deposit therein from time to time, there are not now and will not be at any time while the Certificates are outstanding -- -2- DAL:672045.1 (i) any debt service fund, reserve fund, replacement fund, any similar fund, or any amount or investment reasonably expected to be used, directly or indirectly (such as, by the generation of income to be used), to pay principal or interest on the Certificates; and (ii) any fund, amount, or investment that is directly or indirectly pledged to pay principal or interest on the Certificates. A pledge includes, but is not limited to, any arrangement, regardless of its form, which provides reasonable assurance that the amount will be available to pay principal or interest, even if the City encounters financial difficulty. A pledge to a guarantor or an agreement to maintain an amount at a particular level or balance for the direct or indirect benefit of bondholder or a guarantor would constitute a pledge for this purpose. (b) No Other Replacement Proceeds. There will be no other replacement proceeds allocable to the Certificates. Based on the reasonable expectations of the City as of the date hereof, the term of the Certificates is not longer than, and the City will not aHow the Certificates to remain outstanding longer than, is reasonably necessary for the governmental purposes for which the Certificates are being issued. The weighted average maturity of the Certificates does not exceed 120 percent of the reasonably expected economic life of the capital projects being financed by the Certificates, determined in the same manner as provided under Section 147(b) of the Code. In addition, none of the proceeds of the Certificates will be used to finance working capital expenditures. 9. No Overissuance. Based on the expectations set forth in the preceding paragraphs, the amount of the proceeds from the issuance of the Certificates, plus all investment proceeds to be received with respect to the Certificates, does not exceed by any amount, the amount required for the governmental purposes for which the Certificates are being issued, as described in paragraph 3 above. 10. Temporary Period Requirements for the Certificates. (a) Expenditure Test. The City expects at least 85 percent of the net sale proceeds of the Certificates will have been expended prior to July 33 2010 for costs of the Project. All net sale proceeds of the Certificates not expended prior to July 3, 2010 will be invested on and after such date until final expenditure at a yield (as defined in paragraph 14) which is not materially higher than the yield on the Certificates, except as set forth in paragraph 18 below. (b) Time Test. The City has incurred or will incur within six months of the date hereof a substantial binding obligation to a third party pursuant to which the City is obligated to expend at least five percent of the net sale proceeds of the Certificates on the Proj ect. (c) Due Diligence. The City expects that the Project will proceed with due diligence to completion and that the net sale proceeds of the Certificates will be expended on the Project with reasonable dispatch. -3- DAL:672045.1 (d) Investment Proceeds. The City expects that all amounts derived from the investment of monies received from the sale of the Certificates and from the reinvestment of such investment proceeds will be expended within three years from the date hereof or within one year after receipt of such investment income, whichever is later. All investment proceeds of the Certificates not expended prior to such date will be invested on and after such date until final expenditure at a yield which is not materially higher than the yield on the Certificates, except as provided in paragraph 18 below. The term "net sale proceeds" shall mean any amount actually or constructively received from the sale of the Certificates, including amounts constituting the underwriter's discount or compensation and accrued interest, other than pre -issuance accrued interest, less amounts invested as part of a reasonably required reserve or replacement fund or as part of a minor portion for the Certificates. 11. Flow of Funds. Under the Certificates, the City is obligated to levy, assess and collect an ad valorem tax on property located in the City in an amount sufficient to pay debt service on the Certificates. All taxes levied, assessed and collected by the City for and on account of the Certificates will be deposited into the Debt Service Fund. 12. Debt Service Fund. The City created pursuant to the Ordinance the Combination Tax and Revenue Certificates of Obligation, Series 2007 Debt Service Fund (the "Debt Service Fund") to be used primarily to achieve a proper matching of revenues and debt service on the Certificates within each bond year. The City expects that the taxes levied, assessed and collected each year, and amounts received from investment of moneys held in the Debt Service Fund, will be sufficient to pay debt service each year on the Certificates. The City will adjust the annual tax rates as necessary, taking into account other moneys available or to be available for the payment of debt service on the Certificates. The portion of the Debt Service Fund which will be depleted by the payment of debt service on the Certificates at least once each bond year, except for a reasonable carryover amount not to exceed the greater of (a) one year's earnings on the Debt Service Fund for the immediately preceding bond year or (b) one -twelfth of the principal and interest payments on the issue for the immediately preceding bond year, will constitute a bona fide Debt Service Fund and will be treated as a separate fund (the "Bona Fide Portion") for purposes of this Certificate. Amounts, other than proceeds of the Certificates, remaining in the Debt Service Fund, after the annual payment of all principal of and interest and premium, if any, on the Certificates, other than the reasonable carryover amount described in the preceding sentence will be treated for purposes of this Certificate as a separate fund (the "Reserve Portion"). The City reasonably expects that the sum of any amounts in the Debt Service Fund which (i) are allocable to such Reserve Portion or (ii) are allocable to the Bona Fide Portion, but are not spent for the payment of debt service on the Certificates within 13 months after the date of receipt of such amount, will not exceed the least of (x) 10 percent of the Issue Price (as defined in paragraph 13), (y) the maximum annual principal and interest requirements on the Certificates, or (z) 125 percent of the average annual principal and interest requirement on the Certificates, at any time so long as the Certificates are outstanding. To the extent any such accumulations exceed such amount, the excess amount will be invested at a yield not in excess of the yield on the Certificates, except as set forth in paragraph 18 below. -4- DAL:672045.1 13. Issue Price. The term "Issue Price," with respect to the entire issue of Certificates, means the aggregate of the initial offering prices for all of the Certificates, plus pre -issuance accrued interest as of date of issue on the entire issue of Certificates (unless as otherwise indicated herein). For substantially identical Certificates, the Issue Price is the first price at which a substantial amount (i.e., at least ten percent) was sold to the public (excluding bond houses, brokers or similar persons or organizations acting in the capacity of underwriters and wholesalers). Based on the foregoing and on the Certificate of Purchaser attached as Exhibit A and incorporated herein by reference, the Issue Price of the Certificates, without taking into account any costs of issuance or pre -issuance accrued interest, is $1,750,000.00. 14. Yield on the Certificates. For purposes of this Certificate, the term "yield" shall have the meaning ascribed to it in Section 148(h) of the Code and the Regulations in effect thereunder and, when used with respect to the Certificates, shall mean that interest rate which when used as a discount factor to compute the present value as of the Issue Date of all scheduled payments of principal of and interest on the Certificates produces an amount equal to (i) the Issue Price of the Certificates, plus (ii) pre -issuance accrued interest on the Certificates as of the Issue Date. Yield on the Certificates shall not take into account or reflect any underwriter's discount or cost of issuance of the Certificates. For purposes hereof, yield is and shall be calculated on the basis of a 360-day year with interest compounded semi-annually. The yield with respect to the Certificates subject to optional redemption is computed by treating each Certificate as retired at the stated redemption price on the final maturity date because (i) the City has no present intention to redeem prior to maturity the Certificates which are subject to optional redemption, (ii) no Certificate is subject to optional redemption at any time for a price less than the retirement price at final maturity plus accrued interest, (iii) no Certificate subject to optional redemption is issued at an Issue Price that exceeds the stated redemption price at maturity of such Certificate by more than one-fourth of one percent multiplied by the product of the stated redemption price at maturity of such Certificate and the number of complete years to the first optional redemption date for such Certificate; and (iv) no Certificate subject to optional redemption bears interest at a rate that increases during the term of the Certificate. The Certificates are subject to mandatory redemption. The yield on'the Certificates is calculated by treating the outstanding stated principal amounts payable on the mandatory redemption dates as payments on such dates based on representations of the Financial Advisor that the stated redemption price at maturity of the Certificates does not exceed the issue price of the Certificates by more than one-fourth of one percent multiplied by the product of the stated redemption price at maturity and the number of years to the date of the weighted average maturity (determined by taking into account the mandatory redemption schedule) of the Certificates. The yield on the Certificates, calculated in this manner and as stated in the Certificate of Financial Advisor, attached hereto as Exhibit B, is 4.39351035 percent. 15. Qualified Tax -Exempt Obligations. Section 265 of the Code permits designation of governmental obligations such as the Certificates as "qualified -tax-exempt obligations." The Certificates have been, or are hereby, designated by the City as a "qualified tax-exempt -5- DAL:672045.1 obligations" for purposes of Section 265(b)(3) of the Code. The Certificates are not private activity bonds within the meaning of Section 141(a) of the Code. The City (and all entities related to the City) does not reasonably expect to issue, and will not designate, tax-exempt obligations, including the City, in an aggregate amount (based in each case on the higher of the principal amount or the issue price) in excess of $10,000,000 during the calendar year 2007. 16. Other Issues. There are no obligations issued by the City or any related party of the City which (a) are sold at the same time as the Certificates (within 15 days), (b) are reasonably expected to be paid from the same source of funds as the Certificates and (c) have been or will be sold pursuant to the same plan of financing as the Certificates. 17. No Other Sinking Funds. Other than the Debt Service Fund, there are no other funds or accounts comprised of investment property established by and on behalf of the City (a) which are expected to be used, or expected to generate earnings to be used, to pay debt service on the Certificates, or which are reserved or pledged as collateral for payment of debt service on the Certificates and (b) for which there is reasonable assurance that amounts therein will be available to pay debt service on the Certificates if the City encounters financial difficulties. Use of amounts in the Debt Service Fund is described above. There is no other fund established, or to be created or established, which would be treated as a sinking fund with respect to the Certificates. 18. Minor Portion. The City expects that the gross proceeds of the Certificates, including all proceeds received with respect to the Certificates and all investment proceeds received on such amounts, and all other amounts pledged or anticipated to be used to pay principal of and interest on the Certificates, other than amounts representing a portion of the Bona Fide Portion of the Debt Service Fund, will be expended in accordance with paragraphs 5 and 10 above. To the extent that such amounts remain unexpended or are otherwise on hand following the periods set forth in paragraph 10 above exceeds the amount specified in this paragraph, the City will invest such amounts, other than a minor portion in an amount not exceeding the lesser of 5 percent of the sale proceeds of the Certificates or $100,000 in the aggregate, at a yield not materially higher than the yield on the Certificates. 19. Compliance with Rebate Requirements (a) General. The City has covenanted in the Ordinance that, unless the Certificates meet an exception to the rebate requirement, it will take all necessary steps to comply with the requirement that rebatable arbitrage earnings on the investment of the gross proceeds of the Certificates, within the meaning of Section 148(f) of the Code, be rebated to the federal government. Specifically, the City will (i) maintain separate records regarding the amount and timing of disbursements of proceeds of the Certificates (ii) maintain records regarding the investment of the gross proceeds of the Certificates as may be required to calculate the amount earned on the investment of the gross proceeds of the Certificates which are part of a reasonably required reserve or replacement fund separately from records of amounts in other funds or accounts maintained for the Certificates amounts on deposit in the funds and accounts of the City allocable to other bond issues of the City or moneys which do not represent gross proceeds of any obligation of the City (iii) calculate at such times as required by applicable Regulations, -6- DAL:672045.1 the rebatable amount earned from the investment of the gross proceeds of any obligation of the City, (iv) calculate at such times as required by applicable Regulations, the rebatable amount earned from the investment of the gross proceeds of the Certificates which are part of a reasonably required reserve or replacement fund, and (v) pay, not less often than every fifth anniversary date of the delivery of the Certificates or on such other dates as permitted or required by applicable Regulations, all amounts required to be rebated and all penalties required to be paid to the federal government. The City acknowledges that the purposes of compliance with Section 148 of the Code, gross proceeds of the Certificates must be accounted for on the basis of a reasonable, consistently applied method of accounting, not employed in whole or in part as an artifice or device. The City will employ accountants or other persons with expertise in performing the rebate calculations as is necessary to insure compliance with the Code. The City will employ legal counsel as is necessary to resolve the interpretive issues involved in complying with the rebate requirements of the Code. Further, the City will not indirectly pay any amount otherwise payable to the federal government pursuant to the foregoing requirements to any person other than the federal government by entering into any investment arrangement with respect to the gross proceeds of the Certificates. In the event that the City fails to comply with the rebate requirements of the Code, the City agrees to take all steps available under the Code to bring the Certificates into compliance with the Code; such steps include paying any penalty, interest or other amounts which will allow the City to return to compliance with the rebate requirements of the Code. If the City is required to pay rebate or other amounts, such as penalties and interest, to the United States with respect to the Certificates pursuant to Section 148(f) of the Code in order to prevent the Certificates from constituting arbitrage bonds or being otherwise classified or treated such that interest on the Certificates would not be excludable from the gross income of the holders thereof for federal income tax purposes, the City will timely make such payments from available funds of the City and the City reasonably expects that it will have the ability to make such payments from available funds of the City in the event such payments become necessary. The undersigned reasonably expects that the City will fulfill its covenants and representations in this regard. (b) Small Issuer Exception to Rebate. Section 148(f) of the Code provides that if each of the conditions specified in paragraphs (a) through (d) set forth below are applicable to the City and the Certificates, the City will not be required to rebate excess arbitrage profits to the United States. The City hereby represents that the following conditions of this paragraph are applicable to the City and the Certificates: (b) the City is a governmental unit with general taxing powers; (c) the Certificates are not private activity bonds within the meaning of section 141(a) of the Code; (d) 95% or more of the net proceeds of the Certificates will be used for local governmental activities of the City; and (e) the aggregate face amount of all tax exempt obligations, other than private activity bonds, issued by the City, and all subordinate entities thereof, if any, during the -7- DAL:672045.1 calendar year in which the Certificates are issued is not reasonably expected to exceed $5,000,000. 20. Not a Refunding. No portion of the proceeds of the Certificates are expected to be used to pay any interest on or principal of any issue of governmental obligations other than the Certificates. 21. Not a Reimbursement. Except for certain preliminary expenditures, if any (as defined in Section 1.150-2(f)(2) of the Regulations) not exceeding 20 percent of the Issue Price of the Certificates, none of the proceeds of the Certificates will be allocated to, or otherwise used, to reimburse any expenditure paid, either actually or constructively, by the City prior to the Issue Date. 22. Not a Hedge Bond. Not more than 50 percent of the proceeds of the Certificates will be invested in non -purpose investments (as defined in Section 148(f)(6)(A) of the Code) having a substantially guaranteed yield for four years or more within the meaning of Section 149(g)(3)(A)(ii) of the Code, and the City reasonably expects that at least 85 percent of the spendable proceeds of the Certificates will be used to carry out the governmental purposes of the Certificates within the three-year period beginning on the date the Certificates were issued. 23. No Change In Use. The City does not expect to dispose of any portion of the Project related to the Certificates, or to change the use of the proceeds of the Certificates while any of the Certificates are outstanding. 24. No Abusive Arbitrage Device. The Certificates are not and will not be a part of an issue in which an abusive arbitrage device (as defined in Section 1.148-10(a) of the Regulations) is used. Without limiting the foregoing, the Certificates are not and will not be a part of a transaction or series of transactions that attempts to circumvent the provisions of Section 148 of the Code and the Regulations, by (i) enabling the City to exploit the difference between tax-exempt and taxable interest rates to gain a material financial advantage, and (ii) increasing the burden on the market for tax-exempt obligations. In this regard, the City issued the Certificates for the primary purpose of accomplishing the bona fide governmental purposes set forth �n paragraph 3 of this Certificate. Based on all the facts and circumstances, the City has not issued the Certificates in an amount higher than is reasonably necessary to accomplish the governmental purposes of the Certificates, the City has not issued the Certificates earlier than is reasonably necessary to accomplish the governmental purposes of the Certificates and the City is not allowing the Certificates to remain outstanding longer than is reasonably necessary to accomplish the governmental purposes of the Certificates. The City would have issued the Certificates regardless of any arbitrage benefit, which it may realize in connection with the Certificates. In fact, the City reasonably expects that even if the Certificates were not tax-exempt obligations and if market rates of interest on taxable and tax-exempt obligations were equal to each other and to the rates at which the Certificates are in fact now being issued, the City would have issued the Certificates, notwithstanding the loss of any opportunity to borrow at lower tax-exempt rates and invest at higher taxable rates. (a) No Impermissible Sinking Fund. No portion of the Certificates has a maturity determined primarily for the purpose of creating a sinking fund with respect to DAL:672045.1 the Certificates the yield on which will be blended with the yield on the investment of other proceeds of the Certificates to reduce the negative arbitrage related to such - — investment. (b) No Working Capital. Except for an amount that does not exceed 5 percent of the Sale Proceeds of the Certificates (and that is directly related to capital expenditures financed by the Certificates), the City will only expend proceeds of the Certificates for (i) costs that would be chargeable to the capital accounts of the Project if the City's income were subject to federal income taxation and (ii) interest on the Certificates in an amount that does not cause the aggregate amount of interest paid on all of the Certificates to exceed that amount of interest on the Certificates that is attributable to the period that commences on the date hereof and ends on the later of (A) the date that is three years from the issue date of the Certificates or (B) the date that is one year after the date on which the Project is placed in service. (c) No Sale of a Conduit Loan. No portion of the gross proceeds of the Certificates has been or will be used to acquire, finance or refinance a conduit loan. 25. Allocations and Accounting. The proceeds of the Certificates will be allocated to expenditures not later than 18 months after the later of the date the expenditure is made or the date the Project is placed in service, but in no event later than the date that is 60 days after the fifth anniversary of the date hereof or the retirement of the last Certificates, if earlier. The allocation of proceeds will be made by employing the direct -tracing method of accounting, unless the City elects otherwise. 26. No Arbitrage. On the basis of the foregoing facts, estimates and circumstances, it is expected that the proceeds of the Certificates will not be used in a manner that would cause any of the Certificates to be an "arbitrage bond" within the meaning of Section 148 of the Code and the Regulations. To the best of the knowledge and belief of the undersigned, there are no other facts, estimates or circumstances that would materially change such expectations. 27. No Private Use, Payments or Loan Financing. (a) General. The City reasonably expects, as of the date hereof, that no action or event during the entire stated term of the Certificates will cause either the "private business tests" or the "private loan financing test," as such terms are defined in the Regulations, to be met. (i) No portion of the proceeds of the Certificates will be used in a trade or business of a nongovernmental person. For purposes of determining use, the City will apply rules set forth in applicable Regulations and Revenue Procedures promulgated by the Internal Revenue Service, including, among others, the following rules: (A) any activity carried on by a person other than a natural person or a state or local governmental unit will be treated as a trade or business of a nongovernmental person; (B) the use of all or any portion of the proceeds of the Certificates is treated as the direct use of proceeds; (C) a nongovernmental person will be treated as a private business user of proceeds of -9- DAL:672045.1 the Certificates as a result of ownership, actual or beneficial use of the proceeds pursuant to a lease, or a management or incentive payment contract, or certain other arrangements such as a take -or -pay or other output -type contract; and (D) the private business use test is met if a nongovernmental person has special legal entitlements to use directly or indirectly the proceeds of the Certificates. (ii) The City has not taken and will not take any deliberate action that would cause or permit the use of any portion of the proceeds of the Certificates to change such that such portion will be deemed to be used in the trade or business of a nongovernmental person for so long as any of the Certificates remain outstanding (or until an opinion of nationally recognized bond counsel is received to the effect that such change in use will not adversely affect the excludability from gross income for federal income tax purposes of interest payable on the Certificates). For this purpose any action within the control of the City is treated as a deliberate action. A deliberate action occurs on the date the City enters into a binding contract with a nongovernmental person for use of the proceeds of the Certificates that is not subject to any material contingencies. (iii) No portion of the proceeds of the Certificates will be directly or indirectly used to make or finance a loan to any person other than a state or local governmental unit. (b) Dispositions of Personal Property in the Ordinary Course. Dispositions of personal property financed with any portion of the proceeds of the Certificates will occur in the ordinary course of an established governmental program and will satisfy the following requirements. (i) The weighted average maturity of the portion of the Certificates financing personal property is not greater than 120 percent of the reasonably expected actual use of such personal property for governmental purposes; (ii) The reasonably expected fair market value of such personal property on the date of disposition will be not greater than 25 percent of its cost; (iii) Such personal property will no longer be suitable for its governmental purposes on the date of disposition; and (iv) The City is required to deposit amounts received from such disposition in a commingled fund with substantial tax or other governmental revenues and the City reasonably expects to spend such amounts on governmental programs within 6 months from the date of commingling. 28. Weighted Average Maturity. As calculated by the Financial Advisor in the manner described below and set forth in the Certificate of Financial Advisor, Exhibit B hereto, the weighted average maturity of the Certificates is 12.049 years which is the sum of the products of the Issue Price of each group of identical Certificates and the number of years to maturity (determined separately for each group of identical Certificates and taking into account mandatory redemptions), divided by the aggregate sale proceeds of the Certificates. -10- - DAL:672045.1 [SIGNATURE PAGE FOLLOWS] -11- DAL:672045.1 WITNESS MY HAND, this I day of J U�, , 2007. CITY OF SANGER, TEXAS By: it Titl EXHIBIT A —Certificate of Underwriter EXHIBIT B — Certificate of Financial Advisor i� L L l 1 HOU:2702192.1 - - CERTIFICATE OF PURCHASER The undersigned hereby certifies with respect to the sale of the City of Sanger, Texas Combination Tax and Revenue Certificates of Obligation, Series 2007 (the "Certificates"), as follows: 1. The undersigned is a duly authorized representative of Bank of America, N.A., Inc. ("the Purchaser"), that purchased the Certificates from the City of Sanger, Texas (the "City"), pursuant to a negotiated sale. In this capacity, the undersigned is familiar with the facts stated herein. 2. The Purchaser purchased the Certificates for $1,750,000 for its own account and not for resale. Based on the foregoing, the Issue Price of the Certificates (without taking into account costs of issuance orpre-issuance accrued interest), is $1,750,000.00. [SIGNATURE PAGE FOLLOWS] A-1 DAL:672045.1 The Purchaser hereby authorizes the City to rely on the statements made herein in connection with making the representations set forth in the Federal Tax Certificate to which this Certificate is attached and in connection with compliance by the City with the provisions of the Code regarding the exclusion from gross income of the interest on the Certificates. Further, we hereby authorize Andrews Kurth LLP, Bond Counsel to the City to rely on the statements made herein in connection with its opinion that interest on the Certificates is excludable from gross income for federal income tax purposes. EXECUTED and DELIVERED as of and on July 3, 2007. BANK OF AMERICA, N.A. Name: Title: A-2 DAL:672045.1 CERTIFICATE OF FINANCIAL ADVISOR The undersigned hereby certifies with respect to the sale of $1,750,000 Combination Tax and Revenue Certificates of Obligation, Series 2007 (the "Certificates"), as follows: 1. The undersigned is a duly authorized representative of Government Capital Securities Corporation, the financial advisor (the "Financial Advisor") to City of Sanger, Texas (the "City") in connection with the sale and delivery of the Certificates. In this capacity, the undersigned is familiar with the facts stated herein. 2. The term "yield" shall have the meaning ascribed to it in Section 148(h) of the Internal Revenue Code of 1986, as amended, and the Treasury Regulations thereunder. In the case of the Certificates, the term "yield" means that interest rate which when used as a discount factor in computing the present value as of the date hereof of all scheduled payments of principal of and interest on the Certificates produces an amount equal to the Issue Price of the Certificates, plus pre -issuance accrued interest. No underwriters' discount, issuance costs, or costs of carrying or repaying the Certificates has been taken into account for purposes of computing the yield on the Certificates. For purposes hereof, yield shall be calculated on the basis of a 360-day year with interest compounded semi-annually. The yield with respect to the Certificates subject to optional redemption is computed by treating each Certificate as retired at the stated redemption price on the final maturity date because (i) the City has no present intention to redeem prior to maturity the Certificates which are subject to optional redemption, (ii) no Certificate is subject to optional redemption at any time for a price less than the retirement price at final maturity plus accrued interest, (iii) no Certificate subject to optional redemption is issued at an Issue Price that exceeds the stated redemption price at maturity of such Certificate by more than one-fourth of one percent multiplied by the product of the stated redemption price at maturity of such Certificate and the number of complete years to the first optional redemption date for such Certificate, and (iv) no Certificate subject to optional redemption bears interest at a rate that increases during the term of the Certificate. The Certificates are subject to mandatory redemption. The yield on the Certificates is calculated by treating the outstanding stated principal amounts payable on the mandatory redemption dates as payments on such dates because the stated redemption price at maturity of the Certificates does not exceed the issue price of the Certificates by more than one-fourth of one percent multiplied by the product of the stated redemption price at maturity and the number of years to the date of the weighted average maturity (determined by taking into account the mandatory redemption schedule) of the Certificates. The yield on the Certificates, calculated in this manner and based on an amount equal to $1,750,000.00, which represents the Issue Price of the Certificates as set forth in the Certificate of Purchaser attached as Exhibit A, is 4.39351035 percent. B-1 DAL:672045.1 3. The Financial Advisor Calculated the weighted average maturity of the Certificates to be 12.049 years, which is the sum of the products of the Issue Price of each group of identical Certificates and the number of years to maturity (determined separately for each group of identical Certificates and taking into account mandatory redemptions), divided by the aggregate sale proceeds of the Certificates. 4. With respect to the issuance of the Certificates, the representations paragraph 24 of the Federal Tax Certificate are, to the best of our knowledge, true, complete. [SIGNATURE PAGE FOLLOWS] set forth in correct and B-2 DAL:672045.1 The Financial Advisor hereby authorizes the City to rely on the statements made herein in connection with making the representations set forth in the Federal Tax Certificate to which this - — Certificate is attached and in connection with compliance by the City with the provisions of the Code regarding the exclusion from gross income of the interest on the Certificates. Further, we hereby authorize Andrews Kurth LLP, Bond Counsel to the City to rely on the statements made herein in connection with its opinion that interest on the Certificates is excludable from gross income for federal income tax purposes. EXECUTED and DELIVERED as of and on July 3, 2007. GOVERNMENT CAPITAL SECURITIES CORPORATION By: Name Title: B-3 DAL:672045.1 8038-6 Information Return for Tax -Exempt Governmental Obligations Form ► Under Internal Revenue Code section 149(e) OMB No. 1545.0720 (Rev. November 2000) ► See separate Instructions. Departrnent or the Treasury Caution: I( the Issue price is under $100,000, use Form 8038-GC. Intemal Revenue Service • Reporting Authority If Amended Return, check here ► ❑ 1 Issuer's name 2 Issuer's employer identification number City of Sanger, Texas 3 Number and street (or P.O. box if mail is not delivered to street address) Room/suite 4 Report number 201 Bolivar Street 3 01 5 City, town, or post office, state, and ZIP code Sanger, Texas 76266 6 Date of issue 'OF 7 Name of Issue 8 CUSIP number Combination Tax and Revenue -Certificgtes 9 Name and title of officer or legal representative whom the IRS may call for more information 10 Telephone number of officer or legal representative Bob C. Griffo, Bond Counsel (214 ) 6594651 • Type of Issue (check applicable box es) and enter the Issue tree) see Instructions ana anacn schedule 11 ❑ Education . . . . . . . . . . . . . . . . . . . . . . . . . . 11 12 ❑ Health and hospital 12 13 ❑ Transportation a 13 14 ❑ Public safety. , . , , , , . . . . . , . . 14 15 ❑ Environment (including sewage bonds) . , . . , . . . , , 15 16 ❑ Housing , a 0 , . . , , , , , , , , , , , , , , , , , , a 16 17 ® Utilities . . . . a 0 17 18 ❑ Other. Describe ► 16 19 If obligations are TANS or RANs, check box ► ❑ If obligations are BANS, check box ► ❑ 20 If obligations are in the form of a lease or installment sale, check box . . . , , ► ❑ AM • Descri tion of Obligations. Complete for the entire issue for which this form is bein filed. (a) Final maturity date (b) Issue price (c) Statedredemption P Y average ightedirrit 9 Y (a) Yield 21 8/1/2027 $ 1.$ 1 nnn 1 12.049 years 1 4J935,1. % P7sn Uses of Proceeds of Bond Issue(including underwriters' discount 12. 23 24 25 26 27 28 29 30 Proceeds used for accrued interest Issue price of entire issue (enter amount from line 21, column (b)) . Proceeds used for bond issuance costs (including underwriters' discount) 24 29 850 Proceeds used for credit enhancement . , . , , , . , , 25 - Proceeds allocated to reasonably required reserve or replacement fund 26 - Proceeds used to currently refund prior issues 27 -0- Proceeds used to advance refund prior issues 28 "0" Total (add lines 24 through 28) , 0 0 0 0 9 a 4 9 0 11 Nonrefunding proceeds of the issue (subtract line 29 from line 23 and enter amount here). I a 22 -0- 23 1,7509000 29 - 29 85 30 1,720,150 • Description of Refunded Bonds (Complete this part only for refunding bonds. 31 Enter the remaining weighted average maturity of the bonds to be currently refunded .. . ► years 32 Enter the remaining weighted average maturity of the bonds to be advance refunded , ► years 33 Enter the last date on which the refunded bonds will be called. ► 34 Enter the date(s) the refunded bonds were issued ► Miscellaneous 35 Enter the amount of the state volume cap allocated to the issue under section 141(b)(5) 35 _0_ 36a Enter the amount of gross proceeds invested or to be invested in a guaranteed investment contract (see instructions) 36a ,_•„_. -n- b Enter the final maturity date of the guaranteed investment contract ► 37 Pooled financings: a Proceeds of this issue that are to be used to make loans to other governmental units 37a -0- b if this issue is a loan made from the proceeds of another tax-exempt issue, check box ► ❑ and enter the name of the issuer ► and the date of the issue ► 38 If the issuer has designated the issue under section 265(b)(3)(B)(i)(III) (small issuer exception), check box ► 39 If the issuer has elected to pay a penalty in lieu of arbitrage rebate, check box ► ❑ 40 If the issuer has identified a hedge, check box IN 9 a ► ❑ Under penalties of perjury, I declare that I have examined this return and accompanying schedules and statements, and to the best of my knowledge and belief, they are true, correct, and complete. Sign Here Date For Paperwork Reduction Act Notice, see page 2 of the instructions. s _,�e �tgS, 111far� Type or print na and title Cat, No. 63773S Form 8038-G (Rev. 11-2000) 600 Travis, Suite 4200 Houston, Texas 77002 713.220.4200 Phone 713.220.4285 Fax andrewskurth.com July 35 2007 WE HAVE ACTED as Bond Counsel for the City of Sanger, Texas (the ty"), in connection with an issue of certificates of obligation (the "Certificates") described as follows: CITY OF SANGER, TEXAS COMBINATION TAX AND REVENUE CERTIFICATES OF OBLIGATION, SERIES 2007, dated June 15, 2007, in the aggregate principal amount of $1,750,000, maturing on August 1, 2027. The Certificates are issuable in fully registered form only, in denomination of $1,750,000, bear interest and may be transferred and exchanged as set out in the Certificates and in the ordinance (the "Ordinance") adopted by the City Council of the City authorizing their issuance. WE HAVE ACTED as Bond Counsel for the sole purpose of rendering an opinion with respect to the legality and validity of the Certificates under the Constitution and laws of the State of Texas and with respect to the exclusion of interest on the Certificates from gross income under federal income tax law. In such capacity we have examined the Constitution and laws of the State of Texas; federal income tax law; and a transcript of certain certified proceedings pertaining to the issuance of the Certificates, as described in the Ordinance. The transcript contains certified copies of certain proceedings of the City; certain certifications and representations and other material facts within the knowledge and control of the City, upon which we rely; and certain other customary documents and instruments authorizing and relating to the issuance of the Certificates. We have also examined executed Certificate No. R4 of this issue. WE HAVE NOT BEEN REQUESTED to examine, and have not investigated or verified, any original proceedings, records, data or other material, but have relied upon the transcript of certified proceedings. We have not assumed any responsibility with respect to the financial condition or capabilities of the City or the disclosure thereof in connection with the sale of the Certificates. BASED ON SUCH EXAMINATION, it is our opinion as follows: (1) The transcript of certified proceedings evidences complete legal authority for the issuance of the Certificates in full compliance with the Constitution and laws of the State of Texas presently in effect; the Certificates constitute valid and legally binding obligations of the City enforceable in accordance with the terms and conditions thereof, except to the extent that the rights and remedies of the owners of the Certificates may be limited by laws heretofore or hereafter enacted relating to bankruptcy, insolvency, reorganization, moratorium or other similar laws affecting the rights of creditors of political subdivisions and the exercise of judicial discretion in appropriate cases; and the Certificates have been authorized and delivered in accordance with law; and HOU:2707585.1 A�if�tl4� Bei}�fl�s DaIIaHSoustR�buston �O1Ld4fldon ItR�sA��les f���'G��k ThT��i������s Wa�I�Tsr%��%' B� July 39 2007 Page 2 (2) The Certificates are payable, both as to principal and interest, from, and secured by, the proceeds of a continuing, direct annual ad valorem tax, levied within the limits prescribed by law, against taxable property within the City, which taxes have been pledged irrevocably to pay the principal of and interest on the Certificates; and (3) The Certificates are further secured by a limited and subordinate pledge of the net revenues of the water and sewer system of the City. The revenues to be derived from the operation of the City's water and sewer system after the payment of all operation and maintenance expenses thereof (the "Net Revenues"), in an amount not to exceed $1,000, are pledged to the payment of the principal of and interest on the Certificates, to the extent that ad valorem taxes may ever be insufficient or unavailable for said purpose; provided, however, that such pledge is junior and subordinate in all respects to the pledge of Net Revenues to the payment of any obligation of the City, whether authorized heretofore or hereafter, which the City designates as having a pledge senior to the pledge of Net Revenues to the payment of the Certificates. The City has reserved the right to issue, for any lawful purpose at any time, in one or more installments, bonds, certificates of obligation and other obligations of any kind secured by a pledge of the Net Revenues that may be prior and superior in right to, on a parity with, or junior and subordinate to the pledge of Net Revenues securing the Certificates. ALSO BASED ON OUR EXAMINATION AS DESCRIBED ABOVE, it is our further opinion that, subject to the restrictions hereinafter described, interest on the Certificates is excludable from gross income of the owners thereof for federal income tax purposes under existing law and is not subject to the alternative minimum tax on individuals or, except as hereinafter described, corporations. The opinion set forth in the first sentence of this paragraph is subject to the condition that the City comply with all requirements of the Internal Revenue Code of 1986, as amended (the "Code"), that must be satisfied subsequent to the issuance of the Certificates in order that interest thereon be, or continue to be, excluded from gross income for federal income tax purposes. The City has covenanted in the Ordinance to comply with each such requirement. Failure to comply with certain of such requirements may cause the inclusion of interest on the Certificates in gross income for federal income tax purposes to be retroactive to the date of issuance of the Certificates. The Code and the existing regulations, rulings and court decisions thereunder, upon which the foregoing opinions of Bond Counsel are based, are subject to change, which could prospectively or retroactively result in the inclusion of the interest on the Certificates in gross income of the owners thereof for federal income tax purposes. INTEREST ON all tax-exempt obligations, including the Certificates, owned by a corporation (other than an S corporation, a regulated investment company, areal estate investment trust (REIT), a real estate mortgage investment conduit (REMIC) or a financial asset securitization investment trust (FASIT)) will be included in such corporation's adjusted current earnings for purposes of calculating such corporation's alternative minimum taxable income. A HOU2707585.1 July 35 LUU / Page 3 corporation's alternative minimum taxable income is the basis on which the alternative minimum tax imposed by the Code is computed. EXCEPT AS DESCRIBED ABOVE, we express no opinion as to any federal, state or local tax consequences under present law, or future legislation, resulting from the ownership of, receipt or accrual of interest on, or the acquisition or disposition of, the Certificates. Prospective purchasers of the Certificates should be aware that the ownership of tax-exempt obligations, such as the Certificates, may result in collateral federal income tax consequences to, among others, Financial institutions, life insurance companies, property and casualty insurance companies, certain foreign corporations doing business in the United States, certain S corporations with Subchapter C earnings and profits, individual recipients of Social Security or Railroad Retirement benefits, taxpayers who are deemed to have incurred or continued indebtedness to purchase or carry tax-exempt obligations, taxpayers owning an interest in a FASIT that holds tax-exempt obligations and individuals otherwise qualified for the earned income tax credit. For the foregoing reasons, prospective purchasers should consult their tax advisors as to the consequences of investing in the Certificates. HOU:2707585. I ATTORNEY GENERAL Ol~ TEXAS GREG ABBOTT July 2, 2007 THIS IS TO CERTJFY that the City of Sanger, Texas (the "Issuer") has submitted to me City of Sanger Texas, Combination Tax and Revenue Certificate of Obligation, Series 2007 (the "Certificate") in the principal amount of $1,750,000 for approval. The Certificate is dated June 15, 2007, numbered R4, and was authorized by an Ordinance of the Issuer passed on June 18, 2007 (the "Ordinance"). I have examined the law and such certified proceedings and other papers as I deem necessary to render this opinion. As to questions of fact material to my opinion, I have relied upon representations of the Issuer contained in the certified proceedings and other certifications of public officials furnished to me without undertalcing to verify the same by independent investigation. I express no opinion relating to the aflicial statement or any other of%ring material relating to the Certificate. Based on my examination, I am of the opinion, as of the date hereof and under existing law, as follows (capitalized terms, except as herein defined, have the meanings given to them in the Ordinance): (1) The Certificate has been issued in accordance with law and is a valid and binding obligation of the Issuer. (2) The Certificate is payable from the proceeds of an annual ad valorem tax levied, within the limits prescribed by law, against all taxable property in the Issuer and is further payable from a pledge of the Net Revenues, in an amount not to exceed $1,000, provided that the pledge of Net Revenues is and shall be junior and subordinate in all respects to the pledge of Net Revenues to the payment of any obligation of the Issuer, whether authorized heretofore or hereafter, which the Issuer designates as having a pledge senior to the pledge of the Net Revenues to the payment of the Certificate. Therefore, the Certificate is approved. No.46511 BookNa. 2007C MAA POST OFf10E BO.X 12548, AUS TIN, TExns 78711-2548 rrL:(512)463-2100 WWW.OAG.STATE. TX. US Au Equn! Employment OpporrNnity Employer • printed a� Reoyclyd Pnper OFFICE OF COMPTROLLER OF THE STATE OF TEXAS I, Melissa Mora, Bond Clerk Assistant Bond Clerk in the office of the Comptroller of the State of Texas, do hereby certify that, acting under the direction and authority of the Comptroller on the 2nd day of July. 2007, 1 signed the name of the Comptroller to the certificate of registration endorsed upon the: Citxof Sanger, Te�cas, Combination Tax and Revenue Certificate of Obligation, Series 2007, numbered R-1 dated following signature: IN WITNESS and that in signing the certificate of registration I used the EOF i have executed this the 2nd day of July, 2007. I, Susan Combs, Comptroller of Public Accounts of the State of Texas, certi#y that the person who has signed the above certificate was duly designated and appointed by me under authority vested in me by Chapter 403, Subchapter H, Government Code, with authority to sign my name to all certificates of registration, and/or cancellation of bonds required by law to be registered and/or cancelled by me, and was acting as such on the date first mentioned In this certificate, and that the bonds/certificates described in this certificate have been duly registered in the office of the Comptroller, under Registration Number 72995. GIVEN under my hand and seal of office at Austin, Texas, this the 2nd day of July. 2007. SUSAN COMBS Comptroller of Public Accounts of the State of Texas OFFICE OF COMPTROLLER OF THE STATE OF TEXAS I, SUSAN COMBS, Comptroller of Public Accounts of the State of Texas, do hereby certify that the attachment is a true and correct copy of the opinion of the At#orney General approving the: City of Sanger Texas Combination Tax and Revenue Certificate of Obligation. Series 2007 numbered R-1. of the denomination of $ 1.750A00, dated June 15. 2007, as authorized by issuer, interest 4a4 percent, under and by authority of which said bonds/certificates were registered electronically in the office of the Comptroller, on the 2nd day of July. 2007, under Registration Number 72995. Given under my hand and seal of ofifice, at Aus#in, Texas, the 2nd day of July. 2007. . SUSAN COMBS Comptroller of Public Accounts of the State of Texas $I,750,000 CITY OF BANGER, TEXAS COMBINATION TAX AND REVENUE CERTIFICATES OF OBLIGATION F. _ � 1 _ 11 PURCHASER'S RECEIPT July 3, 2007 I, the undersigned, a duly authorized representative of Bank of America, N.A., hereby acknowledge receipt from the City of the Initial Certificate of its $1,750,000 Combination Tax and Revenue Certificates of Obligation, Series 2007, dated June 15, 2007, which have been delivered to the undersigned in proper form on the date hereof., By:_ Name: Title: .A. Rtff�ert Doss Vice President HOU:2702233.1 $1,750,000 CITY OF SANGER, TEXAS COMBINATION TAX AND REVENUE CERTIFICATES OF OBLIGATION SERIES 2007 PURCHASER'S RECEIPT July 3, 2007 I, the undersigned, a duly authorized representative of Bank of America, N.A., hereby acknowledge receipt from the City of the Initial Certificate of its $1,750,000 Combination Tax and Revenue Certificates of Obligation, Series 2007, dated June 15, 2007, which have been delivered to the undersigned in proper form on the date hereof. IC � • By:_ Name: Title: .A. pert Doss ce President HOU:2702233.1 UNITED STATES OF AMERICA STATE OF TEXAS CITY OF SANGER, TEXAS COMBINATION TAX AND REVENUE CERTIFICATE OF OBLIGATION SERIES 2007 NUMBER DENOMINATION R-1 $1,7502000 REGISTERED REGISTERED INTEREST RATE: DATED DATE; DELIVERY DATE: 4.40% June 15, 2007 July 3, 2007 REGISTERED OWNER: BANK OF AMERICA, N.A. PRINCIPAL AMOUNT: ONE MILLION SEVEN HUNDRED FIFTY THOUSAND AND N0/100 DOLLARS ($1,750,000) THE CITY OF SANGER, TEXAS, a municipal corporation of the State of Texas (the "City"), for value received, hereby promises to pay to the Registered Owner identified above or its registered assigns, upon presentation and surrender of this Certificate at the principal corporate trust office of Bank of America, N.A., Dallas, Texas, or its successor (the "Paying Agent/Registrae), the principal amount identified above (or so much thereof as shall not have been paid or deemed to have been paid upon prior redemption) payable in any coin or currency A the United States of America which on the date of payment of such principal is legal tender for the payment of debts due to the United States of America, and to pay interest thereon at the rate shown above, calculated on a basis of a 360-day year composed of twelve 30-day months, from the Delivery Date identified above. Interest on this Certificate is payable on August 1, 2008, and each February 1 and August 1 thereafter until maturity or earlier redemption of this Certificate, by check sent by United States mail, first class, postage prepaid, by the Paying Agent/Registrar to the Registered Owner of record as of the close of business on the fifteenth day of the calendar month immediately preceding the applicable interest payment date, as shown on the registration books kept by the Paying Agent/Registrar. Any accrued interest payable at maturity or earlier redemption shall be paid upon presentation and surrender of this Certificate at the principal corporate trust office of the Paying Agent/Registrar. The unpaid principal of this Certificate shall mature and shall be payable in installments on August 1 in the years and in the amounts set forth in the table below: Payment Date Principal Amount Payment Date Principal Amount 2008 $ 50,000 2018 85,000 2009 %000 2019 90,000 2010 6%000 2020 95,000 2011 65,000 2021 1002000 2012 65,000 2022 105,000 2013 70,000 2023 11%000 2014 75,000 2024 11 %000 HOU:2700304.2 2015 75,000 2025 115,000 2016 809000 2026 125,000 2017 859000 2027 13000 THIS CERTIFICATE REPRESENTS A DULY AUTHORIZED SERIES OF CERTIFICATES (the "Certificates") in the aggregate principal amount of $1,750,000 issued pursuant to an ordinance adopted by the City Council of the City on June 18, 2007 (the "Ordinance") for the purpose of providing all or part of the funds to pay contractual obligations to be incurred for the construction of public works and the purchase of materials, supplies, equipment, machinery, buildings, land and rights -of -way for authorized needs and purposes and for the payment of contractual obligations for professional services, to wit (1) to acquire and renovate a building and parking area to be used by the City's public works departments (2) to purchase phone, alarm and computer equipment and office furniture for such building, and (3) professional services rendered in connection with the above listed projects. THIS CERTIFICATE shall not be valid or obligatory for any purpose or be entitled to any benefit under the Ordinance unless this Certificate either (i) is registered by the Comptroller of Public Accounts of the State of Texas by due execution of the registration certificate endorsed hereon or (ii) is authenticated by the Paying Agent/Registrar by due execution of the authentication certificate endorsed hereon. ON ANY DATE, the principal installments of this Certificate may be redeemed prior to their scheduled maturities, at the option of the City, with funds derived from any available and lawful source, as a whole, or in part, and, if in part, the particular principal installments or portions thereof, to be redeemed shall be selected and designated by the City, at a redemption price equal to the principal amount to be redeemed plus accrued interest to the date fixed for redemption, plus the "Make -Whole Amount". The Make -Whole Amount shall be equal to the greater of (i) zero, or (ii) the Mark -to -Market adjustment, The City shall determine the principal amount and the principal installments of this Certificate to be redeemed and shall provide the Registered Owner with at least three Business Days written notice in advance of the date of redemption. For the purposes of the above, the following definitions shall apply: 1. Mark -to -Market Adjustment: The amount, calculated on any prepayment date, which is derived by subtracting: (i) the principal amount of this Certificate to be prepaid as of such prepayment date, from (ii) the Mark -to -Market Value of this Certificate to be prepaid on such prepayment date. 2. Mark -to -Market Value: The amount, calculated on any prepayment date, which is derived by surnrning the present values of each prospective payment of principal and interest which without such full or partial prepayment, could otherwise have been received by the Purchaser over the remaining contractual life of this Certificate if the Purchaser had instead invested the proceeds of this Certificate on the issuance date at the Initial Blended Money Market Funds Rate. The individual discount rate used to evaluate each prospective payment of interest and/or principal shall be the Current Blended HOU:2700309.1 _ Money Market Funds Rate for the maturity matching that of each specific payment of principal and/or interest. 3. Initial Blended Money Market Funds Rate: That borrowing rate, calculated on the issuance date and including costs incurred by the Purchaser or FDIC insurance, reserve requirements, and other such explicit or implicit cost levied upon the Purchaser by any regulatory agency, which would be attainable by the Purchaser if it borrowed funds with an interest payment frequency and principal repayment schedule matching that of this Certificate. Such funds would be borrowed in one or more wholesale funding markets available to the Purchaser, including negotiable certificates of deposits, federal funds and others. The City acknowledges that the Purchaser may not actually purchase this Certificate with any such specific matched set or mix of instruments, and that the Initial Blended Money Market Funds Rate is the Purchaser's reasonable estimate only. 4. Current Blended Money Market Funds Rafie: That rate, calculated on the prepayment date and including cost incurred by the Purchaser for FDIC insurance, reserve requirements, and other such explicit or implicit cost levied upon the Purchaser by any regulatory agency, which would be attainable by the Purchaser if it borrowed funds in a maturity matching a specific prospective Certificate payment date. Such funds would be borrowed in one or more wholesale funding markets available to the Purchaser, including negotiable certificates of deposit, federal funds, or others. A separate Current Blended Money Market Funds Rate will be calculated for each prospective interest and/or principal payment date. City acknowledges that the Current Blended Money Market Funds Rate is the Purchaser's reasonable estimate only, and that the Purchaser is under no obligation actually to purchase or match funds for any transaction. CERTIFICATES MAY BE REDEEMED IN PART only in integral multiples of $5,000. If a Certificate subject to redemption is in a denomination larger than $5,000, a portion of such Certificate may be redeemed, but only in integral multiples of $5,000. In selecting portions of Certificates for redemption, each Certificate shall be treated as representing that number of Certificates of $5,000 denomination which is obtained by dividing the principal amount of such Certificate by $5,000. Upon surrender of any Certificate for redemption in part, the Paying Agent/Registrar, in accordance with the provisions of the Ordinance, shall authenticate and deliver in exchange therefor a Certificate or Certificates of like maturity and interest rate in an aggregate principal amount equal to the unredeemed portion of this Certificate so surrendered. NOTICE OF ANY SUCH REDEMPTION, identifying the Certificates or portions thereof to be redeemed, shall be sent by United States mail, first class, postage prepaid, to the Registered Owners thereof at their addresses as shown on the books of registration kept by the Paying Agent/Registrar, not less than thirty (30) days before the date fixed for such redemption. By the date fixed for redemption, due provision shall be made with the Paying Agent/Registrar for the payment of the redemption price of the Certificates called for redemption. If such notice of redemption is given, and if due provision for such payment is made, all as provided above, the Certificates which are to be so redeemed thereby automatically shall be redeemed prior to their scheduled maturities, they shall not bear interest after the date fixed for redemption, and they shall not be regarded as being outstanding except for the purpose of being paid with the funds so provided for such payment. HOU:2700309.1 THIS CERTIFICATE IS TRANSFERABLE only upon presentation and surrender at the principal corporate trust office of the Paying Agent/Registrar, accompanied by an assignment duly executed by the Registered Owner or its authorized representative, subject to the terms and conditions of the Ordinance. THIS CERTIFICATE IS EXCHANGEABLE at the principal corporate trust office of the Paying Agent/Registrar for a Certificate or Certificates of the same maturity and interest rate and in the principal amount of $5,000 or any integral multiple thereof, subject to the terms and conditions of the Ordinance. THE PAYING AGENT/REGISTRAR is not required to accept for transfer or exchange any Certificate called for redemption, in whole or in part, during the forty-five (45) day period immediately prior to the date fixed for redemption; provided, however, that such limitation shall not apply to the transfer or exchange by the Registered Owner of an unredeemed portion of a Certificate called for redemption in part. THE CITY OR PAYING AGENT/REGISTRAR may require the Registered Owner of any Certificate to pay a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with the transfer or exchange of a Certificate. Any fee or charge of the Paying Agent/Registrar for a transfer or exchange shall be paid by the City. THE REGISTERED OWNER of this Certificate by acceptance hereof, acknowledges and agrees to be bound by all the terms and conditions of the Ordinance. IT IS HEREBY DECLARED AND REPRESENTED that this Certificate has been duly and validly issued and delivered; that all acts, conditions and things required or proper to be performed, exist and to be done precedent to or in the issuance and delivery of this Certificate have been performed, exist and have been done in accordance with law; that the Certificates do not exceed any constitutional or statutory limitation; and that annual ad valorem taxes sufficient to provide for the payment of the interest on and principal of this Certificate, as such interest comes due and such principal matures, have been levied and ordered to be levied, within the limits prescribed by law, against all taxable property in the City and have been irrevocably pledged for such payment. IT IS FURTHER DECLARED AND REPRESENTED that the revenues to be derived from the City's water and sewer system, after the payment of all operation and maintenance expenses thereof (the "Net Revenues"), in an amount not to exceed $1,000, are pledged to the payment of the principal of and interest on the Certificates, provided that the pledge of Net Revenues is and shall be junior and subordinate in all respects to the pledge of Net Revenues to the payment of any obligation of the City, whether authorized heretofore or hereafter, which the City designates as having a pledge senior to the pledge of the Net Revenues to the payment of the Certificates. The City also reserves the right to issue, for any lawful purpose at any time, in one or more installments,. bonds, certificates of obligation and other obligations of any kind, secured in whole or in part by a pledge of Net Revenues, that may be prior and superior in right to, on a parity with, or junior and subordinate to the pledge of Net Revenues securing the Certificates. HOU:2700309. i REFERENCE IS HEREBY MADE TO THE ORDINANCE, a copy of which is filed with the Paying Agent/Registrar, for the full provisions thereof, to all of which the Registered Owners of the Certificates assent by acceptance of the Certificates. HOtJ:2700309.1 IN WITNESS WHEREOF, the City has caused its corporate seal to be impressed or placed in facsimile hereon and this Certificate to be signed by the Mayor, countersigned by the City Secretary by their manual, lithographed or printed facsimile signatures. CITY OF BANGER, TEXAS COUNTERSIGNED: c.:zry �ecreiary s HOU:2700304.2 COMPTROLLER'S REGISTRATION CERTIFICATE THE STATE OF TEXAS =ri E REGISTER NO. j .�i ,� b OFFICE OF THE COMPTROLLER OF PUBLIC ACCOUNTS I hereby certify that this certificate has been examined, certified as to validity and approved by the Attomey General of the State of Texas, and that this certificate has been registered by the Comptroller of Public Accounts of the State of Texas. , WITNESS MY SIGNATURE AND SEAL OF OFFICE this 2007. Cornpt�oller of Public Accounts of the State of Texas [SEAL] HOU:2700309.1 ` ASSIGNMENT For value received, the undersigned hereby sells, assigns and transfers unto (Please print or type name, address, and zip code of Transferee) (Please insert Social Security or Taxpayer Identification Number of Transferee) the within bond and all rights thereunder, and hereby irrevocably constitutes and appoints attorney to transfer such bond on the books kept for registration thereof, with full power of substitution in the premises. DATED; Signature Guaranteed: Registered Owner NOTICE: The signature above must correspond to the name of the Registered Owner as shown on the face of this bond in NOTICE: Signature must be guaranteed by a every particular, without any alteration, member firm of the New York Stock Exchange enlargement or change whatsoever, or a commercial bank or trust company. H4U:2700309,2 CITY OF SANGER, TEXAS $1,750,000 COMBINATION TAX AND REVENUE CERTIFICATES OF OBLIGATION SERIES 2007 The following information is included in the transcript submitted to the Office of the Attorney General for the purpose of obtaining Attorney General approval of the issuance of the referenced bonds, as required by H.B. 1564, 74th Legislature, Regular Session (Tex. Laws 1995, ch. 383, at 2930). A. An additional copy of the Final Official Statement and the following information, if not included in the Final Official Statement or such statement has not been prepared. 1. Name of bond issue: City of Sanger, Texas Combination Tax and Revenue Certificates of Obligation, Series 2007 2. a) par amount of issue: $1,750,000 b) dollar amount of bond premium, if any: N/A c) dollar amount of bond original issue discount, if any: N/A 3. Dated date: June 15, 2007 4. Closing date (expected delivery date, on or about): July 3, 2007 5. By year, maturity amounts, coupon rates, prices or yields: See Attached. (If no reoffering yield (NRO) indicated, please provide yield separately.) 6. Call provisions, including premiums, if any: see attached 7. Mandatory redemption provisions: N/A 8. Debt -service schedule, principal and interest, and annual totals, with fiscal year identified: See Attached. 9. Use of derivative products associated with financing: N/A 10. If applicable, schedule of bonds refunded, including, by year, principal amount, coupon, and interest cost: N/A 11. Pledge: tax (ad valorem, sales, other), revenue, combination: Ad valorem tax 12. Type of credit enhancement (including PSF guarantee): N/A 13. Rating services) and ratings) assigned to issue: N/A B. Additional Information 1. Type of sale: Competitive 2. Pricing: Negotiated sale: June 18, 2007 Competitive sale: N/A 3. If purchaser of bonds is a governmental entity, such as the Texas Water Development Board, please name purchaser: N/A 4. If a refunding bond issue, please provide final schedule of cash and present value savings (loss): N/A 5. If a school district refunding bond issue, and the refunding involves "old debt" per the Texas Education Code, please provide schedule of principal and interest payments of refunding bonds associated with "old debt": N/A HOU:2700314.2 If the same issue also involves "new debt," please provide a schedule of principal and interest payments on the "new debt" portion as well. These two schedules together should equal total debt service by maturity: All of the refunded bonds represent (and accordingly all of the refunding bonds are associated with) "new debt." N/A 6. CAB's and CIB's —please provide the per annum bond interest rates by maturity as shown in the bond order document: N/A 7. Costs of Issuance —please provide best estimate of costs. If final costs are significantly different, please submit changes directly to the Texas Bond Review Board. Call (512) 463-1741 or (512) 475-4802 (FAX). ►Ti � ►t6�i�i�-�i .- -� - � �BY - -_ - _ - __ _-,.. ;. :.� - ,_ - - �- - :. - .- �- - - -., _, .. (a) relates to the ongoing tees or recurring costs of a financing for services such as paying agent, remarketing agent, credit provider and other similar services (may be expressed as a formula as appropriate) (b) e.g., bond counsel, financial advisor, paying agent, printing, AG approval (c) e.g., remarketing fees, escrow verification fees, etc. (d) the cost for marketing and selling the bonds, including takedown, structuring fee, underwriting risk and expenses. PERSON COMPLETING FORM: Telephone No. (713) 220-3879 Name: Hoang T. Vu Fax No. (713) 238-7129 HOU:2700314.2 Redemption Provision On any date, the principal installments of the Certificates may be redeemed prior to their scheduled maturities, at the option of the City, with funds derived from any available and lawful source, as a whole, or in part, and, if in part, the particular principal installments or portions thereof, to be redeemed shall be selected and designated by the City, at a redemption price equal to the principal amount to be redeemed plus accrued interest to the date fixed for redemption, plus the "Make -Whole Amount". The Make -Whole Amount shall be equal to the greater of (i) zero, or (n) the Mark -to -Market adjustment. The City shall determine the principal amount and the principal installments of the Certificate to be redeemed and shall provide the Registered Owner with at least three Business Days written notice in advance of the date of redemption. For the purposes of the above, the following definitions shall apply: 1. Mark -to -Market Adjustment: The amount, calculated on any prepayment date, which is derived by subtracting: (i) the principal amount of the Certificate to be prepaid as of such prepayment date, from (ii) the Mark -to -Market Value of the Certificate to be prepaid on such prepayment date. 2. Mark -to -Market Value: The amount, calculated on any prepayment date, which is derived by summing the present values of each prospective payment of principal and interest which without such full or partial prepayment, could otherwise have been received by the Purchaser over the remaining contractual life of the Certificate if the Purchaser had instead invested the proceeds of the Certificate on the issuance date at the Initial Blended Money Market Funds Rate. The individual discount rate used to evaluate each prospective payment of interest and/or principal shall be the Current Blended Money Market Funds Rate for the maturity matching that of each specific payment of principal and/or interest. 3. Initial Blended Money Market Funds Rate: That borrowing rate, calculated on the issuance date and including costs incurred by the Purchaser or FDIC insurance, reserve requirements, and other such explicit or implicit cost levied upon the Purchaser by any regulatory agency, which would be attainable by the Purchaser if it borrowed funds with an interest payment frequency and principal repayment schedule matching that of the Certificate. Such funds would be borrowed in one or more wholesale funding markets available to the Purchaser, including negotiable certificates of deposits, federal funds and others. The City acknowledges that the Purchaser may not actually purchase the Certificate with any such specific matched set or mix of instruments, and that the Initial Blended Money Market Funds Rate is the Purchaser's reasonable estimate only. 4. Current Blended Money Market Funds Rate: That rate, calculated on the prepayment date and including cost incurred by the Purchaser for FDIC insurance, reserve requirements, and other such explicit or implicit cost levied upon the Purchaser by any regulatory agency, which would be attainable by the Purchaser if it borrowed funds in a maturity matching a specific prospective Certificate payment date. Such funds would be borrowed in one or more wholesale funding markets available to the Purchaser, including negotiable certificates of deposit, federal funds, or 3 HOU:2700314.2 others. A separate Current Blended Money Market Funds Rate will be calculated for each prospective interest and/or principal payment date. City acknowledges that the Current Blended Money Market Funds Rate is the Purchaser's reasonable estimate only, and that the Purchaser is under no obligation actually to purchase or match funds for any transaction. HOU:2700314.2